Liabilities / Assets
60th percentile
Higher debt load relative to assets than 60% of similar nonprofits.
990 • Fiscal year 2025 • EIN 04-2772952
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
60th percentile
Higher debt load relative to assets than 60% of similar nonprofits.
Liabilities / Revenue
84th percentile
Higher debt load relative to revenue than 84% of similar nonprofits.
Net Margin
89th percentile
Higher net margin than 89% of similar nonprofits.
Top Officer Pay
70th percentile
Higher top officer pay than 70% of similar nonprofits.
Top officer pay equals 5.6% of source-year revenue.
Asset Growth
73rd percentile
Faster asset growth than 73% of similar nonprofits.
Revenue Growth
78th percentile
Faster revenue growth than 78% of similar nonprofits.
Assets
Up$31,874,408
Up $3,195,821 (+11%) from 2024
Net Assets
Up$24,378,546
Up $2,785,751 (+13%) from 2024
Liabilities
Up$7,495,862
Up $410,070 (+5.8%) from 2024
Revenue
Up$5,554,165
Up $1,032,882 (+23%) from 2024
Expenses
Up$2,768,415
Up $222,497 (+8.7%) from 2024
Net Income
Up$2,785,750
Up $810,385 (+41%) from 2024
Seed's mission is to assist small businesses to start-up, expand and create new jobs. Seed was certified in 1982 by the u.s. Sba to package sba 504 loans. Seed also makes loans as a cdfi under the u.s. Department of treasury, & eda u.s. Department of commerce, and a sba micro lender and provides technical assistance.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $20,576,556 | $22,409,349 | ▲ $1,832,793 |
| Savings and Temporary Cash Investments | $6,258,048 | $7,363,023 | ▲ $1,104,975 |
| Cash and Non-Interest-Bearing Accounts | $634,814 | $762,778 | ▲ $127,964 |
| Land, Buildings, and Equipment, Net | $758,517 | $728,180 | ▼ $30,337 |
| Accounts Receivable | $343,397 | $420,934 | ▲ $77,537 |
| Pledges and Grants Receivable | $93,926 | $178,883 | ▲ $84,957 |
| Prepaid Expenses and Deferred Charges | $13,329 | $11,261 | ▼ $2,068 |
| Total Assets | $28,678,587 | $31,874,408 | ▲ $3,195,821 |
| Liabilities | |||
| Unsecured Notes Loans Payable | $3,670,874 | $4,424,374 | ▲ $753,500 |
| Mortgage Notes Payable Secured by Investment Property | $3,030,137 | $2,618,201 | ▼ $411,936 |
| Accounts Payable and Accrued Expenses | $331,460 | $331,804 | ▲ $344 |
| Deferred Revenue | $53,320 | $121,483 | ▲ $68,163 |
| Total Liabilities | $7,085,791 | $7,495,862 | ▲ $410,071 |
| Net Assets / Fund Balance | |||
| Net Assets With Donor Restrictions | $16,304,146 | $18,434,552 | ▲ $2,130,406 |
| Net Assets Without Donor Restrictions | $5,288,650 | $5,943,994 | ▲ $655,344 |
| Total Net Assets Fund Balance | $21,592,796 | $24,378,546 | ▲ $2,785,750 |
| Total Liabilities and Net Assets / Fund Balance | $28,678,587 | $31,874,408 | ▲ $3,195,821 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $506,837 | $494,296 | $1,001,133 |
| Land | $210,000 | - | $210,000 |
| Other Land Buildings | $7,212 | $173,614 | $180,826 |
| Equipment | $4,131 | $169,979 | $174,110 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Susan Murray | Executive Di | FT | $292,451 | $15,938 | $308,389 |
| Susan Murray | Executive Director | - | $292,451 | $15,938 | $308,389 |
| Lisa M Holmes | Sr VP Lendin | FT | $182,194 | $26,320 | $208,514 |
| Lisa M Holmes | Sr VP Lending Team | - | $182,194 | $26,320 | $208,514 |
| Laurie Driscoll | VP Commercia | FT | $177,386 | $11,457 | $188,843 |
| Laurie Driscoll | VP Commercial Loan | - | $177,386 | $11,457 | $188,843 |
| Angela Laperriere | VP Business | FT | $169,776 | $8,578 | $178,354 |
| Angela Laperriere | VP Business Manager | - | $169,776 | $8,578 | $178,354 |
| Tamarah Bacon | VP Commercia | FT | $154,730 | $8,423 | $163,153 |
