Civic Intelligence

General Electric River Works Cu

990 • Fiscal year 2013 • EIN 04-6061145

Jan 01, 2013 to Dec 31, 2013 • Filed on Nov 17, 2014

Organization ProfileRWCU.COM

View Organization Page

947 Western AveLynn, MA 01905

(781) 599-0096

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

40th percentile

0.88x

Higher debt load relative to assets than 40% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Liabilities / Revenue

39th percentile

17.34x

Higher debt load relative to revenue than 39% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Net Margin

76th percentile

15%

Higher net margin than 76% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Top Officer Pay

46th percentile

$124,080

Higher top officer pay than 46% of similar nonprofits.

Top officer pay equals 2.6% of source-year revenue.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Asset Growth

96th percentile

13%

Faster asset growth than 96% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets40th percentile

Assets

Up

$94,301,131

Up $10,532,832 (+13%) from 2012

Net Assets

Up

$10,858,229

Up $673,606 (+6.6%) from 2012

Liabilities

Up

$83,442,902

Up $9,859,226 (+13%) from 2012

Revenue And Expenses
Liabilities / Revenue39th percentileNet Margin76th percentile

Revenue

$4,811,426

No earlier filing loaded for comparison.

Expenses

Down

$4,067,608

Down $137,752 (-3.3%) from 2012

Net Income

$743,818

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth96th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $82,393,305Liabilities 2010: $74,354,030Net Assets 2010: $8,039,2752010Assets 2011: $85,811,458Liabilities 2011: $76,650,755Net Assets 2011: $9,160,7032011Assets 2012: $83,768,299Liabilities 2012: $73,583,676Net Assets 2012: $10,184,6232012Assets 2013: $94,301,131Liabilities 2013: $83,442,902Net Assets 2013: $10,858,2292013Assets 2014: $102,784,517Liabilities 2014: $90,697,812Net Assets 2014: $12,086,7052014Assets 2015: $105,989,301Liabilities 2015: $92,733,940Net Assets 2015: $13,255,3612015Assets 2016: $107,023,616Liabilities 2016: $93,328,893Net Assets 2016: $13,694,7232016Assets 2017: $106,329,845Liabilities 2017: $92,402,502Net Assets 2017: $13,927,3432017Assets 2018: $102,682,814Liabilities 2018: $88,561,371Net Assets 2018: $14,121,4432018Assets 2019: $102,221,120Liabilities 2019: $88,021,190Net Assets 2019: $14,199,9302019Assets 2020: $109,766,973Liabilities 2020: $95,226,045Net Assets 2020: $14,540,9282020Assets 2021: $115,018,497Liabilities 2021: $99,984,252Net Assets 2021: $15,034,2452021Assets 2022: $112,516,103Liabilities 2022: $97,306,993Net Assets 2022: $15,209,1102022Assets 2023: $123,514,563Liabilities 2023: $107,439,538Net Assets 2023: $16,075,0252023Assets 2024: $151,358,711Liabilities 2024: $134,854,665Net Assets 2024: $16,504,0462024

Highlighted filing

2013

Assets$94,301,131
Liabilities$83,442,902
Net Assets$10,858,229
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0Expenses 2010: $4,778,8722010Expenses 2011: $4,438,6422011Expenses 2012: $4,205,3602012Revenue 2013: $4,811,426Expenses 2013: $4,067,608Net Income 2013: $743,8182013Revenue 2014: $5,516,148Expenses 2014: $4,213,449Net Income 2014: $1,302,6992014Revenue 2015: $5,534,662Expenses 2015: $4,366,006Net Income 2015: $1,168,6562015Revenue 2016: $6,102,538Expenses 2016: $5,663,176Net Income 2016: $439,3622016Revenue 2017: $4,592,236Expenses 2017: $4,359,616Net Income 2017: $232,6202017Revenue 2018: $4,640,173Expenses 2018: $4,446,073Net Income 2018: $194,1002018Revenue 2019: $4,660,468Expenses 2019: $4,581,981Net Income 2019: $78,4872019Revenue 2020: $5,106,008Expenses 2020: $4,765,010Net Income 2020: $340,9982020Revenue 2021: $5,008,646Expenses 2021: $4,515,329Net Income 2021: $493,3172021Revenue 2022: $4,574,179Expenses 2022: $4,399,314Net Income 2022: $174,8652022Revenue 2023: $6,428,970Expenses 2023: $5,563,055Net Income 2023: $865,9152023Revenue 2024: $8,278,993Expenses 2024: $7,849,972Net Income 2024: $429,0212024

