Civic Intelligence

Young Mens Christian Association of Stamford

990 • Fiscal year 2015 • EIN 06-0646985

Jul 01, 2014 to Jun 30, 2015 • Filed on Nov 13, 2015

Organization ProfileWWW.STAMFORDYMCA.ORG
10 Bell StreetStamford, CT 06901

(203) 357-7000

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

73rd percentile

0.37x

Higher debt load relative to assets than 73% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Liabilities / Revenue

77th percentile

0.54x

Higher debt load relative to revenue than 77% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Net Margin

20th percentile

-11%

Higher net margin than 20% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Top Officer Pay

35th percentile

$0

Higher top officer pay than 35% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Asset Growth

19th percentile

-6.1%

Faster asset growth than 19% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Revenue Growth

63rd percentile

9.1%

Faster revenue growth than 63% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets73rd percentile

Assets

Down

$2,846,547

Down $184,978 (-6.1%) from 2014

Net Assets

Down

$1,785,713

Down $194,303 (-9.8%) from 2014

Liabilities

Up

$1,060,834

Up $9,325 (+0.9%) from 2014

Revenue And Expenses
Liabilities / Revenue77th percentileNet Margin20th percentile

Revenue

Up

$1,982,865

Up $164,566 (+9.1%) from 2014

Expenses

Up

$2,198,232

Up $223,704 (+11%) from 2014

Net Income

Down

-$215,367

Down $59,138 (-38%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth19th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2010: $3,355,493Liabilities 2010: $522,275Net Assets 2010: $2,833,2182010Assets 2011: $3,136,069Liabilities 2011: $422,117Net Assets 2011: $2,713,9522011Assets 2012: $2,677,074Liabilities 2012: $526,745Net Assets 2012: $2,150,3292012Assets 2013: $2,692,507Liabilities 2013: $566,086Net Assets 2013: $2,126,4212013Assets 2014: $3,031,525Liabilities 2014: $1,051,509Net Assets 2014: $1,980,0162014Assets 2015: $2,846,547Liabilities 2015: $1,060,834Net Assets 2015: $1,785,7132015Assets 2016: $2,208,658Liabilities 2016: $596,519Net Assets 2016: $1,612,1392016Assets 2017: $1,929,055Liabilities 2017: $784,440Net Assets 2017: $1,144,6152017Assets 2018: $2,009,340Liabilities 2018: $696,833Net Assets 2018: $1,312,5072018Assets 2021: $2,284,617Liabilities 2021: $518,686Net Assets 2021: $1,765,9312021Assets 2022: $2,333,712Liabilities 2022: $736,807Net Assets 2022: $1,596,9052022Assets 2023: $2,187,885Liabilities 2023: $891,427Net Assets 2023: $1,296,4582023Assets 2024: $1,650,292Liabilities 2024: $1,022,047Net Assets 2024: $628,2452024Assets 2025: $1,310,607Liabilities 2025: $0Net Assets 2025: $1,310,6072025

Highlighted filing

2015

Assets$2,846,547
Liabilities$1,060,834
Net Assets$1,785,713
Open 2015 Filing

Operations Trend

Revenue Growth63rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,154,7182010Expenses 2011: $1,433,9672011Expenses 2012: $1,765,7312012Revenue 2013: $2,099,038Expenses 2013: $2,125,919Net Income 2013: -$26,8812013Revenue 2014: $1,818,299Expenses 2014: $1,974,528Net Income 2014: -$156,2292014Revenue 2015: $1,982,865Expenses 2015: $2,198,232Net Income 2015: -$215,3672015Revenue 2016: $2,132,520Expenses 2016: $2,315,280Net Income 2016: -$182,7602016Revenue 2017: $1,944,032Expenses 2017: $2,411,556Net Income 2017: -$467,5242017Revenue 2018: $2,535,829Expenses 2018: $2,367,937Net Income 2018: $167,8922018Revenue 2021: $1,328,955Expenses 2021: $1,380,566Net Income 2021: -$51,6112021Revenue 2022: $1,421,754Expenses 2022: $1,590,780Net Income 2022: -$169,0262022Revenue 2023: $1,285,343Expenses 2023: $1,585,790Net Income 2023: -$300,4472023Revenue 2024: $633,423Expenses 2024: $1,308,860Net Income 2024: -$675,4372024Revenue 2025: $1,290,320Expenses 2025: $646,634Net Income 2025: $643,6862025

Highlighted filing

2015

Revenue$1,982,865
Expenses$2,198,232
Net Income-$215,367
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2014 to Jun 30, 2015
Signed
Nov 13, 2015
Return Version
2014v6.0
Gross Receipts
$1,982,865
Mission and Program Overview

