Civic Intelligence

Employer Contribution Veba Trust for Northwood University

990 • Fiscal year 2012 • EIN 04-3852106

Jan 01, 2012 to Dec 31, 2012 • Filed on Aug 01, 2013

8625 Andrew Carnegie Blvd Attncorp28262
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

34th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2012 filings • 501(c)9 • $1M-$5M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

83rd percentile

25%

Faster asset growth than 83% of similar nonprofits.

2012 filings • 501(c)9 • $1M-$5M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$1,268,906

Up $251,540 (+25%) from 2011

Net Assets

Up

$1,268,906

Up $251,540 (+25%) from 2011

Liabilities

Flat

$0

Flat from 2011

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$64,282

Up $22,139 (+53%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0Assets 2011: $1,017,366Liabilities 2011: $0Net Assets 2011: $1,017,3662011Assets 2012: $1,268,906Liabilities 2012: $0Net Assets 2012: $1,268,9062012Assets 2013: $1,625,685Liabilities 2013: $0Net Assets 2013: $1,625,6852013Assets 2014: $1,719,181Liabilities 2014: $0Net Assets 2014: $1,719,1812014Assets 2015: $1,611,945Liabilities 2015: $0Net Assets 2015: $1,611,9452015Assets 2016: $1,730,256Liabilities 2016: $0Net Assets 2016: $1,730,2562016Assets 2017: $2,031,124Liabilities 2017: $0Net Assets 2017: $2,031,1242017Assets 2018: $1,855,877Liabilities 2018: $0Net Assets 2018: $1,855,8772018Assets 2019: $2,235,301Liabilities 2019: $0Net Assets 2019: $2,235,3012019Assets 2020: $2,502,358Liabilities 2020: $0Net Assets 2020: $2,502,3582020Assets 2021: $2,749,482Liabilities 2021: $0Net Assets 2021: $2,749,4822021Assets 2022: $2,316,915Liabilities 2022: $0Net Assets 2022: $2,316,9152022Assets 2023: $2,659,515Liabilities 2023: $0Net Assets 2023: $2,659,5152023Assets 2024: $2,934,852Liabilities 2024: $0Net Assets 2024: $2,934,8522024

Highlighted filing

2012

Assets$1,268,906
Liabilities$0
Net Assets$1,268,906

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0Revenue 2011: $194,659Expenses 2011: $42,143Net Income 2011: $152,5162011Expenses 2012: $64,2822012Revenue 2013: $256,225Expenses 2013: $47,484Net Income 2013: $208,7412013Revenue 2014: $214,347Expenses 2014: $77,094Net Income 2014: $137,2532014Revenue 2015: $115,982Expenses 2015: $112,624Net Income 2015: $3,3582015Revenue 2016: $169,946Expenses 2016: $75,301Net Income 2016: $94,6452016Revenue 2017: $200,394Expenses 2017: $105,802Net Income 2017: $94,5922017Revenue 2018: $209,126Expenses 2018: $107,787Net Income 2018: $101,3392018Revenue 2019: $192,296Expenses 2019: $91,888Net Income 2019: $100,4082019Revenue 2020: $231,822Expenses 2020: $112,519Net Income 2020: $119,3032020Revenue 2021: $316,054Expenses 2021: $109,928Net Income 2021: $206,1262021Revenue 2022: $227,502Expenses 2022: $118,353Net Income 2022: $109,1492022Revenue 2023: $140,032Expenses 2023: $81,759Net Income 2023: $58,2732023Revenue 2024: $787,834Expenses 2024: $127,528Net Income 2024: $660,3062024

Highlighted filing

2012

Revenue-
Expenses$64,282
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Aug 1, 2013
Return Version
2012v2.1
Gross Receipts
$459,235
Mission and Program Overview

Mission

To provide retiree health benefits to the employer's former employees and their spouses and dependents, although other benefits may be provided as described in the plan document.

