Civic Intelligence

Design Insight Foundation

990PF • Fiscal year 2012 • EIN 13-3271090

Nov 01, 2011 to Oct 31, 2012 • Filed on Feb 25, 2013

Organization Profile
73 Chapman Road10524
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

58th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2012 filings • <$500k nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

82nd percentile

$0

Higher top officer pay than 82% of similar nonprofits.

2012 filings • <$500k nonprofits • Source year 2012

Asset Growth

34th percentile

-5.5%

Faster asset growth than 34% of similar nonprofits.

2012 filings • <$500k nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets58th percentile

Assets

Down

$10,381

Down $609 (-5.5%) from 2011

Net Assets

Down

$10,381

Down $609 (-5.5%) from 2011

Liabilities

Flat

$0

Flat from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$5,385

Up $1,475 (+38%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth34th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15K$10K$5.0K$0Assets 2010: $10,794Liabilities 2010: $0Net Assets 2010: $10,7942010Assets 2011: $10,990Liabilities 2011: $0Net Assets 2011: $10,9902011Assets 2012: $10,381Liabilities 2012: $0Net Assets 2012: $10,3812012Assets 2013: $8,545Liabilities 2013: $0Net Assets 2013: $8,5452013

Highlighted filing

2012

Assets$10,381
Liabilities$0
Net Assets$10,381
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0K$4.0K$2.0K$0-$2.0KExpenses 2010: $1,7442010Expenses 2011: $3,9102011Expenses 2012: $5,3852012Revenue 2013: $5Expenses 2013: $1,841Net Income 2013: -$1,8362013

Highlighted filing

2012

Revenue-
Expenses$5,385
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Nov 1, 2011 to Oct 31, 2012
Signed
Feb 25, 2013
Return Version
2011v1.5
Compensation and Service Providers
Top Officer Pay82nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
LIONEL TIGERDirector-$0--
INGRID CARUSO GERSINPresident-$0--
Grants and Assistance

Foundation Grants and Related Investments

TypeRecipientPurposeStatusLocationAmount
Paid Grant-CHARITABLE501(c)(3)west cornwall, CT, US$4,643
Filing and Contact Details

