Civic Intelligence

Medicare Rights Center Inc

EIN 13-3505372 • 501(c)3 • New York, NY

View Organization Page

Profile

The medicare rights center is a national, nonprofit consumer service organization that works to ensure access to affordable health care for older adults and people with disabilities through counseling, advocacy, educational programs, and public policy initiatives.

266 WEST 37th ST 3RD FLOORNew York, NY 10018

www.medicarerights.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

62nd percentile

0.23x

Higher debt load relative to assets than 62% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

64th percentile

0.29x

Higher debt load relative to revenue than 64% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Net Margin

39th percentile

0.5%

Higher net margin than 39% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Top Officer Pay

92nd percentile

$268,362

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 5.1% of source-year revenue.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Asset Growth

42nd percentile

2.2%

Faster asset growth than 42% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2025

Revenue Growth

58th percentile

11%

Faster revenue growth than 58% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2025

Balance Sheet
Liabilities / Assets62nd percentile

Assets

Up

$6,516,462

Up $180,562 (+2.8%) from 2024

Liabilities

Up

$1,513,885

Up $67,530 (+4.7%) from 2024

Net Assets

Up

$5,002,577

Up $113,032 (+2.3%) from 2024

Operations
Liabilities / Revenue64th percentileNet Margin39th percentile

Revenue

Up

$5,279,102

Up $433,550 (+8.9%) from 2024

Expenses

Up

$5,253,324

Up $599,919 (+13%) from 2024

Net Income

Down

$25,778

Down $166,369 (-87%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth42nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2011: $2,270,663Liabilities 2011: $177,384Net Assets 2011: $2,093,2792011Assets 2012: $2,021,145Liabilities 2012: $77,201Net Assets 2012: $1,943,9442012Assets 2013: $2,072,606Liabilities 2013: $69,103Net Assets 2013: $2,003,5032013Assets 2014: $2,110,996Liabilities 2014: $65,722Net Assets 2014: $2,045,2742014Assets 2015: $2,858,828Liabilities 2015: $70,485Net Assets 2015: $2,788,3432015Assets 2016: $2,748,178Liabilities 2016: $221,308Net Assets 2016: $2,526,8702016Assets 2017: $2,958,049Liabilities 2017: $116,713Net Assets 2017: $2,841,3362017Assets 2018: $2,844,613Liabilities 2018: $142,904Net Assets 2018: $2,701,7092018Assets 2019: $3,236,178Liabilities 2019: $191,430Net Assets 2019: $3,044,7482019Assets 2020: $4,173,312Liabilities 2020: $565,335Net Assets 2020: $3,607,9772020Assets 2021: $4,326,326Liabilities 2021: $280,224Net Assets 2021: $4,046,1022021Assets 2022: $4,675,870Liabilities 2022: $378,270Net Assets 2022: $4,297,6002022Assets 2023: $6,234,533Liabilities 2023: $1,660,699Net Assets 2023: $4,573,8342023Assets 2024: $6,335,900Liabilities 2024: $1,446,355Net Assets 2024: $4,889,5452024Assets 2025: $6,516,462Liabilities 2025: $1,513,885Net Assets 2025: $5,002,5772025

Highlighted filing

2025

Assets$6,516,462
Liabilities$1,513,885
Net Assets$5,002,577
Open 2025 Filing

Operations Trend

Revenue Growth58th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $3,363,165Expenses 2011: $3,012,808Net Income 2011: $350,3572011Expenses 2012: $2,812,3622012Revenue 2013: $2,825,926Expenses 2013: $2,766,367Net Income 2013: $59,5592013Revenue 2014: $2,773,977Expenses 2014: $2,732,206Net Income 2014: $41,7712014Revenue 2015: $3,867,104Expenses 2015: $3,124,035Net Income 2015: $743,0692015Revenue 2016: $3,475,554Expenses 2016: $3,739,531Net Income 2016: -$263,9772016Revenue 2017: $3,977,626Expenses 2017: $3,721,313Net Income 2017: $256,3132017Revenue 2018: $3,519,300Expenses 2018: $3,696,496Net Income 2018: -$177,1962018Revenue 2019: $4,026,857Expenses 2019: $3,696,132Net Income 2019: $330,7252019Revenue 2020: $4,121,429Expenses 2020: $3,566,968Net Income 2020: $554,4612020Revenue 2021: $4,014,929Expenses 2021: $3,753,948Net Income 2021: $260,9812021Revenue 2022: $4,027,841Expenses 2022: $3,603,361Net Income 2022: $424,4802022Revenue 2023: $4,289,491Expenses 2023: $4,095,816Net Income 2023: $193,6752023Revenue 2024: $4,845,552Expenses 2024: $4,653,405Net Income 2024: $192,1472024Revenue 2025: $5,279,102Expenses 2025: $5,253,324Net Income 2025: $25,7782025

