Civic Intelligence

Dutch Point Credit Union Inc

990 • Fiscal year 2012 • EIN 06-6039973

Jan 01, 2012 to Dec 31, 2012 • Filed on Sep 23, 2013

195 Silas Deane Highway06109-1283
Siviq Scores

Scores are not available for this record yet.

Balance Sheet

Assets

Flat

$194,669,913

Flat from 2012

Net Assets

Flat

$21,556,965

Flat from 2012

Liabilities

Flat

$173,112,948

Flat from 2012

Revenue And Expenses

Revenue

-

No earlier filing loaded for comparison.

Expenses

Flat

$7,929,838

Flat from 2012

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $178,724,543Liabilities 2010: $158,488,919Net Assets 2010: $20,235,6242010Assets 2011: $186,394,480Liabilities 2011: $165,732,036Net Assets 2011: $20,662,4442011Assets 2012: $194,669,913Liabilities 2012: $173,112,948Net Assets 2012: $21,556,9652012Assets 2012: $194,669,913Liabilities 2012: $173,112,948Net Assets 2012: $21,556,9652012Assets 2013: $227,206,231Liabilities 2013: $201,591,943Net Assets 2013: $25,614,2882013Assets 2014: $232,767,066Liabilities 2014: $206,234,097Net Assets 2014: $26,532,9692014Assets 2015: $248,722,010Liabilities 2015: $221,203,217Net Assets 2015: $27,518,7932015Assets 2016: $284,501,786Liabilities 2016: $253,612,140Net Assets 2016: $30,889,6462016Assets 2017: $300,419,546Liabilities 2017: $266,622,124Net Assets 2017: $33,797,4222017Assets 2018: $311,502,357Liabilities 2018: $275,446,858Net Assets 2018: $36,055,4992018Assets 2019: $338,763,138Liabilities 2019: $299,532,483Net Assets 2019: $39,230,6552019Assets 2020: $402,719,315Liabilities 2020: $362,809,141Net Assets 2020: $39,910,1742020Assets 2021: $439,784,551Liabilities 2021: $397,403,002Net Assets 2021: $42,381,5492021Assets 2022: $467,297,066Liabilities 2022: $421,979,861Net Assets 2022: $45,317,2052022Assets 2023: $475,467,935Liabilities 2023: $425,893,938Net Assets 2023: $49,573,9972023Assets 2024: $510,778,790Liabilities 2024: $458,266,962Net Assets 2024: $52,511,8282024

Highlighted filing

2012

Assets$194,669,913
Liabilities$173,112,948
Net Assets$21,556,965

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $8,831,5452010Expenses 2011: $8,202,5682011Expenses 2012: $7,929,8382012Revenue 2012: $8,750,264Expenses 2012: $7,929,838Net Income 2012: $820,4262012Revenue 2013: $10,206,493Expenses 2013: $8,135,944Net Income 2013: $2,070,5492013Revenue 2014: $10,318,620Expenses 2014: $9,293,776Net Income 2014: $1,024,8442014Revenue 2015: $10,662,797Expenses 2015: $9,284,371Net Income 2015: $1,378,4262015Revenue 2016: $11,458,009Expenses 2016: $9,358,862Net Income 2016: $2,099,1472016Revenue 2017: $12,602,425Expenses 2017: $10,374,138Net Income 2017: $2,228,2872017Revenue 2018: $14,246,373Expenses 2018: $11,323,676Net Income 2018: $2,922,6972018Revenue 2019: $15,523,882Expenses 2019: $12,840,178Net Income 2019: $2,683,7042019Revenue 2020: $13,404,884Expenses 2020: $12,255,604Net Income 2020: $1,149,2802020Revenue 2021: $13,078,655Expenses 2021: $11,156,431Net Income 2021: $1,922,2242021Revenue 2022: $16,104,294Expenses 2022: $12,872,368Net Income 2022: $3,231,9262022Revenue 2023: $21,611,039Expenses 2023: $17,217,889Net Income 2023: $4,393,1502023Revenue 2024: $24,860,255Expenses 2024: $21,923,484Net Income 2024: $2,936,7712024

Highlighted filing

2012

Revenue-
Expenses$7,929,838
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Sep 23, 2013
Return Version
2012v2.1
Gross Receipts
$9,792,085
Mission and Program Overview

Mission

As a trusted partner, dutch point credit union improves members' financial well-being through financial solutions and education.

