Civic Intelligence

Bakery and Confectionary Workers Local 348 Health & Welfare Fund

990EZ • Fiscal year 2016 • EIN 04-2609835

Aug 01, 2015 to Jul 31, 2016 • Filed on Jan 13, 2017

Organization ProfileN/A

View Organization Page

1 Pleasant StreetFramingham, MA 01701-4706

(508) 820-9238

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

64th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • 501(c)9 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

66th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • 501(c)9 • <$500k nonprofits • Source year 2016

Net Margin

30th percentile

-15%

Higher net margin than 30% of similar nonprofits.

2016 filings • 501(c)9 • <$500k nonprofits • Source year 2016

Top Officer Pay

70th percentile

$0

Higher top officer pay than 70% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)9 • <$500k nonprofits • Source year 2016

Asset Growth

33rd percentile

-10%

Faster asset growth than 33% of similar nonprofits.

2016 filings • 501(c)9 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

53rd percentile

-0.9%

Faster revenue growth than 53% of similar nonprofits.

2016 filings • 501(c)9 • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets64th percentile

Assets

Down

$192,587

Down $21,855 (-10%) from 2015

Net Assets

Down

$192,587

Down $21,454 (-10%) from 2015

Liabilities

Down

$0

Down $401 (-100%) from 2015

Revenue And Expenses
Liabilities / Revenue66th percentileNet Margin30th percentile

Revenue

Down

$147,011

Down $1,262 (-0.9%) from 2015

Expenses

Down

$168,465

Down $3,926 (-2.3%) from 2015

Net Income

Up

-$21,454

Up $2,664 (+11%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth33rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0Assets 2011: $313,400Liabilities 2011: $388Net Assets 2011: $313,0122011Assets 2012: $295,760Liabilities 2012: $339Net Assets 2012: $295,4212012Assets 2013: $264,000Liabilities 2013: $350Net Assets 2013: $263,6502013Assets 2014: $239,477Liabilities 2014: $1,318Net Assets 2014: $238,1592014Assets 2015: $214,442Liabilities 2015: $401Net Assets 2015: $214,0412015Assets 2016: $192,587Liabilities 2016: $0Net Assets 2016: $192,5872016Assets 2017: $167,844Liabilities 2017: $0Net Assets 2017: $167,8442017Assets 2018: $136,079Liabilities 2018: $0Net Assets 2018: $136,0792018Assets 2019: $81,312Liabilities 2019: $0Net Assets 2019: $81,3122019Assets 2020: $26,747Liabilities 2020: $0Net Assets 2020: $26,7472020Assets 2021: $0Liabilities 2021: $0Net Assets 2021: $02021

Highlighted filing

2016

Assets$192,587
Liabilities$0
Net Assets$192,587
Open 2016 Filing

Operations Trend

Revenue Growth53rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KExpenses 2011: $158,8112011Expenses 2012: $143,8772012Revenue 2013: $103,727Expenses 2013: $135,498Net Income 2013: -$31,7712013Revenue 2014: $112,442Expenses 2014: $137,933Net Income 2014: -$25,4912014Revenue 2015: $148,273Expenses 2015: $172,391Net Income 2015: -$24,1182015Revenue 2016: $147,011Expenses 2016: $168,465Net Income 2016: -$21,4542016Revenue 2017: $130,861Expenses 2017: $155,604Net Income 2017: -$24,7432017Revenue 2018: $108,918Expenses 2018: $140,683Net Income 2018: -$31,7652018Revenue 2019: $9,856Expenses 2019: $64,623Net Income 2019: -$54,7672019Revenue 2020: $203Expenses 2020: $54,768Net Income 2020: -$54,5652020Revenue 2021: $8Expenses 2021: $26,755Net Income 2021: -$26,7472021

Highlighted filing

2016

Revenue$147,011
Expenses$168,465
Net Income-$21,454
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Aug 1, 2015 to Jul 31, 2016
Signed
Jan 13, 2017
Return Version
2015v3.0
Gross Receipts
$147,011
Mission and Program Overview

Mission

Health and welfare plan for the benefit of bakery and confectionery workers local 348

Program Services

DescriptionGrantsExpenses
PROVIDES PAYMENTS ON BEHALF OF QUALIFIED MEMBERS FOR DENTAL AND OPTICAL SERVICES$0$106,149
Compensation and Service Providers
Top Officer Pay70th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JUAN FINGUEROATrustee-$0--
BRIAN BENOITTrustee-$0--
JEANNE COREYTrustee-$0--
LINDA EVANSTrustee-$0--
Filing and Contact Details

Filer

Filer Name
Bakery and Confectionery Workers
EIN
04-2609835
Phone
5088209238
Address
1 PLEASANT STREET, FRAMINGHAM, MA 01701-4706

Signing Officer

Name
Juan Fingueroa
Title
Trustee
Phone
5088209238
Signed
2017-01-13
Discuss with paid preparer
Yes

Preparer

Firm
Manzi & Associates LLC
Address
855 TURNPIKE STREET, NORTH ANDOVER, MA 01845
Preparer
Jeannie Mickel
Phone
9789751099
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest. Amount: 546.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: bank service charge. Amount: 18. Description: insurance. Amount: 1,629. Description: office supplies. Amount: 722. Description: parking. Amount: 134. Description: payroll taxes. Amount: 1,009. Description: postage. Amount: 1,432. Description: printing. Amount: 1,773. Description: re taxes. Amount: 622. Description: telephone. Amount: 2,358. Description: utilities. Amount: 640. Total to form 990-ez, line 16: 10,337.”

