Civic Intelligence

Massachusetts Mortgage Bankers

EIN 04-2605504 • 501(c)6 • Boston, MA

Profile

To sponsor educational seminars relative to the mortgage industry and to attempt to solve mortgage related problems.

185 Devonshire Street Suite 601Boston, MA 02110

www.massmba.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

70th percentile

0.19x

Higher debt load relative to assets than 70% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

68th percentile

0.16x

Higher debt load relative to revenue than 68% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Net Margin

39th percentile

0.3%

Higher net margin than 39% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

67th percentile

$92,626

Higher top officer pay than 67% of similar nonprofits.

Top officer pay equals 16.4% of source-year revenue.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Asset Growth

7th percentile

-33%

Faster asset growth than 7% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

71st percentile

15%

Faster revenue growth than 71% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets70th percentile

Assets

Down

$482,451

Down $240,193 (-33%) from 2023

Liabilities

Down

$91,207

Down $242,065 (-73%) from 2023

Net Assets

Up

$391,244

Up $1,872 (+0.5%) from 2023

Operations
Liabilities / Revenue68th percentileNet Margin39th percentile

Revenue

Up

$566,468

Up $73,723 (+15%) from 2023

Expenses

Down

$564,596

Down $55,224 (-8.9%) from 2023

Net Income

Up

$1,872

Up $128,947 (+101%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth7th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2010: $484,138Liabilities 2010: $99,275Net Assets 2010: $384,8632010Assets 2011: $340,912Liabilities 2011: $57,840Net Assets 2011: $283,0722011Assets 2012: $438,715Liabilities 2012: $52,833Net Assets 2012: $385,8822012Assets 2013: $665,144Liabilities 2013: $110,696Net Assets 2013: $554,4482013Assets 2014: $691,526Liabilities 2014: $71,640Net Assets 2014: $619,8862014Assets 2015: $1,149,497Liabilities 2015: $448,028Net Assets 2015: $701,4692015Assets 2016: $1,254,517Liabilities 2016: $453,484Net Assets 2016: $801,0332016Assets 2017: $1,363,064Liabilities 2017: $427,682Net Assets 2017: $935,3822017Assets 2018: $1,345,517Liabilities 2018: $350,906Net Assets 2018: $994,6112018Assets 2019: $1,281,525Liabilities 2019: $342,588Net Assets 2019: $938,9372019Assets 2020: $1,091,688Liabilities 2020: $360,695Net Assets 2020: $730,9932020Assets 2021: $1,052,704Liabilities 2021: $419,591Net Assets 2021: $633,1132021Assets 2022: $997,341Liabilities 2022: $480,894Net Assets 2022: $516,4472022Assets 2023: $722,644Liabilities 2023: $333,272Net Assets 2023: $389,3722023Assets 2024: $482,451Liabilities 2024: $91,207Net Assets 2024: $391,2442024

Highlighted filing

2024

Assets$482,451
Liabilities$91,207
Net Assets$391,244
Open 2024 Filing

Operations Trend

Revenue Growth71st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $442,5192010Expenses 2011: $325,0032011Expenses 2012: $304,5802012Revenue 2013: $731,022Expenses 2013: $588,456Net Income 2013: $142,5662013Revenue 2014: $650,697Expenses 2014: $585,259Net Income 2014: $65,4382014Revenue 2015: $705,348Expenses 2015: $621,765Net Income 2015: $83,5832015Revenue 2016: $746,822Expenses 2016: $647,258Net Income 2016: $99,5642016Revenue 2017: $885,455Expenses 2017: $751,106Net Income 2017: $134,3492017Revenue 2018: $802,717Expenses 2018: $743,488Net Income 2018: $59,2292018Revenue 2019: $673,188Expenses 2019: $728,862Net Income 2019: -$55,6742019Revenue 2020: $252,613Expenses 2020: $460,557Net Income 2020: -$207,9442020Revenue 2021: $497,712Expenses 2021: $595,592Net Income 2021: -$97,8802021Revenue 2022: $537,189Expenses 2022: $653,855Net Income 2022: -$116,6662022Revenue 2023: $492,745Expenses 2023: $619,820Net Income 2023: -$127,0752023Revenue 2024: $566,468Expenses 2024: $564,596Net Income 2024: $1,8722024

Highlighted filing

2024

Revenue$566,468
Expenses$564,596
Net Income$1,872
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$482,451
Liabilities
$91,207
Net assets
$391,244
Revenue
$566,468
Expenses
$564,596
Net income
$1,872
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.48$0.09$0.39$0.57$0.56$0.00
2023Detailed filing. Detailed filing data is available for this year.$0.72$0.33$0.39$0.49$0.62$0.13
2022Detailed filing. Detailed filing data is available for this year.$1.00$0.48$0.52$0.54$0.65$0.12
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.05$0.42$0.63$0.50$0.60$0.10
2020Detailed filing. Detailed filing data is available for this year.$1.09$0.36$0.73$0.25$0.46$0.21
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.28$0.34$0.94$0.67$0.73$0.06
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.35$0.35$0.99$0.80$0.74$0.06
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.36$0.43$0.94$0.89$0.75$0.13
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.25$0.45$0.80$0.75$0.65$0.10
2015Detailed filing. Detailed filing data is available for this year.$1.15$0.45$0.70$0.71$0.62$0.08
2014Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$0.69$0.07$0.62$0.65$0.59$0.07
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$0.67$0.11$0.55$0.73$0.59$0.14
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.44$0.05$0.39$0.30
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.34$0.06$0.28$0.33
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.48$0.10$0.38$0.44
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • $500k-$1M nonprofits