Civic Intelligence

Southeastern Massacusuetts Credit Grantors Inc

EIN 04-3011000 • 501(c)6 • Swansea, MA

PO Box 94Swansea, MA 02375
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2019

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2019

Net Margin

4th percentile

-247%

Higher net margin than 4% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2019

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2019

Asset Growth

8th percentile

-100%

Faster asset growth than 8% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

13th percentile

-44%

Faster revenue growth than 13% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $48,880 (-100%) from 2018

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$0

Down $48,880 (-100%) from 2018

Operations
Liabilities / RevenueScore unavailableNet Margin4th percentile

Revenue

Down

$8,330

Down $6,608 (-44%) from 2018

Expenses

Up

$28,922

Up $12,119 (+72%) from 2018

Net Income

Down

-$20,592

Down $18,727 (-1004%) from 2018

Trend Graphs

Balance Sheet Trend

Asset Growth8th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2010: $51,257Liabilities 2010: $02010Assets 2011: $52,773Net Assets 2011: $52,7732011Assets 2012: $50,114Net Assets 2012: $50,1142012Assets 2013: $51,431Liabilities 2013: $0Net Assets 2013: $51,4312013Assets 2014: $50,259Liabilities 2014: $0Net Assets 2014: $50,2592014Assets 2015: $54,431Liabilities 2015: $0Net Assets 2015: $54,4312015Assets 2016: $54,946Liabilities 2016: $02016Assets 2017: $50,745Liabilities 2017: $0Net Assets 2017: $50,7452017Assets 2018: $48,880Net Assets 2018: $48,8802018Assets 2019: $0Net Assets 2019: $02019

Highlighted filing

2019

Assets$0
Liabilities-
Net Assets$0
Open 2019 Filing

Operations Trend

Revenue Growth13th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40K$20K$0-$20K-$40KRevenue 2010: $16,931Expenses 2010: $16,871Net Income 2010: $602010Revenue 2011: $15,863Expenses 2011: $14,347Net Income 2011: $1,5162011Revenue 2012: $17,246Expenses 2012: $19,905Net Income 2012: -$2,6592012Revenue 2013: $19,392Expenses 2013: $18,075Net Income 2013: $1,3172013Revenue 2014: $18,931Expenses 2014: $20,103Net Income 2014: -$1,1722014Revenue 2015: $25,048Expenses 2015: $20,876Net Income 2015: $4,1722015Revenue 2016: $21,985Expenses 2016: $21,470Net Income 2016: $5152016Revenue 2017: $17,798Expenses 2017: $21,999Net Income 2017: -$4,2012017Revenue 2018: $14,938Expenses 2018: $16,803Net Income 2018: -$1,8652018Revenue 2019: $8,330Expenses 2019: $28,922Net Income 2019: -$20,5922019

Highlighted filing

2019

Revenue$8,330
Expenses$28,922
Net Income-$20,592
Open 2019 Filing

Filings

Most recent year

2019 • Form 990EZXML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$0
Liabilities
-
Net assets
$0
Revenue
$8,330
Expenses
$28,922
Net income
-$20,592
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$8.33$28.9$20.6
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$48.9$48.9$14.9$16.8$1.87
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$50.7$0.00$50.7$17.8$22.0$4.20
2016Summary only. Only limited summary data is available for this year.$54.9$0.00$22.0$21.5$0.52
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$54.4$0.00$54.4$25.0$20.9$4.17
2014Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$50.3$0.00$50.3$18.9$20.1$1.17
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$51.4$0.00$51.4$19.4$18.1$1.32
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.1$50.1$17.2$19.9$2.66
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$52.8$52.8$15.9$14.3$1.52
2010Summary only. Only limited summary data is available for this year.$51.3$0.00$16.9$16.9$0.06
Latest Detailed Filing

The latest 2019 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2013 below.

Jump To
Filing Snapshot
Filing Period
Sep 1, 2012 to Aug 31, 2013
Signed
Oct 29, 2013
Return Version
2012v2.0
Mission and Program Overview

Mission

The Organization's mission is to support and educate those businesses engaged in the extension of retail credit.

