Civic Intelligence

State Police Credit Union Inc

990 • Fiscal year 2016 • EIN 06-0762028

Jan 01, 2016 to Dec 31, 2016 • Filed on Apr 05, 2017

Organization ProfileWWW.CSPCU.ORG

View Organization Page

321 Research Parkway Suite 202Meriden, CT 06450

(203) 235-6957

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

22nd percentile

0.85x

Higher debt load relative to assets than 22% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Liabilities / Revenue

96th percentile

34.56x

Higher debt load relative to revenue than 96% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Net Margin

74th percentile

16%

Higher net margin than 74% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Top Officer Pay

49th percentile

$132,936

Higher top officer pay than 49% of similar nonprofits.

Top officer pay equals 8.5% of source-year revenue.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Asset Growth

60th percentile

4.7%

Faster asset growth than 60% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2015 to 2016

Revenue Growth

12th percentile

-1.8%

Faster revenue growth than 12% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets22nd percentile

Assets

Up

$63,405,123

Up $2,862,344 (+4.7%) from 2015

Net Assets

Up

$9,330,246

Up $189,635 (+2.1%) from 2015

Liabilities

Up

$54,074,877

Up $2,672,709 (+5.2%) from 2015

Revenue And Expenses
Liabilities / Revenue96th percentileNet Margin74th percentile

Revenue

Down

$1,564,557

Down $28,236 (-1.8%) from 2015

Expenses

Down

$1,318,999

Down $34,994 (-2.6%) from 2015

Net Income

Up

$245,558

Up $6,758 (+2.8%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth60th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2011: $56,155,105Liabilities 2011: $47,706,174Net Assets 2011: $8,448,9312011Assets 2012: $59,040,649Liabilities 2012: $50,407,239Net Assets 2012: $8,633,4102012Assets 2013: $59,834,564Liabilities 2013: $51,106,397Net Assets 2013: $8,728,1672013Assets 2014: $60,349,167Liabilities 2014: $51,436,870Net Assets 2014: $8,912,2972014Assets 2015: $60,542,779Liabilities 2015: $51,402,168Net Assets 2015: $9,140,6112015Assets 2016: $63,405,123Liabilities 2016: $54,074,877Net Assets 2016: $9,330,2462016Assets 2017: $61,194,397Liabilities 2017: $51,659,073Net Assets 2017: $9,535,3242017Assets 2018: $61,960,659Liabilities 2018: $52,100,365Net Assets 2018: $9,860,2942018Assets 2019: $62,644,166Liabilities 2019: $52,432,400Net Assets 2019: $10,211,7662019Assets 2020: $70,888,384Liabilities 2020: $60,234,379Net Assets 2020: $10,654,0052020Assets 2021: $76,794,681Liabilities 2021: $66,057,070Net Assets 2021: $10,737,6112021Assets 2022: $80,987,573Liabilities 2022: $70,697,715Net Assets 2022: $10,289,8582022Assets 2023: $78,652,561Liabilities 2023: $67,863,058Net Assets 2023: $10,789,5032023Assets 2024: $77,580,479Liabilities 2024: $66,459,130Net Assets 2024: $11,121,3492024

Highlighted filing

2016

Assets$63,405,123
Liabilities$54,074,877
Net Assets$9,330,246
Open 2016 Filing

Operations Trend

Revenue Growth12th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2011: $1,602,9662011Expenses 2012: $1,469,1602012Revenue 2013: $1,539,939Expenses 2013: $1,401,536Net Income 2013: $138,4032013Revenue 2014: $1,560,844Expenses 2014: $1,416,147Net Income 2014: $144,6972014Revenue 2015: $1,592,793Expenses 2015: $1,353,993Net Income 2015: $238,8002015Revenue 2016: $1,564,557Expenses 2016: $1,318,999Net Income 2016: $245,5582016Revenue 2017: $1,615,838Expenses 2017: $1,382,569Net Income 2017: $233,2692017Revenue 2018: $1,746,861Expenses 2018: $1,416,531Net Income 2018: $330,3302018Revenue 2019: $1,835,185Expenses 2019: $1,582,257Net Income 2019: $252,9282019Revenue 2020: $1,784,494Expenses 2020: $1,540,604Net Income 2020: $243,8902020Revenue 2021: $1,720,270Expenses 2021: $1,486,663Net Income 2021: $233,6072021Revenue 2022: $2,003,273Expenses 2022: $1,525,495Net Income 2022: $477,7782022Revenue 2023: $2,026,393Expenses 2023: $1,684,931Net Income 2023: $341,4622023Revenue 2024: $2,229,167Expenses 2024: $1,919,350Net Income 2024: $309,8172024

