Liabilities / Assets
66th percentile
Higher debt load relative to assets than 66% of similar nonprofits.
Bakery and Confectionary Workers Local 348 Health & Welfare Fund
990EZ • Fiscal year 2015 • EIN 04-2609835
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.00x
Liabilities / Revenue
67th percentile
Higher debt load relative to revenue than 67% of similar nonprofits.
Net Margin
28th percentile
Higher net margin than 28% of similar nonprofits.
Top Officer Pay
69th percentile
Higher top officer pay than 69% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
34th percentile
Faster asset growth than 34% of similar nonprofits.
Revenue Growth
91st percentile
Faster revenue growth than 91% of similar nonprofits.
Balance Sheet
Assets
Down$214,442
Down $25,035 (-10%) from 2014
Net Assets
Down$214,041
Down $24,118 (-10%) from 2014
Liabilities
Down$401
Down $917 (-70%) from 2014
Revenue And Expenses
Revenue
Up$148,273
Up $35,831 (+32%) from 2014
Expenses
Up$172,391
Up $34,458 (+25%) from 2014
Net Income
Up-$24,118
Up $1,373 (+5.4%) from 2014
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Aug 1, 2014 to Jul 31, 2015
- Signed
- Jan 11, 2016
- Return Version
- 2014v6.0
- Gross Receipts
- $148,273
Mission and Program Overview
Mission
Health and welfare plan for the benefit of bakery and confectionery workers local 348
Program Services
| Description | Grants | Expenses |
|---|---|---|
| PROVIDES PAYMENTS ON BEHALF OF QUALIFIED MEMBERS FOR DENTAL AND OPTICAL SERVICES | $0 | $102,474 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| JUAN FINGUEROA | Trustee | - | $0 | - | - |
| BRIAN BENOIT | Trustee | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Bakery and Confectionary Workers Local
- EIN
- 04-2609835
- Phone
- 5088209238
- Address
- 1 PLEASANT STREET, FRAMINGHAM, MA 01701-4706
Signing Officer
- Name
- Juan Fingueroa
- Title
- Trustee
- Phone
- 5088209238
- Signed
- 2016-01-11
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Manzi & Associates LLC
- Address
- 855 TURNPIKE STREET, NORTH ANDOVER, MA 01845
- Preparer
- Jeannie Mickel
- Phone
- 9789751099
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 4 - Other Investment Income
“Description: interest. Amount: 629.”
Form 990-ez, Part I, Line 16 - Other Expenses
“Description: bank service charge. Amount: 18. Description: insurance. Amount: 1,090. Description: office supplies. Amount: 404. Description: parking. Amount: 104. Description: payroll taxes. Amount: 1,432. Description: postage. Amount: 532. Description: printing. Amount: 105. Description: re taxes. Amount: 647. Description: telephone. Amount: 2,082. Description: utilities. Amount: 3,020. Total to form 990-ez, line 16: 9,434.”
Form 990-ez, Part II, Line 26 - Other Liabilities
“Description: payroll liabilities. Beg. Of year amount: 1,318. End of year amount: 401.”
Raw XML Appendix103 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | 0 |
| IRS990EZ/BenefitsPaidToOrForMembersAmt | 0 | 102474 |
| IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | BCTW LOCAL 348 H&W FUND |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 5088209238 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1 PLEASANT STREET |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | FRAMINGHAM |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MA |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 01701 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 239477 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 214442 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | 0 |
| IRS990EZ/DirectIndirectPltclExpendAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | 0 |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -24118 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 24673 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | 0 |
| IRS990EZ/ForeignOfficeInd | 0 | 0 |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 239477 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 214442 |
| IRS990EZ/GrossReceiptsAmt | 0 | 148273 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartVInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 629 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | 0 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 238159 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 214041 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 238159 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 214041 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 4320 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 0.05 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 0.05 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | JUAN FINGUEROA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | BRIAN BENOIT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | TRUSTEE |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 9434 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | HEALTH AND WELFARE PLAN FOR THE BENEFIT OF BAKERY AND CONFECTIONERY WORKERS LOCAL 348 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 147644 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | PROVIDES PAYMENTS ON BEHALF OF QUALIFIED MEMBERS FOR DENTAL AND OPTICAL SERVICES |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 102474 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 31490 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 1318 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 401 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 172391 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 102474 |
| IRS990EZ/TotalRevenueAmt | 0 | 148273 |
| IRS990EZ/TypeOfOrganizationTrustInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | DESCRIPTION: INTEREST. AMOUNT: 629. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | DESCRIPTION: BANK SERVICE CHARGE. AMOUNT: 18. DESCRIPTION: INSURANCE. AMOUNT: 1,090. DESCRIPTION: OFFICE SUPPLIES. AMOUNT: 404. DESCRIPTION: PARKING. AMOUNT: 104. DESCRIPTION: PAYROLL TAXES. AMOUNT: 1,432. DESCRIPTION: POSTAGE. AMOUNT: 532. DESCRIPTION: PRINTING. AMOUNT: 105. DESCRIPTION: RE TAXES. AMOUNT: 647. DESCRIPTION: TELEPHONE. AMOUNT: 2,082. DESCRIPTION: UTILITIES. AMOUNT: 3,020. TOTAL TO FORM 990-EZ, LINE 16: 9,434. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | DESCRIPTION: PAYROLL LIABILITIES. BEG. OF YEAR AMOUNT: 1,318. END OF YEAR AMOUNT: 401. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES |
| TransferPrsnlBnftContractsDecl/DeclarationDesc | 0 | THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT. |
| ReturnHeader/BuildTS | 0 | 2016-04-25 22:37:26Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JUAN FINGUEROA |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TRUSTEE |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 5088209238 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-01-11 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | BAKERY AND CONFECTIONARY WORKERS LOCAL |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | BAKE |
| ReturnHeader/Filer/EIN | 0 | 042609835 |
| ReturnHeader/Filer/PhoneNum | 0 | 5088209238 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1 PLEASANT STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | FRAMINGHAM |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 017014706 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 043508036 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | MANZI & ASSOCIATES LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 855 TURNPIKE STREET |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | NORTH ANDOVER |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 01845 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9789751099 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JEANNIE MICKEL |
| ReturnHeader/ReturnTs | 0 | 2016-01-27T13:19:59-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-08-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-07-31 |
| ReturnHeader/TaxYr | 0 | 2014 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2015 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $214,442
- Liabilities
- $401
- Net assets
- $214,041
- Revenue
- $148,273
- Expenses
- $172,391
- Net income
- -$24,118