Civic Intelligence

Lowell Community Loan Fund Inc

990 • Fiscal year 2014 • EIN 04-3571892

Jan 01, 2014 to Dec 31, 2014 • Filed on Mar 28, 2015

Organization ProfileWWW.MVCDFI.ORG

View Organization Page

450 Merrimack StLowell, MA 01854

(978) 970-0600

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

67th percentile

0.29x

Higher debt load relative to assets than 67% of similar nonprofits.

2014 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2014

Liabilities / Revenue

86th percentile

1.15x

Higher debt load relative to revenue than 86% of similar nonprofits.

2014 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2014

Net Margin

91st percentile

49%

Higher net margin than 91% of similar nonprofits.

2014 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2014

Top Officer Pay

66th percentile

$92,745

Higher top officer pay than 66% of similar nonprofits.

Top officer pay equals 33.7% of source-year revenue.

2014 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2014

Asset Growth

70th percentile

9.8%

Faster asset growth than 70% of similar nonprofits.

2014 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2013 to 2014

Revenue Growth

95th percentile

137%

Faster revenue growth than 95% of similar nonprofits.

2014 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets67th percentile

Assets

Up

$1,103,334

Up $98,540 (+9.8%) from 2013

Net Assets

Up

$785,616

Up $134,638 (+21%) from 2013

Liabilities

Down

$317,718

Down $36,098 (-10%) from 2013

Revenue And Expenses
Liabilities / Revenue86th percentileNet Margin91st percentile

Revenue

Up

$275,156

Up $158,934 (+137%) from 2013

Expenses

Down

$140,518

Down $16,204 (-10%) from 2013

Net Income

Up

$134,638

Up $175,138 (+432%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth70th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $434,841Liabilities 2010: $175,558Net Assets 2010: $259,2832010Assets 2011: $977,413Liabilities 2011: $221,074Net Assets 2011: $756,3392011Assets 2012: $938,016Liabilities 2012: $246,538Net Assets 2012: $691,4782012Assets 2013: $1,004,794Liabilities 2013: $353,816Net Assets 2013: $650,9782013Assets 2014: $1,103,334Liabilities 2014: $317,718Net Assets 2014: $785,6162014Assets 2015: $1,178,417Liabilities 2015: $342,444Net Assets 2015: $835,9732015Assets 2016: $1,754,994Liabilities 2016: $798,532Net Assets 2016: $956,4622016Assets 2017: $2,352,730Liabilities 2017: $997,770Net Assets 2017: $1,354,9602017Assets 2018: $6,277,930Liabilities 2018: $4,684,780Net Assets 2018: $1,593,1502018Assets 2019: $4,519,661Liabilities 2019: $3,159,135Net Assets 2019: $1,360,5262019Assets 2020: $5,666,466Liabilities 2020: $4,456,456Net Assets 2020: $1,210,0102020Assets 2021: $8,334,796Liabilities 2021: $5,035,669Net Assets 2021: $3,299,1272021Assets 2022: $14,450,665Liabilities 2022: $6,427,599Net Assets 2022: $8,023,0662022Assets 2023: $20,012,349Liabilities 2023: $10,726,172Net Assets 2023: $9,286,1772023Assets 2024: $24,176,225Liabilities 2024: $14,044,660Net Assets 2024: $10,131,5652024

Highlighted filing

2014

Assets$1,103,334
Liabilities$317,718
Net Assets$785,616
Open 2014 Filing

Operations Trend

Revenue Growth95th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $141,8232010Expenses 2011: $137,6912011Expenses 2012: $143,1872012Revenue 2013: $116,222Expenses 2013: $156,722Net Income 2013: -$40,5002013Revenue 2014: $275,156Expenses 2014: $140,518Net Income 2014: $134,6382014Revenue 2015: $217,061Expenses 2015: $166,704Net Income 2015: $50,3572015Revenue 2016: $389,337Expenses 2016: $268,848Net Income 2016: $120,4892016Revenue 2017: $767,035Expenses 2017: $368,537Net Income 2017: $398,4982017Revenue 2018: $1,335,777Expenses 2018: $1,047,587Net Income 2018: $288,1902018Revenue 2019: $2,572,408Expenses 2019: $2,805,032Net Income 2019: -$232,6242019Revenue 2020: $1,121,359Expenses 2020: $1,271,365Net Income 2020: -$150,0062020Revenue 2021: $3,489,371Expenses 2021: $1,400,254Net Income 2021: $2,089,1172021Revenue 2022: $8,158,806Expenses 2022: $3,434,867Net Income 2022: $4,723,9392022Revenue 2023: $6,574,062Expenses 2023: $5,652,803Net Income 2023: $921,2592023Revenue 2024: $6,745,373Expenses 2024: $5,899,985Net Income 2024: $845,3882024

