Civic Intelligence

Noah Community Development Fund Inc.

990 • Fiscal year 2020 • EIN 04-3554045

Jan 01, 2020 to Dec 31, 2020 • Filed on Jun 15, 2021

Organization ProfileWWW.NOAHCDC.ORG
143 Border StreetEast Boston, MA 02128

(617) 567-5882

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

61st percentile

0.19x

Higher debt load relative to assets than 61% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Liabilities / Revenue

100th percentile

409.81x

Higher debt load relative to revenue than 100% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Net Margin

1st percentile

-989%

Higher net margin than 1% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Top Officer Pay

90th percentile

$198,016

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 42860.6% of source-year revenue.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Asset Growth

31st percentile

-0.3%

Faster asset growth than 31% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2019 to 2020

Revenue Growth

1st percentile

-87%

Faster revenue growth than 1% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets61st percentile

Assets

Down

$1,009,300

Down $2,969 (-0.3%) from 2019

Net Assets

Down

$819,966

Down $4,569 (-0.6%) from 2019

Liabilities

Up

$189,334

Up $1,600 (+0.9%) from 2019

Revenue And Expenses
Liabilities / Revenue100th percentileNet Margin1st percentile

Revenue

Down

$462

Down $3,111 (-87%) from 2019

Expenses

Up

$5,031

Up $170 (+3.5%) from 2019

Net Income

Down

-$4,569

Down $3,281 (-255%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth31st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2010: $1,010,735Liabilities 2010: $217,457Net Assets 2010: $793,2782010Assets 2011: $987,906Liabilities 2011: $189,234Net Assets 2011: $798,6722011Assets 2012: $942,731Liabilities 2012: $188,234Net Assets 2012: $754,4972012Assets 2013: $961,353Liabilities 2013: $187,334Net Assets 2013: $774,0192013Assets 2014: $943,067Liabilities 2014: $189,334Net Assets 2014: $753,7332014Assets 2015: $940,206Liabilities 2015: $191,234Net Assets 2015: $748,9722015Assets 2016: $933,502Liabilities 2016: $187,014Net Assets 2016: $746,4882016Assets 2017: $924,396Liabilities 2017: $187,734Net Assets 2017: $736,6622017Assets 2018: $919,270Liabilities 2018: $187,234Net Assets 2018: $732,0362018Assets 2019: $1,012,269Liabilities 2019: $187,734Net Assets 2019: $824,5352019Assets 2020: $1,009,300Liabilities 2020: $189,334Net Assets 2020: $819,9662020Assets 2021: $1,004,714Liabilities 2021: $188,771Net Assets 2021: $815,9432021Assets 2022: $996,334Liabilities 2022: $186,234Net Assets 2022: $810,1002022Assets 2023: $909,972Liabilities 2023: $186,234Net Assets 2023: $723,7382023Assets 2024: $909,811Liabilities 2024: $190,081Net Assets 2024: $719,7302024

Highlighted filing

2020

Assets$1,009,300
Liabilities$189,334
Net Assets$819,966
Open 2020 Filing

Operations Trend

Revenue Growth1st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100K-$200KRevenue 2010: $22,118Expenses 2010: $153,201Net Income 2010: -$131,0832010Expenses 2011: $21,9982011Expenses 2012: $14,6612012Revenue 2013: $32,919Expenses 2013: $13,397Net Income 2013: $19,5222013Revenue 2014: $7,085Expenses 2014: $14,412Net Income 2014: -$7,3272014Revenue 2015: $6,260Expenses 2015: $11,021Net Income 2015: -$4,7612015Revenue 2016: $3,439Expenses 2016: $5,923Net Income 2016: -$2,4842016Revenue 2017: $2,489Expenses 2017: $12,315Net Income 2017: -$9,8262017Revenue 2018: $1,124Expenses 2018: $5,750Net Income 2018: -$4,6262018Revenue 2019: $3,573Expenses 2019: $4,861Net Income 2019: -$1,2882019Revenue 2020: $462Expenses 2020: $5,031Net Income 2020: -$4,5692020Revenue 2021: $3Expenses 2021: $4,026Net Income 2021: -$4,0232021Revenue 2022: $912Expenses 2022: $6,755Net Income 2022: -$5,8432022Revenue 2023: $436Expenses 2023: $86,798Net Income 2023: -$86,3622023Revenue 2024: $4Expenses 2024: $4,012Net Income 2024: -$4,0082024

