Civic Intelligence

Julie House Inc.

990 • Fiscal year 2014 • EIN 06-1633763

Oct 01, 2013 to Sep 30, 2014 • Filed on Aug 13, 2015

425 Poquonock AvenueWindsor, CT 06095

(860) 298-8320

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

85th percentile

0.60x

Higher debt load relative to assets than 85% of similar nonprofits.

2014 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2014

Liabilities / Revenue

89th percentile

0.98x

Higher debt load relative to revenue than 89% of similar nonprofits.

2014 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2014

Net Margin

6th percentile

-49%

Higher net margin than 6% of similar nonprofits.

2014 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2014

Top Officer Pay

66th percentile

$50,069

Higher top officer pay than 66% of similar nonprofits.

Top officer pay equals 10.9% of source-year revenue.

2014 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2014

Asset Growth

35th percentile

-1.8%

Faster asset growth than 35% of similar nonprofits.

2014 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2013 to 2014

Revenue Growth

27th percentile

-6.8%

Faster revenue growth than 27% of similar nonprofits.

2014 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2013 to 2014

Assets

Down

$744,244

Down $13,790 (-1.8%) from 2013

Net Assets

Down

$295,939

Down $223,119 (-43%) from 2013

Liabilities

Up

$448,305

Up $209,329 (+88%) from 2013

Revenue

Down

$458,003

Down $33,230 (-6.8%) from 2013

Expenses

Up

$681,122

Up $34,762 (+5.4%) from 2013

Net Income

Down

-$223,119

Down $67,992 (-44%) from 2013

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.0M$0-$1.0MAssets 2011: $915,969Liabilities 2011: $71,327Net Assets 2011: $844,6422011Assets 2012: $828,923Liabilities 2012: $154,738Net Assets 2012: $674,1852012Assets 2013: $758,034Liabilities 2013: $238,976Net Assets 2013: $519,0582013Assets 2014: $744,244Liabilities 2014: $448,305Net Assets 2014: $295,9392014Assets 2015: $676,386Liabilities 2015: $513,909Net Assets 2015: $162,4772015Assets 2016: $651,199Liabilities 2016: $559,751Net Assets 2016: $91,4482016Assets 2017: $580,920Liabilities 2017: $706,491Net Assets 2017: -$125,5712017Assets 2018: $613,908Liabilities 2018: $999,932Net Assets 2018: -$386,0242018Assets 2019: $488,253Liabilities 2019: $1,067,899Net Assets 2019: -$579,6462019Assets 2020: $533,224Liabilities 2020: $1,206,220Net Assets 2020: -$672,9962020Assets 2021: $402,368Liabilities 2021: $1,126,326Net Assets 2021: -$723,9582021Assets 2022: $378,952Liabilities 2022: $1,142,539Net Assets 2022: -$763,5872022Assets 2023: $365,706Liabilities 2023: $1,169,408Net Assets 2023: -$803,7022023Assets 2024: $547,780Liabilities 2024: $67,741Net Assets 2024: $480,0392024

Highlighted filing

2014

Assets$744,244
Liabilities$448,305
Net Assets$295,939

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2011: $436,686Expenses 2011: $646,516Net Income 2011: -$209,8302011Expenses 2012: $621,2532012Revenue 2013: $491,233Expenses 2013: $646,360Net Income 2013: -$155,1272013Revenue 2014: $458,003Expenses 2014: $681,122Net Income 2014: -$223,1192014Revenue 2015: $608,101Expenses 2015: $741,563Net Income 2015: -$133,4622015Revenue 2016: $704,830Expenses 2016: $775,859Net Income 2016: -$71,0292016Revenue 2017: $597,983Expenses 2017: $815,011Net Income 2017: -$217,0282017Revenue 2018: $594,389Expenses 2018: $854,842Net Income 2018: -$260,4532018Revenue 2019: $699,192Expenses 2019: $892,815Net Income 2019: -$193,6232019Revenue 2020: $903,408Expenses 2020: $1,000,234Net Income 2020: -$96,8262020Revenue 2021: $1,013,670Expenses 2021: $1,064,639Net Income 2021: -$50,9692021Revenue 2022: $1,092,669Expenses 2022: $1,132,431Net Income 2022: -$39,7622022Revenue 2023: $1,357,364Expenses 2023: $1,397,479Net Income 2023: -$40,1152023Revenue 2024: $2,618,234Expenses 2024: $1,347,836Net Income 2024: $1,270,3982024

Highlighted filing

2014

Revenue$458,003
Expenses$681,122
Net Income-$223,119
Jump To
Filing Snapshot
Filing Period
Oct 1, 2013 to Sep 30, 2014
Signed
Aug 13, 2015
Return Version
2013v4.0
Gross Receipts
$458,003
Mission and Program Overview

