Civic Intelligence

Commonwealth Utilities Employees Credit Union

990 • Fiscal year 2013 • EIN 04-6055566

Jan 01, 2013 to Dec 31, 2013 • Filed on Jun 20, 2014

Organization ProfileN/A

View Organization Page

312 Wareham RoadMarion, MA 02738

(508) 748-3452

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

37th percentile

0.87x

Higher debt load relative to assets than 37% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Liabilities / Revenue

90th percentile

29.36x

Higher debt load relative to revenue than 90% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Net Margin

55th percentile

7.3%

Higher net margin than 55% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Top Officer Pay

86th percentile

$135,487

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 10.4% of source-year revenue.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Asset Growth

43rd percentile

1.1%

Faster asset growth than 43% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2012 to 2013

Revenue Growth

17th percentile

-16%

Faster revenue growth than 17% of similar nonprofits.

2013 filings • $25M-$50M nonprofits • Annualized from 2012 to 2013

Balance Sheet
Liabilities / Assets37th percentile

Assets

Up

$44,258,091

Up $494,981 (+1.1%) from 2012

Net Assets

Up

$5,965,306

Up $38,169 (+0.6%) from 2012

Liabilities

Up

$38,292,785

Up $456,812 (+1.2%) from 2012

Revenue And Expenses
Liabilities / Revenue90th percentileNet Margin55th percentile

Revenue

Down

$1,304,034

Down $242,950 (-16%) from 2012

Expenses

Down

$1,208,759

Down $106,242 (-8.1%) from 2012

Net Income

Down

$95,275

Down $136,708 (-59%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth43rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $42,288,462Liabilities 2010: $36,845,669Net Assets 2010: $5,442,7932010Assets 2011: $43,114,724Liabilities 2011: $37,440,898Net Assets 2011: $5,673,8262011Assets 2012: $43,763,110Liabilities 2012: $37,835,973Net Assets 2012: $5,927,1372012Assets 2013: $44,258,091Liabilities 2013: $38,292,785Net Assets 2013: $5,965,3062013Assets 2014: $42,093,491Liabilities 2014: $36,218,929Net Assets 2014: $5,874,5622014Assets 2015: $41,308,850Liabilities 2015: $35,348,603Net Assets 2015: $5,960,2472015Assets 2016: $41,593,305Liabilities 2016: $35,466,052Net Assets 2016: $6,127,2532016Assets 2017: $41,323,572Liabilities 2017: $34,955,134Net Assets 2017: $6,368,4382017Assets 2018: $40,213,112Liabilities 2018: $33,581,823Net Assets 2018: $6,631,2892018Assets 2019: $41,463,569Liabilities 2019: $34,550,887Net Assets 2019: $6,912,6822019Assets 2020: $46,574,108Liabilities 2020: $39,504,664Net Assets 2020: $7,069,4442020Assets 2021: $49,419,083Liabilities 2021: $42,206,153Net Assets 2021: $7,212,9302021Assets 2022: $50,936,191Liabilities 2022: $43,359,682Net Assets 2022: $7,576,5092022Assets 2023: $0Liabilities 2023: $0Net Assets 2023: $02023

Highlighted filing

2013

Assets$44,258,091
Liabilities$38,292,785
Net Assets$5,965,306
Open 2013 Filing

Operations Trend

Revenue Growth17th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,744,7142010Expenses 2011: $1,659,6792011Revenue 2012: $1,546,984Expenses 2012: $1,315,001Net Income 2012: $231,9832012Revenue 2013: $1,304,034Expenses 2013: $1,208,759Net Income 2013: $95,2752013Revenue 2014: $1,204,988Expenses 2014: $1,271,577Net Income 2014: -$66,5892014Revenue 2015: $1,166,002Expenses 2015: $1,060,103Net Income 2015: $105,8992015Revenue 2016: $1,165,800Expenses 2016: $996,238Net Income 2016: $169,5622016Revenue 2017: $1,192,557Expenses 2017: $950,088Net Income 2017: $242,4692017Revenue 2018: $1,307,566Expenses 2018: $1,048,221Net Income 2018: $259,3452018Revenue 2019: $1,353,496Expenses 2019: $1,076,086Net Income 2019: $277,4102019Revenue 2020: $1,235,977Expenses 2020: $1,046,856Net Income 2020: $189,1212020Revenue 2021: $1,081,315Expenses 2021: $904,194Net Income 2021: $177,1212021Revenue 2022: $1,281,875Expenses 2022: $883,123Net Income 2022: $398,7522022Revenue 2023: $407,509Expenses 2023: $223,820Net Income 2023: $183,6892023

Highlighted filing

2013

Revenue$1,304,034
Expenses$1,208,759
Net Income$95,275
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Jun 20, 2014
Return Version
2013v3.1
Gross Receipts
$2,554,034
Mission and Program Overview