Mission

The stamford family ymca is a community service, nonprofit organization committed to programs that strengthen the spirit, mind and body for all.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$1,999,407$2,076,737▲ $77,330
Savings and Temporary Cash Investments$742,133$562,473▼ $179,660
Cash and Non-Interest-Bearing Accounts$120,783$141,683▲ $20,900
Prepaid Expenses and Deferred Charges$36,672$38,354▲ $1,682
Pledges and Grants Receivable$108,521$23,500▼ $85,021
Accounts Receivable$24,008$3,800▼ $20,208
Total Assets$3,031,524$2,846,547▼ $184,977
Liabilities
Mortgage Notes Payable Secured by Investment Property$416,278$463,724▲ $47,446
Accounts Payable and Accrued Expenses$473,874$446,683▼ $27,191
Deferred Revenue$161,356$150,427▼ $10,929
Total Liabilities$1,051,508$1,060,834▲ $9,326
Net Assets / Fund Balance
Unrestricted Net Assets$1,980,016$1,785,713▼ $194,303
Total Net Assets Fund Balance$1,980,016$1,785,713▼ $194,303
Total Liabilities and Net Assets / Fund Balance$3,031,524$2,846,547▼ $184,977

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,821,536$3,159,998$4,981,534
Equipment$175,886$464,527$640,413
Land$79,315-$79,315

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2014$742,133-▲ $11,564$191,224$562,473
2013$923,238-▲ $52,915$234,020$742,133
2012$858,350$70,032▲ $28,275$33,419$923,238
2011$877,766$45,746▲ $34,580$99,752$858,350
2010$1,192,098-▲ $66,574$380,896$877,776
Compensation and Service Providers
Top Officer Pay35th percentile

Board Members and Trustees

NameTitle
Clemente PascarellaPresident
Audra HessionDirector
Bonnie VersesDirector
Gennie StewartDirector
Herbert ParkerDirector
Jack DowlingDirector
Michael JemioloDirector
Michael NiedermeierDirector
Paul MacariDirector
Peter HatzisDirector
Rick AlderDirector
Sam CingariDirector
Stephen ChaseDirector
Victoria ZerjavDirector
Wayne SaundersDirectors
Ernest LamourCEO
Kari PollakSecretary
Bobby GillonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,111,375
Program Service Revenue
$707,778
Investment Income
$0
Other Revenue
$163,712
All Other Contributions
$560,245
Change in Net Assets
$-215,367

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,982,865
Revenue Not Reported on Form 990
$2,468
Total Revenue per Audited Statements
$1,985,333
Total Revenue per Form 990
$1,982,865
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,206,614
Other Expenses$991,618
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$827,415$171,444-$998,859
Other Employee Benefits$170,300$37,455-$207,755
Depreciation Depletion$168,274$5,582-$173,856
Other Expenses$106,247$10,784-$117,031
All Other Expenses$53,645$15,959-$69,604
Insurance$39,012$16,309-$55,321
Office Expenses$26,188$18,093-$44,281
Payments to Affiliates$24,276$4,265-$28,541
Conferences and Meetings$6,556$21,488-$28,044
Fees for Services Accounting$9,975$14,905-$24,880
Interest-$17,866-$17,866
Information Technology$5,610$3,390-$9,000
Total Functional Expenses$1,839,543$358,689$0$2,198,232

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$2,200,700
Expenses per Audited Statements$2,198,232
Total Expenses per Form 990$2,198,232
Expenses Not Reported on Form 990$2,468
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“The form 990 is provided to certain members of the board of directors for review and approval before the final version is filed with the irs.”

Form 990, Page 6, Part VI, Line 12C

“The board of directors and officers are required to disclose any conflicts of interest on a regular basis. All board members are questioned annually.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors determines the compensation of the ceo. In determining compensation, the baord reviews past performance of the ceo and current market wages. The compensation of all employees is determined by the ceo with the consultation of the board of directors.”

Form 990, Page 6, Part VI, Line 15B

“The board of directors determines the compensation of the ceo. In determining compensation, the baord reviews past perfromance of the ceo and current market wages. The compensation of all other employees is determined by the ceo with the consultation of the board of directors.”

Form 990, Page 6, Part VI, Line 19

“Conflict of interest policy and financial statements are available upon request.”

Filing and Contact Details

Filer

Filer Name
YOUNG MEN'S CHRISTIAN ASSOCIATION
EIN
06-0646985
Phone
2033577000
Address
10 BELL STREET, STAMFORD, CT 06901

Signing Officer

Name
Ernest Lamour
Title
Principal Officer
Phone
2033577000
Signed
2015-11-13

Organization Details

Principal Officer
Ernest Lamour
Formed
1933
Legal Domicile
Ct
Voting Board Members
20
Independent Board Members
20
Employees
145

Preparer

Firm
Clermont & Associates LLC
Address
16 WATERBURY ROAD, PROSPECT, CT 06712
Preparer
David Cappelletti
Phone
2037586658
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4B

“School afternoon school programs participants graduate from high school and attend either a 2 or 4 year college. 72% of our graduates maintained a 3.0 grade point average.”

