Civic Intelligence

Central Massachusetts Housing Alliance Inc

EIN 04-2791448 • 501(c)3 • Worcester, MA

View Organization Page

Profile

Recognizing the dignity of all, cmha leads a collaborative response to homelessness that fosters long-term housing stability through prevention, quality services, education and advocacy.

6 Institute RoadWorcester, MA 01609

cmhaonline.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

77th percentile

0.57x

Higher debt load relative to assets than 77% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

36th percentile

0.17x

Higher debt load relative to revenue than 36% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Net Margin

46th percentile

3.1%

Higher net margin than 46% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

29th percentile

$185,575

Higher top officer pay than 29% of similar nonprofits.

Top officer pay equals 0.6% of source-year revenue.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Asset Growth

91st percentile

34%

Faster asset growth than 91% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

83rd percentile

39%

Faster revenue growth than 83% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets77th percentile

Assets

Up

$9,689,610

Up $2,470,060 (+34%) from 2023

Liabilities

Up

$5,556,096

Up $1,993,687 (+56%) from 2023

Net Assets

Up

$4,133,514

Up $476,373 (+13%) from 2023

Operations
Liabilities / Revenue36th percentileNet Margin46th percentile

Revenue

Up

$33,639,971

Up $9,449,745 (+39%) from 2023

Expenses

Up

$32,601,071

Up $9,584,085 (+42%) from 2023

Net Income

Down

$1,038,900

Down $134,340 (-11%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth91st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2010: $2,064,384Liabilities 2010: $1,113,720Net Assets 2010: $950,6642010Assets 2011: $2,023,163Liabilities 2011: $1,013,639Net Assets 2011: $1,009,5242011Assets 2012: $1,775,467Liabilities 2012: $633,264Net Assets 2012: $1,142,2032012Assets 2013: $1,927,000Liabilities 2013: $642,903Net Assets 2013: $1,284,0972013Assets 2014: $1,968,267Liabilities 2014: $559,340Net Assets 2014: $1,408,9272014Assets 2015: $2,118,614Liabilities 2015: $520,040Net Assets 2015: $1,598,5742015Assets 2016: $2,535,981Liabilities 2016: $986,244Net Assets 2016: $1,549,7372016Assets 2017: $2,347,915Liabilities 2017: $746,336Net Assets 2017: $1,601,5792017Assets 2018: $2,169,027Liabilities 2018: $556,291Net Assets 2018: $1,612,7362018Assets 2019: $2,186,003Liabilities 2019: $577,881Net Assets 2019: $1,608,1222019Assets 2020: $2,681,539Liabilities 2020: $1,042,797Net Assets 2020: $1,638,7422020Assets 2021: $6,603,285Liabilities 2021: $4,514,381Net Assets 2021: $2,088,9042021Assets 2022: $4,123,695Liabilities 2022: $1,780,348Net Assets 2022: $2,343,3472022Assets 2023: $7,219,550Liabilities 2023: $3,562,409Net Assets 2023: $3,657,1412023Assets 2024: $9,689,610Liabilities 2024: $5,556,096Net Assets 2024: $4,133,5142024

Highlighted filing

2024

Assets$9,689,610
Liabilities$5,556,096
Net Assets$4,133,514
Open 2024 Filing

Operations Trend

Revenue Growth83rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40M$30M$20M$10M$0-$10MExpenses 2010: $10,914,9632010Revenue 2011: $12,859,574Expenses 2011: $12,800,714Net Income 2011: $58,8602011Expenses 2012: $13,187,5712012Revenue 2013: $13,205,043Expenses 2013: $13,063,149Net Income 2013: $141,8942013Revenue 2014: $12,081,892Expenses 2014: $11,957,062Net Income 2014: $124,8302014Revenue 2015: $13,704,387Expenses 2015: $13,514,740Net Income 2015: $189,6472015Revenue 2016: $13,977,183Expenses 2016: $14,026,020Net Income 2016: -$48,8372016Revenue 2017: $14,476,930Expenses 2017: $14,425,088Net Income 2017: $51,8422017Revenue 2018: $15,284,887Expenses 2018: $15,273,730Net Income 2018: $11,1572018Revenue 2019: $14,979,438Expenses 2019: $14,984,052Net Income 2019: -$4,6142019Revenue 2020: $15,481,374Expenses 2020: $15,450,754Net Income 2020: $30,6202020Revenue 2021: $21,612,482Expenses 2021: $21,162,320Net Income 2021: $450,1622021Revenue 2022: $29,447,381Expenses 2022: $29,192,938Net Income 2022: $254,4432022Revenue 2023: $24,190,226Expenses 2023: $23,016,986Net Income 2023: $1,173,2402023Revenue 2024: $33,639,971Expenses 2024: $32,601,071Net Income 2024: $1,038,9002024

