Civic Intelligence

Connex Credit Union Inc

990 • Fiscal year 2018 • EIN 06-0655052

Jan 01, 2018 to Dec 31, 2018 • Filed on Nov 13, 2019

Organization ProfileWWW.CONNEXCU.ORG

View Organization Page

412 Washington AvenueNorth Haven, CT 06473

(203) 603-5707

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

64th percentile

0.90x

Higher debt load relative to assets than 64% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Liabilities / Revenue

88th percentile

21.54x

Higher debt load relative to revenue than 88% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Net Margin

56th percentile

16%

Higher net margin than 56% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Top Officer Pay

65th percentile

$459,809

Higher top officer pay than 65% of similar nonprofits.

Top officer pay equals 1.7% of source-year revenue.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Asset Growth

92nd percentile

12%

Faster asset growth than 92% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Revenue Growth

12th percentile

3.7%

Faster revenue growth than 12% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets64th percentile

Assets

Up

$632,181,049

Up $66,987,299 (+12%) from 2017

Net Assets

Up

$62,936,957

Up $3,309,905 (+5.6%) from 2017

Liabilities

Up

$569,244,092

Up $63,677,394 (+13%) from 2017

Revenue And Expenses
Liabilities / Revenue88th percentileNet Margin56th percentile

Revenue

Up

$26,423,901

Up $934,483 (+3.7%) from 2017

Expenses

Up

$22,300,410

Up $153,901 (+0.7%) from 2017

Net Income

Up

$4,123,491

Up $780,582 (+23%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth92nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5B$1.0B$500M$0Assets 2010: $361,975,113Liabilities 2010: $319,146,607Net Assets 2010: $42,828,5062010Assets 2011: $363,021,772Liabilities 2011: $317,155,094Net Assets 2011: $45,866,6782011Assets 2012: $377,611,025Liabilities 2012: $329,641,131Net Assets 2012: $47,969,8942012Assets 2013: $399,256,876Liabilities 2013: $349,418,264Net Assets 2013: $49,838,6122013Assets 2014: $429,883,415Liabilities 2014: $378,988,811Net Assets 2014: $50,894,6042014Assets 2015: $458,563,820Liabilities 2015: $404,575,604Net Assets 2015: $53,988,2162015Assets 2016: $493,306,196Liabilities 2016: $437,265,027Net Assets 2016: $56,041,1692016Assets 2017: $565,193,750Liabilities 2017: $505,566,698Net Assets 2017: $59,627,0522017Assets 2018: $632,181,049Liabilities 2018: $569,244,092Net Assets 2018: $62,936,9572018Assets 2019: $713,889,738Liabilities 2019: $644,777,282Net Assets 2019: $69,112,4562019Assets 2020: $766,376,274Liabilities 2020: $691,848,347Net Assets 2020: $74,527,9272020Assets 2021: $868,570,264Liabilities 2021: $788,570,918Net Assets 2021: $79,999,3462021Assets 2022: $957,477,676Liabilities 2022: $874,572,978Net Assets 2022: $82,904,6982022Assets 2023: $1,012,806,214Liabilities 2023: $924,140,935Net Assets 2023: $88,665,2792023Assets 2024: $1,046,785,625Liabilities 2024: $955,698,183Net Assets 2024: $91,087,4422024

Highlighted filing

2018

Assets$632,181,049
Liabilities$569,244,092
Net Assets$62,936,957
Open 2018 Filing

Operations Trend

Revenue Growth12th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2010: $18,849,2982010Expenses 2011: $17,244,5792011Expenses 2012: $18,082,2742012Revenue 2013: $20,254,583Expenses 2013: $18,385,865Net Income 2013: $1,868,7182013Revenue 2014: $20,104,050Expenses 2014: $19,048,058Net Income 2014: $1,055,9922014Revenue 2015: $20,747,470Expenses 2015: $18,232,311Net Income 2015: $2,515,1592015Revenue 2016: $21,927,851Expenses 2016: $19,820,408Net Income 2016: $2,107,4432016Revenue 2017: $25,489,418Expenses 2017: $22,146,509Net Income 2017: $3,342,9092017Revenue 2018: $26,423,901Expenses 2018: $22,300,410Net Income 2018: $4,123,4912018Revenue 2019: $30,667,343Expenses 2019: $26,008,197Net Income 2019: $4,659,1462019Revenue 2020: $29,642,233Expenses 2020: $25,373,854Net Income 2020: $4,268,3792020Revenue 2021: $30,771,499Expenses 2021: $24,356,778Net Income 2021: $6,414,7212021Revenue 2022: $35,206,220Expenses 2022: $27,282,343Net Income 2022: $7,923,8772022Revenue 2023: $43,567,121Expenses 2023: $39,242,351Net Income 2023: $4,324,7702023Revenue 2024: $52,043,001Expenses 2024: $50,919,757Net Income 2024: $1,123,2442024