Filing and Contact Details

Filer

EIN
06-6039973
Raw XML AppendixShowing 400 of 462 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview00
IRS990/AccountsPayableAccruedExpenses/BOY01596880
IRS990/AccountsPayableAccruedExpenses/EOY01314958
IRS990/ActivitiesConductedPartnership00
IRS990/ActivityOrMissionDescription0PROVIDE CREDIT UNION SERVICES.
IRS990/AddressPrincipalOfficerUS/AddressLine10195 SILAS DEANE HIGHWAY
IRS990/AddressPrincipalOfficerUS/City0WETHERSFIELD
IRS990/AddressPrincipalOfficerUS/State0CT
IRS990/AddressPrincipalOfficerUS/ZIPCode0061091283
IRS990/Advertising/Total0225510
IRS990/AllOtherExpenses/Total074295
IRS990/AnnualDisclosureCoveredPersons01
IRS990/AuditCommittee01
IRS990/BenefitsPaidToMembersCY00
IRS990/BenefitsPaidToMembersPriorYear00
IRS990/BsnssRltnshpThruFamilyMember01
IRS990/BsnssRltnshpWithOrganization00
IRS990/CapStckTrstPrinCurrentFunds/BOY00
IRS990/CapStckTrstPrinCurrentFunds/EOY00
IRS990/CashNonInterestBearing/BOY0804531
IRS990/CashNonInterestBearing/EOY01070529
IRS990/ChangesToOrganizingDocs00
IRS990/CollectionsOfArt00
IRS990/CompCurrentOfficersDirectors/Total0585657
IRS990/CompensationFromOtherSources00
IRS990/CompensationProcessCEO00
IRS990/CompensationProcessOther00
IRS990/ComplianceWithBackupWitholding01
IRS990/ConferencesMeetings/Total070423
IRS990/ConflictOfInterestPolicy01
IRS990/ConservationEasements00
IRS990/ConsolidatedAuditFinancialStmt00
IRS990/ContributionsGrantsCurrentYear00
IRS990/ContributionsGrantsPriorYear00
IRS990/CreditCounseling00
IRS990/DecisionsSubjectToApproval00
IRS990/DeductibleContributionsOfArt00
IRS990/DeductibleNonCashContributions00
IRS990/DelegationOfManagementDuties00
IRS990/DepreciationDepletion/Total0229360
IRS990/DescribedIn501C300
IRS990/Description0PROVIDE CREDIT UNION SERVICES.
IRS990/DisregardedEntity00
IRS990/DocumentRetentionPolicy01
IRS990/DonorAdvisedFunds00
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers01
IRS990/EmploymentTaxReturnsFiled01
IRS990/FamilyOrBusinessRelationship00
IRS990/FederalGrantAuditRequired00
IRS990/FeesForServicesAccounting/Total034712
IRS990/FeesForServicesOther/Total0234576
IRS990/ForeignActivities00
IRS990/ForeignFinancialAccount00
IRS990/ForeignOffice00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek01.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek11.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek21.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek31.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek41.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek51.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek61.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek71.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek840.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek91.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek1040.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek1140.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector5X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector6X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector7X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector8X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector9X
IRS990/Form990PartVIISectionA/NamePerson0MICHAEL W DWYER
IRS990/Form990PartVIISectionA/NamePerson1JOHN L GOMBOTZ
IRS990/Form990PartVIISectionA/NamePerson2AUGUST L DEFRANCE
IRS990/Form990PartVIISectionA/NamePerson3DOROTHY J SULLIVAN
IRS990/Form990PartVIISectionA/NamePerson4ROBERT E DEROEHN
IRS990/Form990PartVIISectionA/NamePerson5ROLAND DESLIPPE
IRS990/Form990PartVIISectionA/NamePerson6STEVEN W MILLER
