Civic Intelligence

Rhode Island Construction Training Academy

990 • Fiscal year 2022 • EIN 05-0467283

Jul 01, 2021 to Jun 30, 2022 • Filed on Feb 23, 2023

249 Roosevelt Avenue Box 4 Suite 10Pawtucket, RI 02860

(401) 305-3510

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

68th percentile

0.10x

Higher debt load relative to assets than 68% of similar nonprofits.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2022

Liabilities / Revenue

73rd percentile

0.16x

Higher debt load relative to revenue than 73% of similar nonprofits.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2022

Net Margin

35th percentile

-0.7%

Higher net margin than 35% of similar nonprofits.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2022

Top Officer Pay

86th percentile

$92,143

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 21.7% of source-year revenue.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2022

Asset Growth

36th percentile

-3.0%

Faster asset growth than 36% of similar nonprofits.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2021 to 2022

Revenue Growth

53rd percentile

10.0%

Faster revenue growth than 53% of similar nonprofits.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2021 to 2022

Assets

Down

$666,394

Down $20,862 (-3.0%) from 2021

Net Assets

Down

$597,733

Down $2,983 (-0.5%) from 2021

Liabilities

Down

$68,661

Down $17,879 (-21%) from 2021

Revenue

Up

$425,555

Up $38,666 (+10.0%) from 2021

Expenses

Up

$428,541

Up $32,113 (+8.1%) from 2021

Net Income

Up

-$2,986

Up $6,553 (+69%) from 2021

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2010: $369,315Liabilities 2010: $215,498Net Assets 2010: $153,8172010Assets 2011: $265,028Liabilities 2011: $56,575Net Assets 2011: $208,4532011Assets 2012: $254,908Liabilities 2012: $59,085Net Assets 2012: $195,8232012Assets 2013: $246,754Liabilities 2013: $59,219Net Assets 2013: $187,5352013Assets 2014: $258,454Liabilities 2014: $51,282Net Assets 2014: $207,1722014Assets 2015: $269,739Liabilities 2015: $14,232Net Assets 2015: $255,5072015Assets 2016: $328,692Liabilities 2016: $15,379Net Assets 2016: $313,3132016Assets 2017: $376,325Liabilities 2017: $27,260Net Assets 2017: $349,0652017Assets 2018: $493,966Liabilities 2018: $19,295Net Assets 2018: $474,6712018Assets 2019: $549,043Liabilities 2019: $36,210Net Assets 2019: $512,8332019Assets 2020: $695,095Liabilities 2020: $84,840Net Assets 2020: $610,2552020Assets 2021: $687,256Liabilities 2021: $86,540Net Assets 2021: $600,7162021Assets 2022: $666,394Liabilities 2022: $68,661Net Assets 2022: $597,7332022Assets 2023: $642,271Liabilities 2023: $95,262Net Assets 2023: $547,0092023Assets 2024: $610,319Liabilities 2024: $93,568Net Assets 2024: $516,7512024

Highlighted filing

2022

Assets$666,394
Liabilities$68,661
Net Assets$597,733

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2010: $219,816Expenses 2010: $263,415Net Income 2010: -$43,5992010Revenue 2011: $171,071Expenses 2011: $116,435Net Income 2011: $54,6362011Revenue 2012: $209,011Expenses 2012: $218,641Net Income 2012: -$9,6302012Revenue 2013: $215,568Expenses 2013: $223,856Net Income 2013: -$8,2882013Revenue 2014: $266,352Expenses 2014: $246,715Net Income 2014: $19,6372014Revenue 2015: $316,775Expenses 2015: $268,440Net Income 2015: $48,3352015Revenue 2016: $322,481Expenses 2016: $264,675Net Income 2016: $57,8062016Revenue 2017: $319,088Expenses 2017: $283,336Net Income 2017: $35,7522017Revenue 2018: $373,321Expenses 2018: $303,245Net Income 2018: $70,0762018Revenue 2019: $367,662Expenses 2019: $326,846Net Income 2019: $40,8162019Revenue 2020: $438,460Expenses 2020: $379,945Net Income 2020: $58,5152020Revenue 2021: $386,889Expenses 2021: $396,428Net Income 2021: -$9,5392021Revenue 2022: $425,555Expenses 2022: $428,541Net Income 2022: -$2,9862022Revenue 2023: $386,152Expenses 2023: $436,876Net Income 2023: -$50,7242023Revenue 2024: $397,506Expenses 2024: $427,764Net Income 2024: -$30,2582024

Highlighted filing

2022

Revenue$425,555
Expenses$428,541
Net Income-$2,986
Jump To
Filing Snapshot
Filing Period
Jul 1, 2021 to Jun 30, 2022
Signed
Feb 23, 2023
Return Version
2021v4.1
Gross Receipts
$425,555
Mission and Program Overview

Mission

The school's mission is to provide education and training in the contract trades.

