Liabilities / Assets
99th percentile
Higher debt load relative to assets than 99% of similar nonprofits.
EIN 04-3249517 • 501(c)3 • Boston, MA
Profile
To provide post-ownership and pre-purchase assistance and extensive counseling for homeowners and homebuyers and neighborhood stabilization activities.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
99th percentile
Higher debt load relative to assets than 99% of similar nonprofits.
Liabilities / Revenue
97th percentile
Higher debt load relative to revenue than 97% of similar nonprofits.
Net Margin
2nd percentile
Higher net margin than 2% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
82nd percentile
Faster asset growth than 82% of similar nonprofits.
Revenue Growth
30th percentile
Faster revenue growth than 30% of similar nonprofits.
Assets
Up$33,225,175
Up $5,503,865 (+20%) from 2023
Liabilities
Up$84,078,693
Up $14,282,979 (+20%) from 2023
Net Assets
Down-$50,853,518
Down $8,779,114 (-21%) from 2023
Revenue
Down$5,932,006
Down $54,379 (-0.9%) from 2023
Expenses
Up$14,733,297
Up $5,811,930 (+65%) from 2023
Net Income
Down-$8,801,291
Down $5,866,309 (-200%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
To provide post-ownership and pre-purchase assistance and extensive counseling for homeowners and homebuyers and neighborhood stabilization activities.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments in Publicly Traded Securities | $16,708,462 | $22,440,724 | ▲ $5,732,262 |
| Land, Buildings, and Equipment, Net | $4,280,494 | $4,633,736 | ▲ $353,242 |
| Pledges and Grants Receivable | $4,339,606 | $4,311,800 | ▼ $27,806 |
| Savings and Temporary Cash Investments | $2,286,373 | $1,681,867 | ▼ $604,506 |
| Total Assets | $27,721,310 | $33,225,175 | ▲ $5,503,865 |
| Other Assets Total | $106,375 | $157,048 | ▲ $50,673 |
| Liabilities | |||
| Other Liabilities | $69,553,860 | $83,927,114 | ▲ $14,373,254 |
| Accounts Payable and Accrued Expenses | $241,854 | $151,579 | ▼ $90,275 |
| Total Liabilities | $69,795,714 | $84,078,693 | ▲ $14,282,979 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $-42,074,404 | $-50,853,518 | ▼ $8,779,114 |
| Total Net Assets Fund Balance | $-42,074,404 | $-50,853,518 | ▼ $8,779,114 |
| Total Liabilities and Net Assets / Fund Balance | $27,721,310 | $33,225,175 | ▲ $5,503,865 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $3,669,154 | $246,438 | $3,915,592 |
| Land | $964,582 | - | $964,582 |
| Equipment | $0 | $303,548 | $303,548 |
| Name | Title | Full / Part Time | Other | Total |
|---|---|---|---|---|
| Marissa Landrau-pirazzi | Clerk | PT | $112,954 | $112,954 |
| Name | Title |
|---|---|
| Bruce Marks | President |
| Carmen Anao | Director |
| Douglas Fierberg | Director |
| Lea Watterson | Training Director |
| Latisha Geter | Housing Counseling - Purchase |
| Nhut Nguyen | Information Technology It |
| Diego Luque | Operations |
| Glynn Lloyd | Treasurer |
| Erick Exum | Underwriting Officer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $10,700,173 |
| Other Expenses | $4,030,474 |
| Grants and Similar Amounts Paid | $2,650 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $9,108,115 | - | - | $9,108,115 |
| Occupancy | $1,690,271 | - | - | $1,690,271 |
| Office Expenses | $958,435 | $297,610 | - | $1,256,045 |
| Other Employee Benefits | $1,223,543 | - | - | $1,223,543 |
| Payroll Taxes | $368,515 | - | - | $368,515 |
| Depreciation Depletion | $183,223 | - | - | $183,223 |
| Travel | $175,427 | $15 | - | $175,442 |
| Fees for Service Investment Mgmnt Fees | - | $12,734 | - | $12,734 |
| Other Expenses | $11,250 | $20 | - | $11,250 |
| Fees for Services Other | $5,406 | - | - | $5,406 |
| Grants to Domestic Orgs | $2,650 | - | - | $2,650 |
| All Other Expenses | $1,038 | - | - | $1,038 |
| Total Functional Expenses | $14,268,627 | $464,670 | $0 | $14,733,297 |
| Line Item | Amount |
|---|---|
| Total Expenses per Audited Statements | $14,813,411 |
| Total Expenses per Form 990 | $14,733,296 |
| Expenses per Audited Statements | $14,719,539 |
| Expenses Not Reported on Form 990 | $93,872 |
| Expenses Not Reported on Financial Statements | $13,757 |
| Other Expense Adjustments | $1,023 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Due From Affiliates | $83,903,955 |
| Security Deposits | $23,159 |
“Ceo/president of the board is married to the clerk of the board.”