IRS990/Form990PartVIISectionA/NamePerson7RICHARD S ZAJACK
IRS990/Form990PartVIISectionA/NamePerson8FRANCIS R N PROTO
IRS990/Form990PartVIISectionA/NamePerson9JOHN E CHILDS
IRS990/Form990PartVIISectionA/NamePerson10PAULINE DAVIS
IRS990/Form990PartVIISectionA/NamePerson11CHARLYN TANNER
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/Officer1X
IRS990/Form990PartVIISectionA/Officer2X
IRS990/Form990PartVIISectionA/Officer3X
IRS990/Form990PartVIISectionA/Officer4X
IRS990/Form990PartVIISectionA/Officer5X
IRS990/Form990PartVIISectionA/Officer6X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/OtherCompensation60
IRS990/Form990PartVIISectionA/OtherCompensation70
IRS990/Form990PartVIISectionA/OtherCompensation879129
IRS990/Form990PartVIISectionA/OtherCompensation90
IRS990/Form990PartVIISectionA/OtherCompensation1023995
IRS990/Form990PartVIISectionA/OtherCompensation1119298
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization60
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization7714
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization8231450
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization90
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10117740
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization11106487
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs60
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs70
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs80
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs90
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs100
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs110
IRS990/Form990PartVIISectionA/Title0CHAIRMAN OF BOARD
IRS990/Form990PartVIISectionA/Title1VICE CHAIRMAN
IRS990/Form990PartVIISectionA/Title2TREASURER
IRS990/Form990PartVIISectionA/Title3SECRETARY
IRS990/Form990PartVIISectionA/Title4DIRECTOR
IRS990/Form990PartVIISectionA/Title5DIRECTOR
IRS990/Form990PartVIISectionA/Title6DIRECTOR
IRS990/Form990PartVIISectionA/Title7DIRECTOR
IRS990/Form990PartVIISectionA/Title8DIRECTOR, PRESIDENT, CEO
IRS990/Form990PartVIISectionA/Title9DIRECTOR
IRS990/Form990PartVIISectionA/Title10CHIEF OPERATIONS OFFICER
IRS990/Form990PartVIISectionA/Title11CHIEF FINANCIAL OFFICER
IRS990/Form990ProvidedToGoverningBody01
IRS990/FormersListed00
IRS990/FSAudited01
IRS990/FSAuditedBasis/FinancialStatementSeparate0X
IRS990/FundraisingActivities00
IRS990/GainOrLoss/Securities0-3598
IRS990/Gaming00
IRS990/GrantsAndSimilarAmntsCY05000
IRS990/GrantsAndSimilarAmntsPriorYear05000
IRS990/GrantsToDomesticIndividuals/Total05000
IRS990/GrantsToIndividuals00
IRS990/GrantsToOrganizations00
IRS990/GrantToRelatedPerson00
IRS990/GrossAmountSalesAssets/Securities01038223
IRS990/GrossReceipts09792085
IRS990/GroupReturnForAffiliates00
IRS990/Hospital00
IRS990/IndependentAuditFinancialStmt01
IRS990/IndoorTanningServices00
IRS990/InfoInScheduleOPartVI0X
IRS990/InformationTechnology/Total0462896
IRS990/Insurance/Total0187619
IRS990/Interest/Total0802488
IRS990/InvestmentIncomeCurrentYear0910794
IRS990/InvestmentIncome/ExclusionAmount0914392
IRS990/InvestmentIncomePriorYear01074955
IRS990/InvestmentIncome/TotalRevenueColumn0914392
IRS990/InvestmentInJointVenture00
IRS990/InvestmentsOtherSecurities/BOY044838215
IRS990/InvestmentsOtherSecurities/EOY047232854
IRS990/InvestmentsPubTradedSecurities/BOY01520857
IRS990/InvestmentsPubTradedSecurities/EOY01622222
IRS990/LandBldgEquipmentAccumDeprec02434632
IRS990/LandBuildingsEquipmentBasis05283821
IRS990/LandBuildingsEquipmentBasisNet/BOY03034336
IRS990/LandBuildingsEquipmentBasisNet/EOY02849189
IRS990/LessCostOthBasisSalesExpenses/Securities01041821
