Civic Intelligence

Edith Stewart Chase Foundation Agy

EIN 04-3242344 • 501(c)3 • Hanover, MA

Profile

To assist retired members of the retired educators association of massachusetts (ream) who are in need of assistance on a temporary basis

2036 Washington StreetHanover, MA 02339

www.edithstewartchasefoundation.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

18th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

19th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

90th percentile

51%

Higher net margin than 90% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

47th percentile

2.7%

Faster asset growth than 47% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

90th percentile

74%

Faster revenue growth than 90% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Up

$1,322,023

Up $34,677 (+2.7%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Up

$1,322,023

Up $34,677 (+2.7%) from 2023

Revenue

Up

$67,816

Up $28,833 (+74%) from 2023

Expenses

Down

$33,429

Down $3,694 (-10.0%) from 2023

Net Income

Up

$34,387

Up $32,527 (+1749%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2011: $818,069Liabilities 2011: $0Net Assets 2011: $818,0692011Assets 2012: $808,754Liabilities 2012: $0Net Assets 2012: $808,7542012Assets 2013: $811,700Liabilities 2013: $0Net Assets 2013: $811,7002013Assets 2014: $821,683Liabilities 2014: $0Net Assets 2014: $821,6832014Assets 2015: $833,759Liabilities 2015: $0Net Assets 2015: $833,7592015Assets 2016: $820,234Liabilities 2016: $0Net Assets 2016: $820,2342016Assets 2017: $837,508Liabilities 2017: $0Net Assets 2017: $837,5082017Assets 2018: $823,947Liabilities 2018: $0Net Assets 2018: $823,9472018Assets 2019: $1,037,012Liabilities 2019: $0Net Assets 2019: $1,037,0122019Assets 2020: $1,218,067Liabilities 2020: $0Net Assets 2020: $1,218,0672020Assets 2021: $1,266,981Liabilities 2021: $0Net Assets 2021: $1,266,9812021Assets 2022: $1,284,671Liabilities 2022: $0Net Assets 2022: $1,284,6712022Assets 2023: $1,287,346Liabilities 2023: $0Net Assets 2023: $1,287,3462023Assets 2024: $1,322,023Liabilities 2024: $0Net Assets 2024: $1,322,0232024

Highlighted filing

2024

Assets$1,322,023
Liabilities$0
Net Assets$1,322,023

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $23,304Expenses 2011: $40,386Net Income 2011: -$17,0822011Revenue 2012: $39,567Expenses 2012: $48,918Net Income 2012: -$9,3512012Revenue 2013: $45,752Expenses 2013: $42,806Net Income 2013: $2,9462013Revenue 2014: $52,806Expenses 2014: $48,271Net Income 2014: $4,5352014Revenue 2015: $59,363Expenses 2015: $37,327Net Income 2015: $22,0362015Revenue 2016: $35,223Expenses 2016: $48,674Net Income 2016: -$13,4512016Revenue 2017: $53,096Expenses 2017: $35,326Net Income 2017: $17,7702017Revenue 2018: $41,697Expenses 2018: $55,682Net Income 2018: -$13,9852018Revenue 2019: $256,004Expenses 2019: $48,273Net Income 2019: $207,7312019Revenue 2020: $228,410Expenses 2020: $46,303Net Income 2020: $182,1072020Revenue 2021: $88,892Expenses 2021: $40,205Net Income 2021: $48,6872021Revenue 2022: $51,472Expenses 2022: $33,036Net Income 2022: $18,4362022Revenue 2023: $38,983Expenses 2023: $37,123Net Income 2023: $1,8602023Revenue 2024: $67,816Expenses 2024: $33,429Net Income 2024: $34,3872024

Highlighted filing

2024

Revenue$67,816
Expenses$33,429
Net Income$34,387

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.32$0.00$1.32$0.07$0.03$0.03
2023Detailed filing. Detailed filing data is available for this year.$1.29$0.00$1.29$0.04$0.04$0.00
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.28$0.00$1.28$0.05$0.03$0.02
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.27$0.00$1.27$0.09$0.04$0.05
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.22$0.00$1.22$0.23$0.05$0.18
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.04$0.00$1.04$0.26$0.05$0.21
2018Summary only. Only limited summary data is available for this year.$0.82$0.00$0.82$0.04$0.06$0.01
2017Summary only. Only limited summary data is available for this year.$0.84$0.00$0.84$0.05$0.04$0.02
2016Summary only. Only limited summary data is available for this year.$0.82$0.00$0.82$0.04$0.05$0.01
2015Summary only. Only limited summary data is available for this year.$0.83$0.00$0.83$0.06$0.04$0.02
2014Summary only. Only limited summary data is available for this year.$0.82$0.00$0.82$0.05$0.05$0.00
2013Summary only. Only limited summary data is available for this year.$0.81$0.00$0.81$0.05$0.04$0.00
2012Summary only. Only limited summary data is available for this year.$0.81$0.00$0.81$0.04$0.05$0.01
2011Summary only. Only limited summary data is available for this year.$0.82$0.00$0.82$0.02$0.04$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 7, 2025
Return Version
2024v5.2
Gross Receipts
$147,178
Mission and Program Overview

Mission

To assist retired members of the retired educators association of massachusetts (ream) who are in need of assistance on a temporary basis