Form 990-ez, Part II, Line 26 - Other Liabilities

“Description: payroll liabilities. Beg. Of year amount: 401. End of year amount: 0.”

Raw XML Appendix116 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt0106148
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0BCTW LOCAL 348 H&W FUND
IRS990EZ/BooksInCareOfDetail/PhoneNum05088209238
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt01 PLEASANT STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0FRAMINGHAM
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd001701
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0214442
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0192587
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-21454
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt016068
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0214442
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0192587
IRS990EZ/GrossReceiptsAmt0147011
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt0546
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0214041
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0192587
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0214041
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0192587
IRS990EZ/OccupancyRentUtltsAndMaintAmt04320
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.05
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.05
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.05
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.05
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JUAN FINGUEROA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1BRIAN BENOIT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JEANNE COREY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3LINDA EVANS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TRUSTEE
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt010337
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0HEALTH AND WELFARE PLAN FOR THE BENEFIT OF BAKERY AND CONFECTIONERY WORKERS LOCAL 348
IRS990EZ/ProgramServiceRevenueAmt0146465
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDES PAYMENTS ON BEHALF OF QUALIFIED MEMBERS FOR DENTAL AND OPTICAL SERVICES
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0106149
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt031592
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0401
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt0168465
IRS990EZ/TotalProgramServiceExpensesAmt0106149
IRS990EZ/TotalRevenueAmt0147011
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST. AMOUNT: 546.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: BANK SERVICE CHARGE. AMOUNT: 18. DESCRIPTION: INSURANCE. AMOUNT: 1,629. DESCRIPTION: OFFICE SUPPLIES. AMOUNT: 722. DESCRIPTION: PARKING. AMOUNT: 134. DESCRIPTION: PAYROLL TAXES. AMOUNT: 1,009. DESCRIPTION: POSTAGE. AMOUNT: 1,432. DESCRIPTION: PRINTING. AMOUNT: 1,773. DESCRIPTION: RE TAXES. AMOUNT: 622. DESCRIPTION: TELEPHONE. AMOUNT: 2,358. DESCRIPTION: UTILITIES. AMOUNT: 640. TOTAL TO FORM 990-EZ, LINE 16: 10,337.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: PAYROLL LIABILITIES. BEG. OF YEAR AMOUNT: 401. END OF YEAR AMOUNT: 0.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JUAN FINGUEROA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum05088209238
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-01-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BAKERY AND CONFECTIONERY WORKERS
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0LOCAL
ReturnHeader/Filer/BusinessNameControlTxt0BAKE
ReturnHeader/Filer/EIN0042609835
ReturnHeader/Filer/PhoneNum05088209238
ReturnHeader/Filer/USAddress/AddressLine1Txt01 PLEASANT STREET
ReturnHeader/Filer/USAddress/CityNm0FRAMINGHAM
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd0017014706
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0043508036
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MANZI & ASSOCIATES LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0855 TURNPIKE STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NORTH ANDOVER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001845
ReturnHeader/PreparerPersonGrp/PhoneNum09789751099
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JEANNIE MICKEL
ReturnHeader/ReturnTs02017-01-25T11:01:42-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02015-08-01
ReturnHeader/TaxPeriodEndDt02016-07-31
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$192,587
Liabilities
$0
Net assets
$192,587
Revenue
$147,011
Expenses
$168,465
Net income
-$21,454
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2021Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.00$0.27$0.27
2020Detailed filing. Detailed filing data is available for this year.$0.27$0.00$0.27$0.00$0.55$0.55
2019Detailed filing. Detailed filing data is available for this year.$0.81$0.00$0.81$0.10$0.65$0.55
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.36$0.00$1.36$1.09$1.41$0.32
2017Detailed filing. Detailed filing data is available for this year.$1.68$0.00$1.68$1.31$1.56$0.25
2016Detailed filing. Detailed filing data is available for this year.$1.93$0.00$1.93$1.47$1.68$0.21
2015Detailed filing. Detailed filing data is available for this year.$2.14$0.00$2.14$1.48$1.72$0.24
2014Detailed filing. Detailed filing data is available for this year.$2.39$0.01$2.38$1.12$1.38$0.25
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$2.64$0.00$2.64$1.04$1.35$0.32
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.96$0.00$2.95$1.44
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.13$0.00$3.13$1.59
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2016 filings • 501(c)9 • <$500k nonprofits