Mission

To provide residential care for the elderly and disabled

To provide residential care for the elderly and disabled.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$709,123$665,080▼ $44,043
Cap Stk Tr Prin Current Funds$519,058$295,939▼ $223,119
Cash and Non-Interest-Bearing Accounts$11,365$25,518▲ $14,153
Accounts Receivable$10,875$25,257▲ $14,382
Prepaid Expenses and Deferred Charges$3,441$5,159▲ $1,718
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Rtn Earn Endowment Incm Other Fnds$0$0→ $0
Total Assets$758,034$744,244▼ $13,790
Other Assets Total$23,230$23,230→ $0
Liabilities
Other Liabilities$204,093$380,018▲ $175,925
Accounts Payable and Accrued Expenses$34,883$68,287▲ $33,404
Total Liabilities$238,976$448,305▲ $209,329
Net Assets / Fund Balance
Total Net Assets Fund Balance$519,058$295,939▼ $223,119
Total Liabilities and Net Assets / Fund Balance$758,034$744,244▼ $13,790

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$554,983$1,048,652$1,603,635
Land$88,000-$88,000
Other Land Buildings$15,604$29,989$45,593
Equipment$6,493$35,601$42,094
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Dina KarvelisAdministratorFT$50,069$50,069

Board Members and Trustees

NameTitle
Sr Anne Malone SndPresident (as of 9/1/14)
Sr Margaret Mccarthy SndPresident (thru 8/31/14)
Sr Edie Daly SndClerk (as of 9/1/14)
Sr Mary Rose Crowley SndMember (thru 8/31/14)
Sr Lois Noon SndSecretary (thru 8/31/14)
Sr Barbara Barry SndTreasurer (as of 9/1/14)
Sr Mary Mccue SndTreasurer (thru 8/31/14)
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$454,474
Investment Income
$6
Other Revenue
$3,523
Change in Net Assets
$-223,119
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$363,518
Other Expenses$317,604
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$239,578$42,958-$282,536
Occupancy$98,171$17,324-$115,495
Depreciation Depletion$73,724$13,010-$86,734
Current Officers, Directors, Trustees, and Key Employees-$50,804-$50,804
Payroll Taxes$21,501$3,794-$25,295
Insurance$19,471--$19,471
Fees for Services Accounting$9,213--$9,213
All Other Expenses$7,416$533-$7,949
Other Expenses$6,204$1,009-$6,204
Other Employee Benefits$4,883--$4,883
Office Expenses-$2,434-$2,434
Fees for Services Other$1,879--$1,879
Travel$1,485--$1,485
Interest-$428-$428
Advertising$50--$50
Total Functional Expenses$548,828$132,294$0$681,122
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Note Payable$380,018
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The leadership team of the sisters of notre dame de namur appoint the board members.

Form 990, Part VI, Section A, Line 7A

All decisions are ultimately made by the leadership team of sisters of notre dame de namur.

Form 990, Part VI, Section A, Line 7B

All decisions are ultimately made by the leadership team of sisters of notre dame de namur.

Form 990, Part VI, Section A, Line 8B

There are no committees with authority to act on behalf of the governing body.

Form 990, Part VI, Section B, Line 11

The form is reviewed by the president of the sisters of notre dame de namur.

Form 990, Part VI, Section B, Line 15A

Province leadership determines to hire the person, compensation is determined based on other similar positions in the area. The hiring of the person is documented in the province minutes of the sisters of notre dame de namur.

Form 990, Part VI, Section C, Line 19

Documents are available upon request.

Filing and Contact Details

Filer

EIN
06-1633763
Phone
8602988320

Signing Officer

Name
Sr Barbara Barry Snd
Title
Treasurer
Phone
8606881832
Signed
2015-08-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sr Anne Malone Snd
Formed
2001
Legal Domicile
Ct
Voting Board Members
4
Independent Board Members
4
Employees
17
Volunteers
0