IRS990/LoanToOfficerOrDQP01
IRS990/LocalChapters00
IRS990/MaterialDiversionOrMisuse00
IRS990/MembersOrStockholders01
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees01
IRS990/MinutesOfGoverningBody01
IRS990/MissionDescription0AS A TRUSTED PARTNER, DUTCH POINT CREDIT UNION IMPROVES MEMBERS' FINANCIAL WELL-BEING THROUGH FINANCIAL SOLUTIONS AND EDUCATION.
IRS990/MoreThan5000KToIndividuals00
IRS990/MoreThan5000KToOrganizations00
IRS990/NameOfPrincipalOfficerPerson0FRANCIS R N PROTO
IRS990/NbrIndependentVotingMembers08
IRS990/NbrVotingGoverningBodyMembers09
IRS990/NbrVotingMembersGoverningBody09
IRS990/NetAssetsOrFundBalancesBOY020662444
IRS990/NetAssetsOrFundBalancesEOY021556965
IRS990/NetGainOrLossInvestments/ExclusionAmount0-3598
IRS990/NetGainOrLossInvestments/TotalRevenueColumn0-3598
IRS990/NetUnrelatedBusinessTxblIncome00
IRS990/NonDeductibleContributions00
IRS990/NumberFormsTransmittedWith109605144
IRS990/NumberIndependentVotingMembers08
IRS990/NumberIndividualsGT100K03
IRS990/NumberOfContractorsGT100K00
IRS990/NumberOfEmployees063
IRS990/NumberW2GIncluded00
IRS990/Occupancy/Total0419835
IRS990/OfficeExpenses/Total0445223
IRS990/OfficerEntityWithBsnssRltnshp00
IRS990/OfficerMailingAddress00
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY02402523
IRS990/OtherAssetsTotal/EOY02358545
IRS990/OtherEmployeeBenefits/Total0294924
IRS990/OtherExpensePriorYear05052115
IRS990/OtherExpensesCurrentYear04656476
IRS990/OtherExpenses/Description0LOAN EXPENSES
IRS990/OtherExpenses/Description1PROVISION FOR LOAN LOSS
IRS990/OtherExpenses/Description2ATM EXPENSES
IRS990/OtherExpenses/Description3DEBIT CARD EXPENSES
IRS990/OtherExpenses/Total0695331
IRS990/OtherExpenses/Total1328604
IRS990/OtherExpenses/Total2223624
IRS990/OtherExpenses/Total3221980
IRS990/OtherLiabilities/BOY0164135156
IRS990/OtherLiabilities/EOY0171797990
IRS990/OtherNotesLoansReceivableNet/BOY085623172
IRS990/OtherNotesLoansReceivableNet/EOY093612236
IRS990/OtherRevenueCurrentYear00
IRS990/OtherRevenuePriorYear00
IRS990/OtherSalariesAndWages/Total02126061
IRS990/PaidInCapSrplsLandBldgEqpFund/BOY00
IRS990/PaidInCapSrplsLandBldgEqpFund/EOY00
IRS990/PartialLiquidation00
IRS990/PayrollTaxes/Total0205978
IRS990/PensionPlanContributions/Total055742
IRS990/PoliticalActivities00
IRS990/PrepaidExpensesDeferredCharges/BOY0439645
IRS990/PrepaidExpensesDeferredCharges/EOY0480807
IRS990/ProfessionalFundraising00
IRS990/ProgramServiceRevenue/BusinessCode0522100
IRS990/ProgramServiceRevenue/BusinessCode1522100
IRS990/ProgramServiceRevenue/BusinessCode2522100
IRS990/ProgramServiceRevenue/BusinessCode3522100
IRS990/ProgramServiceRevenueCY07839470
IRS990/ProgramServiceRevenue/Description0INTEREST ON LOANS
IRS990/ProgramServiceRevenue/Description1FEES AND CHARGES
IRS990/ProgramServiceRevenue/Description2INTERCHANGE INCOME
IRS990/ProgramServiceRevenue/Description3OTHER INCOME
IRS990/ProgramServiceRevenuePriorYear07623538
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome05401567
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome11267531
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome21166236
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome34136
IRS990/ProgramServiceRevenue/TotalRevenueColumn05401567
IRS990/ProgramServiceRevenue/TotalRevenueColumn11267531
IRS990/ProgramServiceRevenue/TotalRevenueColumn21166236
IRS990/ProgramServiceRevenue/TotalRevenueColumn34136
IRS990/ProhibitedTaxShelterTrans00
IRS990/ReceivablesFromOfficersEtc/BOY060000
IRS990/ReceivablesFromOfficersEtc/EOY0120000
IRS990/ReconcilationOtherChanges00
IRS990/ReconcilationRevenueExpenses0820426
IRS990/ReconciliationUnrealizedInvest074095