Highlighted filing

2014

Revenue$275,156
Expenses$140,518
Net Income$134,638
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Mar 28, 2015
Return Version
2014v5.0
Gross Receipts
$275,156
Mission and Program Overview

Mission

To advance community revitalization and development in the merrimack valley by providing appropriate loan programs and technical assistance to low and moderate income communities.

To advance community revitalization and development in merrimack valley by providing appropriate loan programs and technical assistance to low and moderate income communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$477,355$617,321▲ $139,966
Cash and Non-Interest-Bearing Accounts$490,827$372,441▼ $118,386
Prepaid Expenses and Deferred Charges$1,566$3,822▲ $2,256
Land, Buildings, and Equipment, Net$0$0→ $0
Total Assets$1,004,794$1,103,334▲ $98,540
Other Assets Total$35,046$109,750▲ $74,704
Liabilities
Accounts Payable and Accrued Expenses$167,322$150,683▼ $16,639
Unsecured Notes Loans Payable$150,000$150,000→ $0
Escrow Account Liability$35,090$13,019▼ $22,071
Other Liabilities$1,404$4,016▲ $2,612
Total Liabilities$353,816$317,718▼ $36,098
Net Assets / Fund Balance
Unrestricted Net Assets$397,059$501,014▲ $103,955
Temporarily Rstr Net Assets$253,919$284,602▲ $30,683
Total Net Assets Fund Balance$650,978$785,616▲ $134,638
Total Liabilities and Net Assets / Fund Balance$1,004,794$1,103,334▲ $98,540

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$0$6,863$6,863
Other Assets Org$97,296--
Compensation and Service Providers
Top Officer Pay66th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Francisco CarvalhoExecutive DirectorFT$73,070$19,675$92,745

Board Members and Trustees

NameTitle
Kristen HarolPresident
Kathleen GriecoVice President
Abbott LawrenceDirector
Charles SullivanDirector
Charles WibiralskeDirector
Elkin MontoyaDirector
Jessica AndorsDirector
Lisa KozolDirector
Maria NateraDirector
Yun-ju ChoiDirector
Lissette CaraballoDirector (sept. 2014)
Jim MilinazzoClerk
Susan FinkTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$222,950
Program Service Revenue
$52,109
Investment Income
$97
Other Revenue
$0
All Other Contributions
$82,950
Change in Net Assets
$134,638

Audited Revenue Reconciliation

Revenue per Audited Statements
$275,156
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$275,156
Total Revenue per Form 990
$275,156
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$105,448
Other Expenses$35,070
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$74,208$24,737-$98,945
Fees for Services Accounting$5,812$1,938-$7,750
Office Expenses$5,803$1,935-$7,738
Payroll Taxes$4,877$1,626-$6,503
Occupancy$4,800$1,600-$6,400
Other Expenses$4,681--$4,681
Conferences and Meetings$2,219$739-$2,958
Interest$2,184$728-$2,912
Insurance$1,973$658-$2,631
Total Functional Expenses$106,557$33,961$0$140,518

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$140,518
Total Expenses per Audited Statements$140,518
Total Expenses per Form 990$140,518
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued Vacation$3,089
Accrued Wages$927
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11

“The form 990 is distributed to the board of directors, reviewed, and approved at a meeting of the board of directors.”

Form 990, Part VI, Section B, Line 12C

“The policy is provided to each board member for review and acknowledgement with written acknowledgement by each board member being retained.”

Form 990, Part VI, Section B, Line 15A

“The board of directors uses the cdc comparison survey to set the salary level of the executive director.”

Form 990, Part VI, Section C, Line 19

“Governing documents, conflict of interest policy, and financial statements are available upon request.”

