Civic Intelligence

Ocean Community Chamber Foundation

990EZ • Fiscal year 2014 • EIN 05-0494495

Jul 01, 2013 to Jun 30, 2014 • Filed on Feb 14, 2015

One Chamber WayWesterly, RI 02891

(401) 596-9797

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

55th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

55th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Net Margin

40th percentile

-0.2%

Higher net margin than 40% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Top Officer Pay

74th percentile

$0

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Asset Growth

43rd percentile

-0.7%

Faster asset growth than 43% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

3rd percentile

-80%

Faster revenue growth than 3% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Assets

Down

$55,104

Down $407 (-0.7%) from 2013

Net Assets

Down

$55,104

Down $185 (-0.3%) from 2013

Liabilities

Down

$0

Down $222 (-100%) from 2013

Revenue

Down

$98,259

Down $389,991 (-80%) from 2013

Expenses

Down

$98,444

Down $380,107 (-79%) from 2013

Net Income

Down

-$185

Down $9,884 (-102%) from 2013

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0Assets 2010: $62,546Net Assets 2010: $62,5462010Assets 2011: $54,410Liabilities 2011: $0Net Assets 2011: $54,4102011Assets 2012: $45,752Liabilities 2012: $162Net Assets 2012: $45,5902012Assets 2013: $55,511Liabilities 2013: $222Net Assets 2013: $55,2892013Assets 2014: $55,104Liabilities 2014: $0Net Assets 2014: $55,1042014Assets 2015: $37,887Liabilities 2015: $02015Assets 2016: $54,197Liabilities 2016: $0Net Assets 2016: $54,1972016Assets 2017: $124,480Liabilities 2017: $0Net Assets 2017: $124,4802017Assets 2018: $97,939Liabilities 2018: $53,478Net Assets 2018: $44,4612018Assets 2019: $145,400Liabilities 2019: $83,605Net Assets 2019: $61,7952019Assets 2020: $183,788Liabilities 2020: $39,935Net Assets 2020: $143,8532020Assets 2021: $127,173Liabilities 2021: $39,935Net Assets 2021: $87,2382021Assets 2022: $154,009Liabilities 2022: $39,935Net Assets 2022: $114,0742022Assets 2023: $160,695Liabilities 2023: $46,437Net Assets 2023: $114,2582023Assets 2024: $102,022Liabilities 2024: $46,437Net Assets 2024: $55,5852024

Highlighted filing

2014

Assets$55,104
Liabilities$0
Net Assets$55,104

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2010: $38,744Expenses 2010: $79,898Net Income 2010: -$41,1542010Revenue 2011: $65,511Expenses 2011: $73,647Net Income 2011: -$8,1362011Revenue 2012: $130,890Expenses 2012: $139,710Net Income 2012: -$8,8202012Revenue 2013: $488,250Expenses 2013: $478,551Net Income 2013: $9,6992013Revenue 2014: $98,259Expenses 2014: $98,444Net Income 2014: -$1852014Revenue 2015: $59,676Expenses 2015: $76,893Net Income 2015: -$17,2172015Revenue 2016: $115,558Expenses 2016: $99,248Net Income 2016: $16,3102016Revenue 2017: $174,135Expenses 2017: $103,853Net Income 2017: $70,2822017Revenue 2018: $160,220Expenses 2018: $240,239Net Income 2018: -$80,0192018Revenue 2019: $116,496Expenses 2019: $99,162Net Income 2019: $17,3342019Revenue 2020: $183,619Expenses 2020: $101,561Net Income 2020: $82,0582020Revenue 2021: $116,637Expenses 2021: $173,252Net Income 2021: -$56,6152021Revenue 2022: $104,541Expenses 2022: $77,705Net Income 2022: $26,8362022Revenue 2023: $99,014Expenses 2023: $98,830Net Income 2023: $1842023Revenue 2024: $91,929Expenses 2024: $150,602Net Income 2024: -$58,6732024

Highlighted filing

2014

Revenue$98,259
Expenses$98,444
Net Income-$185
Jump To
Filing Snapshot
Filing Period
Jul 1, 2013 to Jun 30, 2014
Signed
Feb 14, 2015
Return Version
2013v4.0
Gross Receipts
$114,544
Mission and Program Overview