Mission

Financial services to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$23,646,793$27,362,320▲ $3,715,527
Other Notes and Loans Receivable, Net$11,997,377$11,059,045▼ $938,332
Rtn Earn Endowment Incm Other Fnds$5,927,137$5,965,306▲ $38,169
Investments in Publicly Traded Securities$7,086,484$4,676,179▼ $2,410,305
Receivables From Officers Etc$381,992$547,980▲ $165,988
Cash and Non-Interest-Bearing Accounts$101,726$89,175▼ $12,551
Prepaid Expenses and Deferred Charges$71,880$45,014▼ $26,866
Land, Buildings, and Equipment, Net$5,522$19,298▲ $13,776
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$43,763,110$44,258,091▲ $494,981
Other Assets Total$471,336$459,080▼ $12,256
Liabilities
Other Liabilities$37,801,516$37,408,757▼ $392,759
Unsecured Notes Loans Payable-$750,000-
Escrow Account Liability$27,453$127,145▲ $99,692
Accounts Payable and Accrued Expenses$7,004$6,883▼ $121
Total Liabilities$37,835,973$38,292,785▲ $456,812
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,927,137$5,965,306▲ $38,169
Total Liabilities and Net Assets / Fund Balance$43,763,110$44,258,091▲ $494,981

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$19,298$193,666$212,964
Compensation and Service Providers
Top Officer Pay86th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Catherine DiamonCEOFT$104,654$30,833$135,487

Board Members and Trustees

NameTitle
Dana P HowlandChairperson
Jeffrey P LuceVice Chairman
Anthony FontesDirector
Brenda S MahoneyDirector
Charles L JohnsonDirector
Cindy GibbsDirector
Dennis MannaDirector
Robert AlvesDirector
Vivian J MedeirosSecretary
William H GillTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$818,241
Investment Income
$457,178
Other Revenue
$28,615
Change in Net Assets
$95,275
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$810,215
Salaries, Compensation, and Employee Benefits$397,544
Grants and Similar Amounts Paid$1,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$250,681--$250,681
Other Salaries and Wages-$173,463-$173,463
Current Officers, Directors, Trustees, and Key Employees-$135,487-$135,487
Information Technology-$87,048-$87,048
Insurance-$72,946-$72,946
All Other Expenses-$68,741-$68,741
Occupancy-$68,006-$68,006
Other Employee Benefits-$53,470-$53,470
Fees for Services Accounting-$40,932-$40,932
Payroll Taxes-$22,771-$22,771
Other Expenses-$19,675-$19,675
Office Expenses-$17,707-$17,707
Conferences and Meetings-$15,242-$15,242
Pension Plan Contributions-$12,353-$12,353
Fees for Services Legal-$7,586-$7,586
Depreciation Depletion-$3,296-$3,296
Advertising-$2,909-$2,909
Grants to Domestic Individuals$1,000--$1,000
Total Functional Expenses$251,681$957,078$0$1,208,759
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$381,992$547,980▲ $165,988
Receivables from Disqualified Persons-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposit Accounts$37,408,757
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Persons who meet the requirements of the organization's field of membership who hold at least one share of the capital.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“An outside accountant prepares the return. The ceo reviews for accuracy. The return is then presented to the board subsequent to filing.”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“Reviewed by senior management.”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“Personnel Committee reviews compensation in comparison to the industry (CUNA salary survey) and the board approves salaries.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Documents are available upon request. Financial statements are posted in the lobby of the credit union.”

Filing and Contact Details

Filer

EIN
04-6055566
Phone
5087483452

Signing Officer

Name
Catherine Diamon
Title
CEO
Signed
2014-06-20
Discuss with paid preparer
Yes

Organization Details

Legal Domicile
Ma
Voting Board Members
10
Independent Board Members
10
Employees
6
Volunteers
10

Preparer

Preparer
Robert Anderson
Phone
9782329300
Supplemental Narrative

Additional Explanations

Other Changes In Net Assets Or Fund Balances - Other Decreases

“Change in fas115- unrealized gain/loss = -$57106”

Financial Statement Notes

Part IV, Line 2B: Explanation of escrow account liability

“Mortgage escrow accounts held for the payment of real estate taxes for municipalities.”