Filing and Contact Details

Filer

Filer Name
Lowell Community Loan Fund Inc
EIN
04-3571892
Phone
9789700600
Address
450 MERRIMACK ST, LOWELL, MA 01854

Signing Officer

Name
Francisco Jcarvalho
Title
Executive Director
Phone
9789700600
Signed
2015-03-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Francisco J Carvalho
Formed
2001
Legal Domicile
Ma
Voting Board Members
12
Independent Board Members
12
Employees
0
Volunteers
20

Preparer

Firm
Anstiss & Co Pc
Address
1115 WESTFORD STREET, LOWELL, MA 01851
Preparer
Raymond L Anstiss Jr
Phone
9784522500
Supplemental Narrative

Financial Statement Notes

PART IV, LINE 2B:

“The organization holds home improvement loan funds in escrow for clients and releases the funds to the contractors based on an agreed upon disbursement schedule as the improvements on their homes are completed.”

PART X, LINE 2:

“Lclf has been granted tax-exempt status under internal revenue code section 501(c)(3) and is, therefore, generally exempt from federal and state income taxes. Accordingly, no provision for income taxes has been provided for in the accompanying financial statements. Asc 740-10, "income taxes," requires lclf to evaluate and disclose tax positions that could have an effect on lclf's financial statements. Lclf reports its activities to the internal revenue service and to the commonwealth of massachusetts on an annual basis. These informational returns are generally subject to audit and review by the governmental agencies for a period of three years after filing. Substantially all of lclf's income, expenditures and activities relate to its exempt purpose, therefore, management has determined that lclf is not subject to unrelated business income taxes and will continue to qualify as a tax-exempt not-for-profit entity.”

Raw XML AppendixShowing 400 of 450 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MissionDesc0TO ADVANCE COMMUNITY REVITALIZATION AND DEVELOPMENT IN THE MERRIMACK VALLEY BY PROVIDING APPROPRIATE LOAN PROGRAMS AND TECHNICAL ASSISTANCE TO LOW AND MODERATE INCOME COMMUNITIES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0650978
IRS990/NetAssetsOrFundBalancesEOYAmt0785616
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt01600
IRS990/OccupancyGrp/ProgramServicesAmt04800
IRS990/OccupancyGrp/TotalAmt06400
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt01935
IRS990/OfficeExpensesGrp/ProgramServicesAmt05803
IRS990/OfficeExpensesGrp/TotalAmt07738
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt035046
IRS990/OtherAssetsTotalGrp/EOYAmt0109750
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0LOAN DOCUMENT FEES
IRS990/OtherExpensesGrp/ProgramServicesAmt04681
IRS990/OtherExpensesGrp/TotalAmt04681
IRS990/OtherLiabilitiesGrp/BOYAmt01404
IRS990/OtherLiabilitiesGrp/EOYAmt04016
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0477355
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0617321
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt01626
IRS990/PayrollTaxesGrp/ProgramServicesAmt04877
IRS990/PayrollTaxesGrp/TotalAmt06503
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01566
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03822
IRS990/PrincipalOfficerNm0FRANCISCO J CARVALHO
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0525990
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/Desc0LOAN SERVICE FEES
IRS990/ProgramServiceRevenueGrp/Desc1INTEREST INCOME ON NOT
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt031320
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt120789
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt031320
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt120789
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt088885
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0263
IRS990/PYOtherExpensesAmt052564
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt027074
IRS990/PYRevenuesLessExpensesAmt0-40500
IRS990/PYSalariesCompEmpBnftPaidAmt0104158
IRS990/PYTotalExpensesAmt0156722
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0116222
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0134638
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt052109
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0222950
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt088885
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt060251
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0618800
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0229350
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01220236
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt097
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0263
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0474
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0463
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0103
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt01400
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0125763
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99890
IRS990ScheduleA/PublicSupportPY170Pct00.99770
IRS990ScheduleA/PublicSupportTotal170Amt01220236
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0222950
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt088885
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt060251
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0618800
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0229350
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01220236
