Civic Intelligence

Southeastern Massachusetts Credit Grantors Inc

990EZ • Fiscal year 2018 • EIN 04-3011000

Sep 01, 2017 to Aug 31, 2018 • Filed on Jan 10, 2019

Organization Profilewww.snecg.org
PO Box 50717New Bedford, MA 02745

(781) 573-1384

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2018

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2018

Net Margin

20th percentile

-12%

Higher net margin than 20% of similar nonprofits.

2018 filings • 501(c)6 • <$500k nonprofits • Source year 2018

Top Officer Pay

70th percentile

$0

Higher top officer pay than 70% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2018 filings • 501(c)6 • <$500k nonprofits • Source year 2018

Asset Growth

38th percentile

-3.7%

Faster asset growth than 38% of similar nonprofits.

2018 filings • 501(c)6 • <$500k nonprofits • Annualized from 2017 to 2018

Revenue Growth

20th percentile

-16%

Faster revenue growth than 20% of similar nonprofits.

2018 filings • 501(c)6 • <$500k nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$48,880

Down $1,865 (-3.7%) from 2017

Net Assets

Down

$48,880

Down $1,865 (-3.7%) from 2017

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin20th percentile

Revenue

Down

$14,938

Down $2,860 (-16%) from 2017

Expenses

Down

$16,803

Down $5,196 (-24%) from 2017

Net Income

Up

-$1,865

Up $2,336 (+56%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth38th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60K$40K$20K$0Assets 2010: $51,257Liabilities 2010: $02010Assets 2011: $52,773Net Assets 2011: $52,7732011Assets 2012: $50,114Net Assets 2012: $50,1142012Assets 2013: $51,431Liabilities 2013: $0Net Assets 2013: $51,4312013Assets 2014: $50,259Liabilities 2014: $0Net Assets 2014: $50,2592014Assets 2015: $54,431Liabilities 2015: $0Net Assets 2015: $54,4312015Assets 2016: $54,946Liabilities 2016: $02016Assets 2017: $50,745Liabilities 2017: $0Net Assets 2017: $50,7452017Assets 2018: $48,880Net Assets 2018: $48,8802018Assets 2019: $0Net Assets 2019: $02019

Highlighted filing

2018

Assets$48,880
Liabilities-
Net Assets$48,880
Open 2018 Filing

Operations Trend

Revenue Growth20th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40K$20K$0-$20K-$40KRevenue 2010: $16,931Expenses 2010: $16,871Net Income 2010: $602010Revenue 2011: $15,863Expenses 2011: $14,347Net Income 2011: $1,5162011Revenue 2012: $17,246Expenses 2012: $19,905Net Income 2012: -$2,6592012Revenue 2013: $19,392Expenses 2013: $18,075Net Income 2013: $1,3172013Revenue 2014: $18,931Expenses 2014: $20,103Net Income 2014: -$1,1722014Revenue 2015: $25,048Expenses 2015: $20,876Net Income 2015: $4,1722015Revenue 2016: $21,985Expenses 2016: $21,470Net Income 2016: $5152016Revenue 2017: $17,798Expenses 2017: $21,999Net Income 2017: -$4,2012017Revenue 2018: $14,938Expenses 2018: $16,803Net Income 2018: -$1,8652018Revenue 2019: $8,330Expenses 2019: $28,922Net Income 2019: -$20,5922019

Highlighted filing

2018

Revenue$14,938
Expenses$16,803
Net Income-$1,865
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Sep 1, 2017 to Aug 31, 2018
Signed
Jan 10, 2019
Return Version
2017v2.2
Gross Receipts
$23,217
Mission and Program Overview

Mission

The Organization's mission is to support and educate those businesses engaged in the extension of retail credit.

Program Services

DescriptionGrantsExpenses
Providing scholarships (based on academic standing and need) to high school and college students within the local communities of our members.--
Bringing together those engaged in the extending and management of credit by the credit grantors of southern New England states; promoting protective, educational and social intercourse; guarding against fraud and imposition; cooperating with kindred associations; improving existing methods for the collection and diffusion of data related to credit; creating greater uniformity in usage of trade; and establishing closer ties of business whereby the welfare of all are advanced.--
Compensation and Service Providers
Top Officer Pay70th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Lisa KenneyPresident-$0--
Carla DaSilvaTreasurer-$0--
Stephanie FlynnSecretary-$0--
Kami McMorrowDirector-$0--
Kerri GomesDirector-$0--
Nancy SilvaDirector-$0--
Jennifer BenoitVice President-$0--
Lindsay A BerriaultDirector-$0--
Filing and Contact Details