Form 990, Part XI, Line 9

“Insurance proceeds 95,171 allowance for bad debt 80,822”

Financial Statement Notes

Schedule D, Page 3, Part X

“The organization evaluates all significant tax positions as required by accounting practices generally accepted in the u.s.a. As of the current year end, the organization does not believe that it has taken any positions that would require recording of any additional tax liability nor does it believe that there are any unrealized tax benefits that would either increase or decrease within the next year. The organization is no longer subject to audits by the applicable taxing authorities for the periods prior to 2012”

Schedule D, Page 4, Part XIII

“Part v line 4: explanation: at the direction of the board of directors, the net assets of the endowment fund have been used for major maintenance and property improvements, certain capital expenditures and occasionally for the support of the general operations of the organization.”

Raw XML AppendixShowing 400 of 518 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt11SECRETARY
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IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
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IRS990/OtherExpensesGrp/ManagementAndGeneralAmt22933
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IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt036672
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IRS990/PrincipalOfficerNm0ERNEST LAMOUR
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IRS990/ProgSrvcAccomActy2Grp/Desc0ADULT FITNESS AND SOCIAL PROGRAMS: THE STAMFORD FAMILY YMCA OFFERS PROGRAMS FOR ADULT MEMBERS THAT INCLUDE FITNESS CLASSES SUCH AS KICKBOXING, YOGA, PILATES, ZUMBA. THESE CLASSES ARE INTENDED TO PROVIDE MEMBERS WITH THE ULTIMATE OPPORTUNITY OF STRENGTHENING THEIR MINDS AND BODIES BY STAYING ACTIVE AND PHYSICALLY FIT. DURING THE FY ENDED JUNE 30, 2105 THE STAMFORD FAMILY HAD OVER 2,000 MEMBERS AND APPROXIMATELY 325 FITNESS CLASS MEMBERS. ADDITIONALLY, THERE WERE OVER 300 BASKETBALL AND FLAG FOOTBALL LEAGUE PARTICIPANTS AND 35 SWIM TEAM PARTICIPANTS. THERE WERE APPROXIMATELY 500 K-12 STUDENTS ENROLLED IN THE YMCA AFTER SCHOOL PROGRAMS. ALL LEAD HIGH SCHOOL AFTERNOON SCHOOL PROGRAMS PARTICIPANTS GRADUATE FROM HIGH SCHOOL AND ATTEND EITHER A 2 OR 4 YEAR COLLEGE. 72% OF OUR GRADUATES MAINTAINED A 3.0 GRADE POINT AVERAGE.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0897906
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0210441
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0905587
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt07597
IRS990/PYOtherExpensesAmt0869782
IRS990/PYOtherRevenueAmt0195967
IRS990/PYProgramServiceRevenueAmt0709148
IRS990/PYRevenuesLessExpensesAmt0-156229
IRS990/PYSalariesCompEmpBnftPaidAmt01104746
IRS990/PYTotalExpensesAmt01974528
IRS990/PYTotalRevenueAmt01818299
IRS990/ReconcilationRevenueExpnssAmt0-215367
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt0162002
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0497337
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IRS990/SavingsAndTempCashInvstGrp/EOYAmt0562473
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IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0628505
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0394504
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0310534
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt03352973
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0162002
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt012590
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt028275
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt028597
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt065307
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0296771
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0709488
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0840394
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt01075936
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt01221482
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0921535
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt04768835
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0162002
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Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,846,547
Liabilities
$1,060,834
Net assets
$1,785,713
Revenue
$1,982,865
Expenses
$2,198,232
Net income
-$215,367
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.31$0.00$1.31$1.29$0.65$0.64
2024Detailed filing. Detailed filing data is available for this year.$1.65$1.02$0.63$0.63$1.31$0.68
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.19$0.89$1.30$1.29$1.59$0.30
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.33$0.74$1.60$1.42$1.59$0.17
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.28$0.52$1.77$1.33$1.38$0.05
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.01$0.70$1.31$2.54$2.37$0.17
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.93$0.78$1.14$1.94$2.41$0.47
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.21$0.60$1.61$2.13$2.32$0.18
2015Detailed filing. Detailed filing data is available for this year.$2.85$1.06$1.79$1.98$2.20$0.22
2014Summary only. Only limited summary data is available for this year.$3.03$1.05$1.98$1.82$1.97$0.16
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.69$0.57$2.13$2.10$2.13$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.68$0.53$2.15$1.77
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.14$0.42$2.71$1.43
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.36$0.52$2.83$1.15
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2015 filings • 501(c)3 • $1M-$5M nonprofits