Filing and Contact Details

Filer

EIN
04-3852106
Raw XML Appendix250 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview0false
IRS990/ActivitiesConductedPartnership0false
IRS990/ActivityOrMissionDescription0TO PROVIDE RETIREE HEALTH BENEFITS TO THE EMPLOYER'S FORMER EMPLOYEES AND THEIR SPOUSES AND DEPENDENTS, ALTHOUGH OTHER BENEFITS MAY BE PROVIDED AS DESCRIBED IN THE PLAN DOCUMENT.
IRS990/AddressChange0X
IRS990/AddressPrincipalOfficerUS/AddressLine104000 Whiting Drive
IRS990/AddressPrincipalOfficerUS/City0Midland
IRS990/AddressPrincipalOfficerUS/State0MI
IRS990/AddressPrincipalOfficerUS/ZIPCode048640
IRS990/AuditCommittee0true
IRS990/BenefitsPaidToMembersCY022865
IRS990/BenefitsPaidToMembersPriorYear04785
IRS990/BenefitsToMembers/ProgramServices022865
IRS990/BenefitsToMembers/Total022865
IRS990/BsnssRltnshpThruFamilyMember0false
IRS990/BsnssRltnshpWithOrganization0false
IRS990/CapStckTrstPrinCurrentFunds/BOY01017366
IRS990/CapStckTrstPrinCurrentFunds/EOY01268906
IRS990/ChangesToOrganizingDocs0true
IRS990/CollectionsOfArt0false
IRS990/CompensationFromOtherSources0false
IRS990/CompensationProcessCEO0false
IRS990/CompensationProcessOther0false
IRS990/ConflictOfInterestPolicy0false
IRS990/ConservationEasements0false
IRS990/ConsolidatedAuditFinancialStmt0true
IRS990/ContributionsGrantsCurrentYear00
IRS990/CreditCounseling0false
IRS990/DecisionsSubjectToApproval0false
IRS990/DeductibleContributionsOfArt0false
IRS990/DeductibleNonCashContributions0false
IRS990/DelegationOfManagementDuties0false
IRS990/DescribedIn501C30false
IRS990/Description0HEALTH BENEFITS AND INSURANCE PREMIUMS PAID TO MEMBERS.
IRS990/DisregardedEntity0false
IRS990/DocumentRetentionPolicy0false
IRS990/DonorAdvisedFunds0false
IRS990/DoNotFollowSFAS1170X
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IRS990/FederalGrantAuditRequired0false
IRS990/FeesForServicesManagement/ManagementAndGeneral041417
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IRS990/ForeignOffice0false
IRS990/Form990PartVIISectionA/AverageHoursPerWeek01.00
IRS990/Form990PartVIISectionA/InstitutionalTrustee0X
IRS990/Form990PartVIISectionA/NameBusiness/BusinessNameLine10TIAA-CREF TRUST COMPANY
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization0750
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/Title0TRUSTEE
IRS990/Form990ProvidedToGoverningBody0true
IRS990/FormersListed0false
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IRS990/FundraisingActivities0false
IRS990/GainOrLoss/Securities010994
IRS990/Gaming0false
IRS990/GrantsAndSimilarAmntsCY00
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IRS990/GrantsToOrganizations0false
IRS990/GrantToRelatedPerson0false
IRS990/GrossAmountSalesAssets/Securities0252458
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IRS990/IndependentAuditFinancialStmt0false
IRS990/IndoorTanningServices0false
IRS990/InfoInScheduleOPartVI0X
IRS990/InfoInScheduleOPartXI0X
IRS990/InvestmentIncomeCurrentYear054301
IRS990/InvestmentIncome/ExclusionAmount043307
IRS990/InvestmentIncomePriorYear022947
IRS990/InvestmentIncome/TotalRevenueColumn043307
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IRS990/InvestmentsPubTradedSecurities/BOY01017366
IRS990/InvestmentsPubTradedSecurities/EOY01268906
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IRS990/LocalChapters0false