Highlighted filing

2013

Revenue$4,811,426
Expenses$4,067,608
Net Income$743,818
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Nov 17, 2014
Return Version
2013v3.0
Gross Receipts
$4,811,426
Mission and Program Overview

Mission

The promotion of thrift among its members by the accumulation of their savings and the loaning of such savings back to its members at a moderate rate of interest.

Credit union member service/thrift

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$53,182,679$64,441,663▲ $11,258,984
Investments Other Securities$21,873,422$22,491,474▲ $618,052
Rtn Earn Endowment Incm Other Fnds$10,184,623$10,858,229▲ $673,606
Savings and Temporary Cash Investments$4,705,298$3,146,118▼ $1,559,180
Land, Buildings, and Equipment, Net$1,082,091$1,343,188▲ $261,097
Cash and Non-Interest-Bearing Accounts$578,946$735,548▲ $156,602
Prepaid Expenses and Deferred Charges$360,492$434,705▲ $74,213
Receivables From Officers Etc$398,772$260,059▼ $138,713
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$83,768,299$94,301,131▲ $10,532,832
Other Assets Total$1,586,599$1,448,376▼ $138,223
Liabilities
Other Liabilities$71,926,710$79,136,449▲ $7,209,739
Mortgage Notes Payable Secured by Investment Property$1,000,000$3,500,000▲ $2,500,000
Accounts Payable and Accrued Expenses$656,966$806,453▲ $149,487
Total Liabilities$73,583,676$83,442,902▲ $9,859,226
Net Assets / Fund Balance
Total Net Assets Fund Balance$10,184,623$10,858,229▲ $673,606
Total Liabilities and Net Assets / Fund Balance$83,768,299$94,301,131▲ $10,532,832

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,813,519--
Other Land Buildings$-1,442,003$1,442,003-
Land$276,500--
Equipment$191,315--
Leasehold Improvements$503,857--
Other Securities$254,200--
Closely Held Equity Interests$1,207,505--
Compensation and Service Providers
Top Officer Pay46th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Maria CacciolaTreasurer/CEOFT$124,080$124,080

Board Members and Trustees

NameTitle
George AllenChairperson
George W Honor JrVice-chairperson
Kenneth GouldDirector
Mark KennardDirector
Nicholas AmendolareDirector
Paul BarronDirector
Paul CrowleyDirector
Virginia DoocyDirector
WILLIAM J O'NEILLDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,206,575
Investment Income
$604,851
Other Revenue
$0
Change in Net Assets
$743,818
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,671,537
Salaries, Compensation, and Employee Benefits$1,526,566
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$892,529
Benefits to Members---$869,505
Current Officers, Directors, Trustees, and Key Employees---$283,811
All Other Expenses---$272,824
Occupancy---$215,218
Other Employee Benefits---$192,168
Other Expenses---$103,400
Payroll Taxes---$97,616
Fees for Services Accounting---$65,909
Pension Plan Contributions---$60,442
Advertising---$50,000
Interest---$33,170
Conferences and Meetings---$10,274
Total Functional Expenses$0$0$0$4,067,608
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$398,772$260,059▼ $138,713
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$79,136,449
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is owned by its members.”

Form 990, Part VI, Section A, Line 7A

“Credit union members elect their volunteer board od directors who are also members of the credit union. One member, one vote.”