Highlighted filing

2024

Revenue$33,639,971
Expenses$32,601,071
Net Income$1,038,900
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$9,689,610
Liabilities
$5,556,096
Net assets
$4,133,514
Revenue
$33,639,971
Expenses
$32,601,071
Net income
$1,038,900
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$9.69$5.56$4.13$33.6$32.6$1.04
2023Detailed filing. Detailed filing data is available for this year.$7.22$3.56$3.66$24.2$23.0$1.17
2022Detailed filing. Detailed filing data is available for this year.$4.12$1.78$2.34$29.4$29.2$0.25
2021Detailed filing. Detailed filing data is available for this year.$6.60$4.51$2.09$21.6$21.2$0.45
2020Detailed filing. Detailed filing data is available for this year.$2.68$1.04$1.64$15.5$15.5$0.03
2019Detailed filing. Detailed filing data is available for this year.$2.19$0.58$1.61$15.0$15.0$0.00
2018Detailed filing. Detailed filing data is available for this year.$2.17$0.56$1.61$15.3$15.3$0.01
2017Detailed filing. Detailed filing data is available for this year.$2.35$0.75$1.60$14.5$14.4$0.05
2016Detailed filing. Detailed filing data is available for this year.$2.54$0.99$1.55$14.0$14.0$0.05
2015Detailed filing. Detailed filing data is available for this year.$2.12$0.52$1.60$13.7$13.5$0.19
2014Detailed filing. Detailed filing data is available for this year.$1.97$0.56$1.41$12.1$12.0$0.12
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.93$0.64$1.28$13.2$13.1$0.14
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.78$0.63$1.14$13.2
2011Summary only. Only limited summary data is available for this year.$2.02$1.01$1.01$12.9$12.8$0.06
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.06$1.11$0.95$10.9
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Apr 22, 2025
Return Version
2023v6.0
Gross Receipts
$33,639,971
Mission and Program Overview

Mission

The Central Massachusetts Housing Alliance (CMHA) is committed to a leadership role in helping the communities of Greater Worcester and Worcester County respond to the needs of the homeless and near homeless by supporting prevention programs; ensuring the availability of high quality and appropriate sheltering and support services; encouraging the availability and access to decent affordable housing; and empowering people through education

To lead a collaborative response to homelessness that fosters long-term housing stability.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$4,640,819$4,638,525▼ $2,294
Cash and Non-Interest-Bearing Accounts$1,367,516$2,177,377▲ $809,861
Land, Buildings, and Equipment, Net$239,216$264,671▲ $25,455
Inventories for Sale or Use$225,195$108,466▼ $116,729
Prepaid Expenses and Deferred Charges$108,572$26,732▼ $81,840
Pledges and Grants Receivable$15,000$15,000→ $0
Total Assets$7,219,550$9,689,610▲ $2,470,060
Other Assets Total$623,232$2,458,839▲ $1,835,607
Liabilities
Accounts Payable and Accrued Expenses$2,678,892$3,026,111▲ $347,219
Other Liabilities$623,232$2,423,938▲ $1,800,706
Deferred Revenue$260,285$106,047▼ $154,238
Total Liabilities$3,562,409$5,556,096▲ $1,993,687
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$3,493,164$4,109,281▲ $616,117
Net Assets With Donor Restrictions$163,977$24,233▼ $139,744
Total Net Assets Fund Balance$3,657,141$4,133,514▲ $476,373
Total Liabilities and Net Assets / Fund Balance$7,219,550$9,689,610▲ $2,470,060

