Civic Intelligence

Garrison Benefit Trust Fund Veba

990EZ • Fiscal year 2025 • EIN 13-3898392

Jul 01, 2024 to Jun 30, 2025 • Filed on Sep 06, 2025

Organization ProfileN/A
PO Box 193Garrison, NY 10524

(845) 494-1758

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

61st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2025 filings • 501(c)9 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2025 filings • 501(c)9 • <$500k nonprofits • Source year 2025

Net Margin

24th percentile

-19%

Higher net margin than 24% of similar nonprofits.

2025 filings • 501(c)9 • <$500k nonprofits • Source year 2025

Top Officer Pay

75th percentile

$0

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2025 filings • 501(c)9 • <$500k nonprofits • Source year 2025

Asset Growth

26th percentile

-24%

Faster asset growth than 26% of similar nonprofits.

2025 filings • 501(c)9 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

30th percentile

-16%

Faster revenue growth than 30% of similar nonprofits.

2025 filings • 501(c)9 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets61st percentile

Assets

Down

$52,387

Down $16,253 (-24%) from 2024

Net Assets

Down

$52,387

Down $16,253 (-24%) from 2024

Liabilities

Flat

$0

Flat from 2024

Revenue And Expenses
Liabilities / Revenue62nd percentileNet Margin24th percentile

Revenue

Down

$87,713

Down $16,503 (-16%) from 2024

Expenses

Up

$103,966

Up $24,011 (+30%) from 2024

Net Income

Down

-$16,253

Down $40,514 (-167%) from 2024

Historical Trend

Balance Sheet Trend

Asset Growth26th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2011: $6,488Liabilities 2011: $02011Assets 2012: $956Liabilities 2012: $02012Assets 2013: $98,726Liabilities 2013: $02013Assets 2014: $105,625Net Assets 2014: $105,6252014Assets 2015: $94,906Net Assets 2015: $94,9062015Assets 2016: $92,274Net Assets 2016: $92,2742016Assets 2017: $105,511Liabilities 2017: $02017Assets 2018: $76,271Liabilities 2018: $02018Assets 2019: $48,961Liabilities 2019: $02019Assets 2020: $98,162Liabilities 2020: $02020Assets 2021: $46,721Liabilities 2021: $0Net Assets 2021: $46,7212021Assets 2022: $64,215Liabilities 2022: $0Net Assets 2022: $64,2152022Assets 2023: $44,379Liabilities 2023: $0Net Assets 2023: $44,3792023Assets 2024: $68,640Liabilities 2024: $0Net Assets 2024: $68,6402024Assets 2025: $52,387Liabilities 2025: $0Net Assets 2025: $52,3872025

Highlighted filing

2025

Assets$52,387
Liabilities$0
Net Assets$52,387
Open 2025 Filing

Operations Trend

Revenue Growth30th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2011: $8,229Expenses 2011: $35,843Net Income 2011: -$27,6142011Revenue 2012: $74,374Expenses 2012: $79,906Net Income 2012: -$5,5322012Revenue 2013: $187,000Expenses 2013: $89,229Net Income 2013: $97,7712013Revenue 2014: $73,814Expenses 2014: $66,915Net Income 2014: $6,8992014Revenue 2015: $80,930Expenses 2015: $91,649Net Income 2015: -$10,7192015Revenue 2016: $85,008Expenses 2016: $89,189Net Income 2016: -$4,1812016Revenue 2017: $78,708Expenses 2017: $63,926Net Income 2017: $14,7822017Revenue 2018: $79,716Expenses 2018: $108,956Net Income 2018: -$29,2402018Revenue 2019: $75,940Expenses 2019: $103,220Net Income 2019: -$27,2802019Revenue 2020: $87,396Expenses 2020: $59,853Net Income 2020: $27,5432020Revenue 2021: $89,631Expenses 2021: $141,072Net Income 2021: -$51,4412021Revenue 2022: $101,590Expenses 2022: $84,096Net Income 2022: $17,4942022Revenue 2023: $100,235Expenses 2023: $120,071Net Income 2023: -$19,8362023Revenue 2024: $104,216Expenses 2024: $79,955Net Income 2024: $24,2612024Revenue 2025: $87,713Expenses 2025: $103,966Net Income 2025: -$16,2532025