Form 990, Part VI, Section A, Line 7B

“Any major changes to the credit union's by-laws must be approved by the membership”

Form 990, Part VI, Section B, Line 11

“The accounting manager prepares the 990. The president/ceo reviews the form for accuracy. The credit union's outside cpa auditor reviews the form and makes any necessary corrections before electronically filing the report on the credit union's behalf. The 990 is available for the board and supervisory committee to review.”

Form 990, Part VI, Section B, Line 15

“Professional credit union compensation surveys are obtained and provided to the board. The board uses this information in conjunction with review of the performance of the ceo to determine an appropriate compensation amount. The board votes on the ceo's compensation.”

Form 990, Part VI, Section C, Line 19

“The credit union's bylaws are avaialble upon request. Financial statements are posted in the cu main lobby and are available upon request. They can also be viewed on ncua's website.”

Filing and Contact Details

Filer

EIN
04-6061145
Phone
7815990096

Signing Officer

Name
Maria Cacciola
Title
CEO
Phone
7815990096
Signed
2014-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Maria Cacciola
Formed
1936
Legal Domicile
Ma
Voting Board Members
9
Independent Board Members
9
Employees
31
Volunteers
0

Preparer

Preparer
Michael J Walsh CPA
Phone
7817210295
Raw XML AppendixShowing 400 of 414 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1762496
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt257429
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt057429
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0972224
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0814570
IRS990/PYOtherExpensesAmt01569971
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt04409513
IRS990/PYRevenuesLessExpensesAmt01018723
IRS990/PYSalariesCompEmpBnftPaidAmt01663165
IRS990/PYTotalExpensesAmt04205360
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05224083
IRS990/QuidProQuoContributionsInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0398772
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0260059
IRS990/ReconcilationRevenueExpnssAmt0743818
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt010184623
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt010858229
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04705298
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03146118
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01813519
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt01813519
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt01207505
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/MethodValuationCd0C
IRS990ScheduleD/EquipmentGrp/BookValueAmt0191315
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0191315
IRS990ScheduleD/LandGrp/BookValueAmt0276500
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0276500
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0503857
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt0503857
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0-1442003
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt01442003
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt079136449
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES & DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt03464101
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt117565668
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2254200
IRS990ScheduleD/OtherSecuritiesGrp/Desc0MORTGAGE BACKED SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc1INTEREST BEARING DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/Desc2FHLB STOCK
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01343188
IRS990ScheduleD/TotalBookValueSecuritiesAmt022491474
IRS990ScheduleD/TotalLiabilityAmt079136449
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt017096
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1111442
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt2128304
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt33217
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0REAL ESTATE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1REAL ESTATE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2REAL ESTATE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt091289
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1175000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt2130000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt35600
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0PAUL BERRON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1PAUL CROWLEY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2MARK KENNARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3MICHAEL FARREN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd31
IRS990ScheduleL/TotalBalanceDueAmt0260059
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS OWNED BY ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CREDIT UNION MEMBERS ELECT THEIR VOLUNTEER BOARD OD DIRECTORS WHO ARE ALSO MEMBERS OF THE CREDIT UNION. ONE MEMBER, ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ANY MAJOR CHANGES TO THE CREDIT UNION'S BY-LAWS MUST BE APPROVED BY THE MEMBERSHIP
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ACCOUNTING MANAGER PREPARES THE 990. THE PRESIDENT/CEO REVIEWS THE FORM FOR ACCURACY. THE CREDIT UNION'S OUTSIDE CPA AUDITOR REVIEWS THE FORM AND MAKES ANY NECESSARY CORRECTIONS BEFORE ELECTRONICALLY FILING THE REPORT ON THE CREDIT UNION'S BEHALF. THE 990 IS AVAILABLE FOR THE BOARD AND SUPERVISORY COMMITTEE TO REVIEW.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4PROFESSIONAL CREDIT UNION COMPENSATION SURVEYS ARE OBTAINED AND PROVIDED TO THE BOARD. THE BOARD USES THIS INFORMATION IN CONJUNCTION WITH REVIEW OF THE PERFORMANCE OF THE CEO TO DETERMINE AN APPROPRIATE COMPENSATION AMOUNT. THE BOARD VOTES ON THE CEO'S COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CREDIT UNION'S BYLAWS ARE AVAIALBLE UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED IN THE CU MAIN LOBBY AND ARE AVAILABLE UPON REQUEST. THEY CAN ALSO BE VIEWED ON NCUA'S WEBSITE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt083768299
IRS990/TotalAssetsEOYAmt094301131
IRS990/TotalAssetsGrp/BOYAmt083768299
IRS990/TotalAssetsGrp/EOYAmt094301131
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt031
IRS990/TotalFunctionalExpensesGrp/TotalAmt04067608
IRS990/TotalGrossUBIAmt057429
IRS990/TotalLiabilitiesBOYAmt073583676
IRS990/TotalLiabilitiesEOYAmt083442902
IRS990/TotalLiabilitiesGrp/BOYAmt073583676
IRS990/TotalLiabilitiesGrp/EOYAmt083442902
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt010184623
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt010858229
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt04206575
IRS990/TotalReportableCompFromOrgAmt0124080
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt04753997
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt04811426
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt057429
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt083768299
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt094301131
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/USAddress/AddressLine10947 WESTERN AVE
IRS990/USAddress/City0LYNN
IRS990/USAddress/State0MA
IRS990/USAddress/ZIPCode001905
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0RWCU.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MARIA CACCIOLA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum07815990096
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-11-17
ReturnHeader/Filer/BusinessName/BusinessNameLine10GENERAL ELECTRIC RIVER WORKS CU
ReturnHeader/Filer/BusinessNameControlTxt0GENE
ReturnHeader/Filer/EIN0046061145
ReturnHeader/Filer/PhoneNum07815990096
ReturnHeader/Filer/USAddress/AddressLine10947 WESTERN AVE
ReturnHeader/Filer/USAddress/City0LYNN
ReturnHeader/Filer/USAddress/State0MA
ReturnHeader/Filer/USAddress/ZIPCode001905
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0043209238