The school's mission is to provide education and training in the construction trades.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$338,976$380,708▲ $41,732
Land, Buildings, and Equipment, Net$240,918$223,297▼ $17,621
Cash and Non-Interest-Bearing Accounts$81,876$57,529▼ $24,347
Accounts Receivable$8,753$4,860▼ $3,893
Total Assets$687,256$666,394▼ $20,862
Other Assets Total$16,733--
Liabilities
Deferred Revenue$31,888$43,860▲ $11,972
Unsecured Notes Loans Payable$35,452--
Other Liabilities$19,200$24,801▲ $5,601
Total Liabilities$86,540$68,661▼ $17,879
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$600,716$597,733▼ $2,983
Total Net Assets Fund Balance$600,716$597,733▼ $2,983
Total Liabilities and Net Assets / Fund Balance$687,256$666,394▼ $20,862

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$201,538$95,239$296,777
Equipment$16,420$27,473$43,893
Other Land Buildings$5,339$13,015$18,354
Land$0--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kristen BresciaEducation DirectorFT$76,143$16,000$92,143
Maureen E GrilloPRESIDENT through 12/31/21--$65,076$65,076

Board Members and Trustees

NameTitle
Terry BrownChairman
Michael MurzyckiImmediate Past Chairman
Angelo BalassoneDirector
Antonio GrilloDirector
Cathy AndradeDirector
Cole WhiteheadDirector
Dave ConroyDirector
Debbie LotockiDirector
Kevin LeamyDirector
Louis Petrucci JrDirector
Michael J RafteryDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$39,137
Program Service Revenue
$384,524
Investment Income
$1,628
Other Revenue
$266
All Other Contributions
$3,685
Change in Net Assets
$-2,986
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$224,348
Other Expenses$201,798
Grants and Similar Amounts Paid$2,395
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$78,452$26,151$0$104,603
Other Salaries and Wages$102,491$0$0$102,491
Occupancy$72,510$8,057$0$80,567
Fees for Services Management$0$23,478$0$23,478
Depreciation Depletion$15,860$1,762$0$17,622
Payroll Taxes$15,075$2,179$0$17,254
Insurance$6,503$1,626$0$8,129
Fees for Services Accounting$0$7,500$0$7,500
Other Expenses$4,992$0$0$4,992
Grants to Domestic Individuals$2,395--$2,395
All Other Expenses$0$1,587$0$1,587
Fees for Services Other$0$1,403$0$1,403
Advertising$840$0$0$840
Office Expenses$552$0$0$552
Total Functional Expenses$354,798$73,743$0$428,541
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Rent$24,801
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Rhode Island Construction Training Academy
EIN
05-0467283
Phone
4013053510
Address
249 ROOSEVELT AVENUE BOX 4 SUITE 10, PAWTUCKET, RI 02860

Signing Officer

Name
Marc Bialek
Title
President
Phone
4013053510
Signed
2023-02-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Marc Bialek
Formed
1992
Legal Domicile
Ri
Voting Board Members
11
Independent Board Members
11
Employees
26
Volunteers
11

Preparer

Firm
Caliri Mancini & Barbieri Pc
Address
1 Worthington Rd, Cranston, RI 02920
Preparer
Nancy L Mancini
Phone
4012683926
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

The form 990 is reviewed at a board of directors meeting.

Pt VI, Line 12C

Enforcement of conflicts policy - this is done at the annual board of directors orientation.

Pt VI, Line 15A

Compenstion process for top official - this is done by the executive committee.

Pt VI, Line 19

The governing documents, policies and financial statements may be made available upon request.

