Civic Intelligence

Connecticut Community Credit Union Inc

EIN 06-0667223 • 501(c)14 • Pawcatuck, CT

View Organization Page

Profile

FINANCIAL SERVICES

43 West Broad StreetPawcatuck, CT 06379

www.ctcommunitycu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

97th percentile

0.94x

Higher debt load relative to assets than 97% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2017

Liabilities / Revenue

76th percentile

20.33x

Higher debt load relative to revenue than 76% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2017

Net Margin

21st percentile

-5.7%

Higher net margin than 21% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2017

Top Officer Pay

64th percentile

$93,985

Higher top officer pay than 64% of similar nonprofits.

Top officer pay equals 10.1% of source-year revenue.

501(c)14 • $10M-$25M nonprofits • Source year 2017

Asset Growth

76th percentile

4.3%

Faster asset growth than 76% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2016 to 2017

Revenue Growth

42nd percentile

4.2%

Faster revenue growth than 42% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets97th percentile

Assets

Up

$20,172,264

Up $830,177 (+4.3%) from 2016

Liabilities

Up

$18,957,586

Up $883,436 (+4.9%) from 2016

Net Assets

Down

$1,214,678

Down $53,259 (-4.2%) from 2016

Operations
Liabilities / Revenue76th percentileNet Margin21st percentile

Revenue

Up

$932,385

Up $37,830 (+4.2%) from 2016

Expenses

Down

$985,644

Down $2,533 (-0.3%) from 2016

Net Income

Up

-$53,259

Up $40,363 (+43%) from 2016

Trend Graphs

Balance Sheet Trend

Asset Growth76th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $19,353,343Liabilities 2010: $17,173,397Net Assets 2010: $2,179,9462010Assets 2011: $20,533,813Liabilities 2011: $18,505,049Net Assets 2011: $2,028,7642011Assets 2012: $19,752,868Liabilities 2012: $17,904,821Net Assets 2012: $1,848,0472012Assets 2013: $19,975,897Liabilities 2013: $18,307,739Net Assets 2013: $1,668,1582013Assets 2014: $19,497,094Liabilities 2014: $17,997,164Net Assets 2014: $1,499,9302014Assets 2015: $19,623,637Liabilities 2015: $18,262,078Net Assets 2015: $1,361,5592015Assets 2016: $19,342,087Liabilities 2016: $18,074,150Net Assets 2016: $1,267,9372016Assets 2017: $20,172,264Liabilities 2017: $18,957,586Net Assets 2017: $1,214,6782017

Highlighted filing

2017

Assets$20,172,264
Liabilities$18,957,586
Net Assets$1,214,678
Open 2017 Filing

Operations Trend

Revenue Growth42nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,426,3102010Expenses 2011: $1,333,5262011Expenses 2012: $1,234,8972012Revenue 2013: $982,050Expenses 2013: $1,161,939Net Income 2013: -$179,8892013Revenue 2014: $925,817Expenses 2014: $1,136,204Net Income 2014: -$210,3872014Revenue 2015: $970,835Expenses 2015: $1,109,206Net Income 2015: -$138,3712015Revenue 2016: $894,555Expenses 2016: $988,177Net Income 2016: -$93,6222016Revenue 2017: $932,385Expenses 2017: $985,644Net Income 2017: -$53,2592017

Highlighted filing

2017

Revenue$932,385
Expenses$985,644
Net Income-$53,259
Open 2017 Filing

Filings

Most recent year

2017 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$20,172,264
Liabilities
$18,957,586
Net assets
$1,214,678
Revenue
$932,385
Expenses
$985,644
Net income
-$53,259
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$20.2$19.0$1.21$0.93$0.99$0.05
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.3$18.1$1.27$0.89$0.99$0.09
2015Detailed filing. Detailed filing data is available for this year.$19.6$18.3$1.36$0.97$1.11$0.14
2014Detailed filing. Detailed filing data is available for this year.$19.5$18.0$1.50$0.93$1.14$0.21
2013Detailed filing. Detailed filing data is available for this year.$20.0$18.3$1.67$0.98$1.16$0.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.8$17.9$1.85$1.23
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.5$18.5$2.03$1.33
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.4$17.2$2.18$1.43
Latest Detailed Filing