“Naca appoints the board of directors for nsc.”
“Form 990 is provided to and reviewed by the board of directors and officers prior to filing.”
“Board reviews any potential conflicts of interest.”
“Compensation of the ceo is approved by members of the board that are independent of the ceo. Compensation for other staff and key employees is determined by the ceo, and subsequently reviewed by the board of directors as appropriate.”
“Governing documents, conflict of interest policy, and financial statements are made available upon request.”
“ROUNDING 1.”
“Credit report fees netted with revenue 93,872.”
“Membership refunds included in expenses 1,023.”
“Credit report fees netted with revenue 93,872.”
“Membership refunds included in expenses 1,023.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 241854 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 151579 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE POST-OWNERSHIP AND PRE-PURCHASE ASSISTANCE AND EXTENSIVE COUNSELING FOR HOMEOWNERS AND HOMEBUYERS AND NEIGHBORHOOD STABILIZATION ACTIVITIES. |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 1038 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 1038 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | BRUCE MARKS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8573288954 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 225 CENTRE STREET SUITE 100 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | BOSTON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 02119 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 1 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 4664870 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 2650 |
| IRS990/CYInvestmentIncomeAmt | 0 | 773196 |
| IRS990/CYOtherExpensesAmt | 0 | 4030474 |
| IRS990/CYOtherRevenueAmt | 0 | 28338 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 465602 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -8801291 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 10700173 |
| IRS990/CYTotalExpensesAmt | 0 | 14733297 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 5932006 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 183223 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 183223 |
| IRS990/Desc | 0 | NSC HELPS HOMEOWNERS AND HOMEBUYERS, WHO ARE PRIMARILY LOW TO MODERATE INCOME OR FROM LOW TO MODERATE INCOME COMMUNITIES, BY PROVIDING EXTENSIVE COUNSELING FOR HOMEBUYERS AND HOMEOWNERS WITH AN UNAFFORDABLE MORTGAGE. SERVICES INCLUDE COMPREHENSIVE COUNSELING, BUDGETING, AND OTHER PRE-PURCHASE AND POST-PURCHASE ASSISTANCE. NSC ALSO SERVES TO PROMOTE NEIGHBORHOOD STABILIZATION INITIATIVES AND ACTIVITIES RELATED TO FAIR LENDING AS WELL AS ADDRESSING OTHER ISSUES OF ECONOMIC JUSTICE AND FINANCIAL EXPLOITATION OF PRIMARILY LOW AND MODERATE INCOME INDIVIDUALS AND COMMUNITIES. |
| IRS990/DescribedInSection501c3Ind | 0 | 1 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 14268627 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 1 |
| IRS990/FederalGrantAuditPerformedInd | 0 | 1 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 1 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 5406 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 5406 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt | 0 | 12734 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 12734 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.75 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.75 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 43.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 43.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 10.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 43.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 10.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 7.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 7.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 7.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 25524 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 29135 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 29472 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 28727 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 29397 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 24821 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | BRUCE MARKS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | GLYNN LLOYD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | MARISSA LANDRAU-PIRAZZI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | CARMEN ANAO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DOUGLAS FIERBERG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | LEA WATTERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | ERICK EXUM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | DIEGO LUQUE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | NHUT NGUYEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | LATISHA GETER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 239809 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 112954 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 164712 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 155027 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 195277 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 152538 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 129624 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | CLERK |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | TRAINING DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | UNDERWRITING OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | OPERATIONS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | INFORMATION TECHNOLOGY IT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | HOUSING COUNSELING - PURCHASE |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1997 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 52806 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 4 |
| IRS990/GovernmentGrantsAmt | 0 | 4664870 |
| IRS990/GrantAmt | 0 | 2650 |
| IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt | 0 | 2650 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 2650 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 11826374 |
| IRS990/GrossReceiptsAmt | 0 | 17705574 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 28338 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 3 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 720390 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 720390 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 16708462 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 22440724 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 549986 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 4280494 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 4633736 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 5183722 |
| IRS990/LegalDomicileStateCd | 0 | MA |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 11773568 |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 0 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LobbyingActivitiesInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO PROVIDE POST-OWNERSHIP AND PRE-PURCHASE ASSISTANCE AND EXTENSIVE COUNSELING FOR HOMEOWNERS AND HOMEBUYERS AND NEIGHBORHOOD STABILIZATION ACTIVITIES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | -42074404 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | -50853518 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 52806 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 52806 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 28338 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 28338 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 22176 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | -42074404 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | -50853518 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 1690271 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 1690271 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 297610 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 958435 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1256045 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 106375 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 157048 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 1 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 1223543 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 1223543 |