Raw XML AppendixShowing 400 of 526 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0true
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0FINANCIAL SERVICES TO MEMBERS
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt05927137
IRS990/NetAssetsOrFundBalancesEOYAmt05965306
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt07135
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt07135
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt068006
IRS990/OccupancyGrp/TotalAmt068006
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt017707
IRS990/OfficeExpensesGrp/TotalAmt017707
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt0471336
IRS990/OtherAssetsTotalGrp/EOYAmt0459080
IRS990/OtherChangesInNetAssetsAmt0-57106
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt053470
IRS990/OtherEmployeeBenefitsGrp/TotalAmt053470
IRS990/OtherExpensesGrp/Desc0Loan Loss Provision
IRS990/OtherExpensesGrp/Desc1VISA EXPENSE
IRS990/OtherExpensesGrp/Desc2CONSULTING
IRS990/OtherExpensesGrp/Desc3BANK CHARGES
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt082500
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt137746
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt235200
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt319675
IRS990/OtherExpensesGrp/TotalAmt082500
IRS990/OtherExpensesGrp/TotalAmt137746
IRS990/OtherExpensesGrp/TotalAmt235200
IRS990/OtherExpensesGrp/TotalAmt319675
IRS990/OtherLiabilitiesGrp/BOYAmt037801516
IRS990/OtherLiabilitiesGrp/EOYAmt037408757
IRS990/OtherRevenueMiscGrp/BusinessCd0524298
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/BusinessCd2900099
IRS990/OtherRevenueMiscGrp/Desc0BORROWERS INSURANCE ADMIN
IRS990/OtherRevenueMiscGrp/Desc1MISCELLANEOUS INCOME
IRS990/OtherRevenueMiscGrp/Desc2SERVICE FEE INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt06314
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt13835
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt218466
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt06314
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt13835
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt218466
IRS990/OtherRevenueTotalAmt028615
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0173463
IRS990/OtherSalariesAndWagesGrp/TotalAmt0173463
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt011997377
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt011059045
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt022771
IRS990/PayrollTaxesGrp/TotalAmt022771
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt012353
IRS990/PensionPlanContributionsGrp/TotalAmt012353
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt071880
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt045014
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0818241
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0818241
IRS990/ProgSrvcAccomActy2Grp/Desc0Maintenance of member loan account. Number of loan accounts is 1,365.
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0818241
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt01000
IRS990/PYInvestmentIncomeAmt0518348
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0942593
IRS990/PYOtherRevenueAmt023613
IRS990/PYProgramServiceRevenueAmt01005023
IRS990/PYRevenuesLessExpensesAmt0231983
IRS990/PYSalariesCompEmpBnftPaidAmt0371408
IRS990/PYTotalExpensesAmt01315001
IRS990/PYTotalRevenueAmt01546984
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0381992
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0547980
IRS990/ReconcilationRevenueExpnssAmt095275
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05927137
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05965306
IRS990/SavingsAndTempCashInvstGrp/BOYAmt023646793
IRS990/SavingsAndTempCashInvstGrp/EOYAmt027362320
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0true
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt019298
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0193666
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0212964
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt037408757
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSIT ACCOUNTS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0MORTGAGE ESCROW ACCOUNTS HELD FOR THE PAYMENT OF REAL ESTATE TAXES FOR MUNICIPALITIES.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part IV, Line 2b: Explanation of escrow account liability
IRS990ScheduleD/TotalBookValueLandBuildingsAmt019298
IRS990ScheduleD/TotalLiabilityAmt037408757
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt010407
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt131933
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt224730
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt3193919
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt48953
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt5174201
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt629470
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt713637
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt860730
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0AUTO LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3FIRST MORTGAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5LOAN

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$44,258,091
Liabilities
$38,292,785
Net assets
$5,965,306
Revenue
$1,304,034
Expenses
$1,208,759
Net income
$95,275
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.41$0.22$0.18
2022Detailed filing. Detailed filing data is available for this year.$50.9$43.4$7.58$1.28$0.88$0.40
2021Detailed filing. Detailed filing data is available for this year.$49.4$42.2$7.21$1.08$0.90$0.18
2020Detailed filing. Detailed filing data is available for this year.$46.6$39.5$7.07$1.24$1.05$0.19
2019Detailed filing. Detailed filing data is available for this year.$41.5$34.6$6.91$1.35$1.08$0.28
2018Detailed filing. Detailed filing data is available for this year.$40.2$33.6$6.63$1.31$1.05$0.26
2017Detailed filing. Detailed filing data is available for this year.$41.3$35.0$6.37$1.19$0.95$0.24
2016Detailed filing. Detailed filing data is available for this year.$41.6$35.5$6.13$1.17$1.00$0.17
2015Detailed filing. Detailed filing data is available for this year.$41.3$35.3$5.96$1.17$1.06$0.11
2014Detailed filing. Detailed filing data is available for this year.$42.1$36.2$5.87$1.20$1.27$0.07
2013Detailed filing. Detailed filing data is available for this year.$44.3$38.3$5.97$1.30$1.21$0.10
2012Summary only. Only limited summary data is available for this year.$43.8$37.8$5.93$1.55$1.32$0.23
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$43.1$37.4$5.67$1.66
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$42.3$36.8$5.44$1.74