Mission

Educational and economic development

Program Services

DescriptionGrantsExpenses
Other program services-$44,334
DEVELOPED AN AREA WEBSITE TO PROMOTE BUSINESS AND TOURISM-$10,784
PRODUCED A FIRE ON WATER EVENT TO PROMOTE AND DRAW VISITORS TO OUR DOWNTOWN BUSINESS DISTRICT-$5,486
ADMINISTERED A FACADE IMPROVEMENT PROGRAM WITH FUNDS SECURED THROUGH A GRANT-$4,319
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
ANGELA THOMANSecretarydir-$0--
RICHARD PANCIERAPresidentdir-$0--
RUDI HAUSERVpdir-$0--
MICHAEL BENEVIDESTreasurerdir-$0--
DEBRA TURRISIPast Presidentdir-$0--
LISA KONICKIDirector-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Event 1$40,457$40,457$25,415$15,042
Total Events$40,457$40,457$29,415$11,042
Filing and Contact Details

Filer

EIN
05-0494495

Signing Officer

Name
Michael Benevides
Title
Treasurerdir
Phone
4015969797
Signed
2015-02-14
Discuss with paid preparer
Yes

Preparer

Preparer
Michael F Benevides CPA
Phone
4015969797
Supplemental Narrative

Additional Explanations

List of grants and similar amounts paid Part I line 10

Activity super storm sandy business restoration grants grantee all under $5,000 street various city, state, zip westerly, ri 02891relationship none amount 14,582

Description of other expenses Part I line 16

Description amountprogram service expenses 64,923office expenses 1,639business events 458insurance 821depreciation 246

Description of other assets Part II line 24

Category beginning of year end of yearequipment net of depreciation 167 4,351

Description of total liabilities Part II line 26

Category beginning of year end of yeardue to affiliates 222 0

Other program services Part III line 31

Our beach area businesses were devastated by superstorm sandy. A massive fundrasing effort was undertaken to provide grants to businesses to assist them in reopening their businesses by the summer season. A committee allocated the funds raised based on financial damage incurred and other important considerations.produced an athena award program to recognize thoise who have worked to advance women in business and provided small scholarships to aspiring women entering college.participated in an event recognizing young business people in our area who have made a difference.facilitated a beach concert series to draw visitors to our beaches.assisted the local chamber of commerce with state of the art web site improvements.

