Liabilities / Assets
24th percentile
Higher debt load relative to assets than 24% of similar nonprofits.
990 • Fiscal year 2020 • EIN 04-6055566
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
24th percentile
Higher debt load relative to assets than 24% of similar nonprofits.
Liabilities / Revenue
94th percentile
Higher debt load relative to revenue than 94% of similar nonprofits.
Net Margin
74th percentile
Higher net margin than 74% of similar nonprofits.
Top Officer Pay
90th percentile
Higher top officer pay than 90% of similar nonprofits.
Top officer pay equals 12.6% of source-year revenue.
Asset Growth
39th percentile
Faster asset growth than 39% of similar nonprofits.
Revenue Growth
31st percentile
Faster revenue growth than 31% of similar nonprofits.
Assets
Up$46,574,108
Up $5,110,539 (+12%) from 2019
Net Assets
Up$7,069,444
Up $156,762 (+2.3%) from 2019
Liabilities
Up$39,504,664
Up $4,953,777 (+14%) from 2019
Revenue
Down$1,235,977
Down $117,519 (-8.7%) from 2019
Expenses
Down$1,046,856
Down $29,230 (-2.7%) from 2019
Net Income
Down$189,121
Down $88,289 (-32%) from 2019
Financial services to members
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $26,481,000 | $21,869,000 | ▼ $4,612,000 |
| Other Notes and Loans Receivable, Net | $10,711,325 | $10,396,399 | ▼ $314,926 |
| Cash and Non-Interest-Bearing Accounts | $1,818,747 | $8,657,643 | ▲ $6,838,896 |
| Rtn Earn Endowment Incm Other Fnds | $6,912,682 | $7,069,444 | ▲ $156,762 |
| Investments in Publicly Traded Securities | $1,899,710 | $5,124,862 | ▲ $3,225,152 |
| Prepaid Expenses and Deferred Charges | $37,380 | $53,213 | ▲ $15,833 |
| Land, Buildings, and Equipment, Net | $31,890 | $21,100 | ▼ $10,790 |
| Total Assets | $41,463,569 | $46,574,108 | ▲ $5,110,539 |
| Other Assets Total | $483,517 | $451,891 | ▼ $31,626 |
| Liabilities | |||
| Other Liabilities | $34,384,386 | $39,163,900 | ▲ $4,779,514 |
| Accounts Payable and Accrued Expenses | $145,889 | $308,023 | ▲ $162,134 |
| Escrow Account Liability | $20,612 | $32,741 | ▲ $12,129 |
| Total Liabilities | $34,550,887 | $39,504,664 | ▲ $4,953,777 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $6,912,682 | $7,069,444 | ▲ $156,762 |
| Total Liabilities and Net Assets / Fund Balance | $41,463,569 | $46,574,108 | ▲ $5,110,539 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Land Buildings | $21,100 | $135,522 | $156,622 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Pat Saladino | CEO | FT | $122,040 | $33,277 | $155,317 |
| Gloria Camara | Director | - | $92,220 | $11,180 | $103,400 |
| Name | Title |
|---|---|
| Peter Mccoy | Chairperson |
| Barbara Moreira | Director |
| Lisa Shea | Director |
| Sarah Oliver | Director |
| Brenda S Mahoney | 2nd Vice CHA |
| Vivian J Medeiros | Clerk |
| Line Item | Amount |
|---|---|
| Other Expenses | $622,585 |
| Salaries, Compensation, and Employee Benefits | $422,771 |
| Grants and Similar Amounts Paid | $1,500 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $258,717 |
| Interest | - | - | - | $178,648 |
| Other Salaries and Wages | - | - | - | $114,705 |
| Occupancy | - | - | - | $69,190 |
| Information Technology | - | - | - | $47,971 |
| Office Expenses | - | - | - | $37,821 |
| All Other Expenses | - | - | - | $33,694 |
| Payroll Taxes | - | - | - | $33,054 |
| Insurance | - | - | - | $20,827 |
| Other Expenses | - | - | - | $19,219 |
| Depreciation Depletion | - | - | - | $14,549 |
| Other Employee Benefits | - | - | - | $10,691 |
| Pension Plan Contributions | - | - | - | $5,604 |
| Fees for Services Legal | - | - | - | $1,953 |
| Grants to Domestic Individuals | - | - | - | $1,500 |
| Advertising | - | - | - | $1,102 |
| Conferences and Meetings | - | - | - | $23 |
| Total Functional Expenses | $0 | $0 | $0 | $1,046,856 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $1,046,856 |
| Total Expenses per Audited Statements | $1,046,856 |
| Total Expenses per Form 990 | $1,046,856 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Deposit Accounts | $39,163,900 |
“Persons who meet the requirements of the organization's field of membership who hold at least one share of the capital.”