| IRS990/OtherExpensesGrp/Desc | 0 | MAINTENANCE & WARRANTIE |
| IRS990/OtherExpensesGrp/Desc | 1 | COMMUNICATION |
| IRS990/OtherExpensesGrp/Desc | 2 | EDUCATION & TRAINING |
| IRS990/OtherExpensesGrp/Desc | 3 | RE EXPENSES |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 154291 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 20 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 237306 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 254383 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 49065 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 11250 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 391597 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 254403 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 49065 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 11250 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 69553860 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 83927114 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 9108115 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 9108115 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 368515 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 368515 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 4339606 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 4311800 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | BRUCE MARKS |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 624200 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 624200 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | CREDIT REPORT FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | MEMBER FEE |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 443510 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 22092 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 443510 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 22092 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 5142610 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 1000000 |
| IRS990/PYInvestmentIncomeAmt | 0 | 549238 |
| IRS990/PYOtherExpensesAmt | 0 | 3394993 |
| IRS990/PYOtherRevenueAmt | 0 | 144913 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 149624 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -2934982 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 4526374 |
| IRS990/PYTotalExpensesAmt | 0 | 8921367 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 5986385 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -8801291 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 1 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 28338 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 465602 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2286373 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 1681867 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 4664870 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 5142610 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 6672799 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 6718075 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 4891437 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 28089791 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 748728 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 662540 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 373900 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 136064 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 237485 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 2158717 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 1275848 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 4102 |
| IRS990ScheduleA/OtherIncome170Grp/TotalAmt | 0 | 4102 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.92850 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.93440 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 28089791 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 4664870 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 5142610 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 6672799 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 6718075 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 4891437 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 28089791 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 30252610 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990/ScheduleBRequiredInd | 0 | 1 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 3669154 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 246438 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 3915592 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 303548 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 303548 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 93872 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 13757 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 14719539 |
| IRS990ScheduleD/InvestmentExpensesNotIncld2Amt | 0 | 12734 |
| IRS990ScheduleD/InvestmentExpensesNotIncldAmt | 0 | 12734 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 964582 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 964582 |
| IRS990ScheduleD/NetUnrealizedGainsInvstAmt | 0 | 22176 |
| IRS990ScheduleD/OtherExpensesIncludedAmt | 0 | 93872 |
| IRS990ScheduleD/OtherExpensesNotIncludedAmt | 0 | 1023 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 83903955 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 23159 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | DUE FROM AFFILIATES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | SECURITY DEPOSITS |
| IRS990ScheduleD/OtherRevenueAmt | 0 | 93872 |
| IRS990ScheduleD/OtherRevenuesNotIncludedAmt | 0 | 1023 |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 116048 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 13757 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 5918249 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | CREDIT REPORT FEES NETTED WITH REVENUE 93,872. |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 1 | MEMBERSHIP REFUNDS INCLUDED IN EXPENSES 1,023. |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 2 | CREDIT REPORT FEES NETTED WITH REVENUE 93,872. |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 3 | MEMBERSHIP REFUNDS INCLUDED IN EXPENSES 1,023. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART XI, LINE 2D - OTHER ADJUSTMENTS: |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | PART XI, LINE 4B - OTHER ADJUSTMENTS: |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | PART XII, LINE 2D - OTHER ADJUSTMENTS: |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | PART XII, LINE 4B - OTHER ADJUSTMENTS: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 4633736 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 14733296 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 83927114 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 5932006 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 6034297 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 14813411 |
| IRS990ScheduleJ/AnyNonFixedPaymentsInd | 0 | 0 |
| IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd | 0 | 0 |
| IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd | 0 | 0 |
| IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd | 0 | 0 |
| IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd | 0 | 0 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990ScheduleJ/InitialContractExceptionInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 3 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 4 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 5 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 3 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 4 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 5 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 3 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 4 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 5 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 239809 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 1 | 164712 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 2 | 155027 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 3 | 195277 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 4 | 152538 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 5 | 129624 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
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