Filing and Contact Details

Filer

EIN
04-3011000
Raw XML Appendix150 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRpt0false
IRS990EZ/CashSavingsAndInvestments/BOY050114
IRS990EZ/CashSavingsAndInvestments/EOY051431
IRS990EZ/CostOfGoodsSold00
IRS990EZ/CostOtherBasisAndSalesExpenses00
IRS990EZ/DidOrgFileForm1120POLThisYear0false
IRS990EZ/DoesOrgHaveHospital0false
IRS990EZ/EngagePoliticalCmpgnActivities0false
IRS990EZ/ExcessOrDeficitForYear01317
IRS990EZ/FeesAndOthPymtToIndContractors01220
IRS990EZ/ForeignFinancialAccount0false
IRS990EZ/ForeignOffice0false
IRS990EZ/Form720Filed0false
IRS990EZ/FundraisingGrossIncome020278
IRS990EZ/GrantsAndSimilarAmountsPaid09309
IRS990EZ/GrossReceipts030714
IRS990EZ/GrossReceiptsForPublicUse00
IRS990EZ/GrossReceiptsLessThan250000X
IRS990EZ/InfoInScheduleOPartI0X
IRS990EZ/InitiationFeesAndCapitalContri00
IRS990EZ/InvestmentIncome091
IRS990EZ/MadeChangesToOrgnzngEtcDoc0false
IRS990EZ/MadeLoansToFromOfficers0false
IRS990EZ/MaintainAnyDonorAdvisedFunds0false
IRS990EZ/MembershipDues010345
IRS990EZ/MethodOfAccountingCash0X
IRS990EZ/NetAssetsOrFundBalances/BOY050114
IRS990EZ/NetAssetsOrFundBalancesBOY050114
IRS990EZ/NetAssetsOrFundBalances/EOY051431
IRS990EZ/NetAssetsOrFundBalancesEOY051431
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition01.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition11.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition21.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition31.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition41.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition51.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition61.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition71.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation10
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation20
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation30
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation40
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation50
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation60
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation70
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0Shelia Rubino
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1James Kelly
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2Tracy Hallisey
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName3Ben Derouchie
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName4Nancy Silva
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName5Anabela Vasconcelos
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName6Cheryl Beauvais
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName7Mary Fisher
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0Director
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1Director
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title2Director
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title3Director
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title4Secretary
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title5Treasurer
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title6Vice President
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title7President
IRS990EZ/Organization501c0X
IRS990EZ/OrganizationDissolvedEtc0false
IRS990EZ/OrganizationFiled990T0false
IRS990EZ/OrganizationHadUBI0false
IRS990EZ/OtherExpensesTotal07472
IRS990EZ/PartVIAHghstPaidCntrctProfSer0NONE
IRS990EZ/PartVIOfCompOfHighestPaidEmpl0NONE
IRS990EZ/PrimaryExemptPurpose0To bring together those engaged in the extending and management of credit by the credit grantors of southeastern Massachusetts; to promote protective, educational and social intercourse; to guard against fraud and imposition; to cooperate with kindred associations; to improve existing methods for the collection and diffusion of date related to credit; to create greater uniformity in usage of trade; and to establish closer ties of business whereby the welfare of all may be advanced.
IRS990EZ/PrintingPublicationsPostage074
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0Providing scholarships (based on academic standing and need) to college students and contributions to other non-profit organizations.
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations018075