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IRS990/MembersOrStockholders0false
IRS990/MethodOfAccountingCash0X
IRS990/MinutesOfCommittees0false
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IRS990/MissionDescription0TO PROVIDE RETIREE HEALTH BENEFITS TO THE EMPLOYER'S FORMER EMPLOYEES AND THEIR SPOUSES AND DEPENDENTS, ALTHOUGH OTHER BENEFITS MAY BE PROVIDED AS DESCRIBED IN THE PLAN DOCUMENT.
IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/NameOfPrincipalOfficerPerson0W Karl Stephan
IRS990/NbrIndependentVotingMembers00
IRS990/NbrVotingGoverningBodyMembers01
IRS990/NbrVotingMembersGoverningBody01
IRS990/NetAssetsOrFundBalancesBOY01017366
IRS990/NetAssetsOrFundBalancesEOY01268906
IRS990/NetGainOrLossInvestments/ExclusionAmount010994
IRS990/NetGainOrLossInvestments/TotalRevenueColumn010994
IRS990/NetUnrelatedBusinessTxblIncome00
IRS990/NoListedPersonsCompensated0X
IRS990/NonDeductibleContributions0false
IRS990/NumberFormsTransmittedWith109600
IRS990/NumberIndependentVotingMembers00
IRS990/NumberOfEmployees00
IRS990/NumberW2GIncluded00
IRS990/OfficerEntityWithBsnssRltnshp0false
IRS990/OfficerMailingAddress0false
IRS990/Organization501c0X
IRS990/OtherExpensePriorYear037358
IRS990/OtherExpensesCurrentYear041417
IRS990/OtherRevenueCurrentYear00
IRS990/PartialLiquidation0false
IRS990/PoliticalActivities0false
IRS990/ProfessionalFundraising0false
IRS990/ProgramServiceRevenue/BusinessCode0900099
IRS990/ProgramServiceRevenueCY0163470
IRS990/ProgramServiceRevenue/Description0EMPLOYER CONTRIBUTION
IRS990/ProgramServiceRevenuePriorYear0171712
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome0163470
IRS990/ProgramServiceRevenue/TotalRevenueColumn0163470
IRS990/ProhibitedTaxShelterTrans0false
IRS990/ReconcilationRevenueExpenses0153489
IRS990/ReconciliationUnrealizedInvest098051
IRS990/RelatedEntity0true
IRS990/RelatedOrgControlledEntity0false
IRS990/ReportFin48Footnote0false
IRS990/ReportInvestOthSecurities0false
IRS990/ReportLandBldgEquip0false
IRS990/ReportOtherAssets0false
IRS990/ReportOtherLiabilities0false
IRS990/ReportProgRelInvest0false
IRS990/RevenuesLessExpensesCY0153489
IRS990/RevenuesLessExpensesPriorYear0152516
IRS990/SalariesEtcCurrentYear00
IRS990/ScheduleBRequired0false
IRS990/ScheduleJRequired0false
IRS990ScheduleO/GeneralExplanation/Explanation0THE ORGANIZATION'S ADDRESS WAS CHANGED TO THE ADDRESS OF THE TRUSTEE TIAA-CREF TRUST COMPANY.
IRS990ScheduleO/GeneralExplanation/Explanation1ON DECEMBER 30, 2011, NORTHWOOD UNIVERSITY AND TIAA-CREF TRUST COMPANY SIGNED AN AMENDED AND RESTATED TRUST AGREEMENT FOR THE NORTHWOOD UNIVERSITY EMPLOYER CONTRIBUTION VEBA TRUST.
IRS990ScheduleO/GeneralExplanation/Explanation2TIAA-CREF TRUST COMPANY IS A DIRECTED TRUSTEE FOR THE PLAN SPONSOR. ALL REQUESTS RECEIVED FROM THE PLAN SPONSOR OR PARTICIPANTS ARE CAPTURED THROUGH A RECORDED LINE OR SERVICE REQUEST.
IRS990ScheduleO/GeneralExplanation/Explanation3TIAA-CREF TRUST COMPANY AS TRUSTEE IS RESPONSIBLE FOR PREPARATION OF FORM 990 BASED ON THE FINANCIAL INFORMATION CONTAINED IN OUR RECORDS. UPON COMPLETION, A COPY OF FORM 990 IS FORWARDED TO THE PLAN SPONSOR FOR REVIEW AND APPROVAL. ONCE APPROVED, FORM 990 IS THEN FILED WITH THE FEDERAL TAXING AUTHORITY BY THE REGULATORY DEADLINE.