Preparer

Preparer
Elizabeth Solecki
Phone
8605614000
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IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt07
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt023
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt069
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0110
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0454474
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0488181
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0450059
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0436663
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0519200
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt02348577
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt06
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt05
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt07
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt023
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt069
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0110
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00010
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearAmt03523
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus1YearAmt03047
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus2YearsAmt0730
IRS990ScheduleA/OtherIncome509Grp/TotalAmt07300
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99690
IRS990ScheduleA/PublicSupportPY509Pct00.99840
IRS990ScheduleA/PublicSupportTotal509Amt02348577
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0454474
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0488181
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0450059
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0436663
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0519200
IRS990ScheduleA/Total509Grp/TotalAmt02348577
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0458003
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0491233
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0450796
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0436686
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0519269
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt02355987
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0554983
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01048652
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01603635
IRS990ScheduleD/EquipmentGrp/BookValueAmt06493
IRS990ScheduleD/EquipmentGrp/DepreciationAmt035601
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt042094
IRS990ScheduleD/LandGrp/BookValueAmt088000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt088000
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt015604
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt029989
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt045593
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0380018
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0NOTE PAYABLE
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0665080
IRS990ScheduleD/TotalLiabilityAmt0380018
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE LEADERSHIP TEAM OF THE SISTERS OF NOTRE DAME DE NAMUR APPOINT THE BOARD MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL DECISIONS ARE ULTIMATELY MADE BY THE LEADERSHIP TEAM OF SISTERS OF NOTRE DAME DE NAMUR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ALL DECISIONS ARE ULTIMATELY MADE BY THE LEADERSHIP TEAM OF SISTERS OF NOTRE DAME DE NAMUR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THERE ARE NO COMMITTEES WITH AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE FORM IS REVIEWED BY THE PRESIDENT OF THE SISTERS OF NOTRE DAME DE NAMUR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5PROVINCE LEADERSHIP DETERMINES TO HIRE THE PERSON, COMPENSATION IS DETERMINED BASED ON OTHER SIMILAR POSITIONS IN THE AREA. THE HIRING OF THE PERSON IS DOCUMENTED IN THE PROVINCE MINUTES OF THE SISTERS OF NOTRE DAME DE NAMUR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 8B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0758034
IRS990/TotalAssetsEOYAmt0744244
IRS990/TotalAssetsGrp/BOYAmt0758034
IRS990/TotalAssetsGrp/EOYAmt0744244
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt017
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0132294
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0548828
IRS990/TotalFunctionalExpensesGrp/TotalAmt0681122
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0238976
IRS990/TotalLiabilitiesEOYAmt0448305
IRS990/TotalLiabilitiesGrp/BOYAmt0238976
IRS990/TotalLiabilitiesGrp/EOYAmt0448305
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0519058
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0295939
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0548828
IRS990/TotalProgramServiceRevenueAmt0454474
IRS990/TotalReportableCompFromOrgAmt050069
IRS990/TotalRevenueGrp/ExclusionAmt03529
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0454474
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0458003
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0758034
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0744244
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt01485
IRS990/TravelGrp/TotalAmt01485
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10425 POQUONOCK AVENUE
IRS990/USAddress/City0WINDSOR
IRS990/USAddress/State0CT
IRS990/USAddress/ZIPCode006095
IRS990/VotingMembersGoverningBodyCnt04
IRS990/VotingMembersIndependentCnt04
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0SR BARBARA BARRY SND
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum08606881832
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-08-13
ReturnHeader/Filer/BusinessName/BusinessNameLine10JULIE HOUSE INC
ReturnHeader/Filer/BusinessNameControlTxt0JULI
ReturnHeader/Filer/EIN0061633763
ReturnHeader/Filer/PhoneNum08602988320
ReturnHeader/Filer/USAddress/AddressLine10425 POQUONOCK AVENUE
ReturnHeader/Filer/USAddress/City0WINDSOR
ReturnHeader/Filer/USAddress/State0CT

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.55$0.07$0.48$2.62$1.35$1.27
2023Detailed filing. Detailed filing data is available for this year.$0.37$1.17$0.80$1.36$1.40$0.04
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.38$1.14$0.76$1.09$1.13$0.04
2021Detailed filing. Detailed filing data is available for this year.$0.40$1.13$0.72$1.01$1.06$0.05
2020Detailed filing. Detailed filing data is available for this year.$0.53$1.21$0.67$0.90$1.00$0.10
2019Detailed filing. Detailed filing data is available for this year.$0.49$1.07$0.58$0.70$0.89$0.19
2018Detailed filing. Detailed filing data is available for this year.$0.61$1.00$0.39$0.59$0.85$0.26
2017Detailed filing. Detailed filing data is available for this year.$0.58$0.71$0.13$0.60$0.82$0.22
2016Detailed filing. Detailed filing data is available for this year.$0.65$0.56$0.09$0.70$0.78$0.07
2015Detailed filing. Detailed filing data is available for this year.$0.68$0.51$0.16$0.61$0.74$0.13
2014Detailed filing. Detailed filing data is available for this year.$0.74$0.45$0.30$0.46$0.68$0.22
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.76$0.24$0.52$0.49$0.65$0.16
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.83$0.15$0.67$0.62
2011Summary only. Only limited summary data is available for this year.$0.92$0.07$0.84$0.44$0.65$0.21