Filer

EIN
13-3271090
Raw XML Appendix218 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
AccountingFeesSchedule/AccountingFees/AdjustedNetIncome00
AccountingFeesSchedule/AccountingFees/Amount0730
AccountingFeesSchedule/AccountingFees/Category06
AccountingFeesSchedule/AccountingFees/DisbursementsCharitablePrps00
AccountingFeesSchedule/AccountingFees/NetInvestmentIncome00
IRS990PF/AddressChange0X
IRS990PF/AnalysisIncomeProducingActy/IntOnSavingsAndTempCashInvst/ExclusionCode014
IRS990PF/AnalysisIncomeProducingActy/IntOnSavingsAndTempCashInvst/UnrelatedBusinessIncomeAmount06
IRS990PF/AnalysisIncomeProducingActy/OtherRevenueDescribed/Description0Other contributions, gift
IRS990PF/AnalysisIncomeProducingActy/SubtotalsPartXVIA/UnrelatedBusinessIncomeAmount06
IRS990PF/AnalysisIncomeProducingActy/TotalPartXVIA06
IRS990PF/AnalysisOfRevenueAndExpenses/AccountingFeesRevAndExpnss0730
IRS990PF/AnalysisOfRevenueAndExpenses/AdjustedNetIncome06
IRS990PF/AnalysisOfRevenueAndExpenses/ContriGiftsPaidDsbrsChrtblPrps04643
IRS990PF/AnalysisOfRevenueAndExpenses/ContriGiftsPaidRevAndExpnss04643
IRS990PF/AnalysisOfRevenueAndExpenses/ContriReceivedRevAndExpnss04770
IRS990PF/AnalysisOfRevenueAndExpenses/ExcessOfRevenueOverExpenses0-609
IRS990PF/AnalysisOfRevenueAndExpenses/InterestOnSavingsAdjNetIncm06
IRS990PF/AnalysisOfRevenueAndExpenses/InterestOnSavingsNetInvstIncm06
IRS990PF/AnalysisOfRevenueAndExpenses/InterestOnSavingsRevAndExpnss06
IRS990PF/AnalysisOfRevenueAndExpenses/NetInvestmentIncome06
IRS990PF/AnalysisOfRevenueAndExpenses/NotRequiredToAttachScheduleB0X
IRS990PF/AnalysisOfRevenueAndExpenses/OtherExpensesRevAndExpnss012
IRS990PF/AnalysisOfRevenueAndExpenses/TotalAdjustedNetIncome06
IRS990PF/AnalysisOfRevenueAndExpenses/TotalExpensesDsbrsChrtblPrps04643
IRS990PF/AnalysisOfRevenueAndExpenses/TotalExpensesNetInvstIncm00
IRS990PF/AnalysisOfRevenueAndExpenses/TotalExpensesRevAndExpnss05385
IRS990PF/AnalysisOfRevenueAndExpenses/TotalNetInvestmentIncome06
IRS990PF/AnalysisOfRevenueAndExpenses/TotalRevenueAndExpenses04776
IRS990PF/AnalysisOfRevenueAndExpenses/TotOprExpensesDsbrsChrtblPrps00
IRS990PF/AnalysisOfRevenueAndExpenses/TotOprExpensesNetInvstIncm00
IRS990PF/AnalysisOfRevenueAndExpenses/TotOprExpensesRevAndExpnss0742
IRS990PF/BalanceSheets/CashBOY010990
IRS990PF/BalanceSheets/CashEOY010381
IRS990PF/BalanceSheets/CashEOYFMV010381
IRS990PF/BalanceSheets/OrgThatDoNotFollowSFAS1170X
IRS990PF/BalanceSheets/PaidInOrCapitalSurplusBOY02000
IRS990PF/BalanceSheets/PaidInOrCapitalSurplusEOY02000
IRS990PF/BalanceSheets/RetainedEarningsBOY08990
IRS990PF/BalanceSheets/RetainedEarningsEOY08381
IRS990PF/BalanceSheets/TotalAssetsBOY010990
IRS990PF/BalanceSheets/TotalAssetsEOY010381
IRS990PF/BalanceSheets/TotalAssetsEOYFMV010381
IRS990PF/BalanceSheets/TotalLiabilitiesEOY00
IRS990PF/BalanceSheets/TotalLiabilitiesNetAssetsBOY010990
IRS990PF/BalanceSheets/TotalLiabilitiesNetAssetsEOY010381
IRS990PF/BalanceSheets/TotalNetAssetsBOY010990
IRS990PF/BalanceSheets/TotalNetAssetsEOY010381
IRS990PF/ChangesInNetAssetsFundBalances/ExcessOfRevenueOverExpenses0-609
IRS990PF/ChangesInNetAssetsFundBalances/Subtotal010381
IRS990PF/ChangesInNetAssetsFundBalances/TotalNetAssetsFundBalancesBOY010990
IRS990PF/ChangesInNetAssetsFundBalances/TotalNetAssetsFundBalancesEOY010381
IRS990PF/DistributableAmount/DistributableAmountAsAdjusted0526
IRS990PF/DistributableAmount/DistributableAmountBeforeAdj0526
IRS990PF/DistributableAmount/DistributableAmountBeforeDed0526
IRS990PF/DistributableAmount/MinimumInvestmentReturn0526
IRS990PF/ExciseTaxBasedOnInvestmentIncm/AmountCreditedToNextYear042
IRS990PF/ExciseTaxBasedOnInvestmentIncm/DomesticOrgMeetingSect4940e0X