Highlighted filing

2018

Revenue$26,423,901
Expenses$22,300,410
Net Income$4,123,491
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Nov 13, 2019
Return Version
2018v3.1
Gross Receipts
$28,472,831
Mission and Program Overview

Mission

To provide members with credit union services

To provide members with depository, lending and other credit union services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$458,932,826$538,547,247▲ $79,614,421
Rtn Earn Endowment Incm Other Fnds$59,627,052$62,936,957▲ $3,309,905
Investments in Publicly Traded Securities$38,609,351$42,778,000▲ $4,168,649
Investments Other Securities$43,901,598$31,600,562▼ $12,301,036
Cash and Non-Interest-Bearing Accounts$7,557,434$6,186,927▼ $1,370,507
Land, Buildings, and Equipment, Net$4,114,564$4,829,059▲ $714,495
Receivables From Officers Etc$906,214$1,017,840▲ $111,626
Accounts Receivable$4,588,843$388,409▼ $4,200,434
Total Assets$565,193,750$632,181,049▲ $66,987,299
Other Assets Total$6,582,920$6,833,005▲ $250,085
Liabilities
Other Liabilities$469,339,073$547,558,176▲ $78,219,103
Mortgage Notes Payable Secured by Investment Property$29,718,444$15,802,950▼ $13,915,494
Accounts Payable and Accrued Expenses$4,499,652$3,824,710▼ $674,942
Escrow Account Liability$2,009,529$2,058,256▲ $48,727
Total Liabilities$505,566,698$569,244,092▲ $63,677,394
Net Assets / Fund Balance
Total Net Assets Fund Balance$59,627,052$62,936,957▲ $3,309,905
Total Liabilities and Net Assets / Fund Balance$565,193,750$632,181,049▲ $66,987,299

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,662,906$1,053,493$3,716,399
Equipment$941,157$1,220,415$2,161,572
Other Land Buildings$166,563$1,427,456$1,594,019
Land$1,035,196-$1,035,196
Leasehold Improvements$23,237$823,922$847,159
Compensation and Service Providers
Top Officer Pay65th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Francesco ManciniCEOFT$317,749$142,060$459,809
Carl CasperEvp & COOFT$181,154$59,423$240,577
Dennis KlemenzVP and CIOFT$156,443$49,656$196,099
Karen SmithVP and CFO-$37,461$58,973$165,088
Michael TaylorAssistant VPFT$96,277$61,860$158,137
Barbara BafumiAssistant VPFT$117,162$96,189$154,697
Amy MoquetDirector HrFT$117,912$35,203$153,115
Jason RochefortAssistant VPFT$110,401$2,553$112,954
Fred HeimannDirector-$9,887-$9,887
Mary SemedoDirector-$7,118-$7,118
Corey StoneSecretaryPT$4,778-$4,778
Gregory MacleodDirector-$3,773-$3,773
Matthew TurnerDirector-$3,302-$3,302
Janice BrydenChairpersonPT$2,929-$2,929
Lisa FitzgeraldVice ChairpePT$2,127-$2,127
Kimberly AndrewsTreasurerPT$1,711-$1,711

Board Members and Trustees

NameTitle
Michael BlendDirector
Wes JohnsonDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$24,131,487
Investment Income
$2,017,203
Other Revenue
$275,211
Change in Net Assets
$4,123,491

Audited Revenue Reconciliation

Revenue per Audited Statements
$26,343,219
Revenue Not Reported on Financial Statements
$80,682
Other Revenue Adjustments
$80,682
Total Revenue per Audited Statements
$26,343,219
Total Revenue per Form 990
$26,423,901
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$9,978,765
Salaries, Compensation, and Employee Benefits$8,554,969
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$5,683,582
Benefits to Members---$3,766,676
Office Expenses---$2,188,058
Other Employee Benefits---$1,160,013
Occupancy---$1,054,957
Current Officers, Directors, Trustees, and Key Employees---$890,602
Advertising---$795,262
All Other Expenses---$692,168
Pension Plan Contributions---$677,104
Other Expenses---$583,489
Fees for Services Other---$381,300
Comp Disqual Persons---$143,668
Conferences and Meetings---$4,616
Total Functional Expenses$0$0$0$22,300,410

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$22,300,410
Expenses per Audited Statements$21,944,034
Total Expenses per Audited Statements$21,944,034
Expenses Not Reported on Financial Statements$356,376
Other Expense Adjustments$356,376
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$906,214$1,017,840▲ $111,626
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES$547,558,176
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“Members of the credit union are considered to be individuals maintaining minimum deposit balances.”

Form 990, Page 6, Part VI, Line 7A

“Members in good standing may vote for directors as their terms expire.”