Highlighted filing

2025

Revenue$5,279,102
Expenses$5,253,324
Net Income$25,778
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$6,516,462
Liabilities
$1,513,885
Net assets
$5,002,577
Revenue
$5,279,102
Expenses
$5,253,324
Net income
$25,778
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.52$1.51$5.00$5.28$5.25$0.03
2024Detailed filing. Detailed filing data is available for this year.$6.34$1.45$4.89$4.85$4.65$0.19
2023Detailed filing. Detailed filing data is available for this year.$6.23$1.66$4.57$4.29$4.10$0.19
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.68$0.38$4.30$4.03$3.60$0.42
2021Detailed filing. Detailed filing data is available for this year.$4.33$0.28$4.05$4.01$3.75$0.26
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.17$0.57$3.61$4.12$3.57$0.55
2019Detailed filing. Detailed filing data is available for this year.$3.24$0.19$3.04$4.03$3.70$0.33
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.84$0.14$2.70$3.52$3.70$0.18
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.96$0.12$2.84$3.98$3.72$0.26
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.75$0.22$2.53$3.48$3.74$0.26
2015Detailed filing. Detailed filing data is available for this year.$2.86$0.07$2.79$3.87$3.12$0.74
2014Detailed filing. Detailed filing data is available for this year.$2.11$0.07$2.05$2.77$2.73$0.04
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.07$0.07$2.00$2.83$2.77$0.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.02$0.08$1.94$2.81
2011Summary only. Only limited summary data is available for this year.$2.27$0.18$2.09$3.36$3.01$0.35
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Dec 19, 2025
Return Version
2024v5.2
Gross Receipts
$5,493,771
Mission and Program Overview

Mission

The medicare rights center is a national, nonprofit consumer service organization that works to ensure access to affordable health care for older adults and people with disabilities through counseling, advocacy, educational programs, and public policy initiatives.

The Medicare Rights Center is a national, nonprofit consumer service organization that works to ensure access to affordable health care for older adults and people with disabilities through counseling and advocacy, educational programs, and public policy initiatives.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$2,254,620$2,261,968▲ $7,348
Investments in Publicly Traded Securities$1,049,776$1,213,082▲ $163,306
Accounts Receivable$918,550$1,181,679▲ $263,129
Cash and Non-Interest-Bearing Accounts$598,701$550,198▼ $48,503
Pledges and Grants Receivable$443,883$530,455▲ $86,572
Prepaid Expenses and Deferred Charges$19,125$25,296▲ $6,171
Land, Buildings, and Equipment, Net$2,099$888▼ $1,211
Other Notes and Loans Receivable, Net-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$6,335,900$6,516,462▲ $180,562
Other Assets Total$1,049,146$752,896▼ $296,250
Liabilities
Other Liabilities$1,048,054$751,445▼ $296,609
Deferred Revenue$294,937$511,377▲ $216,440
Accounts Payable and Accrued Expenses$103,364$251,063▲ $147,699
Total Liabilities$1,446,355$1,513,885▲ $67,530
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$4,607,373$4,280,162▼ $327,211
Net Assets With Donor Restrictions$282,172$722,415▲ $440,243
Total Net Assets Fund Balance$4,889,545$5,002,577▲ $113,032
Total Liabilities and Net Assets / Fund Balance$6,335,900$6,516,462▲ $180,562

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings-$577,621$577,621
Equipment$888$451,176$452,064
Leasehold Improvements-$59,938$59,938
Other Assets Org$752,896--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$909,851---$909,851
2023$909,581-▲ $137,493-$1,047,074
2022$807,325-▲ $102,526-$909,851
2021$871,331$75,000▼ $139,006-$807,325
2020$641,868$25,000▲ $204,463-$871,331
Compensation and Service Providers
Top Officer Pay92nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Frederic RiccardiPresidentFT$233,879$34,483$268,362
Lindsey CopelandFed Policy DirectorFT$155,415$75,422$230,837
Rachel BennettVP of Program DevFT$172,886$37,171$210,057
Marcin BednarzDirector of ItFT$164,997$39,107$204,104
Mitchell ClarkDirector of CommFT$118,454$40,622$159,076
Sarah A MurdochClient Serv DirectorFT$104,770$33,716$138,486

Board Members and Trustees

NameTitle
Donna Regenstreif PhdChair Emerita
Bruce Vladeck PhdChair Emeritus
Carol RaphaelCo-chairperson
Kathy ChinCo-chairperson
Albert Siu MDBoard Member
Ann AdenbaumBoard Member
Ann HickeyBoard Member
Curtis L Cole MdBoard Member
Cybele BjorklundBoard Member
David Matyas JdBoard Member
Edith EverettBoard Member
Herman Rosen MdBoard Member
Jonathan BlumBoard Member
Leroy BarrBoard Member
Marilyn Moon PhdBoard Member
Nedal Shamiboard member
Peter HutchingsBoard Member
Sandra KreshBoard Member
Tim Gronnigerboard member
Tina GeorgeouBoard Member
Van Dunnboard member
Renu ThomasSecretary
Alan LubinTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$3,357,982
Program Service Revenue
$1,520,333
Investment Income
$183,100
Other Revenue
$217,687
All Other Contributions
$1,488,690
Change in Net Assets
$25,778