Highlighted filing

2016

Revenue$1,564,557
Expenses$1,318,999
Net Income$245,558
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Apr 5, 2017
Return Version
2016v3.0
Gross Receipts
$15,631,385
Mission and Program Overview

Mission

As a trusted partner, state police credit union improves members' financial well-being through financial solutions and education.

Provide credit union services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$31,886,000$30,601,000▼ $1,285,000
Other Notes and Loans Receivable, Net$22,126,797$20,867,861▼ $1,258,936
Rtn Earn Endowment Incm Other Fnds$9,140,611$9,330,246▲ $189,635
Investments in Publicly Traded Securities$3,490,660$8,967,046▲ $5,476,386
Savings and Temporary Cash Investments$2,174,996$2,085,127▼ $89,869
Prepaid Expenses and Deferred Charges$580,166$583,182▲ $3,016
Cash and Non-Interest-Bearing Accounts$142,043$161,856▲ $19,813
Accounts Receivable$90,343$90,088▼ $255
Land, Buildings, and Equipment, Net$14,892$30,522▲ $15,630
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$60,542,779$63,405,123▲ $2,862,344
Other Assets Total$36,882$18,441▼ $18,441
Liabilities
Other Liabilities$51,192,902$53,881,147▲ $2,688,245
Accounts Payable and Accrued Expenses$209,266$193,730▼ $15,536
Total Liabilities$51,402,168$54,074,877▲ $2,672,709
Net Assets / Fund Balance
Total Net Assets Fund Balance$9,140,611$9,330,246▲ $189,635
Total Liabilities and Net Assets / Fund Balance$60,542,779$63,405,123▲ $2,862,344

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$30,522$206,348$236,870
Leasehold Improvements$0$55,584$55,584
Other Securities$100,000--
Compensation and Service Providers
Top Officer Pay49th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Cynthia GrahamPresident/CEOFT$104,926$28,010$132,936
John GasiorowskiCFOFT$76,753$23,620$100,373
James Patrick KellyCFO/COO (retired)FT$27,467$9,498$36,965

Board Members and Trustees

NameTitle
Geoffrey IceChairperson
Charles KellyVice Chairperson
Anthony VillanuevaDirector
Donald GeschimskyDirector
J Paul VanceDirector
Jeffrey JalbertDirector
Leonard WidenerDirector
Patricia JohannesDirector
Samantha MccordDirector
John KoloskySecretary
Kevin ParisiSupervisory Committee
Robert GregaTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,099,151
Investment Income
$465,406
Other Revenue
$0
Change in Net Assets
$245,558

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,564,557
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$1,564,557
Total Revenue per Form 990
$1,564,557
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$705,523
Salaries, Compensation, and Employee Benefits$613,476
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$270,274
Office Expenses---$227,997
Other Salaries and Wages---$198,116
Interest---$131,365
Information Technology---$112,723
Occupancy---$91,040
Other Employee Benefits---$84,610
Payroll Taxes---$34,857
Pension Plan Contributions---$25,619
Insurance---$23,478
Advertising---$15,449
Conferences and Meetings---$8,499
Other Expenses---$8,000
Fees for Services Accounting---$7,602
Depreciation Depletion---$5,690
Fees for Services Legal---$2,991
Total Functional Expenses$0$0$0$1,318,999

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,318,999
Total Expenses per Audited Statements$1,318,999
Total Expenses per Form 990$1,318,999
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares$53,881,147
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Individuals maintaining a minimum deposit balance with the organization are considered members.”

Form 990, Part VI, Section A, Line 7A

“Members in good standing may vote for directors as terms expire.”