IRS990EZ/ProhibitedTaxShelterTrans0false
IRS990EZ/RelatedOrgControlledEntity0false
IRS990EZ/ScheduleBNotRequired0X
IRS990EZ/SpecialEventsDirectExpenses011322
IRS990EZ/SpecialEventsNetIncomeLoss08956
IRS990EZ/SubjectToProxyTax0false
IRS990EZ/TanningServicesProvided0false
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine10330 Swansea Mall Drive
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0Swansea
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0MA
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode002777
IRS990EZ/TheBooksAreInCareOf/NamePerson0Nancy Silva
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber05082864224
IRS990EZ/TotalAssets/BOY050114
IRS990EZ/TotalAssets/EOY051431
IRS990EZ/TotalExpenses018075
IRS990EZ/TotalProgramServiceExpenses018075
IRS990EZ/TotalRevenue019392
IRS990EZ/TransactionWithControlEntity0false
IRS990EZ/WebSite0www.snecg.org
IRS990ScheduleG/EventsInformation/DirectExpenseSummaryEvents09835
IRS990ScheduleG/EventsInformation/GrossReceiptsEvent1016480
IRS990ScheduleG/EventsInformation/GrossReceiptsTotal016480
IRS990ScheduleG/EventsInformation/GrossRevenueEvent1016480
IRS990ScheduleG/EventsInformation/GrossRevenueTotalEvents016480
IRS990ScheduleG/EventsInformation/NameOfEvent10Golf Outing
IRS990ScheduleG/EventsInformation/NetIncomeSummary06645
IRS990ScheduleG/EventsInformation/OtherDirectExpensesEvent109835
IRS990ScheduleG/EventsInformation/OtherDirectExpensesTotalEvents09835
IRS990ScheduleO/GeneralExplanation/Explanation0Filing Fees $92
IRS990ScheduleO/GeneralExplanation/Explanation1Miscellaneous $138
IRS990ScheduleO/GeneralExplanation/Explanation2Gifts $453
IRS990ScheduleO/GeneralExplanation/Explanation3Website Costs $990
IRS990ScheduleO/GeneralExplanation/Explanation4Meeting Expense $5607
IRS990ScheduleO/GeneralExplanation/Explanation5Advertising and Promotion $192
IRS990ScheduleO/GeneralExplanation/Explanation6Class of Activity: Scholarships/Donations | Donee's Name: Various Scholarships/Donations | Relationship of Donee: Unrelated | Cash Amount Given: $9309
IRS990ScheduleO/GeneralExplanation/Identifier0Form 990-EZ, Part I, Line 16.5
IRS990ScheduleO/GeneralExplanation/Identifier1Form 990-EZ, Part I, Line 16.4
IRS990ScheduleO/GeneralExplanation/Identifier2Form 990-EZ, Part I, Line 16.3
IRS990ScheduleO/GeneralExplanation/Identifier3Form 990-EZ, Part I, Line 16.2
IRS990ScheduleO/GeneralExplanation/Identifier4Form 990-EZ, Part I, Line 16.1
IRS990ScheduleO/GeneralExplanation/Identifier5Form 990-EZ, Part I, Line 16.1001
IRS990ScheduleO/GeneralExplanation/Identifier6Form 990-EZ, Part I, Line 10.1
IRS990ScheduleO/GeneralExplanation/ReturnReference0Other Expenses.5
IRS990ScheduleO/GeneralExplanation/ReturnReference1Other Expenses.4
IRS990ScheduleO/GeneralExplanation/ReturnReference2Other Expenses.3
IRS990ScheduleO/GeneralExplanation/ReturnReference3Other Expenses.2
IRS990ScheduleO/GeneralExplanation/ReturnReference4Other Expenses.1
IRS990ScheduleO/GeneralExplanation/ReturnReference5Other Expenses.1001
IRS990ScheduleO/GeneralExplanation/ReturnReference6Grants and Similar Amounts Paid In Excess of $5,000.1
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0043011000
ReturnHeader/Filer/Name/BusinessNameLine10Southeastern Massachusetts
ReturnHeader/Filer/Name/BusinessNameLine20Credit Grantors Inc
ReturnHeader/Filer/NameControl0SOUT
ReturnHeader/Filer/Phone05082864224
ReturnHeader/Filer/USAddress/AddressLine10PO Box 94
ReturnHeader/Filer/USAddress/City0South Easton
ReturnHeader/Filer/USAddress/State0MA
ReturnHeader/Filer/USAddress/ZIPCode002375
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02013-10-29
ReturnHeader/Officer/Name0Nancy Silva
ReturnHeader/Officer/Title0Secretary
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10Adam M Domow CPA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine105 Autumn Ln
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0CHELMSFORD
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0MA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode001824
ReturnHeader/Preparer/Name0Adam M Domow CPA MBA
ReturnHeader/Preparer/Phone09789731607
ReturnHeader/Preparer/SelfEmployed0X
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02012-09-01
ReturnHeader/TaxPeriodEndDate02013-08-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-10-29T09:20:07-07:00

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