Civic Intelligence

Soundview Financial Credit Union

990 • Fiscal year 2013 • EIN 06-1029943

Jan 01, 2013 to Dec 31, 2013 • Filed on Mar 19, 2014

Organization Profilewww.soundviewfcu.org

View Organization Page

14 Research DrBethel, CT 06801

(203) 796-4500

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

42nd percentile

0.87x

Higher debt load relative to assets than 42% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Liabilities / Revenue

48th percentile

19.27x

Higher debt load relative to revenue than 48% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Net Margin

10th percentile

-11%

Higher net margin than 10% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Top Officer Pay

77th percentile

$117,596

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 8.6% of source-year revenue.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Asset Growth

18th percentile

-2.2%

Faster asset growth than 18% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2012 to 2013

Revenue Growth

29th percentile

-3.7%

Faster revenue growth than 29% of similar nonprofits.

2013 filings • $25M-$50M nonprofits • Annualized from 2012 to 2013

Balance Sheet
Liabilities / Assets42nd percentile

Assets

Down

$30,174,635

Down $664,813 (-2.2%) from 2012

Net Assets

Down

$3,829,704

Down $146,848 (-3.7%) from 2012

Liabilities

Down

$26,344,931

Down $517,965 (-1.9%) from 2012

Revenue And Expenses
Liabilities / Revenue48th percentileNet Margin10th percentile

Revenue

Down

$1,366,945

Down $52,665 (-3.7%) from 2012

Expenses

Down

$1,513,793

Down $83,581 (-5.2%) from 2012

Net Income

Up

-$146,848

Up $30,916 (+17%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth18th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2011: $30,066,059Liabilities 2011: $25,911,743Net Assets 2011: $4,154,3162011Assets 2012: $30,839,448Liabilities 2012: $26,862,896Net Assets 2012: $3,976,5522012Assets 2013: $30,174,635Liabilities 2013: $26,344,931Net Assets 2013: $3,829,7042013Assets 2014: $32,490,140Liabilities 2014: $28,485,479Net Assets 2014: $4,004,6612014Assets 2015: $32,854,055Liabilities 2015: $28,742,590Net Assets 2015: $4,111,4652015Assets 2016: $32,668,997Liabilities 2016: $28,521,689Net Assets 2016: $4,147,3082016Assets 2017: $33,101,122Liabilities 2017: $28,877,479Net Assets 2017: $4,223,6432017Assets 2018: $34,716,305Liabilities 2018: $30,315,498Net Assets 2018: $4,400,8072018Assets 2019: $36,872,564Liabilities 2019: $32,377,422Net Assets 2019: $4,495,1422019Assets 2020: $41,766,468Liabilities 2020: $37,197,248Net Assets 2020: $4,569,2202020Assets 2021: $46,634,807Liabilities 2021: $42,007,235Net Assets 2021: $4,627,5722021Assets 2022: $43,834,356Liabilities 2022: $39,110,300Net Assets 2022: $4,724,0562022Assets 2023: $74,341,842Liabilities 2023: $67,400,484Net Assets 2023: $6,941,3582023Assets 2024: $70,316,879Liabilities 2024: $62,619,862Net Assets 2024: $7,697,0172024