IRS990/RegularMonitoringEnforcement01
IRS990/RelatedEntity00
IRS990/RelatedOrgControlledEntity00
IRS990/ReportFin48Footnote01
IRS990/ReportInvestOthSecurities01
IRS990/ReportLandBldgEquip01
IRS990/ReportOtherAssets00
IRS990/ReportOtherLiabilities01
IRS990/ReportProgRelInvest00
IRS990/RetainedEarningsEndowmentEtc/BOY020662444
IRS990/RetainedEarningsEndowmentEtc/EOY021556965
IRS990/RevenuesLessExpensesCY0820426
IRS990/RevenuesLessExpensesPriorYear0495925
IRS990/SalariesEtcCurrentYear03268362
IRS990/SalariesEtcPriorYear03145453
IRS990/SavingsAndTempCashInvestments/BOY047671201
IRS990/SavingsAndTempCashInvestments/EOY045323531
IRS990/ScheduleBRequired00
IRS990ScheduleD/Buildings/BookValue01737879
IRS990ScheduleD/Buildings/Depreciation01112391
IRS990ScheduleD/Buildings/OtherCostOrOtherBasis02850270
IRS990ScheduleD/CloselyHeldEquityInterests/BookValue0147042
IRS990ScheduleD/CloselyHeldEquityInterests/MethodOfValuation0C
IRS990ScheduleD/Equipment/BookValue0251587
IRS990ScheduleD/Equipment/Depreciation01290150
IRS990ScheduleD/Equipment/OtherCostOrOtherBasis01541737
IRS990ScheduleD/ExpensesNotRptdF99000
IRS990ScheduleD/ExpensesNotRptdOnFinStmt028292
IRS990ScheduleD/ExpensesSubtotal07901546
IRS990ScheduleD/FootnoteInPartXIII0X
IRS990ScheduleD/Form990ScheduleDPartXIII/Explanation0THE INCOME TAXES TOPIC OF THE FASB ASC CLARIFIES ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES REPORTED IN THE CONSOLIDATED FINANCIAL STATEMENTS. THE INTERPRETATION PROVIDES CRITERIA FOR ASSESSMENT OF INDIVIDUAL TAX POSITIONS AND A PROCESS FOR RECOGNITION AND MEASUREMENT OF UNCERTAIN TAX POSITIONS. TAX POSITIONS ARE EVALUATED ON WHETHER THEY MEET THE MORE LIKELY THAN NOT STANDARD FOR SUSTAINABILITY UPON EXAMINATION BY TAX AUTHORITIES. THE CREDIT UNION IS A STATE-CHARTERED CREDIT UNION AS DEFINED IN INTERNAL REVENUE CODE (IRC) SECTION 501(C)(14). AS SUCH, THE CREDIT UNION IS EXEMPT FROM FEDERAL TAXATION OF INCOME DERIVED FROM THE PERFORMANCE OF ACTIVITIES DIRECTLY RELATED TO ITS EXEMPT PURPOSES. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME (UBI) DERIVED BY STATE-CHARTERED CREDIT UNIONS. BEGINNING IN MARCH 2008, THE INTERNAL REVENUE SERVICE (IRS) RELEASED TECHNICAL ADVICE MEMORANDUMS (TAMS) TO SPECIFIC STATE CHARTERED CREDIT UNIONS SPECIFYING THE REVENUE SOURCES SUBJECT TO UNRELATED BUSINESS INCOME TAX (UBIT). UBIT MAY ALSO BE SUBJECT TO TAX IN CERTAIN STATES. MANAGEMENT HAS ASSESSED THE CREDIT UNION'S ACTIVITIES AND ANY POTENTIAL FEDERAL OR STATE INCOME TAX LIABILITY AND DETERMINED NO LIABILITY EXISTS FROM FEDERAL OR STATE TAXATION OF ACTIVITIES DEEMED TO BE UNRELATED TO ITS EXEMPT PURPOSE. AS SUCH, THE CREDIT UNION HAS NOT FILED TAX RETURNS FOR REPORTING UBIT-RELATED INCOME FOR TAX YEARS SUBSEQUENT TO DECEMBER 31, 2009. THE IRS AND STATE, WHERE APPLICABLE, HAVE THE ABILITY TO ASSESS TAXES, PENALTIES AND INTEREST FOR YEARS IN WHICH NO TAX RETURN WAS FILED. CURRENTLY, THE 2011, 2010, AND 2009 FEDERAL INCOME TAX YEARS ARE OPEN FOR EXAMINATION BY THE IRS. THE FILING YEARS OPEN FOR EXAMINATION BY THE STATE, IF APPLICABLE, MAY BE EQUAL TO, GREATER THAN OR LESS THAN THE YEARS OPEN FOR EXAMINATION BY THE IRS. MANAGEMENT HAS DETERMINED THAT THE FINANCIAL IMPACT, IF ANY, OF NOT FILING UBIT-RELATED INCOME TAX RETURNS IN PREVIOUS YEARS WOULD NOT BE MATERIAL TO THE CREDIT UNION'S CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEARS ENDED DECEMBER 31, 2012, AND 2011.
IRS990ScheduleD/Form990ScheduleDPartXIII/Explanation1LOSS - OTHER REAL ESTATE OWNED
IRS990ScheduleD/Form990ScheduleDPartXIII/Explanation2LOSS - OTHER REAL ESTATE OWNED
