Civic Intelligence

Alpha Credit Union

990 • Fiscal year 2017 • EIN 04-6054447

Jan 01, 2017 to Dec 31, 2017 • Filed on May 07, 2018

Organization Profilewww.alphacu.com
One Deaconess RoadBoston, MA 02215-5321

(617) 632-8164

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

42nd percentile

0.87x

Higher debt load relative to assets than 42% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2017

Liabilities / Revenue

88th percentile

28.18x

Higher debt load relative to revenue than 88% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2017

Net Margin

29th percentile

4.7%

Higher net margin than 29% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2017

Top Officer Pay

82nd percentile

$130,371

Higher top officer pay than 82% of similar nonprofits.

Top officer pay equals 13.8% of source-year revenue.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2017

Asset Growth

51st percentile

2.3%

Faster asset growth than 51% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2016 to 2017

Revenue Growth

35th percentile

2.9%

Faster revenue growth than 35% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets42nd percentile

Assets

Up

$30,536,704

Up $685,723 (+2.3%) from 2016

Net Assets

Down

$4,000,613

Down $538 (-0.0%) from 2016

Liabilities

Up

$26,536,091

Up $686,261 (+2.7%) from 2016

Revenue And Expenses
Liabilities / Revenue88th percentileNet Margin29th percentile

Revenue

Up

$941,657

Up $26,857 (+2.9%) from 2016

Expenses

Up

$897,664

Up $37,018 (+4.3%) from 2016

Net Income

Down

$43,993

Down $10,161 (-19%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth51st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $25,683,301Liabilities 2010: $21,340,047Net Assets 2010: $4,343,2542010Assets 2011: $26,952,796Liabilities 2011: $22,662,910Net Assets 2011: $4,289,8862011Assets 2012: $28,117,328Liabilities 2012: $23,927,283Net Assets 2012: $4,190,0452012Assets 2013: $27,429,535Liabilities 2013: $23,334,913Net Assets 2013: $4,094,6222013Assets 2014: $27,992,216Liabilities 2014: $24,103,185Net Assets 2014: $3,889,0312014Assets 2015: $28,932,767Liabilities 2015: $24,984,974Net Assets 2015: $3,947,7932015Assets 2016: $29,850,981Liabilities 2016: $25,849,830Net Assets 2016: $4,001,1512016Assets 2017: $30,536,704Liabilities 2017: $26,536,091Net Assets 2017: $4,000,6132017Assets 2018: $31,207,586Liabilities 2018: $27,024,868Net Assets 2018: $4,182,7182018Assets 2019: $31,582,091Liabilities 2019: $27,227,537Net Assets 2019: $4,354,5542019Assets 2020: $37,529,076Liabilities 2020: $33,056,044Net Assets 2020: $4,473,0322020Assets 2021: $39,640,867Liabilities 2021: $34,964,073Net Assets 2021: $4,676,7942021Assets 2022: $38,265,467Liabilities 2022: $33,451,792Net Assets 2022: $4,813,6752022Assets 2023: $36,816,826Liabilities 2023: $31,625,136Net Assets 2023: $5,191,6902023Assets 2024: $34,452,132Liabilities 2024: $28,802,051Net Assets 2024: $5,650,0812024

Highlighted filing

2017

Assets$30,536,704
Liabilities$26,536,091
Net Assets$4,000,613
Open 2017 Filing

Operations Trend

Revenue Growth35th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,059,5372010Expenses 2011: $966,8422011Expenses 2012: $966,5672012Revenue 2013: $826,125Expenses 2013: $907,432Net Income 2013: -$81,3072013Revenue 2014: $802,241Expenses 2014: $1,022,885Net Income 2014: -$220,6442014Revenue 2015: $860,497Expenses 2015: $805,783Net Income 2015: $54,7142015Revenue 2016: $914,800Expenses 2016: $860,646Net Income 2016: $54,1542016Revenue 2017: $941,657Expenses 2017: $897,664Net Income 2017: $43,9932017Revenue 2018: $1,114,546Expenses 2018: $901,860Net Income 2018: $212,6862018Revenue 2019: $1,185,055Expenses 2019: $1,013,219Net Income 2019: $171,8362019Revenue 2020: $1,113,321Expenses 2020: $994,843Net Income 2020: $118,4782020Revenue 2021: $1,183,176Expenses 2021: $979,414Net Income 2021: $203,7622021Revenue 2022: $1,215,069Expenses 2022: $1,078,188Net Income 2022: $136,8812022Revenue 2023: $1,544,374Expenses 2023: $1,130,193Net Income 2023: $414,1812023Revenue 2024: $1,683,649Expenses 2024: $1,225,258Net Income 2024: $458,3912024