Highlighted filing

2013

Assets$30,174,635
Liabilities$26,344,931
Net Assets$3,829,704
Open 2013 Filing

Operations Trend

Revenue Growth29th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $1,558,625Expenses 2011: $1,613,913Net Income 2011: -$55,2882011Revenue 2012: $1,419,610Expenses 2012: $1,597,374Net Income 2012: -$177,7642012Revenue 2013: $1,366,945Expenses 2013: $1,513,793Net Income 2013: -$146,8482013Revenue 2014: $1,351,087Expenses 2014: $1,181,306Net Income 2014: $169,7812014Revenue 2015: $1,351,676Expenses 2015: $1,244,872Net Income 2015: $106,8042015Revenue 2016: $1,444,268Expenses 2016: $1,408,425Net Income 2016: $35,8432016Revenue 2017: $1,493,285Expenses 2017: $1,416,950Net Income 2017: $76,3352017Revenue 2018: $1,667,535Expenses 2018: $1,490,371Net Income 2018: $177,1642018Revenue 2019: $1,753,355Expenses 2019: $1,659,020Net Income 2019: $94,3352019Revenue 2020: $1,605,676Expenses 2020: $1,531,598Net Income 2020: $74,0782020Revenue 2021: $1,495,527Expenses 2021: $1,437,175Net Income 2021: $58,3522021Revenue 2022: $1,675,515Expenses 2022: $1,579,031Net Income 2022: $96,4842022Revenue 2023: $2,758,210Expenses 2023: $2,690,177Net Income 2023: $68,0332023Revenue 2024: $4,107,488Expenses 2024: $3,351,829Net Income 2024: $755,6592024

Highlighted filing

2013

Revenue$1,366,945
Expenses$1,513,793
Net Income-$146,848
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Mar 19, 2014
Return Version
2013v3.1
Gross Receipts
$1,366,945
Mission and Program Overview

Mission

SVFCUs mission is to serve our members as the best-in-class provider of consumer financial services. We will fulfill our mission by placing a hight value on customer satisfaction, quality service, full service delivery and continued credit union stability.

SVFCU's mission is to serve our members as the best-in-class provider of consumer financial services. We will fulfill our mission by placing a hight value on customer satisfaction, quality service, full service delivery and continued credit union stability.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$16,933,065$16,510,811▼ $422,254
Investments Program Related$11,926,254$11,833,130▼ $93,124
Rtn Earn Endowment Incm Other Fnds$3,328,854$3,182,006▼ $146,848
Savings and Temporary Cash Investments$1,209,245$757,521▼ $451,724
Pd in Cap Srpls Land Bldg Eqp Fund$647,698$647,698→ $0
Receivables From Officers Etc$174,125$463,803▲ $289,678
Cash and Non-Interest-Bearing Accounts$152,067$152,299▲ $232
Land, Buildings, and Equipment, Net$282,611$59,094▼ $223,517
Prepaid Expenses and Deferred Charges$80,806$16,791▼ $64,015
Investments Other Securities$41$31▼ $10
Accounts Receivable$-1,528$-1,856▼ $328
Total Assets$30,839,448$30,174,635▼ $664,813
Other Assets Total$82,762$383,011▲ $300,249
Liabilities
Other Liabilities$26,858,945$26,315,451▼ $543,494
Accounts Payable and Accrued Expenses$3,951$29,480▲ $25,529
Total Liabilities$26,862,896$26,344,931▼ $517,965
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,976,552$3,829,704▼ $146,848
Total Liabilities and Net Assets / Fund Balance$30,839,448$30,174,635▼ $664,813

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$59,094$685,640$744,734
Investment Program Related Org$11,833,130--
Other Assets Org$77,324--
Other Securities$31--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jo-Ann PalladinoVice President LendingFT$103,713$13,883$117,596
Heidi SztankoVice President OperationsFT$70,381$21,584$91,965