IRS990ScheduleD/Form990ScheduleDPartXIII/Identifier0DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48:
IRS990ScheduleD/Form990ScheduleDPartXIII/Identifier1PART XI, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/Form990ScheduleDPartXIII/Identifier2PART XII, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/Form990ScheduleDPartXIII/ReturnReference0PART X, LINE 2:
IRS990ScheduleD/Land/BookValue0783483
IRS990ScheduleD/Land/OtherCostOrOtherBasis0783483
IRS990ScheduleD/LeaseholdImprovements/BookValue033429
IRS990ScheduleD/LeaseholdImprovements/Depreciation018694
IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis052123
IRS990ScheduleD/OtherExpensesNotIncluded028292
IRS990ScheduleD/OtherLandBuildings/BookValue042811
IRS990ScheduleD/OtherLandBuildings/Depreciation013397
IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis056208
IRS990ScheduleD/OtherLiabilities/Amount0171797990
IRS990ScheduleD/OtherLiabilities/Description0MEMBERS' SHARES
IRS990ScheduleD/OtherRevenuesNotIncluded028292
IRS990ScheduleD/OtherSecurities/BookValue046862012
IRS990ScheduleD/OtherSecurities/BookValue1223800
IRS990ScheduleD/OtherSecurities/Description0FEDERAL AGENCY SECURITIES
IRS990ScheduleD/OtherSecurities/Description1FHLB
IRS990ScheduleD/OtherSecurities/MethodOfValuation0C
IRS990ScheduleD/OtherSecurities/MethodOfValuation1C
IRS990ScheduleD/RevenueNotRptdF99000
IRS990ScheduleD/RevenueNotRptdOnFinStmt028292
IRS990ScheduleD/RevenueSubtotal08721972
IRS990ScheduleD/TotalExpensesPerForm99007929838
IRS990ScheduleD/TotalOfAmounts0171797990
IRS990ScheduleD/TotalOfBookValueLandBuildings02849189
IRS990ScheduleD/TotalOfBookValueSecurities047232854
IRS990ScheduleD/TotalRevenuePerForm99008750264
IRS990ScheduleD/TotExpensesEtcAuditedFinclStmt07901546
IRS990ScheduleD/TotRevenueEtcAuditedFinclStmt08721972
IRS990ScheduleJ/BoardOrCommitteeApproval0X
IRS990ScheduleJ/CompensationCommittee0X
IRS990ScheduleJ/EquityBasedCompArrangement00
IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg0200200
IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg010200
IRS990ScheduleJ/Form990ScheduleJPartII/BonusRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/CompBasedOnRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990FilingOrg00
IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990RelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompFilingOrg064204
IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartIII/Explanation0FRANCIS R. N. PROTO PARTICIPATES IN A NON-QUALIFIED DEFERRED COMPENSATION PLAN. THE EMPLOYEE IS NOT VESTED IN THIS PLAN. THE CURRENT YEAR NON VESTED DEFERRAL IS INCLUDED IN SCHEDULE J, PART II, COLUMN C.
IRS990ScheduleJ/Form990ScheduleJPartIII/ReturnReference0PART I, LINE 4B
IRS990ScheduleJ/Form990ScheduleJPartII/NamePerson0FRANCIS R N PROTO
IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsFilingOrg014925
IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationFilingOrg021050
IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/Title0DIRECTOR, PRESIDENT, CEO
IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationFilingOrg0310579
IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationRelatedOrgs00
IRS990ScheduleJ/IndependentConsultant0X
IRS990/ScheduleJRequired01
IRS990ScheduleJ/SeverancePayment00
IRS990ScheduleJ/SubstantiationRequired01
IRS990ScheduleJ/SupplementalNonqualRetirePlan01
IRS990ScheduleJ/WrittenEmploymentContract0X
IRS990ScheduleL/Form990ScheduleLPartIV/AmountOfTransaction044082
IRS990ScheduleL/Form990ScheduleLPartIV/DescriptionOfTransaction0EMPLOYMENT
IRS990ScheduleL/Form990ScheduleLPartIV/NameOfInterestedPerson/NamePerson0SHANNON DWYER
