Civic Intelligence

Dexter Credit Union

990 • Fiscal year 2012 • EIN 05-0256493

Jan 01, 2012 to Dec 31, 2012

Central Falls, RI
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

83rd percentile

0.92x

Higher debt load relative to assets than 83% of similar nonprofits.

2012 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2012

Liabilities / Revenue

97th percentile

20.75x

Higher debt load relative to revenue than 97% of similar nonprofits.

2012 filings • $100M-$250M nonprofits • Source year 2012

Net Margin

18th percentile

-18%

Higher net margin than 18% of similar nonprofits.

2012 filings • $100M-$250M nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

12th percentile

-0.9%

Faster asset growth than 12% of similar nonprofits.

2012 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Assets

Down

$120,822,559

Down $1,043,416 (-0.9%) from 2011

Net Assets

Down

$9,796,223

Down $530,949 (-5.1%) from 2011

Liabilities

Down

$111,026,336

Down $512,467 (-0.5%) from 2011

Revenue

$5,349,838

No earlier filing loaded for comparison.

Expenses

Up

$6,295,840

Up $742,299 (+13%) from 2011

Net Income

-$946,002

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $120,503,384Liabilities 2010: $110,130,772Net Assets 2010: $10,372,6122010Assets 2011: $121,865,975Liabilities 2011: $111,538,803Net Assets 2011: $10,327,1722011Assets 2012: $120,822,559Liabilities 2012: $111,026,336Net Assets 2012: $9,796,2232012Assets 2013: $123,716,965Liabilities 2013: $116,007,804Net Assets 2013: $7,709,1612013Assets 2014: $109,243,583Liabilities 2014: $102,167,579Net Assets 2014: $7,076,0042014Assets 2015: $96,658,279Liabilities 2015: $91,144,283Net Assets 2015: $5,513,9962015

Highlighted filing

2012

Assets$120,822,559
Liabilities$111,026,336
Net Assets$9,796,223

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $5,771,2032010Expenses 2011: $5,553,5412011Revenue 2012: $5,349,838Expenses 2012: $6,295,840Net Income 2012: -$946,0022012Revenue 2013: $6,306,928Expenses 2013: $7,185,884Net Income 2013: -$878,9562013Revenue 2014: $6,489,489Expenses 2014: $7,426,307Net Income 2014: -$936,8182014Revenue 2015: $5,043,492Expenses 2015: $7,061,092Net Income 2015: -$2,017,6002015

Highlighted filing

2012

Revenue$5,349,838
Expenses$6,295,840
Net Income-$946,002
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Mission and Program Overview

Mission

The credit union is committed to: 1) being responsive to the needs of the membership it serves; 2) providing service with a personal touch; and 3) providing products and services which are competitively priced and which are consistent with the overall long-term business plan.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2012 filings • 501(c)14 • $100M-$250M nonprofits