Civic Intelligence

Employer Contribution Veba Trust

EIN 04-3852106 • 501(c)9 • Clinton, IA

Profile

To provide retiree health benefits to the employer's former employees and their spouses and dependents, although other benefits may be provided as described in the plan document.

PO Box 4391Clinton, IA 52733-4391

www.northwood.edu

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

45th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)9 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

52nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)9 • $1M-$5M nonprofits • Source year 2024

Net Margin

93rd percentile

84%

Higher net margin than 93% of similar nonprofits.

501(c)9 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

57th percentile

$750

Higher top officer pay than 57% of similar nonprofits.

Top officer pay equals 0.1% of source-year revenue.

501(c)9 • $1M-$5M nonprofits • Source year 2024

Asset Growth

71st percentile

10%

Faster asset growth than 71% of similar nonprofits.

501(c)9 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

98th percentile

463%

Faster revenue growth than 98% of similar nonprofits.

501(c)9 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets45th percentile

Assets

Up

$2,934,852

Up $275,337 (+10%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Up

$2,934,852

Up $275,337 (+10%) from 2023

Operations
Liabilities / Revenue52nd percentileNet Margin93rd percentile

Revenue

Up

$787,834

Up $647,802 (+463%) from 2023

Expenses

Up

$127,528

Up $45,769 (+56%) from 2023

Net Income

Up

$660,306

Up $602,033 (+1033%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth71st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2011: $1,017,366Liabilities 2011: $0Net Assets 2011: $1,017,3662011Assets 2012: $1,268,906Liabilities 2012: $0Net Assets 2012: $1,268,9062012Assets 2013: $1,625,685Liabilities 2013: $0Net Assets 2013: $1,625,6852013Assets 2014: $1,719,181Liabilities 2014: $0Net Assets 2014: $1,719,1812014Assets 2015: $1,611,945Liabilities 2015: $0Net Assets 2015: $1,611,9452015Assets 2016: $1,730,256Liabilities 2016: $0Net Assets 2016: $1,730,2562016Assets 2017: $2,031,124Liabilities 2017: $0Net Assets 2017: $2,031,1242017Assets 2018: $1,855,877Liabilities 2018: $0Net Assets 2018: $1,855,8772018Assets 2019: $2,235,301Liabilities 2019: $0Net Assets 2019: $2,235,3012019Assets 2020: $2,502,358Liabilities 2020: $0Net Assets 2020: $2,502,3582020Assets 2021: $2,749,482Liabilities 2021: $0Net Assets 2021: $2,749,4822021Assets 2022: $2,316,915Liabilities 2022: $0Net Assets 2022: $2,316,9152022Assets 2023: $2,659,515Liabilities 2023: $0Net Assets 2023: $2,659,5152023Assets 2024: $2,934,852Liabilities 2024: $0Net Assets 2024: $2,934,8522024

Highlighted filing

2024

Assets$2,934,852
Liabilities$0
Net Assets$2,934,852
Open 2024 Filing

Operations Trend

Revenue Growth98th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0Revenue 2011: $194,659Expenses 2011: $42,143Net Income 2011: $152,5162011Expenses 2012: $64,2822012Revenue 2013: $256,225Expenses 2013: $47,484Net Income 2013: $208,7412013Revenue 2014: $214,347Expenses 2014: $77,094Net Income 2014: $137,2532014Revenue 2015: $115,982Expenses 2015: $112,624Net Income 2015: $3,3582015Revenue 2016: $169,946Expenses 2016: $75,301Net Income 2016: $94,6452016Revenue 2017: $200,394Expenses 2017: $105,802Net Income 2017: $94,5922017Revenue 2018: $209,126Expenses 2018: $107,787Net Income 2018: $101,3392018Revenue 2019: $192,296Expenses 2019: $91,888Net Income 2019: $100,4082019Revenue 2020: $231,822Expenses 2020: $112,519Net Income 2020: $119,3032020Revenue 2021: $316,054Expenses 2021: $109,928Net Income 2021: $206,1262021Revenue 2022: $227,502Expenses 2022: $118,353Net Income 2022: $109,1492022Revenue 2023: $140,032Expenses 2023: $81,759Net Income 2023: $58,2732023Revenue 2024: $787,834Expenses 2024: $127,528Net Income 2024: $660,3062024

Highlighted filing

2024

Revenue$787,834
Expenses$127,528
Net Income$660,306
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$2,934,852
Liabilities
$0
Net assets
$2,934,852
Revenue
$787,834
Expenses
$127,528
Net income
$660,306
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.93$0.00$2.93$0.79$0.13$0.66
2023Detailed filing. Detailed filing data is available for this year.$2.66$0.00$2.66$0.14$0.08$0.06
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.32$0.00$2.32$0.23$0.12$0.11
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.75$0.00$2.75$0.32$0.11$0.21
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.50$0.00$2.50$0.23$0.11$0.12
2019Detailed filing. Detailed filing data is available for this year.$2.24$0.00$2.24$0.19$0.09$0.10
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.86$0.00$1.86$0.21$0.11$0.10
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.03$0.00$2.03$0.20$0.11$0.09
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.73$0.00$1.73$0.17$0.08$0.09
2015Detailed filing. Detailed filing data is available for this year.$1.61$0.00$1.61$0.12$0.11$0.00
2014Detailed filing. Detailed filing data is available for this year.$1.72$0.00$1.72$0.21$0.08$0.14
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$1.63$0.00$1.63$0.26$0.05$0.21
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.27$0.00$1.27$0.06
2011Summary only. Only limited summary data is available for this year.$1.02$0.00$1.02$0.19$0.04$0.15
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)9 • $1M-$5M nonprofits