Pt XI

Rounding differences of $3 affected opening net asset balance

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0EDUCATION DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1PRESIDENT through 12/31/21
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IRS990/OtherExpensesGrp/Desc0TRAINING SUPPLIES & EXP.
IRS990/OtherExpensesGrp/Desc1BANKCARD SERVICE FEES
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt055128
IRS990/OtherExpensesGrp/ProgramServicesAmt14992
IRS990/OtherExpensesGrp/TotalAmt055128
IRS990/OtherExpensesGrp/TotalAmt14992
IRS990/OtherLiabilitiesGrp/BOYAmt019200
IRS990/OtherLiabilitiesGrp/EOYAmt024801
IRS990/OtherRevenueMiscGrp/BusinessCd0611519
IRS990/OtherRevenueMiscGrp/Desc0MERCHANT SERVICE CASH REWARD
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0266
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0266
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt0266
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0102491
IRS990/OtherSalariesAndWagesGrp/TotalAmt0102491
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt02179
IRS990/PayrollTaxesGrp/ProgramServicesAmt015075
IRS990/PayrollTaxesGrp/TotalAmt017254
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0MARC BIALEK
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0611519
IRS990/ProgramServiceRevenueGrp/BusinessCd1611519
IRS990/ProgramServiceRevenueGrp/Desc0TUITION AND BOOKS
IRS990/ProgramServiceRevenueGrp/Desc1MAKE UP CLASSES
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0379754
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt14770
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYExcessBenefitTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt02099
IRS990/PYOtherExpensesAmt0196975
IRS990/PYOtherRevenueAmt0300
IRS990/PYProgramServiceRevenueAmt0436061
IRS990/PYRevenuesLessExpensesAmt058515
IRS990/PYSalariesCompEmpBnftPaidAmt0182970
IRS990/PYTotalExpensesAmt0379945
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0438460
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-2986
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0384790
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0338976
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0380708
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PublicSupportCY170Pct00
IRS990ScheduleA/PublicSupportCY509Pct00
IRS990ScheduleA/PublicSupportTotal509Amt00
IRS990ScheduleA/SchoolInd0X
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt016420
IRS990ScheduleD/EquipmentGrp/DepreciationAmt027473
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt043893
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0201538
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt095239
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0296777
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt05339
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt013015
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt018354
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt024801
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DEFERRED RENT
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0223297
IRS990ScheduleD/TotalLiabilityAmt024801
IRS990ScheduleE/ComplianceWithRevProc7550Ind0true
IRS990ScheduleE/DiscriminateRaceAdmissPlcyInd0false
IRS990ScheduleE/DiscriminateRaceAthltProgInd0false
IRS990ScheduleE/DiscriminateRaceEducPlcyInd0false
IRS990ScheduleE/DiscriminateRaceEmplmFcultyInd0false
IRS990ScheduleE/DiscriminateRaceOtherActyInd0false
IRS990ScheduleE/DiscriminateRaceSchsInd0false
IRS990ScheduleE/DiscriminateRaceStdntsRghtsInd0false
IRS990ScheduleE/DiscriminateRaceUseOfFcltsInd0false
IRS990ScheduleE/GovernmentFinancialAidRcvdInd0false
IRS990ScheduleE/GovernmentFinancialAidRvkdInd0false
IRS990ScheduleE/MaintainCpyOfAllSolInd0true
IRS990ScheduleE/MaintainCpyOfBrochuresEtcInd0true
IRS990ScheduleE/MaintainRacialCompRecsInd0true
IRS990ScheduleE/MaintainScholarshipsRecsInd0true
IRS990ScheduleE/NondiscriminatoryPolicyStmtInd0true
IRS990ScheduleE/PlcyPblczdViaBroadcastMediaInd0true
IRS990ScheduleE/PolicyStmtInBrochuresEtcInd0true
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE FORM 990 IS REVIEWED AT A BOARD OF DIRECTORS MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ENFORCEMENT OF CONFLICTS POLICY - THIS IS DONE AT THE ANNUAL BOARD OF DIRECTORS ORIENTATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2COMPENSTION PROCESS FOR TOP OFFICIAL - THIS IS DONE BY THE EXECUTIVE COMMITTEE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE GOVERNING DOCUMENTS, POLICIES AND FINANCIAL STATEMENTS MAY BE MADE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ROUNDING DIFFERENCES OF $3 AFFECTED OPENING NET ASSET BALANCE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt XI
IRS990ScheduleR/AssetExchangeInd0false
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd0false
IRS990ScheduleR/AssetSaleToOtherOrgInd0false
IRS990ScheduleR/DivRelatedOrganizationInd0false
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd0false
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd0false
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd0false
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0Associated Builders & Contractors of RI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0050461806
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501(C)(6)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0RI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0Membership Org.
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt0249 Roosevelt Ave Box 4
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0Pawtucket
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0RI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd002860
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd0false
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd0false
IRS990ScheduleR/PaidEmployeesSharingInd0true
IRS990ScheduleR/PerformOfServicesByOtherOrgInd0false
IRS990ScheduleR/PerformOfServicesForOthOrgInd0false
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd0false
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd0false
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd0true
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd0true
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd0false

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$6.10$0.94$5.17$3.98$4.28$0.30
2023Detailed filing. Detailed filing data is available for this year.$6.42$0.95$5.47$3.86$4.37$0.51
2022Detailed filing. Detailed filing data is available for this year.$6.66$0.69$5.98$4.26$4.29$0.03
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.87$0.87$6.01$3.87$3.96$0.10
2020Detailed filing. Detailed filing data is available for this year.$6.95$0.85$6.10$4.38$3.80$0.59
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.49$0.36$5.13$3.68$3.27$0.41
2018Detailed filing. Detailed filing data is available for this year.$4.94$0.19$4.75$3.73$3.03$0.70
2017Detailed filing. Detailed filing data is available for this year.$3.76$0.27$3.49$3.19$2.83$0.36
2016Detailed filing. Detailed filing data is available for this year.$3.29$0.15$3.13$3.22$2.65$0.58
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.70$0.14$2.56$3.17$2.68$0.48
2014Detailed filing. Detailed filing data is available for this year.$2.58$0.51$2.07$2.66$2.47$0.20
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.47$0.59$1.88$2.16$2.24$0.08
2012Summary only. Only limited summary data is available for this year.$2.55$0.59$1.96$2.09$2.19$0.10
2011Summary only. Only limited summary data is available for this year.$2.65$0.57$2.08$1.71$1.16$0.55
2010Summary only. Only limited summary data is available for this year.$3.69$2.15$1.54$2.20$2.63$0.44