| Tamarah Bacon | VP Commercial Loan | - | $154,730 | $8,423 | $163,153 |
| John Silva | 2nd Vice CHA | - | $2 | - | $2 |
| Name | Title |
|---|---|
| Carl W Taber | Chair |
| Charles Dwyer | Past Chair |
| Allyson Brainson | Director |
| April Lynch | Director |
| Bradford P Egan | Director |
| Brian Griffin | Director |
| Charles Debevoise | Director |
| Christopher Cooney | Director |
| Crystal Dacruz | Director |
| Deborah Pannullo | Director |
| Doris De Los Santos | Director |
| James Hanlon | Director |
| James Horrigan | Director |
| Jeffrey Pineault | Director |
| Johnny Charles | Director |
| Joseph Orlando | Director |
| Keith Broyles | Director |
| MICHAEL O'SULLIVAN | Director |
| Maria Gooch-smith | Director |
| Pamela Labreche | Director |
| Patrick J Gaughan | Director |
| Paul Ruocco | Director |
| Paul S Medeiros | Director |
| Rachel Barrett | Director |
| Rebecca Collins | Director |
| Stephen Peck | Director |
| William Ash Jr | Director |
| Catherine Feerick | 1st Vice CHA |
| Cheryl Mccormick | Assist Clerk |
| Edward F Sousa | Assist Treas |
| Richard Shafer | Clerk |
| Lorraine Travers | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $2,271,181 |
| Other Expenses | $497,234 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $1,891,266 | $19,103 | - | $1,910,369 |
| Other Employee Benefits | $145,624 | $2,147 | - | $147,771 |
| Payroll Taxes | $144,555 | $1,460 | - | $146,015 |
| Fees for Services Other | - | $112,682 | - | $112,682 |
| Occupancy | $67,739 | - | - | $67,739 |
| Pension Plan Contributions | $67,026 | - | - | $67,026 |
| Interest | $51,763 | - | - | $51,763 |
| Information Technology | - | $34,254 | - | $34,254 |
| Depreciation Depletion | $30,335 | - | - | $30,335 |
| Fees for Services Accounting | - | $25,971 | - | $25,971 |
| Insurance | $24,171 | - | - | $24,171 |
| Office Expenses | $22,001 | - | - | $22,001 |
| Travel | $20,595 | - | - | $20,595 |
| Fees for Services Legal | - | $11,703 | - | $11,703 |
| All Other Expenses | $8,806 | $596 | - | $9,402 |
| Other Expenses | $5,504 | - | - | $5,504 |
| Advertising | $5,303 | - | - | $5,303 |
| Total Functional Expenses | $2,560,499 | $207,916 | $0 | $2,768,415 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $2,768,415 |
| Total Expenses per Audited Statements | $2,768,415 |
| Total Expenses per Form 990 | $2,768,415 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
“Form 990 is delivered to the full board and the officer's committee for review”
“The officer's committee has the power to appoint one or more members of the governing board”
“Form 990 was reviewed by the seed board of directors in its entirety and approved.”
“The seed board of directors and seed staff individually sign the agreement to the policy annually.”
“The seed board of directors reviews the salary schedule, which is based on comparable positions and market salary rates, and evaluates all staff performance annually.”
“The seed board of directors reviews the salary schedule, which is based on comparable positions and market salary rates, and evaluates all staff performance annually.”
“All documents and policies related to the organization are available to the public upon request.”
“Seed's mission is to assist small businesses to start-up, expand and create new jobs. Seed was certified in 1982 by the u.s. Sba to package sba 504 loans. Seed also makes loans as a cdfi under the u.s. Department of treasury, & eda u.s. Department of commerce, and a sba micro lender and provides technical assistance.”
“Volunteers consist of the membmers of the small business loan committee and the loan review committee, which includes participation by board members.”