The latest 2017 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2016 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 10, 2017
Return Version
2016v3.0
Gross Receipts
$894,555
Mission and Program Overview

Mission

FINANCIAL SERVICES.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$9,159,016$8,554,098▼ $604,918
Investments Other Securities$6,778,000$7,630,000▲ $852,000
Savings and Temporary Cash Investments$2,312,728$1,893,679▼ $419,049
Rtn Earn Endowment Incm Other Fnds$1,361,559$1,267,937▼ $93,622
Cash and Non-Interest-Bearing Accounts$822,824$763,681▼ $59,143
Land, Buildings, and Equipment, Net$216,882$190,106▼ $26,776
Receivables From Officers Etc$74,097$56,253▼ $17,844
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$19,623,637$19,342,087▼ $281,550
Other Assets Total$260,090$254,270▼ $5,820
Liabilities
Other Liabilities$17,994,105$17,769,999▼ $224,106
Accounts Payable and Accrued Expenses$267,973$304,151▲ $36,178
Total Liabilities$18,262,078$18,074,150▼ $187,928
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,361,559$1,267,937▼ $93,622
Total Liabilities and Net Assets / Fund Balance$19,623,637$19,342,087▼ $281,550

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$46,792$456,456$503,248
Leasehold Improvements$33,737$343,187$376,924
Buildings$27,417$113,684$141,101
Land$82,160-$82,160
Other Securities$7,630,000--
Compensation and Service Providers
Top Officer Pay64th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Joyce McelhaneyCEOFT$88,941$88,941

Board Members and Trustees

NameTitle
Susan DowlingChair
Peter RomeoVice Chair
Jean SwiftDirector
Jimmie WillsonSecretary
Jacques ParenteauTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$812,198
Investment Income
$82,357
Other Revenue
$0
Change in Net Assets
$-93,622
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$509,185
Other Expenses$478,992
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$385,665
Current Officers, Directors, Trustees, and Key Employees---$88,941
Occupancy---$79,452
Office Expenses---$63,576
Information Technology---$60,215
Depreciation Depletion---$36,726
Payroll Taxes---$34,579
Fees for Services Other---$25,082
Interest---$5,866
Other Expenses---$5,000
Advertising---$4,360
Travel---$1,497
Total Functional Expenses$0$0$0$988,177
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$74,097$56,253▼ $17,844
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Accounts$17,769,999
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union has members.”

Form 990, Part VI, Section A, Line 7A

“Other persons include the members of the credit union who are able to vote for the governing body at the annual meeting.”

Form 990, Part VI, Section A, Line 7B

“The members must approve mergers at the credit union.”

Form 990, Part VI, Section B, Line 11B

“The credit union's board of directors review form 990 along with their internal financial statements.”

Form 990, Part VI, Section B, Line 12C

“All policies are reviewed annually by the board of directors”

Form 990, Part VI, Section B, Line 15A

“Ceo performance is reviewed annually by the executive committee. They use cuna's salary review survey as a guide as well as a review of the overall individual accomplishments. The executive committee discusses the review in closed session and then the board chair conducts the review with the ceo.”

Form 990, Part VI, Section C, Line 19

“The credit union does not make its governing documents, or conflict of interest policy available. Financial statements are available on the ncua website quarterly.”

Filing and Contact Details

Filer

Filer Name
Connecticut Community Credit Union Inc
EIN
06-0667223
Phone
8605995379
Address
43 WEST BROAD STREET, PAWCATUCK, CT 06379

Signing Officer

Name
Joyce Mcelhaney
Title
President/CEO
Phone
8605995379
Signed
2017-05-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Joyce Mcelhaney
Formed
1950
Legal Domicile
Ct
Voting Board Members
6
Independent Board Members
6
Employees
11
Volunteers
0