Board Members and Trustees

NameTitle
Maciej MilewskiChairman
Andrew BardVice Chairman
Barbara ChaissonDirector
Chris DePalmaDirector
Dawn NortonDirector
Kevin McKinneyDirector
RuthAnne SalvatoreDirector
Susan SchulzDirector Secretary
John OstaszewskiDirector Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,276,100
Investment Income
$90,845
Other Revenue
$0
Change in Net Assets
$-146,848
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$786,865
Salaries, Compensation, and Employee Benefits$726,928
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$426,072--$426,072
Current Officers, Directors, Trustees, and Key Employees$130,571$43,523-$174,094
Fees for Services Other$107,726--$107,726
Other Employee Benefits$66,797$8,867-$75,664
Office Expenses$74,422--$74,422
Interest$73,605--$73,605
Information Technology$59,652--$59,652
Payroll Taxes$47,385$3,713-$51,098
Advertising$42,571--$42,571
All Other Expenses$22,155--$22,155
Other Expenses$15,317--$15,317
Conferences and Meetings$8,839--$8,839
Fees for Services Accounting$7,000--$7,000
Travel$4,211--$4,211
Total Functional Expenses$1,457,690$56,103$0$1,513,793
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$174,125$463,803▲ $289,678
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$15,794,236
Share Drafts$5,581,457
IRA accounts$1,881,154
Money Markets$1,544,426
Share Certificates$1,173,256
Club accounts$340,922
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“All Credit Union account holders are considered members by vitue of having at least $25 in a share (savings) account.”

Member election for additional members Part VI line 7A

“Each year at the Credit Unions annual meeting, all members are invited to participate in the election of Board members and director positions up for election. Participation includes nominating priviledges and voting rights.”

Governing body decisions Part VI line 7B

“As per answer to line 7a above, members voting and appoval rights of Credit union Directors and Board members.”

Form 990 governing body review Part VI line 11

“Form 990 provided upon request”

CEO executive director top management comp Part VI line 15A

“Full Board determines CEO compensation”

Other officer or key employee compensation Part VI line 15B

“Full Board determines officer compensation”

Governing documents etc available to public Part VI line 19

“Monthly financials posted in main branch lobby. Also available upon request and on the NCUA website.”

Filing and Contact Details

Filer

EIN
06-1029943

Signing Officer

Name
Heidi Sztanko
Title
Vice President
Phone
2037964500
Signed
2014-03-19

Organization Details

Principal Officer
Jo-Ann Palladino
Formed
1980
Legal Domicile
Ct
Voting Board Members
9
Independent Board Members
9
Employees
12
Volunteers
13
Raw XML AppendixShowing 400 of 633 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Vice President Operations
IRS990/Form990PartVIISectionAGrp/TitleTxt10Vice President Lending
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IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt066797
IRS990/OtherEmployeeBenefitsGrp/TotalAmt075664
IRS990/OtherExpensesGrp/Desc0Provision for loan losses
IRS990/OtherExpensesGrp/Desc1NCUA inclCorp Stabilization
IRS990/OtherExpensesGrp/Desc2Loan Servicing costs
IRS990/OtherExpensesGrp/Desc3Association Dues
IRS990/OtherExpensesGrp/ProgramServicesAmt0143420
IRS990/OtherExpensesGrp/ProgramServicesAmt128317
IRS990/OtherExpensesGrp/ProgramServicesAmt2199630
IRS990/OtherExpensesGrp/ProgramServicesAmt315317
IRS990/OtherExpensesGrp/TotalAmt0143420
IRS990/OtherExpensesGrp/TotalAmt128317
IRS990/OtherExpensesGrp/TotalAmt2199630
IRS990/OtherExpensesGrp/TotalAmt315317
IRS990/OtherLiabilitiesGrp/BOYAmt026858945
IRS990/OtherLiabilitiesGrp/EOYAmt026315451
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0426072
IRS990/OtherSalariesAndWagesGrp/TotalAmt0426072
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt016933065
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt016510811
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt03713
IRS990/PayrollTaxesGrp/ProgramServicesAmt047385
IRS990/PayrollTaxesGrp/TotalAmt051098
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt0647698
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt0647698
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt080806
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt016791
IRS990/PrincipalOfficerNm0Jo-Ann Palladino
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522291
IRS990/ProgramServiceRevenueGrp/BusinessCd2522291
IRS990/ProgramServiceRevenueGrp/BusinessCd3522220
IRS990/ProgramServiceRevenueGrp/BusinessCd4524298
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Visa Interchange Income
IRS990/ProgramServiceRevenueGrp/Desc2In house Fee income
IRS990/ProgramServiceRevenueGrp/Desc3Commission payment rev
IRS990/ProgramServiceRevenueGrp/Desc4Insurance products
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0949802
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt188878
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2221624
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0949802
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt188878
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2221624
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt310579
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt45217
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt010579
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt15217
IRS990/ProgSrvcAccomActy2Grp/Desc0Overall other program services including providing savings options for members, ATM cash availability, home banking as well as member service at all 3 branches.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0444835
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0417143
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt084684
IRS990/PYOtherExpensesAmt0793238
IRS990/PYProgramServiceRevenueAmt01334926
IRS990/PYRevenuesLessExpensesAmt0-177764
IRS990/PYSalariesCompEmpBnftPaidAmt0804136
IRS990/PYTotalExpensesAmt01597374
IRS990/PYTotalRevenueAmt01419610
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0174125
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0463803
IRS990/ReconcilationRevenueExpnssAmt0-146848
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RevenueAmt0949802
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03328854
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03182006
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01209245
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0757521
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt059094
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0685640
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0744734
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt011833130
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CertificatesCDs
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt039858
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1265829
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt277324
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Accrued Income
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1NCUSIF
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2Other
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01881154
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11173256
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt25581457
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt315794236
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt41544426
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt5340922
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0IRA accounts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Share Certificates
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Share Drafts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Regular Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4Money Markets
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5Club accounts
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt031
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Federal Agency Securities
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/TotalBookValueLandBuildingsAmt059094
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0383011
IRS990ScheduleD/TotalBookValueProgramRltdAmt011833130
IRS990ScheduleD/TotalBookValueSecuritiesAmt031
IRS990ScheduleD/TotalLiabilityAmt026315451
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0107203
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt175
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt285339
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt3513
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt42567
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt526040
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt67422
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt79384
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt8924
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt9810
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1061
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt119509
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1215425
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1337445
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1425283
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt159979
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1686095
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt172627
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt183367
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1911805
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt208004
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt2110878
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt222093
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt23955
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd9true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd10true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd12true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd13true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd14true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd15true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd16true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd17true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd18true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd19true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd20true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd22true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd23true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd11false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd12false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd13false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd14false

