Civic Intelligence

Bakery and Confectionary Workers Local 348 Health & Welfare Fund

990EZ • Fiscal year 2019 • EIN 04-2609835

Aug 01, 2018 to Jul 31, 2019 • Filed on May 11, 2020

Organization ProfileN/A

View Organization Page

69 Ironstone Stree PO Box 604Millville, MA 01529

(774) 545-0608

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

65th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2019 filings • 501(c)9 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

66th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2019 filings • 501(c)9 • <$500k nonprofits • Source year 2019

Net Margin

11th percentile

-556%

Higher net margin than 11% of similar nonprofits.

2019 filings • 501(c)9 • <$500k nonprofits • Source year 2019

Top Officer Pay

72nd percentile

$0

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)9 • <$500k nonprofits • Source year 2019

Asset Growth

19th percentile

-40%

Faster asset growth than 19% of similar nonprofits.

2019 filings • 501(c)9 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

8th percentile

-91%

Faster revenue growth than 8% of similar nonprofits.

2019 filings • 501(c)9 • <$500k nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets65th percentile

Assets

Down

$81,312

Down $54,767 (-40%) from 2018

Net Assets

Down

$81,312

Down $54,767 (-40%) from 2018

Liabilities

Flat

$0

Flat from 2018

Revenue And Expenses
Liabilities / Revenue66th percentileNet Margin11th percentile

Revenue

Down

$9,856

Down $99,062 (-91%) from 2018

Expenses

Down

$64,623

Down $76,060 (-54%) from 2018

Net Income

Down

-$54,767

Down $23,002 (-72%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth19th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0Assets 2011: $313,400Liabilities 2011: $388Net Assets 2011: $313,0122011Assets 2012: $295,760Liabilities 2012: $339Net Assets 2012: $295,4212012Assets 2013: $264,000Liabilities 2013: $350Net Assets 2013: $263,6502013Assets 2014: $239,477Liabilities 2014: $1,318Net Assets 2014: $238,1592014Assets 2015: $214,442Liabilities 2015: $401Net Assets 2015: $214,0412015Assets 2016: $192,587Liabilities 2016: $0Net Assets 2016: $192,5872016Assets 2017: $167,844Liabilities 2017: $0Net Assets 2017: $167,8442017Assets 2018: $136,079Liabilities 2018: $0Net Assets 2018: $136,0792018Assets 2019: $81,312Liabilities 2019: $0Net Assets 2019: $81,3122019Assets 2020: $26,747Liabilities 2020: $0Net Assets 2020: $26,7472020Assets 2021: $0Liabilities 2021: $0Net Assets 2021: $02021

Highlighted filing

2019

Assets$81,312
Liabilities$0
Net Assets$81,312
Open 2019 Filing

Operations Trend

Revenue Growth8th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KExpenses 2011: $158,8112011Expenses 2012: $143,8772012Revenue 2013: $103,727Expenses 2013: $135,498Net Income 2013: -$31,7712013Revenue 2014: $112,442Expenses 2014: $137,933Net Income 2014: -$25,4912014Revenue 2015: $148,273Expenses 2015: $172,391Net Income 2015: -$24,1182015Revenue 2016: $147,011Expenses 2016: $168,465Net Income 2016: -$21,4542016Revenue 2017: $130,861Expenses 2017: $155,604Net Income 2017: -$24,7432017Revenue 2018: $108,918Expenses 2018: $140,683Net Income 2018: -$31,7652018Revenue 2019: $9,856Expenses 2019: $64,623Net Income 2019: -$54,7672019Revenue 2020: $203Expenses 2020: $54,768Net Income 2020: -$54,5652020Revenue 2021: $8Expenses 2021: $26,755Net Income 2021: -$26,7472021

Highlighted filing

2019

Revenue$9,856
Expenses$64,623
Net Income-$54,767
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Aug 1, 2018 to Jul 31, 2019
Signed
May 11, 2020
Return Version
2018v3.1
Gross Receipts
$9,856
Mission and Program Overview

Mission

Health and welfare plan for the benefit of bakery and confectionery workers local 348

Program Services

DescriptionGrantsExpenses
PROVIDES PAYMENTS ON BEHALF OF QUALIFIED MEMBERS FOR DENTAL AND OPTICAL SERVICES$0$6,929
Compensation and Service Providers
Top Officer Pay72nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
TIMOTHY BENJAMINTrustee-$0--
JUAN FINGUEROATrustee-$0--
Filing and Contact Details

Filer

Filer Name
Bakery and Confectionery Workers
EIN
04-2609835
Phone
7745450608
Address
69 IRONSTONE STREE PO BOX 604, MILLVILLE, MA 01529

Signing Officer

Name
Timothy Benjamin
Title
Trustee
Phone
7745450608
Signed
2020-05-11
Discuss with paid preparer
Yes

Preparer

Firm
Manzi & Associates LLC
Address
855 TURNPIKE STREET, NORTH ANDOVER, MA 01845
Preparer
Jeannie Mickel
Phone
9789751099
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest. Amount: 1,054.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: bank service charge. Amount: 38. Description: insurance. Amount: 1,648. Description: office supplies. Amount: 126. Description: payroll taxes. Amount: 1,435. Description: re taxes. Amount: 626. Description: telephone. Amount: 3,081. Description: reimbursements. Amount: 3,426. Description: depreciation. Amount: 175. Total to form 990-ez, line 16: 10,555.”

Form 990-ez, Part II, Line 24 - Other Assets

“Description: other depreciable assets. Beg. Of year amount: 655. End of year amount: 481.”