Preparer

Firm
Whittlesey & Hadley Pc
Address
280 TRUMBULL ST 24TH FLOOR, HARTFORD, CT 06103
Preparer
Andrew G Andrews
Phone
8605223111
Raw XML Appendix365 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0267973
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0304151
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0FINANCIAL SERVICES.
IRS990/AdvertisingGrp/TotalAmt04360
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0JOYCE MCELHANEY
IRS990/BooksInCareOfDetail/PhoneNum08605995379
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt043 WEST BROAD STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0PAWCATUCK
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CT
IRS990/BooksInCareOfDetail/USAddress/ZIPCd006379
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0822824
IRS990/CashNonInterestBearingGrp/EOYAmt0763681
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt088941
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt082357
IRS990/CYOtherExpensesAmt0478992
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0812198
IRS990/CYRevenuesLessExpensesAmt0-93622
IRS990/CYSalariesCompEmpBnftPaidAmt0509185
IRS990/CYTotalExpensesAmt0988177
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0894555
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt036726
IRS990/Desc0MAINTENANCE OF MEMBERS' DEPOSIT ACCOUNTS AND THE PAYMENT OF INTEREST AND DIVIDENDS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt011
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesOtherGrp/TotalAmt025082
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/PersonNm0SUSAN DOWLING
IRS990/Form990PartVIISectionAGrp/PersonNm1JACQUES PARENTEAU
IRS990/Form990PartVIISectionAGrp/PersonNm2PETER ROMEO
IRS990/Form990PartVIISectionAGrp/PersonNm3JIMMIE WILLSON
IRS990/Form990PartVIISectionAGrp/PersonNm4JEAN SWIFT
IRS990/Form990PartVIISectionAGrp/PersonNm5JOYCE MCELHANEY
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt588941
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5CEO
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01950
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt06
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0894555
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt060215
IRS990/InterestGrp/TotalAmt05866
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt082357
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt082357
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt06778000
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt07630000
IRS990/IRPDocumentCnt0157
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0913327
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0216882
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0190106
IRS990/LandBldgEquipCostOrOtherBssAmt01103433
IRS990/LegalDomicileStateCd0CT
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0FINANCIAL SERVICES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt01361559
IRS990/NetAssetsOrFundBalancesEOYAmt01267937
IRS990/NetUnrelatedBusTxblIncmAmt07258
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt079452
IRS990/OfficeExpensesGrp/TotalAmt063576
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0260090
IRS990/OtherAssetsTotalGrp/EOYAmt0254270
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0ATM EXPENSE
IRS990/OtherExpensesGrp/Desc1PROGRAM EXPENSE
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/TotalAmt0127044
IRS990/OtherExpensesGrp/TotalAmt151534
IRS990/OtherExpensesGrp/TotalAmt218640
IRS990/OtherExpensesGrp/TotalAmt35000
IRS990/OtherLiabilitiesGrp/BOYAmt017994105
IRS990/OtherLiabilitiesGrp/EOYAmt017769999
IRS990/OtherSalariesAndWagesGrp/TotalAmt0385665
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt09159016
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt08554098
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt034579
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0JOYCE MCELHANEY
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0525990
IRS990/ProgramServiceRevenueGrp/BusinessCd1522291
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0MEMBER SERVICE FEE INC
IRS990/ProgramServiceRevenueGrp/Desc1MEMBER LOAN INTEREST I
IRS990/ProgramServiceRevenueGrp/Desc2FEES PAID BY NON-MEMBE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0435308
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1358452
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0435308
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1358452
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt218438
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt018438
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt087019
IRS990/PYOtherExpensesAmt0510613
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0883816
IRS990/PYRevenuesLessExpensesAmt0-138371
IRS990/PYSalariesCompEmpBnftPaidAmt0598593
IRS990/PYTotalExpensesAmt01109206
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0970835
IRS990/QuidProQuoContributionsInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt074097
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt056253
IRS990/ReconcilationRevenueExpnssAmt0-93622
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01361559
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01267937
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02312728
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01893679
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt027417
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0113684