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$30,174,635
Liabilities
$26,344,931
Net assets
$3,829,704
Revenue
$1,366,945
Expenses
$1,513,793
Net income
-$146,848
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$70.3$62.6$7.70$4.11$3.35$0.76
2023Detailed filing. Detailed filing data is available for this year.$74.3$67.4$6.94$2.76$2.69$0.07
2022Detailed filing. Detailed filing data is available for this year.$43.8$39.1$4.72$1.68$1.58$0.10
2021Detailed filing. Detailed filing data is available for this year.$46.6$42.0$4.63$1.50$1.44$0.06
2020Detailed filing. Detailed filing data is available for this year.$41.8$37.2$4.57$1.61$1.53$0.07
2019Detailed filing. Detailed filing data is available for this year.$36.9$32.4$4.50$1.75$1.66$0.09
2018Detailed filing. Detailed filing data is available for this year.$34.7$30.3$4.40$1.67$1.49$0.18
2017Detailed filing. Detailed filing data is available for this year.$33.1$28.9$4.22$1.49$1.42$0.08
2016Detailed filing. Detailed filing data is available for this year.$32.7$28.5$4.15$1.44$1.41$0.04
2015Detailed filing. Detailed filing data is available for this year.$32.9$28.7$4.11$1.35$1.24$0.11
2014Detailed filing. Detailed filing data is available for this year.$32.5$28.5$4.00$1.35$1.18$0.17
2013Detailed filing. Detailed filing data is available for this year.$30.2$26.3$3.83$1.37$1.51$0.15
2012Summary only. Only limited summary data is available for this year.$30.8$26.9$3.98$1.42$1.60$0.18
2011Summary only. Only limited summary data is available for this year.$30.1$25.9$4.15$1.56$1.61$0.06