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$94,301,131
Liabilities
$83,442,902
Net assets
$10,858,229
Revenue
$4,811,426
Expenses
$4,067,608
Net income
$743,818
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$151$135$16.5$8.28$7.85$0.43
2023Detailed filing. Detailed filing data is available for this year.$124$107$16.1$6.43$5.56$0.87
2022Detailed filing. Detailed filing data is available for this year.$113$97.3$15.2$4.57$4.40$0.17
2021Detailed filing. Detailed filing data is available for this year.$115$100.0$15.0$5.01$4.52$0.49
2020Detailed filing. Detailed filing data is available for this year.$110$95.2$14.5$5.11$4.77$0.34
2019Detailed filing. Detailed filing data is available for this year.$102$88.0$14.2$4.66$4.58$0.08
2018Detailed filing. Detailed filing data is available for this year.$103$88.6$14.1$4.64$4.45$0.19
2017Detailed filing. Detailed filing data is available for this year.$106$92.4$13.9$4.59$4.36$0.23
2016Detailed filing. Detailed filing data is available for this year.$107$93.3$13.7$6.10$5.66$0.44
2015Detailed filing. Detailed filing data is available for this year.$106$92.7$13.3$5.53$4.37$1.17
2014Detailed filing. Detailed filing data is available for this year.$103$90.7$12.1$5.52$4.21$1.30
2013Detailed filing. Detailed filing data is available for this year.$94.3$83.4$10.9$4.81$4.07$0.74
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$83.8$73.6$10.2$4.21
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$85.8$76.7$9.16$4.44
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$82.4$74.4$8.04$4.78
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2013 filings • 501(c)14 • $50M-$100M nonprofits