Highlighted filing

2020

Revenue$462
Expenses$5,031
Net Income-$4,569
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Jun 15, 2021
Return Version
2020v4.1
Gross Receipts
$462
Mission and Program Overview

Mission

To provide loans and counseling for home ownership to low to moderate income residents.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$12,593$87,200▲ $74,607
Cash and Non-Interest-Bearing Accounts$7,031$5,684▼ $1,347
Prepaid Expenses and Deferred Charges$1,265$95▼ $1,170
Land, Buildings, and Equipment, Net$0$0→ $0
Total Assets$1,012,269$1,009,300▼ $2,969
Other Assets Total$991,380$916,321▼ $75,059
Liabilities
Other Liabilities$186,234$186,234→ $0
Accounts Payable and Accrued Expenses$1,500$3,100▲ $1,600
Total Liabilities$187,734$189,334▲ $1,600
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$618,144$613,575▼ $4,569
Net Assets With Donor Restrictions$206,391$206,391→ $0
Total Net Assets Fund Balance$824,535$819,966▼ $4,569
Total Liabilities and Net Assets / Fund Balance$1,012,269$1,009,300▼ $2,969

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$0$1,300$1,300
Other Assets Org$879,673--
Compensation and Service Providers
Top Officer Pay90th percentile

Employees

NameTitleFull / Part TimeOtherTotal
Vinny QualtieriDirector of FinanceFT$118,587$118,587

Board Members and Trustees

NameTitle
Michael LakePresident
Mark SavatskyVice President
Carrie Tennant EsqBoard Member
Claudia CorreaBoard Member
Cynthia BaxterBoard Member
David LankBoard Member
Ernani De Araujo EsqBoard Member
Greg Comeau CPABoard Member
Joseph RuggerioBoard Member
Orlando PachecoBoard Member
Ricardo PatronBoard Member
Rick HighBoard Member
Rita LaraBoard Member (left During 2020)
Philip R GiffeeExecutive Director
Robert SchmidtClerk
Lauren Demayo CPATreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$397
Investment Income
$0
Other Revenue
$65
Change in Net Assets
$-4,569
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,031
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Accounting-$2,500-$2,500
Insurance$2,311--$2,311
Other Expenses$54--$54
Total Functional Expenses$2,531$2,500$0$5,031
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Affiliates$186,234
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 7A

“Noah and affiliates board of directors consists of 14 members as of december 31, 2020. They have annual elections in december. Terms are for three years. Members elect nine members. Members then appoint other members to three year terms.”

Form 990, Part VI, Section A, Line 7B

“A majority vote is required on board decisions, members from the neighborhood of east boston elect board members consistent with the by-laws.”

Form 990, Part VI, Section B, Line 11B

“The 990 is reviewed by the board, specifically by the board president before it is filed.”

Form 990, Part VI, Section B, Line 12C

“Noah and affiliates board of directors and management are required to file an annual conflict of interest form. These forms are collected and maintained at noah's administrative office. If a conflict arises, it is discussed at the board meeting and noted in the minutes. The particular board member is excluded from voting on a particular issue that he/she has a conflict.”

Form 990, Part VI, Section B, Line 15

“The board reviews and examines all information presented by the board president and executive committee after review of the executive director. The executive director reviews the compensation for all senior staff.”

Form 990, Part VI, Section C, Line 19

“Information is available upon request.”