Form 990, Part VI, Section B, Line 11B

“Copies of the return are provided to the governing board prior to filing. Prior to finalizing the return a copy is provided to the president and cfo for their review.”

Form 990, Part VI, Section B, Line 12C

“The organization annually reviews their conflict of interest policy with their directors and officers.”

Form 990, Part VI, Section B, Line 15

“Board of directors review and approve all salary increases.”

Form 990, Part VI, Section C, Line 19

“Information required by law to be disclosed is available upon request.”

Filing and Contact Details

Filer

Filer Name
State Police Credit Union Inc
EIN
06-0762028
Phone
2032356957
Address
321 RESEARCH PARKWAY SUITE 202, MERIDEN, CT 06450

Signing Officer

Name
Cynthia Graham
Title
President/CEO
Phone
2032356957
Signed
2017-04-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cynthia Graham
Formed
1960
Legal Domicile
Ct
Voting Board Members
12
Independent Board Members
12
Employees
8
Volunteers
0

Preparer

Firm
SEWARD AND MONDE CPA'S
Address
296 STATE STREET, NORTH HAVEN, CT 06473-2165
Preparer
Louis a Criscuolo
Phone
2032489341
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“The credit union evaluates all significant tax positions as required by accounting principles generally accepted in the united states of america. As of december 31, 2016, the credit union does not believe that it has taken any positions that would require the recording of any additional tax liability nor does it believe that there are any unrealized tax benefits that would either increase or decrease within the next year. It is the credit union's policy to recognize any interest and penalties in the provision for taxes.”