IRS990ScheduleO/GeneralExplanation/Explanation4THE ORGANIZATION HAS NOT ADOPTED ANY FORMAL POLICIES, NOR DOES THE ORGANIZATION HAVE ANY DIRECT EMPLOYEES. THE ORGANIZATION DOES FOLLOW THE DOCUMENTS AND POLICIES OF THE PLAN SPONSOR WHICH IS AVAILABLE UPON REQUEST.
IRS990ScheduleO/GeneralExplanation/Explanation5The adjustment to net assets reflected on Part I, line 22 of $98,O51 represents unrealized gains for the 2012 tax year.
IRS990ScheduleO/GeneralExplanation/Identifier0HEADING, ITEM B
IRS990ScheduleO/GeneralExplanation/Identifier1EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 4
IRS990ScheduleO/GeneralExplanation/Identifier2EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 8a
IRS990ScheduleO/GeneralExplanation/Identifier3FORM 990, PAGE 6, PART VI, LINE 11-DESCRIPTION OF PROCESS FOR REVIEW
IRS990ScheduleO/GeneralExplanation/Identifier4DESCRIPTION FOR MAKING DOCUMENTS PUBLIC
IRS990ScheduleO/GeneralExplanation/Identifier5EXPLANATION FOR FORM 990, PART XI, LINE 9
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990, PAGE 6, PART VI, LINE 19
IRS990/ScheduleORequired0true
IRS990ScheduleR/ExchangeOfAssets0false
IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/AddressLine104000 Whiting Drive
IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/City0Midland
IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/State0MI
IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/ZIPCode048640
IRS990ScheduleR/Form990ScheduleRPartII/ControlledOrg0false
IRS990ScheduleR/Form990ScheduleRPartII/DirectControllingEntityName/BusinessNameLine10Not Applicable
IRS990ScheduleR/Form990ScheduleRPartII/EIN0381624684
IRS990ScheduleR/Form990ScheduleRPartII/ExemptCodeSection0501(c)(3)
IRS990ScheduleR/Form990ScheduleRPartII/LegalDomicileState0MI
IRS990ScheduleR/Form990ScheduleRPartII/NameOfDisregardedEntity/BusinessNameLine10Northwood University
IRS990ScheduleR/Form990ScheduleRPartII/PrimaryActivities0Higher Education
IRS990ScheduleR/Form990ScheduleRPartII/PublicCharityStatus0170(b)(1)(A)(ii)
IRS990ScheduleR/GiftGrantOrCapContrFrOtherOrg0false
IRS990ScheduleR/GiftGrantOrCapContrToOtherOrg0false
IRS990ScheduleR/LoansOrGuaranteesFromOtherOrg0false
IRS990ScheduleR/LoansOrGuaranteesToOtherOrg0false
IRS990ScheduleR/OtherTransferFromOtherOrg0true
IRS990ScheduleR/OtherTransferToOtherOrg0false
IRS990ScheduleR/PerformOfServicesByOtherOrgs0false
IRS990ScheduleR/PerformOfServicesForOtherOrgs0false
IRS990ScheduleR/PurchaseOfAssetsFromOtherOrg0false
IRS990ScheduleR/ReceiptOfIntAnnRentsRoyalties0false
IRS990ScheduleR/ReimbursementPaidByOtherOrg0false
IRS990ScheduleR/ReimbursementPaidToOtherOrg0false
IRS990ScheduleR/RentalOfFacilitiesFrOtherOrgs0false
IRS990ScheduleR/RentalOfFacilitiesToOtherOrgs0false
IRS990ScheduleR/SaleOfAssetsToOtherOrg0false
IRS990ScheduleR/SharingOfFacilities0false
IRS990ScheduleR/SharingOfPaidEmployees0false
IRS990/School0false
IRS990/SignificantChange0false
IRS990/SignificantNewProgramServices0false
IRS990/StateLegalDomicile0MO
IRS990/SubjectToProxyTax0false
IRS990/TaxablePartyNotification0false
IRS990/TaxExemptBonds0false
IRS990/Terminated0false
IRS990/TermOrPermanentEndowments0false
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine108625 Andrew Carnegie Blvd
IRS990/TheBooksAreInCareOf/AddressUS/City0Charlotte
IRS990/TheBooksAreInCareOf/AddressUS/State0NC
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode028262
IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine10TIAA-CREF TRUST COMPANY