Filing and Contact Details

Filer

Filer Name
Noah Community Development Fund Inc
EIN
04-3554045
Phone
6175675882
Address
143 BORDER STREET, EAST BOSTON, MA 02128

Signing Officer

Name
Philip Giffee
Title
Executive Director
Phone
6175675882
Signed
2021-06-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Philip Giffee
Formed
2001
Legal Domicile
Ma
Voting Board Members
14
Independent Board Members
14
Employees
0
Volunteers
14

Preparer

Firm
Aafcpas Inc
Address
50 WASHINGTON STREET, WESTBOROUGH, MA 01581
Preparer
Andrew R Puricelli CPA
Phone
5083669100
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C EXPLANATION:

“The board of directors assumes responsibility for the oversight of the audit of the consolidating financial statements. The board of directors approves the consolidating financial statements at the board meeting following the audit.”

Financial Statement Notes

PART X, LINE 2:

“Noah and affiliates, which includes noah community development fund, inc. (ncdfi), account for uncertainty in income taxes in accordance with asc topic, income taxes. This standard clarifies the accounting for uncertainty in tax positions and prescribes a recognition threshold and measurement attribute for the consolidating financial statements regarding a tax position taken or expected to be taken in a tax return. Noah and affiliates has determined that there are no uncertain tax positions which qualify for either recognition or disclosure in the consolidating financial statements at december 31, 2020. Noah and affiliates information returns are subject to examination by the federal and state jurisdictions.”