Highlighted filing

2017

Revenue$941,657
Expenses$897,664
Net Income$43,993
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 7, 2018
Return Version
2017v2.0
Gross Receipts
$941,657
Mission and Program Overview

Mission

Alpha Credit Union is a full service, member owned financial institution whose purpose is to promote thrift and to loan money at fair and reasonable rates of interest. We are not for profit, not charity, but rather for our members' service and benefit.

Credit Union: Provide accounts and loans to members with a current membership of 4681.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$19,360,844$17,864,544▼ $1,496,300
Other Notes and Loans Receivable, Net$8,677,681$10,071,471▲ $1,393,790
Cap Stk Tr Prin Current Funds$4,001,151$4,000,613▼ $538
Investments in Publicly Traded Securities$791,758$1,798,883▲ $1,007,125
Cash and Non-Interest-Bearing Accounts$690,593$672,491▼ $18,102
Prepaid Expenses and Deferred Charges$74,763$68,617▼ $6,146
Land, Buildings, and Equipment, Net$5,896$5,526▼ $370
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Rtn Earn Endowment Incm Other Fnds$0$0→ $0
Total Assets$29,850,981$30,536,704▲ $685,723
Other Assets Total$249,446$55,172▼ $194,274
Liabilities
Other Liabilities$25,792,305$26,369,778▲ $577,473
Accounts Payable and Accrued Expenses$57,525$166,313▲ $108,788
Total Liabilities$25,849,830$26,536,091▲ $686,261
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,001,151$4,000,613▼ $538
Total Liabilities and Net Assets / Fund Balance$29,850,981$30,536,704▲ $685,723

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Equipment$5,526$24,478$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay82nd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Joette DeMeoCEOFT$130,371$130,371

Board Members and Trustees

NameTitle
Kristine HanscomBoard Chair
Jane HaywardBoard Member
Jeannette BlacklerBoard Member
Laura SchifferdeckerBoard Member
Patricia Hayward EsqBoard Member
Peter MacaulayBoard Member
Thomas KellyBoard Member
Mary LeupoldSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$668,212
Investment Income
$273,445
Other Revenue
$0
Change in Net Assets
$43,993

Audited Revenue Reconciliation

Revenue per Audited Statements
$941,657
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$941,657
Total Revenue per Form 990
$941,657
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$464,139
Other Expenses$433,525
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$464,139
All Other Expenses---$153,823
Information Technology---$95,922
Office Expenses---$85,062
Occupancy---$37,466
Interest---$25,343
Fees for Services Accounting---$13,386
Insurance---$11,379
Advertising---$6,624
Depreciation Depletion---$4,371
Conferences and Meetings---$149
Total Functional Expenses$0$0$0$897,664

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$897,664
Total Expenses per Audited Statements$897,664
Total Expenses per Form 990$897,664
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares$26,369,778
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Credit Unions are comprised of members. Every account holder is a member.”

Form 990, Part VI, Section A, Line 7A

“The membership elects and votes on a governing body.”

Form 990, Part VI, Section A, Line 7B

“Each member has one vote at the election of the Board of Directors. If joint account, still only one vote per member number.”

Form 990, Part VI, Section B, Line 11B

“Form is reviewed by Chairman of the Board prior to submission”

Form 990, Part VI, Section B, Line 12C

“The Board of Directors are asked at the annual meeting to disclose any conflicts of interests.”

Form 990, Part VI, Section B, Line 15

“The Board of Directors review the salary of the CEO based on the CEO's peers, and industry averages prior to determining salary. The last review was conducted January 2018.”

Form 990, Part VI, Section C, Line 19

“Financial Statements are posted in the lobby of the credit union and the 990 is available upon request.”