Filer

Filer Name
Southern New England
EIN
04-3011000
Phone
7815731384
Address
PO Box 50717, New Bedford, MA 02745

Signing Officer

Name
Jennifer Benoit
Title
Vice President
Signed
2019-01-10
Discuss with paid preparer
Yes

Preparer

Firm
Adam M Domow CPA
Address
5 Autumn Lane, Chelmsford, MA 01824
Preparer
Adam M Domow CPA
Phone
9789731607
Supplemental Narrative

Additional Explanations

Other Expenses.1001

“Advertising and Promotion $487”

Other Expenses.1003

“Information Technology $1660”

Other Expenses.1

“Meeting Expense $4724”

Other Expenses.2

“Gifts $601”

Other Expenses.4

“Supplies $129”

Other Expenses.5

“MA Annual Report $18”

Raw XML Appendix132 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Jennifer Benoit
IRS990EZ/BooksInCareOfDetail/PhoneNum05085338661
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt070 Main Street
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Medway
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd002053
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt050745
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt048880
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt04998
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-1865
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0550
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form720FiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt050745
IRS990EZ/Form990TotalAssetsGrp/EOYAmt048880
IRS990EZ/FundraisingGrossIncomeAmt07822
IRS990EZ/GrantsAndSimilarAmountsPaidAmt08350
IRS990EZ/GrossReceiptsAmt023217
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt0102
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt010295
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt050745
IRS990EZ/NetAssetsOrFundBalancesEOYAmt048880
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt050745
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt048880
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Lisa Kenney
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Carla DaSilva
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Stephanie Flynn
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Kami McMorrow
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Kerri Gomes
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Nancy Silva
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Jennifer Benoit
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Lindsay A Berriault
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt07619
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0The Organization's mission is to support and educate those businesses engaged in the extension of retail credit.
IRS990EZ/PrintingPublicationsPostageAmt0284
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Providing scholarships (based on academic standing and need) to high school and college students within the local communities of our members.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Bringing together those engaged in the extending and management of credit by the credit grantors of southern New England states; promoting protective, educational and social intercourse; guarding against fraud and imposition; cooperating with kindred associations; improving existing methods for the collection and diffusion of data related to credit; creating greater uniformity in usage of trade; and establishing closer ties of business whereby the welfare of all are advanced.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt08279
IRS990EZ/SpecialEventsNetIncomeLossAmt0-457
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt016803
IRS990EZ/TotalRevenueAmt014938
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.snecg.org
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Advertising and Promotion $487
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Information Technology $1660
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Meeting Expense $4724
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Gifts $601
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Supplies $129
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5MA Annual Report $18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1001
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1003
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.5
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Jennifer Benoit
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Vice President
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-01-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Southern New England
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0Credit Grantors Inc
ReturnHeader/Filer/BusinessNameControlTxt0SOUT
ReturnHeader/Filer/EIN0043011000
ReturnHeader/Filer/PhoneNum07815731384
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 50717
ReturnHeader/Filer/USAddress/CityNm0New Bedford
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd002745
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Adam M Domow CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05 Autumn Lane
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Chelmsford
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001824
ReturnHeader/PreparerPersonGrp/PhoneNum09789731607
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Adam M Domow CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02019-01-10T18:07:45-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02017-09-01
ReturnHeader/TaxPeriodEndDt02018-08-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$48,880
Liabilities
-
Net assets
$48,880
Revenue
$14,938
Expenses
$16,803
Net income
-$1,865
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$8.33$28.9$20.6
2018Detailed filing. Detailed filing data is available for this year.$48.9$48.9$14.9$16.8$1.87
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$50.7$0.00$50.7$17.8$22.0$4.20
2016Summary only. Only limited summary data is available for this year.$54.9$0.00$22.0$21.5$0.52
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$54.4$0.00$54.4$25.0$20.9$4.17
2014Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$50.3$0.00$50.3$18.9$20.1$1.17
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$51.4$0.00$51.4$19.4$18.1$1.32
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.1$50.1$17.2$19.9$2.66
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$52.8$52.8$15.9$14.3$1.52
2010Summary only. Only limited summary data is available for this year.$51.3$0.00$16.9$16.9$0.06