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$155,687$203,028$358,715
Leasehold Improvements$106,746$190,409$297,155
Other Land Buildings$2,238$72,878$75,116
Other Assets Org$34,901--
Compensation and Service Providers
Top Officer Pay29th percentile

Employees

NameTitleBaseOtherTotal
Leah BradleyExecutive Director$168,700$16,875$185,575

Board Members and Trustees

NameTitle
Sam BitarPresident
Matthew PalmgrenVice President
Deborah MartinDirector
Doreen SamuelsDirector
John HafftyDirector
Julie KoshgarianDirector
Kathleen KeohaneDirector
Ron HayesDirector
Sandra Longvall JohnsonDirector
Steven C KennedyDirector
Winifred OctaveDirector
Sharon KrefetzSecretary
Robert MclarenTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$33,584,876
Program Service Revenue
$26,787
Investment Income
$28,308
Other Revenue
$0
All Other Contributions
$492,140
Change in Net Assets
$1,038,900

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeReported AmountValuation Method
Clothing and Household Goods$74,551Thrift Value
Total Noncash Contributions$74,551-

Audited Revenue Reconciliation

Revenue per Audited Statements
$33,639,971
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$33,639,971
Total Revenue per Form 990
$33,639,971
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$17,587,805
Salaries, Compensation, and Employee Benefits$7,805,231
Other Expenses$7,208,035
Total Fundraising Expense$61,900
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$15,432,587--$15,432,587
Other Salaries and Wages$6,082,303$689,739$27,700$6,799,742
Occupancy$3,809,208$36,869-$3,846,077
Grants to Domestic Individuals$2,155,218--$2,155,218
Depreciation Depletion$851,874$44,595-$896,469
Payroll Taxes$536,865$59,351$2,133$598,349
Other Employee Benefits$332,344$72,041$2,755$407,140
All Other Expenses$266,959$58,696$1,213$326,868
Information Technology$193,725$14,494$768$208,987
Fees for Services Other$119,858$65,275$349$185,482
Office Expenses$82,015$66,302$7,250$155,567
Insurance$107,448$9,165$96$116,709
Fees for Services Accounting$74,358$40,495$216$115,069
Other Expenses$88,938$10,737$357$99,675
Fees for Services Legal$26,371$14,362$77$40,810
Advertising$11,849$19,140$6,334$37,323
Total Functional Expenses$31,249,442$1,289,729$61,900$32,601,071

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$32,601,071
Total Expenses per Audited Statements$32,601,071
Total Expenses per Form 990$32,601,071
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Community Healthlink IncWorcester, MA501 (c)(3)Housing and Stabilization Assistance$2,067,419
Friendly House IncWorcester, MA501 (c)(3)Housing and Stabilization Assistance$876,641
Catholic Charities of the Diocese of WorcesterWorcester, MA501 (c)(3)Housing and Stabilization Assistance$765,749
South Middlesex Opportunity Council IncFramingham, MA501 (c)(3)Housing and Stabilization Assistance$713,223
Open Sky Community ServicesWorcester, MA501 (c)(3)Housing and Stabilization Assistance$166,965
Genesis Club House IncWorcester, MA501 (c)(3)Housing and Stabilization Assistance$163,400
Ywca Central Massachusetts IncWorcester, MA501 (c)(3)Housing and Stabilization Assistance$115,560
Worcester East Side CdcWorcester, MA501 (c)(3)Housing and Stabilization Assistance$58,759
Making Opportunity Count IncFitchburg, MA501 (c)(3)Housing and Stabilization Assistance$55,134
Rcap SolutionsWorcester, MA501 (c)(3)Housing and Stabilization Assistance$45,018
Luk YdhpFitchburg, MA501 (c)(3)Housing and Stabilization Assistance$41,873
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating Lease Liability$2,423,938
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Cmha board executive committee and audit and finance committee meets to conduct a review of the annual 990 draft filing before the filing is completed and submitted to the irs”

Form 990, Part VI, Section B, Line 12C

“Annual notice is sent out to officers, directors, or trustees, and key employees in order to file with the organization and disclose any conflict of interest.”