Audited Revenue Reconciliation

Revenue per Audited Statements
$5,279,102
Revenue Not Reported on Form 990
$361,923
Total Revenue per Audited Statements
$5,641,025
Total Revenue per Form 990
$5,279,102
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$4,085,508
Other Expenses$1,167,816
Total Fundraising Expense$132,887
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$2,436,310$301,582$51,116$2,789,008
Other Employee Benefits$640,748$77,621$5,039$723,408
Occupancy$308,192$38,150$6,993$353,335
Current Officers, Directors, Trustees, and Key Employees$238,031$29,712$14,155$281,898
Payroll Taxes$184,031$22,381$7,792$214,204
Fees for Services Other$147,437$4,643$23,838$175,918
Advertising$94,536--$94,536
Pension Plan Contributions$66,146$8,044$2,800$76,990
Fees for Services Accounting$42,187$1,329$11,307$54,823
Conferences and Meetings$47,124$5,833$1,069$54,026
All Other Expenses$41,375$4,060$3,093$48,528
Insurance$20,055$2,483$455$22,993
Other Expenses$17,545$2,172$398$20,115
Travel$5,233$647$119$5,999
Depreciation Depletion$945$203$34$1,182
Total Functional Expenses$4,605,231$515,206$132,887$5,253,324

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$5,527,993
Expenses per Audited Statements$5,253,324
Total Expenses per Form 990$5,253,324
Expenses Not Reported on Form 990$274,669
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$214,669
Fundraising Gross Income$48,705
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
2024 Annual Awards Event$308,358$48,705$214,669$-165,964
Total Events$308,358$48,705$214,669$-165,964
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating lease right-of-use asset$751,445
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“All board members are required to acknowledge the receipt of medicare rights' form 990 for their review via mail or email before the return is filed.”

Form 990, Part VI, Section B, Line 12C

“Medicare rights conflict of interest policy contains a disclosure clause. All officers, directors and key employees receive a copy of the conflict of interest policy and must sign an annual statement of compliance.”

Form 990, Part VI, Section B, Line 15A

“At the time of hire for the President, AS REQUIRED, MEDICARE RIGHTS ENGAGED AN INDEPENDENT COMPENSATION CONSULTANT TO CONDUCT AN EXECUTIVE COMPENSATION SURVEY AND 990 ANALYSIS OF SIMILAR ORGANIZATIONS AS COMPARATORS, WHICH INCLUDED LOCATION, NTEE CODE, MISSION SUMMARY AND REVENUE INFORMATION.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, conflict of interest policy, form 990 and financial statements available upon request.”

Filing and Contact Details

Filer

Filer Name
Medicare Rights Center Inc
EIN
13-3505372
Phone
2122046221
Address
266 WEST 37th ST 3RD FLOOR, NEW YORK, NY 10018

Signing Officer

Name
Frederic Riccardi
Title
President
Signed
2025-12-19
Discuss with paid preparer
Yes

Organization Details

Formed
1989
Legal Domicile
Ny
Voting Board Members
22
Independent Board Members
22
Employees
40
Volunteers
32

Preparer

Firm
Gruber Palumberi Raffaele Fried CPAs PC
Address
7 Penn Plaza Suite 310, New York, NY 10001
Preparer
M Carline Logerie CPA
Phone
2125860800
Supplemental Narrative

Additional Explanations

Form 990, Part V, Line 1C

“Medicare rights does not have any reportable payments to vendors or reportable gaming payments to prize winners.”

Financial Statement Notes

Part X : FIN48 Footnote

“Medicare rights follows the accounting standards codification ("asc") 740 "income taxes." asc 740 requires that a tax position be recognized or derecognized based on a "more likely than not" threshold. This applies to positions taken or expected to be taken in a tax return. The adoption of this guidance did not have an impact on medicare rights financial statements, as management believes that there are no uncertain tax positions within its financial statements. Medicare rights has processes presently in place to ensure the maintenance of its tax-exempt status; to identify and report unrelated income; determine its filing and tax obligations in jurisdictions for which it was nexus; and to review other matters that may be considered tax positions.”

Part XI, Line 2D: Other revenue amounts included in F/S but not included on form 990

“Special event expenses $214669”

Part XII, Line 2D: Other expenses and losses per audited F/S

“Special event expenses $214669”

Raw XML AppendixShowing 400 of 806 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0HELPLINES: Medicare Rights' expert staff and volunteers answered more than 29,700 questions on its multilingual national helpline for people with Medicare, their families, and the professionals serving them. As part of this work, Medicare Rights provided over 9,903 counseling sessions devoted to appeals and other Medicare-related legal issues.
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IRS990/MissionDesc0The Medicare Rights Center is a national, nonprofit consumer service organization that works to ensure access to affordable health care for older adults and people with disabilities through counseling and advocacy, educational programs, and public policy initiatives. Since 1989, weve been helping people with Medicare understand their rights and benefits, navigate the Medicare system, and secure the quality health care they deserve. We strive to be the most reliable source of independent, unbiased Medicare information in the United States.
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