Form 990, Page 6, Part VI, Line 7B

“Members approve decisions of the governing board in accordance with the bylaws of the credit union.”

Form 990, Page 6, Part VI, Line 11B

“Copies of form 990 are reviewed by the secretary / treasurer, signed and filed with the internal revenue service. Form 990 is discussed at the next board meeting.”

Form 990, Page 6, Part VI, Line 12C

“Annually the credit union reviews their conflict of interest policy with all officers, directors and key employees.”

Form 990, Page 6, Part VI, Line 15A

“Outside consultants are hired annually to review compensation levels of top management.”

Form 990, Page 6, Part VI, Line 15B

“Outside consultants are hired annually to review compensation levels of key employees.”

Form 990, Page 6, Part VI, Line 19

“The organization makes its governing documents, conflict of interest policy and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Connex Credit Union
EIN
06-0655052
Phone
2036035707
Address
412 WASHINGTON AVENUE, NORTH HAVEN, CT 06473

Signing Officer

Name
Barbara Bafumi
Title
Assistant VP
Phone
2036035707
Signed
2019-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Francesco Mancini
Formed
1940
Legal Domicile
Ct
Voting Board Members
10
Independent Board Members
10
Employees
156

Preparer

Firm
Dzinski Polzella LLC
Address
415 MIDDLEBURY RD, MIDDLEBURY, CT 06762-2502
Preparer
Joseph P Polzella CPA
Phone
2035980502
Supplemental Narrative

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 2B

“Connex credit union provides escrow services to members that have mortgages for the purpose of disbursing funds for the payment of insurance and real estate taxes on the mortgaged properties.”

Schedule D, Page 4, Part XI, Line 4B

“Timing difference - see note below 80,682”

Schedule D, Page 4, Part XII, Line 4B

“Timing difference - see note below 356,376”

Schedule D, Page 4, Part XIII

“Connex credit union maintains a september 30th year end for their annual audit performed by independent auditors. For tax purposes, they maintain a december 31st year end. Therefore, it is not possible to reconcile between audited numbers and this tax return.”