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IRS990/LegalDomicileStateCd0CT
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt014066828
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0AS A TRUSTED PARTNER, STATE POLICE CREDIT UNION IMPROVES MEMBERS' FINANCIAL WELL-BEING THROUGH FINANCIAL SOLUTIONS AND EDUCATION.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt09140611
IRS990/NetAssetsOrFundBalancesEOYAmt09330246
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-55923
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt091040
IRS990/OfficeExpensesGrp/TotalAmt0227997
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt036882
IRS990/OtherAssetsTotalGrp/EOYAmt018441
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt084610
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1MISC EXPENSE
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/TotalAmt051775
IRS990/OtherExpensesGrp/TotalAmt118914
IRS990/OtherExpensesGrp/TotalAmt28000
IRS990/OtherLiabilitiesGrp/BOYAmt051192902
IRS990/OtherLiabilitiesGrp/EOYAmt053881147
IRS990/OtherSalariesAndWagesGrp/TotalAmt0198116
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt022126797
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt020867861
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt034857
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt025619
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0580166
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0583182
IRS990/PrincipalOfficerNm0CYNTHIA GRAHAM
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522292
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2522291
IRS990/ProgramServiceRevenueGrp/BusinessCd3522210
IRS990/ProgramServiceRevenueGrp/BusinessCd4900099
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST-MORTGAGES
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2INTEREST-MEMBER LOANS
IRS990/ProgramServiceRevenueGrp/Desc3INTEREST-VISA CARDS
IRS990/ProgramServiceRevenueGrp/Desc4MISCELLANEOUS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0739308
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1144959
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2135356
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt376146
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt43058
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0739308
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1144959
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2135356
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt376146
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt43058
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0380299
IRS990/PYOtherExpensesAmt0784078
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01212494
IRS990/PYRevenuesLessExpensesAmt0238800
IRS990/PYSalariesCompEmpBnftPaidAmt0569915
IRS990/PYTotalExpensesAmt01353993
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01592793
IRS990/ReconcilationRevenueExpnssAmt0245558
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt09140611
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt09330246
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02174996
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02085127
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt030522
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0206348
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0236870
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt01318999
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt055584
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt055584
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt053881147
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt030501000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1100000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CORPORATE C U CAPITAL SHARES
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt01564557
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION EVALUATES ALL SIGNIFICANT TAX POSITIONS AS REQUIRED BY ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA. AS OF DECEMBER 31, 2016, THE CREDIT UNION DOES NOT BELIEVE THAT IT HAS TAKEN ANY POSITIONS THAT WOULD REQUIRE THE RECORDING OF ANY ADDITIONAL TAX LIABILITY NOR DOES IT BELIEVE THAT THERE ARE ANY UNREALIZED TAX BENEFITS THAT WOULD EITHER INCREASE OR DECREASE WITHIN THE NEXT YEAR. IT IS THE CREDIT UNION'S POLICY TO RECOGNIZE ANY INTEREST AND PENALTIES IN THE PROVISION FOR TAXES.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt030522
IRS990ScheduleD/TotalBookValueSecuritiesAmt030601000
IRS990ScheduleD/TotalExpensesPerForm990Amt01318999
IRS990ScheduleD/TotalLiabilityAmt053881147
IRS990ScheduleD/TotalRevenuePerForm990Amt01564557
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01564557
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01318999
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0INDIVIDUALS MAINTAINING A MINIMUM DEPOSIT BALANCE WITH THE ORGANIZATION ARE CONSIDERED MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS IN GOOD STANDING MAY VOTE FOR DIRECTORS AS TERMS EXPIRE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2COPIES OF THE RETURN ARE PROVIDED TO THE GOVERNING BOARD PRIOR TO FILING. PRIOR TO FINALIZING THE RETURN A COPY IS PROVIDED TO THE PRESIDENT AND CFO FOR THEIR REVIEW.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION ANNUALLY REVIEWS THEIR CONFLICT OF INTEREST POLICY WITH THEIR DIRECTORS AND OFFICERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4BOARD OF DIRECTORS REVIEW AND APPROVE ALL SALARY INCREASES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5INFORMATION REQUIRED BY LAW TO BE DISCLOSED IS AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt060542779
IRS990/TotalAssetsEOYAmt063405123
IRS990/TotalAssetsGrp/BOYAmt060542779
IRS990/TotalAssetsGrp/EOYAmt063405123
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt08
IRS990/TotalFunctionalExpensesGrp/TotalAmt01318999
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt051402168
IRS990/TotalLiabilitiesEOYAmt054074877
IRS990/TotalLiabilitiesGrp/BOYAmt051402168
IRS990/TotalLiabilitiesGrp/EOYAmt054074877
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt09140611
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt09330246
IRS990/TotalOtherCompensationAmt061128
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt0324
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt0324
IRS990/TotalProgramServiceRevenueAmt01099151
IRS990/TotalReportableCompFromOrgAmt0209146
IRS990/TotalRevenueGrp/ExclusionAmt0465406
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01099151
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01564557
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt060542779
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt063405123
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0321 RESEARCH PARKWAY SUITE 202
IRS990/USAddress/CityNm0MERIDEN
IRS990/USAddress/StateAbbreviationCd0CT
IRS990/USAddress/ZIPCd006450
IRS990/VotingMembersGoverningBodyCnt012
IRS990/VotingMembersIndependentCnt012
IRS990/WebsiteAddressTxt0WWW.CSPCU.ORG
IRS990/WhistleblowerPolicyInd00

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$63,405,123
Liabilities
$54,074,877
Net assets
$9,330,246
Revenue
$1,564,557
Expenses
$1,318,999
Net income
$245,558
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$77.6$66.5$11.1$2.23$1.92$0.31
2023Detailed filing. Detailed filing data is available for this year.$78.7$67.9$10.8$2.03$1.68$0.34
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$81.0$70.7$10.3$2.00$1.53$0.48
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$76.8$66.1$10.7$1.72$1.49$0.23
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$70.9$60.2$10.7$1.78$1.54$0.24
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$62.6$52.4$10.2$1.84$1.58$0.25
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$62.0$52.1$9.86$1.75$1.42$0.33
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$61.2$51.7$9.54$1.62$1.38$0.23
2016Detailed filing. Detailed filing data is available for this year.$63.4$54.1$9.33$1.56$1.32$0.25
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$60.5$51.4$9.14$1.59$1.35$0.24
2014Detailed filing. Detailed filing data is available for this year.$60.3$51.4$8.91$1.56$1.42$0.14
2013Detailed filing. Detailed filing data is available for this year.$59.8$51.1$8.73$1.54$1.40$0.14
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$59.0$50.4$8.63$1.47
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$56.2$47.7$8.45$1.60