Civic Intelligence

Cabot Boston Credit Union

990 • Fiscal year 2017 • EIN 04-6053292

Jan 01, 2017 to Dec 31, 2017

Boston, MA
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

39th percentile

0.83x

Higher debt load relative to assets than 39% of similar nonprofits.

2017 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2017

Liabilities / Revenue

82nd percentile

26.42x

Higher debt load relative to revenue than 82% of similar nonprofits.

2017 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2017

Net Margin

15th percentile

-8.2%

Higher net margin than 15% of similar nonprofits.

2017 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2017

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2017

Asset Growth

47th percentile

0.4%

Faster asset growth than 47% of similar nonprofits.

2017 filings • 501(c)14 • $5M-$10M nonprofits • Annualized from 2015 to 2017

Revenue Growth

27th percentile

-1.6%

Faster revenue growth than 27% of similar nonprofits.

2017 filings • 501(c)14 • $5M-$10M nonprofits • Annualized from 2015 to 2017

Assets

Up

$6,927,919

Up $52,604 (+0.8%) from 2015

Net Assets

Down

$1,157,134

Down $37,668 (-3.2%) from 2015

Liabilities

Up

$5,770,785

Up $90,273 (+1.6%) from 2015

Revenue

Down

$218,421

Down $7,297 (-3.2%) from 2015

Expenses

Up

$236,320

Up $5,803 (+2.5%) from 2015

Net Income

Down

-$17,899

Down $13,100 (-273%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0M$6.0M$4.0M$2.0M$0Assets 2010: $7,723,298Liabilities 2010: $6,370,957Net Assets 2010: $1,352,3412010Assets 2011: $7,505,681Liabilities 2011: $6,194,414Net Assets 2011: $1,311,2672011Assets 2012: $7,505,681Liabilities 2012: $6,194,414Net Assets 2012: $1,311,2672012Assets 2013: $6,923,183Liabilities 2013: $5,670,899Net Assets 2013: $1,252,2842013Assets 2014: $6,743,787Liabilities 2014: $5,544,186Net Assets 2014: $1,199,6012014Assets 2015: $6,875,315Liabilities 2015: $5,680,512Net Assets 2015: $1,194,8022015Assets 2017: $6,927,919Liabilities 2017: $5,770,785Net Assets 2017: $1,157,1342017Assets 2018: $7,112,025Liabilities 2018: $5,948,051Net Assets 2018: $1,163,9742018Assets 2019: $7,118,238Liabilities 2019: $5,946,709Net Assets 2019: $1,171,5292019Assets 2020: $7,303,018Liabilities 2020: $6,151,839Net Assets 2020: $1,151,1792020Assets 2021: $7,207,959Liabilities 2021: $6,065,499Net Assets 2021: $1,142,4602021Assets 2022: $6,847,602Liabilities 2022: $5,762,872Net Assets 2022: $1,084,7302022Assets 2023: $6,024,756Liabilities 2023: $4,987,422Net Assets 2023: $1,037,3342023Assets 2024: $4,851,881Liabilities 2024: $3,983,291Net Assets 2024: $868,5902024

Highlighted filing

2017

Assets$6,927,919
Liabilities$5,770,785
Net Assets$1,157,134

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$200K$0-$200KRevenue 2010: $303,923Expenses 2010: $393,069Net Income 2010: -$89,1462010Revenue 2011: $294,268Expenses 2011: $323,359Net Income 2011: -$29,0912011Revenue 2012: $294,268Expenses 2012: $323,359Net Income 2012: -$29,0912012Revenue 2013: $247,269Expenses 2013: $270,606Net Income 2013: -$23,3372013Revenue 2014: $241,501Expenses 2014: $294,189Net Income 2014: -$52,6882014Revenue 2015: $225,718Expenses 2015: $230,517Net Income 2015: -$4,7992015Revenue 2017: $218,421Expenses 2017: $236,320Net Income 2017: -$17,8992017Revenue 2018: $245,613Expenses 2018: $238,773Net Income 2018: $6,8402018Revenue 2019: $256,229Expenses 2019: $248,673Net Income 2019: $7,5562019Revenue 2020: $219,027Expenses 2020: $0Net Income 2020: $219,0272020Revenue 2021: $226,466Expenses 2021: $235,185Net Income 2021: -$8,7192021Revenue 2022: $177,652Expenses 2022: $235,383Net Income 2022: -$57,7312022Revenue 2023: $237,315Expenses 2023: $284,711Net Income 2023: -$47,3962023Revenue 2024: $231,128Expenses 2024: $399,872Net Income 2024: -$168,7442024

Highlighted filing

2017

Revenue$218,421
Expenses$236,320
Net Income-$17,899
Filing Detail Status

This 2017 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Mission and Program Overview

Mission

Cabot Boston Credit Union is a not-for-profit small financial institution serving employees of Cabot Corporation and their families. CBCU was chartered in 1941as a state chartered credit union and is federally insured by NCUA and MSIC to provide low cost services and products to is members.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$4.85$3.98$0.87$0.23$0.40$0.17
2023Detailed filing. Detailed filing data is available for this year.$6.02$4.99$1.04$0.24$0.28$0.05
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.85$5.76$1.08$0.18$0.24$0.06
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.21$6.07$1.14$0.23$0.24$0.01
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.30$6.15$1.15$0.22$0.00$0.22
2019Summary only. Only limited summary data is available for this year.$7.12$5.95$1.17$0.26$0.25$0.01
2018Summary only. Only limited summary data is available for this year.$7.11$5.95$1.16$0.25$0.24$0.01
2017Summary only. Only limited summary data is available for this year.$6.93$5.77$1.16$0.22$0.24$0.02
2015Summary only. Only limited summary data is available for this year.$6.88$5.68$1.19$0.23$0.23$0.00
2014Summary only. Only limited summary data is available for this year.$6.74$5.54$1.20$0.24$0.29$0.05
2013Summary only. Only limited summary data is available for this year.$6.92$5.67$1.25$0.25$0.27$0.02
2012Summary only. Only limited summary data is available for this year.$7.51$6.19$1.31$0.29$0.32$0.03
2011Summary only. Only limited summary data is available for this year.$7.51$6.19$1.31$0.29$0.32$0.03
2010Summary only. Only limited summary data is available for this year.$7.72$6.37$1.35$0.30$0.39$0.09