Civic Intelligence

Soundview Financial Credit Union

990 • Fiscal year 2012 • EIN 06-1029943

Jan 01, 2012 to Dec 31, 2012

Bethel, CT
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

41st percentile

0.87x

Higher debt load relative to assets than 41% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2012

Liabilities / Revenue

98th percentile

18.92x

Higher debt load relative to revenue than 98% of similar nonprofits.

2012 filings • $25M-$50M nonprofits • Source year 2012

Net Margin

24th percentile

-13%

Higher net margin than 24% of similar nonprofits.

2012 filings • $25M-$50M nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

37th percentile

2.6%

Faster asset growth than 37% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2011 to 2012

Revenue Growth

30th percentile

-8.9%

Faster revenue growth than 30% of similar nonprofits.

2012 filings • $25M-$50M nonprofits • Annualized from 2011 to 2012

Assets

Up

$30,839,448

Up $773,389 (+2.6%) from 2011

Net Assets

Down

$3,976,552

Down $177,764 (-4.3%) from 2011

Liabilities

Up

$26,862,896

Up $951,153 (+3.7%) from 2011

Revenue

Down

$1,419,610

Down $139,015 (-8.9%) from 2011

Expenses

Down

$1,597,374

Down $16,539 (-1.0%) from 2011

Net Income

Down

-$177,764

Down $122,476 (-222%) from 2011

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2011: $30,066,059Liabilities 2011: $25,911,743Net Assets 2011: $4,154,3162011Assets 2012: $30,839,448Liabilities 2012: $26,862,896Net Assets 2012: $3,976,5522012Assets 2013: $30,174,635Liabilities 2013: $26,344,931Net Assets 2013: $3,829,7042013Assets 2014: $32,490,140Liabilities 2014: $28,485,479Net Assets 2014: $4,004,6612014Assets 2015: $32,854,055Liabilities 2015: $28,742,590Net Assets 2015: $4,111,4652015Assets 2016: $32,668,997Liabilities 2016: $28,521,689Net Assets 2016: $4,147,3082016Assets 2017: $33,101,122Liabilities 2017: $28,877,479Net Assets 2017: $4,223,6432017Assets 2018: $34,716,305Liabilities 2018: $30,315,498Net Assets 2018: $4,400,8072018Assets 2019: $36,872,564Liabilities 2019: $32,377,422Net Assets 2019: $4,495,1422019Assets 2020: $41,766,468Liabilities 2020: $37,197,248Net Assets 2020: $4,569,2202020Assets 2021: $46,634,807Liabilities 2021: $42,007,235Net Assets 2021: $4,627,5722021Assets 2022: $43,834,356Liabilities 2022: $39,110,300Net Assets 2022: $4,724,0562022Assets 2023: $74,341,842Liabilities 2023: $67,400,484Net Assets 2023: $6,941,3582023Assets 2024: $70,316,879Liabilities 2024: $62,619,862Net Assets 2024: $7,697,0172024

Highlighted filing

2012

Assets$30,839,448
Liabilities$26,862,896
Net Assets$3,976,552

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $1,558,625Expenses 2011: $1,613,913Net Income 2011: -$55,2882011Revenue 2012: $1,419,610Expenses 2012: $1,597,374Net Income 2012: -$177,7642012Revenue 2013: $1,366,945Expenses 2013: $1,513,793Net Income 2013: -$146,8482013Revenue 2014: $1,351,087Expenses 2014: $1,181,306Net Income 2014: $169,7812014Revenue 2015: $1,351,676Expenses 2015: $1,244,872Net Income 2015: $106,8042015Revenue 2016: $1,444,268Expenses 2016: $1,408,425Net Income 2016: $35,8432016Revenue 2017: $1,493,285Expenses 2017: $1,416,950Net Income 2017: $76,3352017Revenue 2018: $1,667,535Expenses 2018: $1,490,371Net Income 2018: $177,1642018Revenue 2019: $1,753,355Expenses 2019: $1,659,020Net Income 2019: $94,3352019Revenue 2020: $1,605,676Expenses 2020: $1,531,598Net Income 2020: $74,0782020Revenue 2021: $1,495,527Expenses 2021: $1,437,175Net Income 2021: $58,3522021Revenue 2022: $1,675,515Expenses 2022: $1,579,031Net Income 2022: $96,4842022Revenue 2023: $2,758,210Expenses 2023: $2,690,177Net Income 2023: $68,0332023Revenue 2024: $4,107,488Expenses 2024: $3,351,829Net Income 2024: $755,6592024

Highlighted filing

2012

Revenue$1,419,610
Expenses$1,597,374
Net Income-$177,764
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

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Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Mission and Program Overview

Mission

SVFCUs mission is to serve our members as the best-in-class provider of consumer financial services. We will fulfill our mission by placing a hight value on customer satisfaction, quality service, full service delivery and continued credit union stability.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$70.3$62.6$7.70$4.11$3.35$0.76
2023Detailed filing. Detailed filing data is available for this year.$74.3$67.4$6.94$2.76$2.69$0.07
2022Detailed filing. Detailed filing data is available for this year.$43.8$39.1$4.72$1.68$1.58$0.10
2021Detailed filing. Detailed filing data is available for this year.$46.6$42.0$4.63$1.50$1.44$0.06
2020Detailed filing. Detailed filing data is available for this year.$41.8$37.2$4.57$1.61$1.53$0.07
2019Detailed filing. Detailed filing data is available for this year.$36.9$32.4$4.50$1.75$1.66$0.09
2018Detailed filing. Detailed filing data is available for this year.$34.7$30.3$4.40$1.67$1.49$0.18
2017Detailed filing. Detailed filing data is available for this year.$33.1$28.9$4.22$1.49$1.42$0.08
2016Detailed filing. Detailed filing data is available for this year.$32.7$28.5$4.15$1.44$1.41$0.04
2015Detailed filing. Detailed filing data is available for this year.$32.9$28.7$4.11$1.35$1.24$0.11
2014Detailed filing. Detailed filing data is available for this year.$32.5$28.5$4.00$1.35$1.18$0.17
2013Detailed filing. Detailed filing data is available for this year.$30.2$26.3$3.83$1.37$1.51$0.15
2012Summary only. Only limited summary data is available for this year.$30.8$26.9$3.98$1.42$1.60$0.18
2011Summary only. Only limited summary data is available for this year.$30.1$25.9$4.15$1.56$1.61$0.06