Raw XML AppendixShowing 400 of 684 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01500
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt03100
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE LOANS AND COUNSELING FOR HOME OWNERSHIP TO LOW TO MODERATE INCOME RESIDENTS.
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0VINNY QUALTIERI
IRS990/BooksInCareOfDetail/PhoneNum06175675882
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0143 BORDER STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0EAST BOSTON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd002128
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt07031
IRS990/CashNonInterestBearingGrp/EOYAmt05684
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd01
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt05031
IRS990/CYOtherRevenueAmt065
IRS990/CYProgramServiceRevenueAmt0397
IRS990/CYRevenuesLessExpensesAmt0-4569
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt05031
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0462
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0PROVIDES LOANS AND COUNSELING FOR HOME OWNERSHIP TO LOW TO MODERATE INCOME RESIDENTS.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt0206391
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt0206391
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt00
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt02531
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditPerformedInd01
IRS990/FederalGrantAuditRequiredInd01
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt02500
IRS990/FeesForServicesAccountingGrp/TotalAmt02500
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt01.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt11.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt21.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt31.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt41.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt51.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt61.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt71.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt81.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt91.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt101.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt111.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt121.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt131.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt141.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt151.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt161.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt037.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt137.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt100.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt110.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt120.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt130.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt150.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt160.25
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd14X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt026350
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt18587
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/PersonNm0PHILIP R GIFFEE
IRS990/Form990PartVIISectionAGrp/PersonNm1VINNY QUALTIERI
IRS990/Form990PartVIISectionAGrp/PersonNm2MICHAEL LAKE
IRS990/Form990PartVIISectionAGrp/PersonNm3MARK SAVATSKY
IRS990/Form990PartVIISectionAGrp/PersonNm4LAUREN DEMAYO CPA
IRS990/Form990PartVIISectionAGrp/PersonNm5ROBERT SCHMIDT
IRS990/Form990PartVIISectionAGrp/PersonNm6RICARDO PATRON
IRS990/Form990PartVIISectionAGrp/PersonNm7ORLANDO PACHECO
IRS990/Form990PartVIISectionAGrp/PersonNm8ERNANI DE ARAUJO ESQ
IRS990/Form990PartVIISectionAGrp/PersonNm9GREG COMEAU CPA
IRS990/Form990PartVIISectionAGrp/PersonNm10RICK HIGH
IRS990/Form990PartVIISectionAGrp/PersonNm11DAVID LANK
IRS990/Form990PartVIISectionAGrp/PersonNm12JOSEPH RUGGERIO
IRS990/Form990PartVIISectionAGrp/PersonNm13CARRIE TENNANT ESQ
IRS990/Form990PartVIISectionAGrp/PersonNm14CYNTHIA BAXTER
IRS990/Form990PartVIISectionAGrp/PersonNm15CLAUDIA CORREA
IRS990/Form990PartVIISectionAGrp/PersonNm16RITA LARA
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt0171666
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt1110000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/TitleTxt0EXECUTIVE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR OF FINANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt2PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt5CLERK
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt14BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt15BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt16BOARD MEMBER (LEFT DURING 2020)
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02001
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt014
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0462
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt014
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt02311
IRS990/InsuranceGrp/TotalAmt02311
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01300
IRS990/LandBldgEquipBasisNetGrp/BOYAmt00
IRS990/LandBldgEquipBasisNetGrp/EOYAmt00
IRS990/LandBldgEquipCostOrOtherBssAmt01300
IRS990/LegalDomicileStateCd0MA
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE LOANS AND COUNSELING FOR HOME OWNERSHIP TO LOW TO MODERATE INCOME RESIDENTS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0824535
IRS990/NetAssetsOrFundBalancesEOYAmt0819966
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0618144
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0613575
IRS990/NondeductibleContributionsInd00
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0991380
IRS990/OtherAssetsTotalGrp/EOYAmt0916321
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/Desc1MISCELLANEOUS
IRS990/OtherExpensesGrp/ProgramServicesAmt0166
IRS990/OtherExpensesGrp/ProgramServicesAmt154
IRS990/OtherExpensesGrp/TotalAmt0166
IRS990/OtherExpensesGrp/TotalAmt154
IRS990/OtherLiabilitiesGrp/BOYAmt0186234
IRS990/OtherLiabilitiesGrp/EOYAmt0186234
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0LATE FEES
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt065
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt065
IRS990/OtherRevenueTotalAmt065
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt012593
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt087200
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01265
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt095
IRS990/PrincipalOfficerNm0PHILIP GIFFEE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0397
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0397
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt04861
IRS990/PYOtherRevenueAmt0284
IRS990/PYProgramServiceRevenueAmt03289
IRS990/PYRevenuesLessExpensesAmt0-1288
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt04861
