Civic Intelligence

Corporate America Family Credit Union

EIN 36-0760135 • 501(c)14 • Elgin, IL

Profile

Corporate america family credit union is a not-for-profit, member-owned and directed financial cooperative dedicated to being the primary financial institution for its members.

2075 Big Timber RoadElgin, IL 60123

www.cafcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

23rd percentile

0.87x

Higher debt load relative to assets than 23% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

19th percentile

12.70x

Higher debt load relative to revenue than 19% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

59th percentile

11%

Higher net margin than 59% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

22nd percentile

$327,968

Higher top officer pay than 22% of similar nonprofits.

Top officer pay equals 0.6% of source-year revenue.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Asset Growth

9th percentile

-4.0%

Faster asset growth than 9% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

84th percentile

22%

Faster revenue growth than 84% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Assets

Down

$825,234,057

Down $34,669,857 (-4.0%) from 2023

Liabilities

Down

$721,642,284

Down $43,582,859 (-5.7%) from 2023

Net Assets

Up

$103,591,773

Up $8,913,002 (+9.4%) from 2023

Revenue

Up

$56,839,967

Up $10,324,510 (+22%) from 2023

Expenses

Up

$50,577,749

Up $5,342,144 (+12%) from 2023

Net Income

Up

$6,262,218

Up $4,982,366 (+389%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0B$500M$0Assets 2010: $534,389,584Liabilities 2010: $462,320,884Net Assets 2010: $72,068,7002010Assets 2011: $556,168,212Liabilities 2011: $476,394,831Net Assets 2011: $79,773,3812011Assets 2012: $568,128,863Liabilities 2012: $484,686,840Net Assets 2012: $83,442,0232012Assets 2013: $571,004,092Liabilities 2013: $485,376,509Net Assets 2013: $85,627,5832013Assets 2014: $576,896,473Liabilities 2014: $486,566,335Net Assets 2014: $90,330,1382014Assets 2015: $603,064,564Liabilities 2015: $508,815,488Net Assets 2015: $94,249,0762015Assets 2016: $615,124,839Liabilities 2016: $517,587,468Net Assets 2016: $97,537,3712016Assets 2017: $602,549,010Liabilities 2017: $503,875,477Net Assets 2017: $98,673,5332017Assets 2018: $621,948,799Liabilities 2018: $521,585,278Net Assets 2018: $100,363,5212018Assets 2019: $613,668,128Liabilities 2019: $508,057,169Net Assets 2019: $105,610,9592019Assets 2020: $765,694,790Liabilities 2020: $657,573,131Net Assets 2020: $108,121,6592020Assets 2021: $809,180,688Liabilities 2021: $703,319,469Net Assets 2021: $105,861,2192021Assets 2022: $839,530,698Liabilities 2022: $749,049,787Net Assets 2022: $90,480,9112022Assets 2023: $859,903,914Liabilities 2023: $765,225,143Net Assets 2023: $94,678,7712023Assets 2024: $825,234,057Liabilities 2024: $721,642,284Net Assets 2024: $103,591,7732024

Highlighted filing

2024

Assets$825,234,057
Liabilities$721,642,284
Net Assets$103,591,773

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60M$40M$20M$0Expenses 2010: $27,078,5032010Expenses 2011: $23,851,5912011Expenses 2012: $25,911,5862012Revenue 2013: $28,748,620Expenses 2013: $22,159,814Net Income 2013: $6,588,8062013Revenue 2014: $29,671,190Expenses 2014: $26,665,576Net Income 2014: $3,005,6142014Revenue 2015: $30,725,959Expenses 2015: $27,964,700Net Income 2015: $2,761,2592015Revenue 2016: $31,628,884Expenses 2016: $28,259,328Net Income 2016: $3,369,5562016Revenue 2017: $32,361,779Expenses 2017: $31,170,945Net Income 2017: $1,190,8342017Revenue 2018: $34,243,142Expenses 2018: $30,908,371Net Income 2018: $3,334,7712018Revenue 2019: $34,657,142Expenses 2019: $32,732,315Net Income 2019: $1,924,8272019Revenue 2020: $35,097,340Expenses 2020: $33,281,564Net Income 2020: $1,815,7762020Revenue 2021: $33,061,096Expenses 2021: $32,071,163Net Income 2021: $989,9332021Revenue 2022: $39,765,164Expenses 2022: $36,623,686Net Income 2022: $3,141,4782022Revenue 2023: $46,515,457Expenses 2023: $45,235,605Net Income 2023: $1,279,8522023Revenue 2024: $56,839,967Expenses 2024: $50,577,749Net Income 2024: $6,262,2182024

Highlighted filing

2024

Revenue$56,839,967
Expenses$50,577,749
Net Income$6,262,218

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$825$722$104$56.8$50.6$6.26
2023Detailed filing. Detailed filing data is available for this year.$860$765$94.7$46.5$45.2$1.28
2022Detailed filing. Detailed filing data is available for this year.$840$749$90.5$39.8$36.6$3.14
2021Detailed filing. Detailed filing data is available for this year.$809$703$106$33.1$32.1$0.99
2020Detailed filing. Detailed filing data is available for this year.$766$658$108$35.1$33.3$1.82
2019Detailed filing. Detailed filing data is available for this year.$614$508$106$34.7$32.7$1.92
2018Detailed filing. Detailed filing data is available for this year.$622$522$100$34.2$30.9$3.33
2017Detailed filing. Detailed filing data is available for this year.$603$504$98.7$32.4$31.2$1.19
2016Detailed filing. Detailed filing data is available for this year.$615$518$97.5$31.6$28.3$3.37
2015Detailed filing. Detailed filing data is available for this year.$603$509$94.2$30.7$28.0$2.76
2014Detailed filing. Detailed filing data is available for this year.$577$487$90.3$29.7$26.7$3.01
2013Detailed filing. Detailed filing data is available for this year.$571$485$85.6$28.7$22.2$6.59
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$568$485$83.4$25.9
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$556$476$79.8$23.9
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$534$462$72.1$27.1