“Each member has a vote at the election of the board of directors.”
“An outside firm prepares the return. The ceo reviews for accurancy. The return is then presented to the board.”
“Personnel committee reviews compensation in comparison to the industry (cuna salary survey) and the board approves salaries.”
“Personnel committee reviews compensation in comparison to the industry (cuna salary survey) and the board approves salaries.”
“Documents are available upon request. Financial statements are posted in the lobby of the credit union.”
“Documents are available upon request. Financial statements are posted in the lobby of the credit union.”
“Awarding of scholarships to deserving students”
“Payment of patronage dividends -32,359”
“Mortgage escrow accounts held for the payment of real estate taxes for municipalities.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 145889 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 308023 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | FINANCIAL SERVICES TO MEMBERS |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 1102 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 33694 |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | BRENDA S MAHONEY |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5087483452 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 312 WAREHAM ROAD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MARION |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 02738 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1818747 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 8657643 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 258717 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 23 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | true |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 1500 |
| IRS990/CYInvestmentIncomeAmt | 0 | 551709 |
| IRS990/CYOtherExpensesAmt | 0 | 622585 |
| IRS990/CYOtherRevenueAmt | 0 | 128703 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 555565 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 189121 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 422771 |
| IRS990/CYTotalExpensesAmt | 0 | 1046856 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1235977 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 14549 |
| IRS990/Desc | 0 | MAINTENANCE OF MEMBER LOAN ACCOUNTS. NUMBER OF LOAN ACCOUNTS IS 920. MAINTENANCE OF MEMBER SHARE AND DEPOSIT ACCOUNTS. NUMBER OF SHARE ACCOUNTS IS 3,799. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 6 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 20612 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 32741 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 1953 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.25 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 31777 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 11180 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | PAT SALADINO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | GLORIA CAMARA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | BRENDA S MAHONEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | VIVIAN J MEDEIROS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | BARBARA MOREIRA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | PETER MCCOY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | SARAH OLIVER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | LISA SHEA |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 123540 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 92220 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | 2ND VICE CHA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | CLERK |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1926 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 8 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 1500 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1235977 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 47971 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 20827 |
| IRS990/InterestGrp/TotalAmt | 0 | 178648 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 551709 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 551709 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 1899710 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 5124862 |
| IRS990/IRPDocumentCnt | 0 | 829 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 135522 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 31890 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 21100 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 156622 |
| IRS990/LegalDomicileStateCd | 0 | MA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | FINANCIAL SERVICES TO MEMBERS |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 6912682 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 7069444 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 69190 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 37821 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 483517 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 451891 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -32359 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 10691 |
| IRS990/OtherExpensesGrp/Desc | 0 | DEBIT CARD PROCESSING |
| IRS990/OtherExpensesGrp/Desc | 1 | AUDITS AND EXAMS |
| IRS990/OtherExpensesGrp/Desc | 2 | CREDIT CARD PROCESSING |
| IRS990/OtherExpensesGrp/Desc | 3 | CONSULTING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 74972 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 72000 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 50616 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 19219 |
| IRS990/OtherInd | 0 | X |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 34384386 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 39163900 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | FEE INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 81288 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 47415 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 81288 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 47415 |
| IRS990/OtherRevenueTotalAmt | 0 | 128703 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 114705 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 10711325 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 10396399 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 33054 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 5604 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 37380 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 53213 |
| IRS990/PrincipalOfficerNm | 0 | PETER MCCOY |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 555565 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 555565 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | AWARDING OF SCHOLARSHIPS TO DESERVING STUDENTS |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 1500 |