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03573
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0-4569
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0462
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0397
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt03289
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0948
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt02469
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt03362
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt010465
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearAmt065
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus1YearAmt0284
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus2YearsAmt0176
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus3YearsAmt020
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus4YearsAmt077
IRS990ScheduleA/OtherIncome509Grp/TotalAmt0622
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.94390
IRS990ScheduleA/PublicSupportPY509Pct00.96530
IRS990ScheduleA/PublicSupportTotal509Amt010465
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0397
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt03289
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0948
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt02469
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt03362
IRS990ScheduleA/Total509Grp/TotalAmt010465
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0462
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt03573
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt01124
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt02489
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt03439
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt011087
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01300
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01300
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt036648
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1879673
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0RESTRICTED DEPOSITS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1DUE FROM AFFILIATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0186234
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DUE TO AFFILIATES
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0NOAH AND AFFILIATES, WHICH INCLUDES NOAH COMMUNITY DEVELOPMENT FUND, INC. (NCDFI), ACCOUNT FOR UNCERTAINTY IN INCOME TAXES IN ACCORDANCE WITH ASC TOPIC, INCOME TAXES. THIS STANDARD CLARIFIES THE ACCOUNTING FOR UNCERTAINTY IN TAX POSITIONS AND PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE CONSOLIDATING FINANCIAL STATEMENTS REGARDING A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. NOAH AND AFFILIATES HAS DETERMINED THAT THERE ARE NO UNCERTAIN TAX POSITIONS WHICH QUALIFY FOR EITHER RECOGNITION OR DISCLOSURE IN THE CONSOLIDATING FINANCIAL STATEMENTS AT DECEMBER 31, 2020. NOAH AND AFFILIATES INFORMATION RETURNS ARE SUBJECT TO EXAMINATION BY THE FEDERAL AND STATE JURISDICTIONS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0916321
IRS990ScheduleD/TotalLiabilityAmt0186234
IRS990ScheduleJ/AnyNonFixedPaymentsInd00
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd00
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd00
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/InitialContractExceptionInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt0171666
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt026350
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0PHILIP R GIFFEE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0EXECUTIVE DIRECTOR
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt0198016
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0THE BOARD REVIEWS AND EXAMINES ALL INFORMATION PRESENTED BY THE BOARD PRESIDENT AND EXECUTIVE COMMITTEE AFTER REVIEW OF THE EXECUTIVE DIRECTOR.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NOAH AND AFFILIATES BOARD OF DIRECTORS CONSISTS OF 14 MEMBERS AS OF DECEMBER 31, 2020. THEY HAVE ANNUAL ELECTIONS IN DECEMBER. TERMS ARE FOR THREE YEARS. MEMBERS ELECT NINE MEMBERS. MEMBERS THEN APPOINT OTHER MEMBERS TO THREE YEAR TERMS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1A MAJORITY VOTE IS REQUIRED ON BOARD DECISIONS, MEMBERS FROM THE NEIGHBORHOOD OF EAST BOSTON ELECT BOARD MEMBERS CONSISTENT WITH THE BY-LAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE 990 IS REVIEWED BY THE BOARD, SPECIFICALLY BY THE BOARD PRESIDENT BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3NOAH AND AFFILIATES BOARD OF DIRECTORS AND MANAGEMENT ARE REQUIRED TO FILE AN ANNUAL CONFLICT OF INTEREST FORM. THESE FORMS ARE COLLECTED AND MAINTAINED AT NOAH'S ADMINISTRATIVE OFFICE. IF A CONFLICT ARISES, IT IS DISCUSSED AT THE BOARD MEETING AND NOTED IN THE MINUTES. THE PARTICULAR BOARD MEMBER IS EXCLUDED FROM VOTING ON A PARTICULAR ISSUE THAT HE/SHE HAS A CONFLICT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD REVIEWS AND EXAMINES ALL INFORMATION PRESENTED BY THE BOARD PRESIDENT AND EXECUTIVE COMMITTEE AFTER REVIEW OF THE EXECUTIVE DIRECTOR. THE EXECUTIVE DIRECTOR REVIEWS THE COMPENSATION FOR ALL SENIOR STAFF.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5INFORMATION IS AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS ASSUMES RESPONSIBILITY FOR THE OVERSIGHT OF THE AUDIT OF THE CONSOLIDATING FINANCIAL STATEMENTS. THE BOARD OF DIRECTORS APPROVES THE CONSOLIDATING FINANCIAL STATEMENTS AT THE BOARD MEETING FOLLOWING THE AUDIT.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 7A

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,009,300
Liabilities
$189,334
Net assets
$819,966
Revenue
$462
Expenses
$5,031
Net income
-$4,569
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.91$0.19$0.72$0.00$0.00$0.00
2023Detailed filing. Detailed filing data is available for this year.$0.91$0.19$0.72$0.00$0.09$0.09
2022Detailed filing. Detailed filing data is available for this year.$1.00$0.19$0.81$0.00$0.01$0.01
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.00$0.19$0.82$0.00$0.00$0.00
2020Detailed filing. Detailed filing data is available for this year.$1.01$0.19$0.82$0.00$0.01$0.00
2019Detailed filing. Detailed filing data is available for this year.$1.01$0.19$0.82$0.00$0.00$0.00
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.92$0.19$0.73$0.00$0.01$0.00
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.92$0.19$0.74$0.00$0.01$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.93$0.19$0.75$0.00$0.01$0.00
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.94$0.19$0.75$0.01$0.01$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.94$0.19$0.75$0.01$0.01$0.01
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.96$0.19$0.77$0.03$0.01$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.94$0.19$0.75$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.99$0.19$0.80$0.02
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.01$0.22$0.79$0.02$0.15$0.13