IRS990ScheduleA/TotalSupportAmt01221636
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt06863
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt06863
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0140518
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt012454
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt197296
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0CLIENT FUNDS HELD IN ESCROW
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1LOANS HELD FOR SALE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt03089
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1927
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ACCRUED VACATION
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ACCRUED WAGES
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0275156
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HOLDS HOME IMPROVEMENT LOAN FUNDS IN ESCROW FOR CLIENTS AND RELEASES THE FUNDS TO THE CONTRACTORS BASED ON AN AGREED UPON DISBURSEMENT SCHEDULE AS THE IMPROVEMENTS ON THEIR HOMES ARE COMPLETED.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1LCLF HAS BEEN GRANTED TAX-EXEMPT STATUS UNDER INTERNAL REVENUE CODE SECTION 501(C)(3) AND IS, THEREFORE, GENERALLY EXEMPT FROM FEDERAL AND STATE INCOME TAXES. ACCORDINGLY, NO PROVISION FOR INCOME TAXES HAS BEEN PROVIDED FOR IN THE ACCOMPANYING FINANCIAL STATEMENTS. ASC 740-10, "INCOME TAXES," REQUIRES LCLF TO EVALUATE AND DISCLOSE TAX POSITIONS THAT COULD HAVE AN EFFECT ON LCLF'S FINANCIAL STATEMENTS. LCLF REPORTS ITS ACTIVITIES TO THE INTERNAL REVENUE SERVICE AND TO THE COMMONWEALTH OF MASSACHUSETTS ON AN ANNUAL BASIS. THESE INFORMATIONAL RETURNS ARE GENERALLY SUBJECT TO AUDIT AND REVIEW BY THE GOVERNMENTAL AGENCIES FOR A PERIOD OF THREE YEARS AFTER FILING. SUBSTANTIALLY ALL OF LCLF'S INCOME, EXPENDITURES AND ACTIVITIES RELATE TO ITS EXEMPT PURPOSE, THEREFORE, MANAGEMENT HAS DETERMINED THAT LCLF IS NOT SUBJECT TO UNRELATED BUSINESS INCOME TAXES AND WILL CONTINUE TO QUALIFY AS A TAX-EXEMPT NOT-FOR-PROFIT ENTITY.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0109750
IRS990ScheduleD/TotalExpensesPerForm990Amt0140518
IRS990ScheduleD/TotalLiabilityAmt04016
IRS990ScheduleD/TotalRevenuePerForm990Amt0275156
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0275156
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0140518
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE FORM 990 IS DISTRIBUTED TO THE BOARD OF DIRECTORS, REVIEWED, AND APPROVED AT A MEETING OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE POLICY IS PROVIDED TO EACH BOARD MEMBER FOR REVIEW AND ACKNOWLEDGEMENT WITH WRITTEN ACKNOWLEDGEMENT BY EACH BOARD MEMBER BEING RETAINED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD OF DIRECTORS USES THE CDC COMPARISON SURVEY TO SET THE SALARY LEVEL OF THE EXECUTIVE DIRECTOR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MA
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TemporarilyRstrNetAssetsGrp/BOYAmt0253919
IRS990/TemporarilyRstrNetAssetsGrp/EOYAmt0284602
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt01004794
IRS990/TotalAssetsEOYAmt01103334
IRS990/TotalAssetsGrp/BOYAmt01004794
IRS990/TotalAssetsGrp/EOYAmt01103334
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0222950
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt033961
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0106557
IRS990/TotalFunctionalExpensesGrp/TotalAmt0140518
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0353816
IRS990/TotalLiabilitiesEOYAmt0317718
IRS990/TotalLiabilitiesGrp/BOYAmt0353816
IRS990/TotalLiabilitiesGrp/EOYAmt0317718
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0650978
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0785616
IRS990/TotalOtherCompensationAmt019675
IRS990/TotalProgramServiceExpensesAmt0106557
IRS990/TotalProgramServiceRevenueAmt052109
IRS990/TotalReportableCompFromOrgAmt073070
IRS990/TotalRevenueGrp/ExclusionAmt097
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt052109

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,103,334
Liabilities
$317,718
Net assets
$785,616
Revenue
$275,156
Expenses
$140,518
Net income
$134,638
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.2$14.0$10.1$6.75$5.90$0.85
2023Detailed filing. Detailed filing data is available for this year.$20.0$10.7$9.29$6.57$5.65$0.92
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.5$6.43$8.02$8.16$3.43$4.72
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.33$5.04$3.30$3.49$1.40$2.09
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.67$4.46$1.21$1.12$1.27$0.15
2019Detailed filing. Detailed filing data is available for this year.$4.52$3.16$1.36$2.57$2.81$0.23
2018Detailed filing. Detailed filing data is available for this year.$6.28$4.68$1.59$1.34$1.05$0.29
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.35$1.00$1.35$0.77$0.37$0.40
2016Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$1.75$0.80$0.96$0.39$0.27$0.12
2015Detailed filing. Detailed filing data is available for this year.$1.18$0.34$0.84$0.22$0.17$0.05
2014Detailed filing. Detailed filing data is available for this year.$1.10$0.32$0.79$0.28$0.14$0.13
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$1.00$0.35$0.65$0.12$0.16$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.94$0.25$0.69$0.14
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.98$0.22$0.76$0.14
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.43$0.18$0.26$0.14