IRS990ScheduleL/Form990ScheduleLPartIV/Relationship0DAUGHTER OF CHAIRMAN OF BOARD
IRS990ScheduleL/Form990ScheduleLPartIV/SharingOfRevenues00
IRS990ScheduleL/LoanTable/ApprovedByBoard01
IRS990ScheduleL/LoanTable/BalanceDue0120000
IRS990ScheduleL/LoanTable/Default00
IRS990ScheduleL/LoanTable/LoanFromOrganization0X
IRS990ScheduleL/LoanTable/NamePerson0FRANCIS R N PROTO
IRS990ScheduleL/LoanTable/OriginalPrincipalAmount0120000
IRS990ScheduleL/LoanTable/PurposeOfLoan0DEMAND LOAN
IRS990ScheduleL/LoanTable/RelationshipWithOrganization0DIRECTOR/PRESIDENT AND CEO
IRS990ScheduleL/LoanTable/WrittenAgreement01
IRS990ScheduleL/TotalBalanceDue0120000
IRS990ScheduleO/GeneralExplanation/Explanation0INDIVIDUALS MAINTAINING A MINIMUM DEPOSIT BALANCE WITH THE ORGANIZATION ARE CONSIDERED MEMBERS.
IRS990ScheduleO/GeneralExplanation/Explanation1MEMBERS IN GOOD STANDING MAY VOTE FOR DIRECTORS AS TERMS EXPIRE.
IRS990ScheduleO/GeneralExplanation/Explanation2COPIES OF THE RETURN ARE PROVIDED TO THE GOVERNING BOARD PRIOR TO FILING. PRIOR TO FINALIZING THE RETURN A COPY IS PROVIDED TO THE PRESIDENT/CEO AND CFO FOR THEIR REVIEW.
IRS990ScheduleO/GeneralExplanation/Explanation3THE ORGANIZATION ANNUALLY REVIEWS THEIR CONFLICT OF INTEREST POLICY WITH DIRECTORS, OFFICERS AND KEY EMPLOYEES.
IRS990ScheduleO/GeneralExplanation/Explanation4THE ORGANIZATIONS GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE NOT MADE AVAILABLE TO THE PUBLIC. THE ORGANIZATION'S FINANCIAL STATEMENTS ARE PUBLISHED ON THEIR WEB SITE.
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990, PART VI, SECTION C, LINE 19
IRS990/ScheduleORequired01
IRS990/School00
IRS990/SignificantChange00
IRS990/SignificantNewProgramServices00
IRS990/StateLegalDomicile0CT
IRS990/SubjectToProxyTax00
IRS990/TaxablePartyNotification00
IRS990/TaxExemptBonds00
IRS990/Terminated00
IRS990/TermOrPermanentEndowments00
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine10195 SILAS DEANE HIGHWAY
IRS990/TheBooksAreInCareOf/AddressUS/City0WETHERSFIELD
IRS990/TheBooksAreInCareOf/AddressUS/State0CT
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode0061091283
IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine10CHARLYN TANNER CFO
IRS990/TheBooksAreInCareOf/TelephoneNumber08605632617
IRS990/TotalAssets/BOY0186394480
IRS990/TotalAssetsBOY0186394480

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$511$458$52.5$24.9$21.9$2.94
2023Detailed filing. Detailed filing data is available for this year.$475$426$49.6$21.6$17.2$4.39
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$467$422$45.3$16.1$12.9$3.23
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$440$397$42.4$13.1$11.2$1.92
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$403$363$39.9$13.4$12.3$1.15
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$339$300$39.2$15.5$12.8$2.68
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$312$275$36.1$14.2$11.3$2.92
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$300$267$33.8$12.6$10.4$2.23
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$285$254$30.9$11.5$9.36$2.10
2015Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$249$221$27.5$10.7$9.28$1.38
2014Detailed filing. Detailed filing data is available for this year.$233$206$26.5$10.3$9.29$1.02
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$227$202$25.6$10.2$8.14$2.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$195$173$21.6$7.93
2012Summary only. Only limited summary data is available for this year.$195$173$21.6$8.75$7.93$0.82
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$186$166$20.7$8.20
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$179$158$20.2$8.83