Raw XML Appendix209 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/BooksInCareOfDetail/USAddress/City0WESTERLY
IRS990EZ/BooksInCareOfDetail/USAddress/State0RI
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0ANGELA THOMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1RICHARD PANCIERA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2RUDI HAUSER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3MICHAEL BENEVIDES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4DEBRA TURRISI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5LISA KONICKI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0SECRETARYDIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENTDIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2VPDIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURERDIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4PAST PRESIDENTDIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0167
IRS990EZ/OtherAssetsTotalDetail/EOYAmt04351
IRS990EZ/OtherExpensesTotalAmt068087
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0EDUCATIONAL AND ECONOMIC DEVELOPMENT
IRS990EZ/ProgramServiceRevenueAmt040077
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IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt3Other program services
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt04319
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt110784
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt25486
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt344334
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt015775
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt016285
IRS990EZ/SpecialEventsNetIncomeLossAmt029044
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0222
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt098444
IRS990EZ/TotalProgramServiceExpensesAmt064923
IRS990EZ/TotalRevenueAmt098259
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt029138
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0357305
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt097981
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt028915
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt034146
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0547485
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt030
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt053
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt089
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0172
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt085406
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0225716
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt044809
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt062750
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt057114
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0475795
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt030
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt053
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt089
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0172
IRS990ScheduleA/InvestmentIncomeCYPct00.00020
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99980
IRS990ScheduleA/PublicSupportPY509Pct00.99970
IRS990ScheduleA/PublicSupportTotal509Amt01023280
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0114544
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0583021
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0142790
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt091665
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt091260
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IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0114544
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IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt091718
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt091349
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt01023452
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleG/AgrmtProfFundraisingActyInd0false
IRS990ScheduleG/EmailSolicitationsInd0X
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesEvent1Amt04000
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesTotalEventsAmt04000
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IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt040457
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IRS990ScheduleG/FundraisingEventInformationGrp/NameOfEvent1Amt0DUCK RACE
IRS990ScheduleG/FundraisingEventInformationGrp/NameOfEvent2Amt0NONE
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt011042
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt025415
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt025415
IRS990ScheduleG/InPersonSolicitationsInd0X
IRS990ScheduleG/MailSolicitationsInd0X
IRS990ScheduleG/PhoneSolicitationsInd0X
IRS990ScheduleG/SolicitationOfGovtGrantsInd0X
IRS990ScheduleG/SolicitationOfNonGovtGrantsInd0X
IRS990ScheduleG/SpecialFundraisingEventsInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ACTIVITY SUPER STORM SANDY BUSINESS RESTORATION GRANTS GRANTEE ALL UNDER $5,000 STREET VARIOUS CITY, STATE, ZIP WESTERLY, RI 02891RELATIONSHIP NONE AMOUNT 14,582
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION AMOUNTPROGRAM SERVICE EXPENSES 64,923OFFICE EXPENSES 1,639BUSINESS EVENTS 458INSURANCE 821DEPRECIATION 246
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CATEGORY BEGINNING OF YEAR END OF YEAREQUIPMENT NET OF DEPRECIATION 167 4,351
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CATEGORY BEGINNING OF YEAR END OF YEARDUE TO AFFILIATES 222 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4OUR BEACH AREA BUSINESSES WERE DEVASTATED BY SUPERSTORM SANDY. A MASSIVE FUNDRASING EFFORT WAS UNDERTAKEN TO PROVIDE GRANTS TO BUSINESSES TO ASSIST THEM IN REOPENING THEIR BUSINESSES BY THE SUMMER SEASON. A COMMITTEE ALLOCATED THE FUNDS RAISED BASED ON FINANCIAL DAMAGE INCURRED AND OTHER IMPORTANT CONSIDERATIONS.PRODUCED AN ATHENA AWARD PROGRAM TO RECOGNIZE THOISE WHO HAVE WORKED TO ADVANCE WOMEN IN BUSINESS AND PROVIDED SMALL SCHOLARSHIPS TO ASPIRING WOMEN ENTERING COLLEGE.PARTICIPATED IN AN EVENT RECOGNIZING YOUNG BUSINESS PEOPLE IN OUR AREA WHO HAVE MADE A DIFFERENCE.FACILITATED A BEACH CONCERT SERIES TO DRAW VISITORS TO OUR BEACHES.ASSISTED THE LOCAL CHAMBER OF COMMERCE WITH STATE OF THE ART WEB SITE IMPROVEMENTS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0List of grants and similar amounts paid Part I line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of other assets Part II line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Description of total liabilities Part II line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other program services Part III line 31
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL BENEVIDES
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURERDIR
ReturnHeader/BusinessOfficerGrp/PhoneNum04015969797
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-02-14
ReturnHeader/Filer/BusinessName/BusinessNameLine10GREATER WESTERLY CHAMBER FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0GREA
ReturnHeader/Filer/EIN0050494495
ReturnHeader/Filer/USAddress/AddressLine10ONE CHAMBER WAY
ReturnHeader/Filer/USAddress/City0WESTERLY
ReturnHeader/Filer/USAddress/State0RI
ReturnHeader/Filer/USAddress/ZIPCode002891
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0050515345
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10BENEVIDES AND TURANO LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1085 BEACH ST BLDG B 2ND FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0WESTERLY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0RI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode002891
ReturnHeader/PreparerPersonGrp/PhoneNum04015969797
ReturnHeader/PreparerPersonGrp/PreparationDt02015-02-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL F BENEVIDES CPA
ReturnHeader/ReturnTs02015-02-14T19:24:27-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-07-01
ReturnHeader/TaxPeriodEndDt02014-06-30
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.02$0.46$0.56$0.92$1.51$0.59
2023Detailed filing. Detailed filing data is available for this year.$1.61$0.46$1.14$0.99$0.99$0.00
2022Detailed filing. Detailed filing data is available for this year.$1.54$0.40$1.14$1.05$0.78$0.27
2021Detailed filing. Detailed filing data is available for this year.$1.27$0.40$0.87$1.17$1.73$0.57
2020Detailed filing. Detailed filing data is available for this year.$1.84$0.40$1.44$1.84$1.02$0.82
2019Detailed filing. Detailed filing data is available for this year.$1.45$0.84$0.62$1.16$0.99$0.17
2018Detailed filing. Detailed filing data is available for this year.$0.98$0.53$0.44$1.60$2.40$0.80
2017Detailed filing. Detailed filing data is available for this year.$1.24$0.00$1.24$1.74$1.04$0.70
2016Detailed filing. Detailed filing data is available for this year.$0.54$0.00$0.54$1.16$0.99$0.16
2015Summary only. Only limited summary data is available for this year.$0.38$0.00$0.60$0.77$0.17
2014Detailed filing. Detailed filing data is available for this year.$0.55$0.00$0.55$0.98$0.98$0.00
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.56$0.00$0.55$4.88$4.79$0.10
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.46$0.00$0.46$1.31$1.40$0.09
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.54$0.00$0.54$0.66$0.74$0.08
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.63$0.63$0.39$0.80$0.41
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2014 filings • 501(c)3 • <$500k nonprofits