IRS990/TheBooksAreInCareOf/TelephoneNumber08775353910
IRS990/TotalAssets/BOY01017366
IRS990/TotalAssetsBOY01017366
IRS990/TotalAssets/EOY01268906
IRS990/TotalAssetsEOY01268906
IRS990/TotalCompGT150K0false
IRS990/TotalExpensesCurrentYear064282
IRS990/TotalExpensesPriorYear042143
IRS990/TotalFunctionalExpenses/Fundraising00
IRS990/TotalFunctionalExpenses/ManagementAndGeneral041417
IRS990/TotalFunctionalExpenses/ProgramServices022865
IRS990/TotalFunctionalExpenses/Total064282
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI00
IRS990/TotalLiabilities/BOY00
IRS990/TotalLiabilitiesBOY00
IRS990/TotalLiabilities/EOY00
IRS990/TotalLiabilitiesEOY00
IRS990/TotalLiabNetAssetsFundBalances/BOY01017366
IRS990/TotalLiabNetAssetsFundBalances/EOY01268906
IRS990/TotalNbrEmployees00
IRS990/TotalNetAssetsFundBalances/BOY01017366
IRS990/TotalNetAssetsFundBalances/EOY01268906
IRS990/TotalOtherCompensation00
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProgramServiceRevenue0163470
IRS990/TotalReportableCompFrmRltdOrgs00
IRS990/TotalReportableCompFromOrg0750
IRS990/TotalRevenueCurrentYear0217771
IRS990/TotalRevenue/ExclusionAmount054301
IRS990/TotalRevenuePriorYear0194659
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome0163470
IRS990/TotalRevenue/TotalRevenueColumn0217771
IRS990/TypeOfOrganizationTrust0X
IRS990/UnrelatedBusinessIncome0false
IRS990/UponRequest0X
IRS990/WebSite0www.northwood.edu
IRS990/WhistleblowerPolicy0false
IRS990/YearFormation02006
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0043852106
ReturnHeader/Filer/Name/BusinessNameLine10NORTHWOOD UNIVERSITY EMPLOYER CONTRIBUTION
ReturnHeader/Filer/NameControl0NORT
ReturnHeader/Filer/Phone08775353910
ReturnHeader/Filer/USAddress/AddressLine108625 ANDREW CARNEGIE BLVD ATTNCORP
ReturnHeader/Filer/USAddress/City0CHARLOTTE
ReturnHeader/Filer/USAddress/State0NC
ReturnHeader/Filer/USAddress/ZIPCode028262
ReturnHeader/Officer/DateSigned02013-08-01
ReturnHeader/Officer/Name0STEPHEN COLLIER
ReturnHeader/Officer/Phone08775353910
ReturnHeader/Officer/Title0SVP,HEAD OF TAX
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-08-01T11:56:42-06:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.93$0.00$2.93$0.79$0.13$0.66
2023Detailed filing. Detailed filing data is available for this year.$2.66$0.00$2.66$0.14$0.08$0.06
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.32$0.00$2.32$0.23$0.12$0.11
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.75$0.00$2.75$0.32$0.11$0.21
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.50$0.00$2.50$0.23$0.11$0.12
2019Detailed filing. Detailed filing data is available for this year.$2.24$0.00$2.24$0.19$0.09$0.10
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.86$0.00$1.86$0.21$0.11$0.10
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.03$0.00$2.03$0.20$0.11$0.09
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.73$0.00$1.73$0.17$0.08$0.09
2015Detailed filing. Detailed filing data is available for this year.$1.61$0.00$1.61$0.12$0.11$0.00
2014Detailed filing. Detailed filing data is available for this year.$1.72$0.00$1.72$0.21$0.08$0.14
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$1.63$0.00$1.63$0.26$0.05$0.21
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.27$0.00$1.27$0.06
2011Summary only. Only limited summary data is available for this year.$1.02$0.00$1.02$0.19$0.04$0.15