IRS990PF/ExciseTaxBasedOnInvestmentIncm/EstTaxPaymentsAndOverpayment042
IRS990PF/ExciseTaxBasedOnInvestmentIncm/InvestmentIncomeExciseTax00
IRS990PF/ExciseTaxBasedOnInvestmentIncm/Overpayment042
IRS990PF/ExciseTaxBasedOnInvestmentIncm/TotalCreditsAndPayments042
IRS990PF/ExemptPF0X
IRS990PF/FMVAssetsEOY010381
IRS990PF/MethodOfAccountingCash0X
IRS990PF/MinimumInvestmentReturn/AdjTotalFMVOfUnusedAssets010686
IRS990PF/MinimumInvestmentReturn/AvgMonthlyCashBalances010686
IRS990PF/MinimumInvestmentReturn/AvgMonthlyFMVOfSecurities00
IRS990PF/MinimumInvestmentReturn/CashDeemedCharitable0160
IRS990PF/MinimumInvestmentReturn/FMVAllOtherNoncharitableAssets00
IRS990PF/MinimumInvestmentReturn/MinimumInvestmentReturn0526
IRS990PF/MinimumInvestmentReturn/NetNoncharitableAssets010526
IRS990PF/MinimumInvestmentReturn/ReductionClaimed00
IRS990PF/MinimumInvestmentReturn/TotalFMVOfUnusedAssets010686
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/CompOfHghstPaidCntrctNONE0NONE
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/CompOfHighestPaidEmplNONE0NONE
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/AvgHoursPerWkDevotedToPosition00.00
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/AvgHoursPerWkDevotedToPosition10.00
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/Compensation00
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/Compensation10
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/PersonName0LIONEL TIGER
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/PersonName1INGRID CARUSO GERSIN
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/Title0Director
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/Title1President
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/AddressLine10248 W 23 STREET
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/AddressLine1173 CHAPMAN ROAD
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/City0NEW YORK
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/City1GARRISON
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/State0NY
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/State1NY
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/ZIPCode010010
IRS990PF/OfcrDirTrusteesKeyEmployeeInfo/OfcrDirTrusteesOrKeyEmployee/USAddress/ZIPCode110524
IRS990PF/QlfyUndSect4940eForReducedTax/AdjNonchrtblAssetsAndOnePct0118
IRS990PF/QlfyUndSect4940eForReducedTax/AdjustedNoncharitableAssets0118
IRS990PF/QlfyUndSect4940eForReducedTax/AverageDistributionRatio00.01119
IRS990PF/QlfyUndSect4940eForReducedTax/DistributionRatioYear100.05592
IRS990PF/QlfyUndSect4940eForReducedTax/LiableFor4942Tax0false
IRS990PF/QlfyUndSect4940eForReducedTax/NetNoncharitableAssets010526
IRS990PF/QlfyUndSect4940eForReducedTax/NoncharitableAssetsYear1010729
IRS990PF/QlfyUndSect4940eForReducedTax/NoncharitableAssetsYear2011279
IRS990PF/QlfyUndSect4940eForReducedTax/NoncharitableAssetsYear3010900
IRS990PF/QlfyUndSect4940eForReducedTax/NoncharitableAssetsYear409202
IRS990PF/QlfyUndSect4940eForReducedTax/NoncharitableAssetsYear509122
IRS990PF/QlfyUndSect4940eForReducedTax/QualifyingDistributions04643
IRS990PF/QlfyUndSect4940eForReducedTax/QualifyingDistributionsYear10600
IRS990PF/QlfyUndSect4940eForReducedTax/TotalDistributionRatio00.05592
IRS990PF/QualifyingDistributions/AdjQualifyingDistributions04643
IRS990PF/QualifyingDistributions/ExpensesAndContributions04643
IRS990PF/QualifyingDistributions/QualifyingDistributions04643
IRS990PF/StatementsRegardingActivities/ActivitiesNotPrevReported0false
IRS990PF/StatementsRegardingActivities/ApplicableInsuranceContract0false
IRS990PF/StatementsRegardingActivities/AtLeast5000InAssets0true
IRS990PF/StatementsRegardingActivities/BooksInCareOfBusinessName/BusinessNameLine10INGRID C GERSIN