“OTHER PROGRAM SERVICES”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 331460 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 331804 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 343397 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 420934 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | SEED'S MISSION IS TO ASSIST SMALL BUSINESSES TO START-UP, EXPAND AND CREATE NEW JOBS. SEED WAS CERTIFIED IN 1982 BY THE U.S. SBA TO PACKAGE SBA 504 LOANS. SEED ALSO MAKES LOANS AS A CDFI UNDER THE U.S. DEPARTMENT OF TREASURY, & EDA U.S. DEPARTMENT OF COMMERCE, AND A SBA MICRO LENDER AND PROVIDES TECHNICAL ASSISTANCE. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 5303 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 5303 |
| IRS990/AllOtherContributionsAmt | 0 | 89710 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 596 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 8806 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 9402 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | SIDONIA REYES |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5088221020 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 80 DEAN STREET |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt | 0 | 80 DEAN STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | TAUNTON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 02780 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 634814 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 762778 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 2943367 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 165738 |
| IRS990/CYOtherExpensesAmt | 0 | 497234 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2445060 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 2785750 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 2271181 |
| IRS990/CYTotalExpensesAmt | 0 | 2768415 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 5554165 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 53320 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 121483 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 30335 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 30335 |
| IRS990/Desc | 0 | 5SBA 504 PROGRAM: PACKAGING, CLOSING AND SERVICING OF SBA 504 LOANS TO SMALL BUSINESS IN MASSACHUSETTS AND RHODE ISLAND. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 16304146 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 18434552 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 16 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 301328 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditPerformedInd | 0 | true |
| IRS990/FederalGrantAuditRequiredInd | 0 | true |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 25971 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 25971 |
| IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt | 0 | 11703 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 11703 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 112682 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 112682 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 19 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 20 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 21 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 22 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 23 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 24 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 25 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 26 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 27 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 28 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 29 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 30 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 31 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 32 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 33 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 34 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 35 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 36 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 37 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 12 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 13 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 14 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 15 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 16 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 17 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 18 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 19 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 20 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 21 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 22 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 23 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 24 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 25 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 26 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 27 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 28 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 29 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 30 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 31 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 32 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 20 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 21 | 15938 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 22 | 26320 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 23 | 11457 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 24 | 8423 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 25 | 8578 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 26 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 27 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 28 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 29 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 30 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 31 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 32 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 33 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 34 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 35 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 36 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 37 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | CHARLES DWYER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CARL W TABER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | LORRAINE TRAVERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | EDWARD F SOUSA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | CATHERINE FEERICK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JOHN SILVA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | WILLIAM ASH JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | RICHARD SHAFER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | DEBORAH PANNULLO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | KEITH BROYLES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | JOHNNY CHARLES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | CHRISTOPHER COONEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | BRADFORD P EGAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | PATRICK J GAUGHAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | MARIA GOOCH-SMITH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | JAMES HANLON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | JAMES HORRIGAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | CHERYL MCCORMICK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | PAUL S MEDEIROS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 19 | APRIL LYNCH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 20 | BRIAN GRIFFIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 21 | SUSAN MURRAY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 22 | LISA M HOLMES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 23 | LAURIE DRISCOLL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 24 | TAMARAH BACON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 25 | ANGELA LAPERRIERE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 26 | REBECCA COLLINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 27 | JOSEPH ORLANDO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 28 | MICHAEL O'SULLIVAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 29 | CRYSTAL DACRUZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 30 | DORIS DE LOS SANTOS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 31 | ALLYSON BRAINSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 32 | PAMELA LABRECHE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 33 | STEPHEN PECK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 34 | JEFFREY PINEAULT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 35 | PAUL RUOCCO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 36 | CHARLES DEBEVOISE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 37 | RACHEL BARRETT |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 2 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 20 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 21 | 292451 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 22 | 182194 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 23 | 177386 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 24 | 154730 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 25 | 169776 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 26 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 27 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 28 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 29 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 30 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 31 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 32 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 33 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 34 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 35 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 36 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 37 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 20 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 21 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 22 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 23 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 24 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 25 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 26 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 27 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 28 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 29 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 30 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 31 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 32 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 33 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 34 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 35 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 36 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 37 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PAST CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | ASSIST TREAS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | 1ST VICE CHA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | 2ND VICE CHA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CLERK |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | ASSIST CLERK |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 19 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 20 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 21 | EXECUTIVE DI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 22 | SR VP LENDIN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 23 | VP COMMERCIA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 24 | VP COMMERCIA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 25 | VP BUSINESS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 26 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 27 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 28 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 29 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 30 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 31 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 32 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 33 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 34 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 35 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 36 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 37 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1982 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 33 |
| IRS990/GovernmentGrantsAmt | 0 | 2853657 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 5554165 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 33 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 5 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt | 0 | 34254 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 34254 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 24171 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 24171 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 51763 |
| IRS990/InterestGrp/TotalAmt | 0 | 51763 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 165738 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 165738 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 10 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 837889 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 758517 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 728180 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1566069 |
| IRS990/LegalDomicileStateCd | 0 | MA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | SEED'S MISSION IS TO ASSIST SMALL BUSINESSES TO START-UP, EXPAND AND CREATE NEW JOBS. SEED WAS CERTIFIED IN 1982 BY THE U.S. SBA TO PACKAGE SBA 504 LOANS. SEED ALSO MAKES LOANS AS A CDFI UNDER THE U.S. DEPARTMENT OF TREASURY, & EDA U.S. DEPARTMENT OF COMMERCE, AND A SBA MICRO LENDER AND PROVIDES TECHNICAL ASSISTANCE. |
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Displayed year
2025 • Form 990Detailed filing. Detailed filing data is available for this year.