Raw XML Appendix126 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/AddressChangeInd0X
IRS990EZ/BenefitsPaidToOrForMembersAmt06929
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0BCTW LOCAL 348 H&W FUND
IRS990EZ/BooksInCareOfDetail/PhoneNum07745450608
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt069 IRONSTONE STREET PO BOX 604
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MILLVILLE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd001529
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0135424
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt080831
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-54767
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt010475
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0136079
IRS990EZ/Form990TotalAssetsGrp/EOYAmt081312
IRS990EZ/GrossReceiptsAmt09856
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt01054
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingOtherDesc0MODIFIED CASH
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0136079
IRS990EZ/NetAssetsOrFundBalancesEOYAmt081312
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0136079
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt081312
IRS990EZ/OccupancyRentUtltsAndMaintAmt03240
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.05
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.05
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0TIMOTHY BENJAMIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JUAN FINGUEROA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TRUSTEE
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd01
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0655
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0481
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt010555
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0HEALTH AND WELFARE PLAN FOR THE BENEFIT OF BAKERY AND CONFECTIONERY WORKERS LOCAL 348
IRS990EZ/PrintingPublicationsPostageAmt0265
IRS990EZ/ProgramServiceRevenueAmt08802
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDES PAYMENTS ON BEHALF OF QUALIFIED MEMBERS FOR DENTAL AND OPTICAL SERVICES
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt06929
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt033159
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt064623
IRS990EZ/TotalProgramServiceExpensesAmt06929
IRS990EZ/TotalRevenueAmt09856
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleN/AssetsDistributedInd01
IRS990ScheduleN/AttorneyGeneralNotifiedInd00
IRS990ScheduleN/BondsOutstandingInd00
IRS990ScheduleN/DirectorOfSuccessorInd00
IRS990ScheduleN/EmployeeOfSuccessorInd00
IRS990ScheduleN/LiabilitiesPaidInd00
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0NO ASSETS DISTRIBUTED TO DATE
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt00
IRS990ScheduleN/OwnerOfSuccessorInd00
IRS990ScheduleN/ReceiveCompensationInd00
IRS990ScheduleN/RequiredToNotifyAGInd00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST. AMOUNT: 1,054.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: BANK SERVICE CHARGE. AMOUNT: 38. DESCRIPTION: INSURANCE. AMOUNT: 1,648. DESCRIPTION: OFFICE SUPPLIES. AMOUNT: 126. DESCRIPTION: PAYROLL TAXES. AMOUNT: 1,435. DESCRIPTION: RE TAXES. AMOUNT: 626. DESCRIPTION: TELEPHONE. AMOUNT: 3,081. DESCRIPTION: REIMBURSEMENTS. AMOUNT: 3,426. DESCRIPTION: DEPRECIATION. AMOUNT: 175. TOTAL TO FORM 990-EZ, LINE 16: 10,555.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: OTHER DEPRECIABLE ASSETS. BEG. OF YEAR AMOUNT: 655. END OF YEAR AMOUNT: 481.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02020-11-19 02:30:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0TIMOTHY BENJAMIN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum07745450608
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-05-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BAKERY AND CONFECTIONERY WORKERS
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0LOCAL
ReturnHeader/Filer/BusinessNameControlTxt0BAKE
ReturnHeader/Filer/EIN0042609835
ReturnHeader/Filer/PhoneNum07745450608
ReturnHeader/Filer/USAddress/AddressLine1Txt069 IRONSTONE STREE PO BOX 604
ReturnHeader/Filer/USAddress/CityNm0MILLVILLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001529
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId07ADBD96C547CBE419AC9B87DCFC7EE63ECE44F7B
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId057CAB1478FA21B4BB6BCA0ED5F2D8E49AC86AE59
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0173.162.188.213
ReturnHeader/FilingSecurityInformation/IPDt02020-05-14
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0ED
ReturnHeader/FilingSecurityInformation/IPTm014:49:04
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0043508036
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MANZI & ASSOCIATES LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0855 TURNPIKE STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NORTH ANDOVER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001845
ReturnHeader/PreparerPersonGrp/PhoneNum09789751099
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JEANNIE MICKEL
ReturnHeader/ReturnTs02020-05-14T13:51:47-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02018-08-01
ReturnHeader/TaxPeriodEndDt02019-07-31
ReturnHeader/TaxYr02018

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$81,312
Liabilities
$0
Net assets
$81,312
Revenue
$9,856
Expenses
$64,623
Net income
-$54,767
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2021Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.00$0.27$0.27
2020Detailed filing. Detailed filing data is available for this year.$0.27$0.00$0.27$0.00$0.55$0.55
2019Detailed filing. Detailed filing data is available for this year.$0.81$0.00$0.81$0.10$0.65$0.55
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.36$0.00$1.36$1.09$1.41$0.32
2017Detailed filing. Detailed filing data is available for this year.$1.68$0.00$1.68$1.31$1.56$0.25
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.93$0.00$1.93$1.47$1.68$0.21
2015Detailed filing. Detailed filing data is available for this year.$2.14$0.00$2.14$1.48$1.72$0.24
2014Detailed filing. Detailed filing data is available for this year.$2.39$0.01$2.38$1.12$1.38$0.25
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$2.64$0.00$2.64$1.04$1.35$0.32
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.96$0.00$2.95$1.44
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.13$0.00$3.13$1.59
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2019 filings • 501(c)9 • <$500k nonprofits