IRS990PF/StatementsRegardingActivities/BooksInCareOfPhoneNumber08455282384
IRS990PF/StatementsRegardingActivities/BooksInCareOfUSAddress/AddressLine1073 CHAPMAN ROAD
IRS990PF/StatementsRegardingActivities/BooksInCareOfUSAddress/City0GARRISON
IRS990PF/StatementsRegardingActivities/BooksInCareOfUSAddress/State0NY
IRS990PF/StatementsRegardingActivities/BooksInCareOfUSAddress/ZIPCode010524
IRS990PF/StatementsRegardingActivities/ChangesToArticlesOrBylaws0false
IRS990PF/StatementsRegardingActivities/ComplyWithPublicInspectionRqr0true
IRS990PF/StatementsRegardingActivities/ForeignBank0false
IRS990PF/StatementsRegardingActivities/Form1120POLFiled0false
IRS990PF/StatementsRegardingActivities/Form990PFFiledWithAG0true
IRS990PF/StatementsRegardingActivities/Form990TFiled0false
IRS990PF/StatementsRegardingActivities/InterestInControlledEntity0false
IRS990PF/StatementsRegardingActivities/LegislativePoliticalActivities0false
IRS990PF/StatementsRegardingActivities/MoreThan100Spent0false
IRS990PF/StatementsRegardingActivities/NewSubstantialContributors0false
IRS990PF/StatementsRegardingActivities/PrivateOperatingFoundation0false
IRS990PF/StatementsRegardingActivities/RequirementsOfSect508e0false
IRS990PF/StatementsRegardingActivities/TerminationEtc0false
IRS990PF/StatementsRegardingActivities/UnrelatedBusIncomeOver10000false
IRS990PF/StatementsRegardingActivities/WebsiteAddress0N/A
IRS990PF/StatementsRegardingActy4720/ActsFailToQualifyAsExceptions0false
IRS990PF/StatementsRegardingActy4720/BorrowOrLendWithDsqflyPerson0false
IRS990PF/StatementsRegardingActy4720/BusinessHoldings0false
IRS990PF/StatementsRegardingActy4720/ExcessBusinessHoldings0false
IRS990PF/StatementsRegardingActy4720/FurnishedGoodsWithDsqflyPerson0false
IRS990PF/StatementsRegardingActy4720/GrantsToIndividuals0false
IRS990PF/StatementsRegardingActy4720/GrantsToOrganizations0false
IRS990PF/StatementsRegardingActy4720/InfluenceElection0false
IRS990PF/StatementsRegardingActy4720/InfluenceLegislation0false
IRS990PF/StatementsRegardingActy4720/JeopardyInvestments0false
IRS990PF/StatementsRegardingActy4720/MaintExpendResponsibility0false
IRS990PF/StatementsRegardingActy4720/NoncharitablePurpose0false
IRS990PF/StatementsRegardingActy4720/PayCompensationToDsqflyPerson0false
IRS990PF/StatementsRegardingActy4720/PaymentToGovernmentOffical0false
IRS990PF/StatementsRegardingActy4720/PayPremiumsPrsnlBnftContract0false
IRS990PF/StatementsRegardingActy4720/ProceedsOrNetIncome0false
IRS990PF/StatementsRegardingActy4720/ProhibitedTaxShelterTransactn0false
IRS990PF/StatementsRegardingActy4720/RcvFundsToPayPrsnlBnftContract0false
IRS990PF/StatementsRegardingActy4720/SaleOrExchangeWithDsqflyPerson0false
IRS990PF/StatementsRegardingActy4720/TransferAssetsToDsqflyPerson0false
IRS990PF/StatementsRegardingActy4720/TrFailToQualifyAsExceptions0false
IRS990PF/StatementsRegardingActy4720/UncorrectedJeopardyInvestments0false
IRS990PF/StatementsRegardingActy4720/UncorrectedPriorActs0false
IRS990PF/StatementsRegardingActy4720/UndistributedIncomePriorYears0false
IRS990PF/StatementsRegardingActy4720/UndistrIncome4942a2NotApplied0false
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/Amount04643
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/PurposeOfGrantOrContribution0CHARITABLE
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/RecipientFoundationStatus0501(c)(3)
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/RecipientPersonName0Trinity Conference Center
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/RecipientRelationship0NONE
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/RecipientUSAddress/AddressLine1079 B Lower River Rd