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$1,287,346$1,322,023▲ $34,677
Investments in Publicly Traded Securities$1,198,484$1,199,766▲ $1,282
Savings and Temporary Cash Investments$85,406$119,071▲ $33,665
Cash and Non-Interest-Bearing Accounts$3,456$3,186▼ $270
Total Assets$1,287,346$1,322,023▲ $34,677
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,287,346$1,322,023▲ $34,677
Total Liabilities and Net Assets / Fund Balance$1,287,346$1,322,023▲ $34,677
Compensation and Service Providers

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$3,462
Program Service Revenue
$0
Investment Income
$64,354
Other Revenue
$0
All Other Contributions
$3,462
Change in Net Assets
$34,387
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$24,029
Grants and Similar Amounts Paid$7,000
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Service Investment Mgmnt Fees-$12,058-$12,058
Grants to Domestic Individuals$7,000--$7,000
Occupancy-$4,033-$4,033
Office Expenses-$2,418-$2,418
Benefits to Members$2,400--$2,400
All Other Expenses-$1,902-$1,902
Information Technology-$960-$960
Insurance-$958-$958
Travel-$900-$900
Fees for Services Accounting-$800-$800
Total Functional Expenses$9,400$24,029$0$33,429
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11-description of Process for Review

The trust officer reviews form 990 prior to filing and forwards a copy to ream.

Form 990, Page 6, Part VI, Line 19

The organization governing documents, policies, and financial statements of the trust are available upon request.

Filing and Contact Details

Filer

Filer Name
Edith Stewart Chase Foundation Agy
EIN
04-3242344
Phone
5084220109
Address
2036 WASHINGTON STREET, HANOVER, MA 02339

Signing Officer

Name
Margaret a Bilodeau
Title
Trustee
Phone
5084220109
Signed
2025-10-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Margaret Bilodeau
Formed
1994
Legal Domicile
Ma
Voting Board Members
0
Independent Board Members
0
Employees
0
Volunteers
8

Preparer

Firm
Rockland Trust Company
Address
2036 WASHINGTON STREET, Hanover, MA 02339
Preparer
Rita Yeung
Phone
8008266101
Supplemental Narrative

Additional Explanations

Explanation for Form 990, Part XI, Line 9

BOOK VALUE ADJUSTMENT

Raw XML Appendix326 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/BooksInCareOfDetail/PhoneNum08008266101
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02036 WASHINGTON STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0HANOVER
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IRS990/CYTotalRevenueAmt067816
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
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IRS990/Form990PartVIISectionAGrp/PersonNm1JAMES CARLTON
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt1TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt2TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt3TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt4TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt5TRUSTEE
IRS990/Form990ProvidedToGvrnBodyInd0true
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IRS990/GainOrLossGrp/SecuritiesAmt021666
IRS990/GamingActivitiesInd0false
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IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0101028
IRS990/GrossReceiptsAmt0147178
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt0960
IRS990/InformationTechnologyGrp/TotalAmt0960
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IRS990/InsuranceGrp/TotalAmt0958
IRS990/InvestmentIncomeGrp/ExclusionAmt042688
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt042688
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt01198484
IRS990/InvestmentsPubTradedSecGrp/EOYAmt01199766
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
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IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt079362
IRS990/LoanOutstandingInd0false
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IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
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IRS990/MoreThan5000KToIndividualsInd0false
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IRS990/NetUnrelatedBusTxblIncmAmt00
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE TRUST OFFICER REVIEWS FORM 990 PRIOR TO FILING AND FORWARDS A COPY TO REAM.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION GOVERNING DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS OF THE TRUST ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2BOOK VALUE ADJUSTMENT
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11-DESCRIPTION OF PROCESS FOR REVIEW
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2EXPLANATION FOR FORM 990, PART XI, LINE 9
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IRS990/TotalAssetsGrp/BOYAmt01287346
IRS990/TotalAssetsGrp/EOYAmt01322023
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt03462
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt024029
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt09400
IRS990/TotalFunctionalExpensesGrp/TotalAmt033429
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt00
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01287346
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01322023
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt07000
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt042688
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt021666
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt067816
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01287346
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01322023
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ManagementAndGeneralAmt0900
IRS990/TravelGrp/TotalAmt0900
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationTrustInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt014 Misco Brook Path
IRS990/USAddress/CityNm0Grafton
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd001519
IRS990/VotingMembersGoverningBodyCnt00
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0www.edithstewartchasefoundation.org
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MARGARET A BILODEAU
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Trustee
ReturnHeader/BusinessOfficerGrp/PhoneNum05084220109
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0EDITH STEWART CHASE FOUNDATION AGY
ReturnHeader/Filer/BusinessNameControlTxt0CHAS
ReturnHeader/Filer/EIN0043242344
ReturnHeader/Filer/PhoneNum05084220109
ReturnHeader/Filer/USAddress/AddressLine1Txt02036 WASHINGTON STREET
ReturnHeader/Filer/USAddress/CityNm0HANOVER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd002339
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0041782600
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ROCKLAND TRUST COMPANY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02036 WASHINGTON STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Hanover
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd002339
ReturnHeader/PreparerPersonGrp/PhoneNum08008266101
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-07
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RITA YEUNG
ReturnHeader/ReturnTs02025-10-10T13:01:24-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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