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0141101
IRS990ScheduleD/EquipmentGrp/BookValueAmt046792
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0456456
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0503248
IRS990ScheduleD/LandGrp/BookValueAmt082160
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt082160
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt033737
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0343187
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0376924
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt017769999
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE ACCOUNTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt07630000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0INTEREST BEARING TIME DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0190106
IRS990ScheduleD/TotalBookValueSecuritiesAmt07630000
IRS990ScheduleD/TotalLiabilityAmt017769999
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt024108
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt116185
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt215960
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0100000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt120000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt226873
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0J SWIFT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1S DOWLING
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2J WILLSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd21
IRS990ScheduleL/TotalBalanceDueAmt056253
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1OTHER PERSONS INCLUDE THE MEMBERS OF THE CREDIT UNION WHO ARE ABLE TO VOTE FOR THE GOVERNING BODY AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MEMBERS MUST APPROVE MERGERS AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION'S BOARD OF DIRECTORS REVIEW FORM 990 ALONG WITH THEIR INTERNAL FINANCIAL STATEMENTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ALL POLICIES ARE REVIEWED ANNUALLY BY THE BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5CEO PERFORMANCE IS REVIEWED ANNUALLY BY THE EXECUTIVE COMMITTEE. THEY USE CUNA'S SALARY REVIEW SURVEY AS A GUIDE AS WELL AS A REVIEW OF THE OVERALL INDIVIDUAL ACCOMPLISHMENTS. THE EXECUTIVE COMMITTEE DISCUSSES THE REVIEW IN CLOSED SESSION AND THEN THE BOARD CHAIR CONDUCTS THE REVIEW WITH THE CEO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE CREDIT UNION DOES NOT MAKE ITS GOVERNING DOCUMENTS, OR CONFLICT OF INTEREST POLICY AVAILABLE. FINANCIAL STATEMENTS ARE AVAILABLE ON THE NCUA WEBSITE QUARTERLY.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt019623637
IRS990/TotalAssetsEOYAmt019342087
IRS990/TotalAssetsGrp/BOYAmt019623637
IRS990/TotalAssetsGrp/EOYAmt019342087
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt011
IRS990/TotalFunctionalExpensesGrp/TotalAmt0988177
IRS990/TotalGrossUBIAmt018438
IRS990/TotalLiabilitiesBOYAmt018262078
IRS990/TotalLiabilitiesEOYAmt018074150
IRS990/TotalLiabilitiesGrp/BOYAmt018262078
IRS990/TotalLiabilitiesGrp/EOYAmt018074150
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01361559
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01267937
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0812198
IRS990/TotalReportableCompFromOrgAmt088941
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0876117
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0894555
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt018438
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt019623637
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt019342087
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt01497
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt043 WEST BROAD STREET
IRS990/USAddress/CityNm0PAWCATUCK
IRS990/USAddress/StateAbbreviationCd0CT
IRS990/USAddress/ZIPCd006379
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0WWW.CTCOMMUNITYCU.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JOYCE MCELHANEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum08605995379
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-05-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CONNECTICUT COMMUNITY CREDIT UNION INC
ReturnHeader/Filer/BusinessNameControlTxt0CONN
ReturnHeader/Filer/EIN0060667223
ReturnHeader/Filer/PhoneNum08605995379
ReturnHeader/Filer/USAddress/AddressLine1Txt043 WEST BROAD STREET
ReturnHeader/Filer/USAddress/CityNm0PAWCATUCK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CT
ReturnHeader/Filer/USAddress/ZIPCd006379
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId08562B75AF7EC97730401606024F025A6C3916CF0
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0EFCBC2532276BFF4E5BECD5AF2FBCECD783F270E
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0198.0.144.57
ReturnHeader/FilingSecurityInformation/IPDt02017-05-10
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0ED
ReturnHeader/FilingSecurityInformation/IPTm012:56:24
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0060903326
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WHITTLESEY & HADLEY PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0280 TRUMBULL ST 24TH FLOOR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HARTFORD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd006103
ReturnHeader/PreparerPersonGrp/PhoneNum08605223111
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ANDREW G ANDREWS
ReturnHeader/ReturnTs02017-05-11T08:44:05-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)14 • $10M-$25M nonprofits