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/RecipientUSAddress/City0west cornwall
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/RecipientUSAddress/State0CT
IRS990PF/SupplementaryInformation/GrantOrContriPaidDuringYear/RecipientUSAddress/ZIPCode006796
IRS990PF/SupplementaryInformation/OnlyContributesToPreselected0X
IRS990PF/SupplementaryInformation/TotGrantOrContriPaidDuringYear04643
IRS990PF/TrnsfrTrRlnWithNoncharitableEO/LoansOrLoanGuarantees0false
IRS990PF/TrnsfrTrRlnWithNoncharitableEO/PerformanceOfServicesEtc0false
IRS990PF/TrnsfrTrRlnWithNoncharitableEO/PurchaseAssetsNoncharitableEO0false
IRS990PF/TrnsfrTrRlnWithNoncharitableEO/ReimbursementArrangements0false
IRS990PF/TrnsfrTrRlnWithNoncharitableEO/RelationshipsNoncharitableEOs0false
IRS990PF/TrnsfrTrRlnWithNoncharitableEO/RentalOfFacilitiesEtc0false
IRS990PF/TrnsfrTrRlnWithNoncharitableEO/SalesOrExchangesOfAssets0false
IRS990PF/TrnsfrTrRlnWithNoncharitableEO/SharingOfFacilitiesEtc0false
IRS990PF/TrnsfrTrRlnWithNoncharitableEO/TrnsfrOfCashToNoncharitableEO0false
IRS990PF/TrnsfrTrRlnWithNoncharitableEO/TrnsfrOthAssetsNoncharitableEO0false
IRS990PF/UndistributedIncome/AppliedToCurrentYear0526
IRS990PF/UndistributedIncome/DistributableAmountAsAdjusted0526
IRS990PF/UndistributedIncome/ExcessDistriCarryoverYear1064
IRS990PF/UndistributedIncome/ExcessDistriCyovToNextYear04181
IRS990PF/UndistributedIncome/ExcessFromCurrentYear04117
IRS990PF/UndistributedIncome/ExcessFromYear1064
IRS990PF/UndistributedIncome/QualifyingDistributions04643
IRS990PF/UndistributedIncome/RemainingDistriFromCorpus04117
IRS990PF/UndistributedIncome/TotalCorpus04181
IRS990PF/UndistributedIncome/TotalExcessDistriCarryover064
IRS990PF/UndistributedIncome/TreatedAsDistriFromCorpus00
IRS990PF/UndistributedIncome/UndistributedIncomeCY00
OtherExpensesSchedule/OtherExpenses/Description0BANK CHARGES
OtherExpensesSchedule/OtherExpenses/RevenueAndExpensesPerBooks012
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/Filer/EIN0133271090
ReturnHeader/Filer/Name/BusinessNameLine10DESIGN INSIGHT FOUNDATION
ReturnHeader/Filer/NameControl0DESI
ReturnHeader/Filer/Phone07325776320
ReturnHeader/Filer/USAddress/AddressLine1073 CHAPMAN ROAD
ReturnHeader/Filer/USAddress/City0GARRISON
ReturnHeader/Filer/USAddress/State0NY
ReturnHeader/Filer/USAddress/ZIPCode010524
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02013-02-25
ReturnHeader/Officer/Name0INGRID CARUSO GERSIN
ReturnHeader/Officer/Title0President
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10STUART ROSENBLUM CPA ESQ
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10488 Madison Avenue
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0New York
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0NY
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode010022
ReturnHeader/Preparer/Name0STUART ROSENBLUM
ReturnHeader/Preparer/Phone02128264000
ReturnHeader/ReturnType0990PF
ReturnHeader/TaxPeriodBeginDate02011-11-01
ReturnHeader/TaxPeriodEndDate02012-10-31
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02013-02-25T10:29:05-08:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990PFDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$10,381
Liabilities
$0
Net assets
$10,381
Revenue
-
Expenses
$5,385
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2013Detailed filing. Detailed filing data is available for this year.$8.55$0.00$8.55$0.01$1.84$1.84
2012Detailed filing. Detailed filing data is available for this year.$10.4$0.00$10.4$5.39
2011Detailed filing. Detailed filing data is available for this year.$11.0$0.00$11.0$3.91
2010Detailed filing. Detailed filing data is available for this year.$10.8$0.00$10.8$1.74