| IRS990/PYInvestmentIncomeAmt | 0 | 626534 |
| IRS990/PYOtherExpensesAmt | 0 | 639551 |
| IRS990/PYOtherRevenueAmt | 0 | 149480 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 577482 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 277410 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 435035 |
| IRS990/PYTotalExpensesAmt | 0 | 1076086 |
| IRS990/PYTotalRevenueAmt | 0 | 1353496 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 189121 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 6912682 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 7069444 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 26481000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 21869000 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | false |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 1046856 |
| IRS990ScheduleD/ExplanationProvidedInd | 0 | X |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | true |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 21100 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 135522 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 156622 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 39163900 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER DEPOSIT ACCOUNTS |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 1235977 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | MORTGAGE ESCROW ACCOUNTS HELD FOR THE PAYMENT OF REAL ESTATE TAXES FOR MUNICIPALITIES. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 2, PART IV, LINE 2B |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 21100 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 1046856 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 39163900 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 1235977 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 1235977 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 1046856 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 122040 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 1500 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 8543 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 23234 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | PAT SALADINO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 155317 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | AWARDING OF SCHOLARSHIPS TO DESERVING STUDENTS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | PERSONS WHO MEET THE REQUIREMENTS OF THE ORGANIZATION'S FIELD OF MEMBERSHIP WHO HOLD AT LEAST ONE SHARE OF THE CAPITAL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | EACH MEMBER HAS A VOTE AT THE ELECTION OF THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | AN OUTSIDE FIRM PREPARES THE RETURN. THE CEO REVIEWS FOR ACCURANCY. THE RETURN IS THEN PRESENTED TO THE BOARD. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | PERSONNEL COMMITTEE REVIEWS COMPENSATION IN COMPARISON TO THE INDUSTRY (CUNA SALARY SURVEY) AND THE BOARD APPROVES SALARIES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | PERSONNEL COMMITTEE REVIEWS COMPENSATION IN COMPARISON TO THE INDUSTRY (CUNA SALARY SURVEY) AND THE BOARD APPROVES SALARIES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | DOCUMENTS ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY OF THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | DOCUMENTS ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY OF THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | PAYMENT OF PATRONAGE DIVIDENDS -32,359 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 18 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART XI, LINE 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 41463569 |
| IRS990/TotalAssetsEOYAmt | 0 | 46574108 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 41463569 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 46574108 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 6 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1046856 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 34550887 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 39504664 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 34550887 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 39504664 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 6912682 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 7069444 |
| IRS990/TotalOtherCompensationAmt | 0 | 42957 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 555565 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 215760 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1235977 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1235977 |
| IRS990/TotalVolunteersCnt | 0 | 6 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 41463569 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 46574108 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 312 WAREHAM ROAD |
| IRS990/USAddress/CityNm | 0 | MARIAN |
| IRS990/USAddress/StateAbbreviationCd | 0 | MA |
| IRS990/USAddress/ZIPCd | 0 | 02738 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 8 |
| IRS990/VotingMembersIndependentCnt | 0 | 6 |
| IRS990/WebsiteAddressTxt | 0 | WWW.CUECU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | PETER MCCOY |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CHAIRPERSON |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 5087483452 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-11-08 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | COMMONWEALTH UTILITIES EMPLOYEES |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | COMM |
| ReturnHeader/Filer/EIN | 0 | 046055566 |
| ReturnHeader/Filer/PhoneNum | 0 | 5087483452 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 312 WAREHAM ROAD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MARION |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 02738 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 472604526 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | GARVEY STEELE & BANCROFT LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 397 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | MYSTIC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | CT |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 063550397 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8605369831 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2021-11-15 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | MICHAEL R GARVEY CPA |
| ReturnHeader/ReturnTs | 0 | 2021-11-15T08:41:58-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | PETER |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | MCCOY |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2020-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-12-31 |
| ReturnHeader/TaxYr | 0 | 2020 |
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Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.