Filing and Contact Details

Filer

Filer Name
Alpha Credit Union
EIN
04-6054447
Phone
6176328164
Address
One Deaconess Road, Boston, MA 02215-5321

Signing Officer

Name
Joette DeMeo
Title
CEO
Phone
6176328164
Signed
2018-05-07

Organization Details

Principal Officer
Joette DeMeo
Formed
1942
Legal Domicile
Ma
Voting Board Members
10
Independent Board Members
10
Employees
0
Volunteers
8
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“ATM/Debit card fees $94,668 Funding of Loan Loss $52753 Misc Operating $6402”

Raw XML AppendixShowing 400 of 408 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt019360844
IRS990/SavingsAndTempCashInvstGrp/EOYAmt017864544
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt05526
IRS990ScheduleD/EquipmentGrp/DepreciationAmt024478
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt030004
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0897664
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt026369778
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Members Shares
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0941657
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05526
IRS990ScheduleD/TotalExpensesPerForm990Amt0897664
IRS990ScheduleD/TotalLiabilityAmt026369778
IRS990ScheduleD/TotalRevenuePerForm990Amt0941657
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0941657
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0897664
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt017385
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt13422
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1Mass Save HEAT Loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt023782
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt15854
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0Joette DeMeo
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1Kristine Hanscom
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0CEO, Board Member
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1Board Chair
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11
IRS990ScheduleL/TotalBalanceDueAmt020807
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Credit Unions are comprised of members. Every account holder is a member.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The membership elects and votes on a governing body.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Each member has one vote at the election of the Board of Directors. If joint account, still only one vote per member number.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Form is reviewed by Chairman of the Board prior to submission
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The Board of Directors are asked at the annual meeting to disclose any conflicts of interests.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The Board of Directors review the salary of the CEO based on the CEO's peers, and industry averages prior to determining salary. The last review was conducted January 2018.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Financial Statements are posted in the lobby of the credit union and the 990 is available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7ATM/Debit card fees $94,668 Funding of Loan Loss $52753 Misc Operating $6402
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part IX, Line 24e
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MA
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt029850981
IRS990/TotalAssetsEOYAmt030536704
IRS990/TotalAssetsGrp/BOYAmt029850981
IRS990/TotalAssetsGrp/EOYAmt030536704
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0897664
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt025849830
IRS990/TotalLiabilitiesEOYAmt026536091
IRS990/TotalLiabilitiesGrp/BOYAmt025849830
IRS990/TotalLiabilitiesGrp/EOYAmt026536091
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04001151
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04000613
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt0668212
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt0668212
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt0668212
IRS990/TotalReportableCompFromOrgAmt0130371
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0941657
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0941657
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt029850981
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt030536704
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0One Deaconess Rd
IRS990/USAddress/CityNm0Boston
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd002215
IRS990/VotingMembersGoverningBodyCnt010
IRS990/VotingMembersIndependentCnt010
IRS990/WebsiteAddressTxt0www.alphacu.com
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Joette DeMeo
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum06176328164
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-05-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ALPHA CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0ALPH
ReturnHeader/Filer/EIN0046054447
ReturnHeader/Filer/PhoneNum06176328164
ReturnHeader/Filer/USAddress/AddressLine1Txt0One Deaconess Road
ReturnHeader/Filer/USAddress/CityNm0Boston

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$30,536,704
Liabilities
$26,536,091
Net assets
$4,000,613
Revenue
$941,657
Expenses
$897,664
Net income
$43,993
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$34.5$28.8$5.65$1.68$1.23$0.46
2023Detailed filing. Detailed filing data is available for this year.$36.8$31.6$5.19$1.54$1.13$0.41
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$38.3$33.5$4.81$1.22$1.08$0.14
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$39.6$35.0$4.68$1.18$0.98$0.20
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.5$33.1$4.47$1.11$0.99$0.12
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$31.6$27.2$4.35$1.19$1.01$0.17
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$31.2$27.0$4.18$1.11$0.90$0.21
2017Detailed filing. Detailed filing data is available for this year.$30.5$26.5$4.00$0.94$0.90$0.04
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.9$25.8$4.00$0.91$0.86$0.05
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.9$25.0$3.95$0.86$0.81$0.05
2014Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$28.0$24.1$3.89$0.80$1.02$0.22
2013Detailed filing. Detailed filing data is available for this year.$27.4$23.3$4.09$0.83$0.91$0.08
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.1$23.9$4.19$0.97
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.0$22.7$4.29$0.97
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$25.7$21.3$4.34$1.06