Highlighted filing

2025

Revenue$87,713
Expenses$103,966
Net Income-$16,253
Open 2025 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Sep 6, 2025
Return Version
2024v5.0
Gross Receipts
$87,713
Mission and Program Overview

Mission

Garrison teachers association benefit trust fund

Program Services

DescriptionGrantsExpenses
Manages vision, dental and life insurance benefits for Garrison Teachers and staff within Garrison School--
Compensation and Service Providers
Top Officer Pay75th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Melissa DeFonceTrustee-$0--
Sara StevensonTrustee-$0--
Christine ValvanoTrustee-$0--
Filing and Contact Details

Filer

Filer Name
Garrison Benefit Trust Fund Veba
EIN
13-3898392
Phone
8454941758
Address
PO Box 193, Garrison, NY 10524

Signing Officer

Name
Melissa DeFonce
Title
trustee
Phone
8454941758
Signed
2025-09-06
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

“Bank & Checking Fees $193 File Tax Fee $41 Fiduciary Insurance $600”

Raw XML Appendix120 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt098442
IRS990EZ/BooksInCareOfDetail/PersonNm0Melissa DeFonce
IRS990EZ/BooksInCareOfDetail/PhoneNum08454941758
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO Box 193
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt01100 Route 9 D
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Garrison
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd010524
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt068640
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt052387
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt087465
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-16253
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt04675
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt068640
IRS990EZ/Form990TotalAssetsGrp/EOYAmt052387
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt087713
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0248
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt068640
IRS990EZ/NetAssetsOrFundBalancesEOYAmt052387
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt068640
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt052387
IRS990EZ/OccupancyRentUtltsAndMaintAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.25
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.25
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.25
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Melissa DeFonce
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Sara Stevenson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Christine Valvano
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Trustee
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt0834
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0Garrison Teachers Association Benefit Trust Fund
IRS990EZ/PrintingPublicationsPostageAmt015
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Manages vision, dental and life insurance benefits for Garrison Teachers and staff within Garrison School
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NY
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt0103966
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt087713
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Bank & Checking Fees $193 File Tax Fee $41 Fiduciary Insurance $600
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Melissa DeFonce
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0trustee
ReturnHeader/BusinessOfficerGrp/PhoneNum08454941758
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GARRISON BENEFIT TRUST FUND VEBA
ReturnHeader/Filer/BusinessNameControlTxt0GARR
ReturnHeader/Filer/EIN0133898392
ReturnHeader/Filer/PhoneNum08454941758
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 193
ReturnHeader/Filer/USAddress/CityNm0Garrison
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd010524
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-09-07T08:05:05-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$52,387
Liabilities
$0
Net assets
$52,387
Revenue
$87,713
Expenses
$103,966
Net income
-$16,253
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.52$0.00$0.52$0.88$1.04$0.16
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.69$0.00$0.69$1.04$0.80$0.24
2023Detailed filing. Detailed filing data is available for this year.$0.44$0.00$0.44$1.00$1.20$0.20
2022Detailed filing. Detailed filing data is available for this year.$0.64$0.00$0.64$1.02$0.84$0.17
2021Detailed filing. Detailed filing data is available for this year.$0.47$0.00$0.47$0.90$1.41$0.51
2020Summary only. Only limited summary data is available for this year.$0.98$0.00$0.87$0.60$0.28
2019Summary only. Only limited summary data is available for this year.$0.49$0.00$0.76$1.03$0.27
2018Summary only. Only limited summary data is available for this year.$0.76$0.00$0.80$1.09$0.29
2017Summary only. Only limited summary data is available for this year.$1.06$0.00$0.79$0.64$0.15
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.92$0.92$0.85$0.89$0.04
2015Detailed filing. Detailed filing data is available for this year.$0.95$0.95$0.81$0.92$0.11
2014Detailed filing. Detailed filing data is available for this year.$1.06$1.06$0.74$0.67$0.07
2013Summary only. Only limited summary data is available for this year.$0.99$0.00$1.87$0.89$0.98
2012Summary only. Only limited summary data is available for this year.$0.01$0.00$0.74$0.80$0.06
2011Summary only. Only limited summary data is available for this year.$0.06$0.00$0.08$0.36$0.28
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2025 filings • 501(c)9 • <$500k nonprofits