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
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IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt6VICE CHAIRPE
IRS990/Form990PartVIISectionAGrp/TitleTxt7TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt11EVP & COO
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP AND CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt13ASSISTANT VP
IRS990/Form990PartVIISectionAGrp/TitleTxt14ASSISTANT VP
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIR. HR
IRS990/Form990PartVIISectionAGrp/TitleTxt16ASSISTANT VP
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP AND CFO
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IRS990/GainOrLossGrp/SecuritiesAmt031607
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IRS990/GrossReceiptsAmt028472831
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IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01979332
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IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt031600562
IRS990/InvestmentsPubTradedSecGrp/BOYAmt038609351
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IRS990/IRPDocumentCnt010042
IRS990/IRPDocumentW2GCnt00
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IRS990/LegalDomicileStateCd0CT
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IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt01893020
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IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE MEMBERS WITH CREDIT UNION SERVICES
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt029718444
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt015802950
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IRS990/NetAssetsOrFundBalancesEOYAmt062936957
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IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt037871
IRS990/NetUnrlzdGainsLossesInvstAmt0-813586
IRS990/NondeductibleContributionsInd0false
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IRS990/OfficeExpensesGrp/TotalAmt02188058
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt06582920
IRS990/OtherAssetsTotalGrp/EOYAmt06833005
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01160013
IRS990/OtherExpensesGrp/Desc0DATA PROCESSING
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3LOAN INTEREST EXPENSE
IRS990/OtherExpensesGrp/TotalAmt01968709
IRS990/OtherExpensesGrp/TotalAmt11644985
IRS990/OtherExpensesGrp/TotalAmt2665221
IRS990/OtherExpensesGrp/TotalAmt3583489
IRS990/OtherLiabilitiesGrp/BOYAmt0469339073
IRS990/OtherLiabilitiesGrp/EOYAmt0547558176
IRS990/OtherRevenueMiscGrp/Desc0NCUA DIVIDEND
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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0275211
IRS990/OtherRevenueTotalAmt0275211
IRS990/OtherSalariesAndWagesGrp/TotalAmt05683582
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0458932826
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0538547247
IRS990/PartialLiquidationInd0false
IRS990/PensionPlanContributionsGrp/TotalAmt0677104
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0FRANCESCO MANCINI
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/BusinessCd3525990
IRS990/ProgramServiceRevenueGrp/BusinessCd4523930
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1OPERATING FEES
IRS990/ProgramServiceRevenueGrp/Desc2INSURANCE SALES
IRS990/ProgramServiceRevenueGrp/Desc3ATM NONMEMBERS
IRS990/ProgramServiceRevenueGrp/Desc4INVESTMENT SERVICES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt018338578
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt15587937
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt018338578
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt15587937
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2131264
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt369174
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt44534
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0131264
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt169174
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt24534
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt02178150
IRS990/PYInvestmentIncomeAmt01963553
IRS990/PYOtherExpensesAmt012079064
IRS990/PYProgramServiceRevenueAmt023525865
IRS990/PYRevenuesLessExpensesAmt03342909
IRS990/PYSalariesCompEmpBnftPaidAmt07889295
IRS990/PYTotalExpensesAmt022146509
IRS990/PYTotalRevenueAmt025489418
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0906214
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt01017840
IRS990/ReconcilationRevenueExpnssAmt04123491
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt059627052
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt062936957
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt02662906
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01053493
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03716399
IRS990ScheduleD/EquipmentGrp/BookValueAmt0941157
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01220415
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02161572
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt0356376
IRS990ScheduleD/ExpensesSubtotalAmt021944034
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0true
IRS990ScheduleD/LandGrp/BookValueAmt01035196
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01035196
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt023237
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0823922
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0847159
IRS990ScheduleD/OtherExpensesNotIncludedAmt0356376
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0166563
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt01427456
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt01594019
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0547558176
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARES
IRS990ScheduleD/OtherRevenuesNotIncludedAmt080682
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt080682
IRS990ScheduleD/RevenueSubtotalAmt026343219
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0CONNEX CREDIT UNION PROVIDES ESCROW SERVICES TO MEMBERS THAT HAVE MORTGAGES FOR THE PURPOSE OF DISBURSING FUNDS FOR THE PAYMENT OF INSURANCE AND REAL ESTATE TAXES ON THE MORTGAGED PROPERTIES.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1TIMING DIFFERENCE - SEE NOTE BELOW 80,682
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2TIMING DIFFERENCE - SEE NOTE BELOW 356,376
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt3CONNEX CREDIT UNION MAINTAINS A SEPTEMBER 30TH YEAR END FOR THEIR ANNUAL AUDIT PERFORMED BY INDEPENDENT AUDITORS. FOR TAX PURPOSES, THEY MAINTAIN A DECEMBER 31ST YEAR END. THEREFORE, IT IS NOT POSSIBLE TO RECONCILE BETWEEN AUDITED NUMBERS AND THIS TAX RETURN.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 2, PART IV, LINE 2B
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE D, PAGE 4, PART XI, LINE 4B
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2SCHEDULE D, PAGE 4, PART XII, LINE 4B
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc3SCHEDULE D, PAGE 4, PART XIII
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04829059
IRS990ScheduleD/TotalExpensesPerForm990Amt022300410
IRS990ScheduleD/TotalLiabilityAmt0547558176
IRS990ScheduleD/TotalRevenuePerForm990Amt026423901
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt026343219
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt021944034
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0317749
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1181154
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2156443
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3117162
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt496277
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt5117912
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt637461
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount0105623
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount141634
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount235474
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount316122
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount444487
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount516720
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount637553
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt020737
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt116589
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt24182
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt311413
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt417373
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt518483
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt621420
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt015700
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt11200
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt210000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt368654
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0FRANCESCO MANCINI
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1CARL CASPER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2DENNIS KLEMENZ
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm3BARBARA BAFUMI
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm4MICHAEL TAYLOR

Document Assets

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Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$632,181,049
Liabilities
$569,244,092
Net assets
$62,936,957
Revenue
$26,423,901
Expenses
$22,300,410
Net income
$4,123,491
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1,047$956$91.1$52.0$50.9$1.12
2023Detailed filing. Detailed filing data is available for this year.$1,013$924$88.7$43.6$39.2$4.32
2022Detailed filing. Detailed filing data is available for this year.$957$875$82.9$35.2$27.3$7.92
2021Detailed filing. Detailed filing data is available for this year.$869$789$80.0$30.8$24.4$6.41
2020Detailed filing. Detailed filing data is available for this year.$766$692$74.5$29.6$25.4$4.27
2019Detailed filing. Detailed filing data is available for this year.$714$645$69.1$30.7$26.0$4.66
2018Detailed filing. Detailed filing data is available for this year.$632$569$62.9$26.4$22.3$4.12
2017Detailed filing. Detailed filing data is available for this year.$565$506$59.6$25.5$22.1$3.34
2016Detailed filing. Detailed filing data is available for this year.$493$437$56.0$21.9$19.8$2.11
2015Detailed filing. Detailed filing data is available for this year.$459$405$54.0$20.7$18.2$2.52
2014Detailed filing. Detailed filing data is available for this year.$430$379$50.9$20.1$19.0$1.06
2013Detailed filing. Detailed filing data is available for this year.$399$349$49.8$20.3$18.4$1.87
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$378$330$48.0$18.1
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$363$317$45.9$17.2
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$362$319$42.8$18.8
Peer Organizations

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