Form 990, Part VI, Section B, Line 15

“For key employees, annual reviews are conducted annually by the executive director. Cmha board executive committee and audit and finance committee approved all management salary increases. For the executive director, reviews are conducted annually by the cmha board president and compensation is then voted on and approved by the entire board of directors.”

Form 990, Part VI, Section C, Line 19

“Upon written request to the organization.”

Filing and Contact Details

Filer

Filer Name
Central Massachusetts Housing Alliance
EIN
04-2791448
Phone
5087525519
Address
6 INSTITUTE ROAD, WORCESTER, MA 01609

Signing Officer

Name
Leah Bradley
Title
Executive Director
Phone
5087917265
Signed
2025-04-22

Organization Details

Principal Officer
Leah Bradley
Formed
1994
Legal Domicile
Ma
Voting Board Members
13
Independent Board Members
13
Employees
198
Volunteers
180

Preparer

Firm
Daniel Dennis & Company Llp
Address
990 WASHINGTON STREET STE 203, DEDHAM, MA 02026
Preparer
Kristoffer Lane
Phone
6172629898
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“The finance committee assumes the responsibility for oversight of the audit, review and compilation of its financial statements and selection of an independent accountant.”

Financial Statement Notes

PART X, LINE 2:

“The organization evaluates its tax positions taken or expected to be taken in its tax returns to determine whether the tax positions are more-likely-than-not of being sustained by the applicable tax authority. Tax positions not deemed to meet the more-likely-than-not threshold, along with accrued interest and penalties thereon, would be recorded as an expense in the current year consolidated financial statements. Management has evaluated the tax positions taken in its previously filed returns and those expected to be taken in its fiscal year 2024 returns and believe they are more-likely-than-not of being sustained if examined by federal or state tax authorities.”

Raw XML AppendixShowing 400 of 667 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Form990PartVIISectionAGrp/PersonNm2ROBERT MCLAREN
IRS990/Form990PartVIISectionAGrp/PersonNm3SHARON KREFETZ
IRS990/Form990PartVIISectionAGrp/PersonNm4RON HAYES
IRS990/Form990PartVIISectionAGrp/PersonNm5JOHN HAFFTY
IRS990/Form990PartVIISectionAGrp/PersonNm6DOREEN SAMUELS
IRS990/Form990PartVIISectionAGrp/PersonNm7SANDRA LONGVALL JOHNSON
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IRS990/Form990PartVIISectionAGrp/PersonNm11DEBORAH MARTIN
IRS990/Form990PartVIISectionAGrp/PersonNm12JULIE KOSHGARIAN
IRS990/Form990PartVIISectionAGrp/PersonNm13LEAH BRADLEY
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IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
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IRS990/MissionDesc0RECOGNIZING THE DIGNITY OF ALL, CMHA LEADS A COLLABORATIVE RESPONSE TO HOMELESSNESS THAT FOSTERS LONG-TERM HOUSING STABILITY THROUGH PREVENTION, QUALITY SERVICES, EDUCATION AND ADVOCACY.
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IRS990/ProgSrvcAccomActy2Grp/Desc0FAMILY SHELTER SERVICES - THE ORGANIZATION IS THE LARGES PROVIDER FOR ALL OF THE FAMILY SHELTER, HOUSING SEARCH AND STABILIZATION FUNDS IN WORCESTER. THIS PROGRAM ENCOMPASSES CONGREGATE, CO-HOUSING AND SCATTERED SITES. FUNDING IS PROVIDED BY A STATE CONTRACT.
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IRS990/ProgSrvcAccomActyOtherGrp/Desc0DONATIONS CLEARINGHOUSE - THE ORGANIZATION PICKS UP DONATIONS OF FURNITURE AND HOUSEHOLD GOODS AND DISTRIBUTES THESE ITEMS TO PEOPLE IN NEED, FREE OF CHARGE
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