Civic Intelligence

Berkshire Housing Development Corp

990 • Fiscal year 2017 • EIN 04-2483322

Jul 01, 2016 to Jun 30, 2017 • Filed on Sep 20, 2017

PO Box 1180Pittsfield, MA 01202

(413) 499-1630

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

60th percentile

0.17x

Higher debt load relative to assets than 60% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Liabilities / Revenue

64th percentile

0.21x

Higher debt load relative to revenue than 64% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Net Margin

96th percentile

73%

Higher net margin than 96% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Top Officer Pay

82nd percentile

$142,805

Higher top officer pay than 82% of similar nonprofits.

Top officer pay equals 3.9% of source-year revenue.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Asset Growth

98th percentile

187%

Faster asset growth than 98% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Revenue Growth

96th percentile

193%

Faster revenue growth than 96% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Assets

Up

$4,452,857

Up $2,902,397 (+187%) from 2016

Net Assets

Up

$3,698,077

Up $2,676,842 (+262%) from 2016

Liabilities

Up

$754,780

Up $225,555 (+43%) from 2016

Revenue

Up

$3,666,412

Up $2,414,839 (+193%) from 2016

Expenses

Down

$989,570

Down $7,233 (-0.7%) from 2016

Net Income

Up

$2,676,842

Up $2,422,072 (+951%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10M$5.0M$0Assets 2015: $1,352,199Liabilities 2015: $585,734Net Assets 2015: $766,4652015Assets 2016: $1,550,460Liabilities 2016: $529,225Net Assets 2016: $1,021,2352016Assets 2017: $4,452,857Liabilities 2017: $754,780Net Assets 2017: $3,698,0772017Assets 2018: $4,933,820Liabilities 2018: $974,066Net Assets 2018: $3,959,7542018Assets 2019: $5,343,161Liabilities 2019: $678,151Net Assets 2019: $4,665,0102019Assets 2020: $6,689,987Liabilities 2020: $678,600Net Assets 2020: $6,011,3872020Assets 2021: $7,085,718Liabilities 2021: $484,020Net Assets 2021: $6,601,6982021Assets 2022: $8,403,585Liabilities 2022: $688,887Net Assets 2022: $7,714,6982022Assets 2023: $8,354,932Liabilities 2023: $721,147Net Assets 2023: $7,633,7852023Assets 2024: $8,274,911Liabilities 2024: $634,433Net Assets 2024: $7,640,4782024

Highlighted filing

2017

Assets$4,452,857
Liabilities$754,780
Net Assets$3,698,077

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MRevenue 2015: $550,232Expenses 2015: $447,051Net Income 2015: $103,1812015Revenue 2016: $1,251,573Expenses 2016: $996,803Net Income 2016: $254,7702016Revenue 2017: $3,666,412Expenses 2017: $989,570Net Income 2017: $2,676,8422017Revenue 2018: $1,311,456Expenses 2018: $1,049,779Net Income 2018: $261,6772018Revenue 2019: $1,853,390Expenses 2019: $1,148,134Net Income 2019: $705,2562019Revenue 2020: $2,746,025Expenses 2020: $1,399,648Net Income 2020: $1,346,3772020Revenue 2021: $2,469,428Expenses 2021: $1,879,117Net Income 2021: $590,3112021Revenue 2022: $3,182,367Expenses 2022: $2,069,367Net Income 2022: $1,113,0002022Revenue 2023: $2,702,603Expenses 2023: $2,783,516Net Income 2023: -$80,9132023Revenue 2024: $3,744,372Expenses 2024: $3,487,679Net Income 2024: $256,6932024

Highlighted filing

2017

Revenue$3,666,412
Expenses$989,570
Net Income$2,676,842
Jump To
Filing Snapshot
Filing Period
Jul 1, 2016 to Jun 30, 2017
Signed
Sep 20, 2017
Return Version
2016v3.0
Gross Receipts
$3,745,009
Mission and Program Overview

Mission

Development and operation of housing and community development projects and programs that benefit low and moderate income people. Most significant current activities are developing affordable housing, administering the Section 8 HCV Program, administering housing assistance programs including RAFT, HomeBASE and Neighbor to Neighbor and operating the regionb

Development and operation of housing and community development projects and programs that benefit low and moderate income people. Most significant current activities are developing affordable housing, administering the Section 8 HCV Program, administering housing assistance programs including RAFT, HomeBASE and Neighbor to Neighbor and operating the regions Housing Consumer Education Center.

Balance Sheet Detail
LineBeginningEndChange
Assets
Receivables From Officers Etc-$2,760,098-
Accounts Receivable$370,294$555,651▲ $185,357
Land, Buildings, and Equipment, Net$55,654$365,040▲ $309,386
Savings and Temporary Cash Investments$149,739$170,490▲ $20,751
Cash and Non-Interest-Bearing Accounts$376,304$144,412▼ $231,892
Investments Other Securities-$5,000-
Prepaid Expenses and Deferred Charges$18,711$4,653▼ $14,058
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$1,550,460$4,452,857▲ $2,902,397
Other Assets Total$579,758$447,513▼ $132,245
Liabilities
Mortgage Notes Payable Secured by Investment Property-$300,000-
Unsecured Notes Loans Payable$243,925$243,925→ $0
Other Liabilities$221,048$139,502▼ $81,546
Accounts Payable and Accrued Expenses$64,252$71,353▲ $7,101
Total Liabilities$529,225$754,780▲ $225,555
Net Assets / Fund Balance
Unrestricted Net Assets$1,021,235$3,698,077▲ $2,676,842
Total Net Assets Fund Balance$1,021,235$3,698,077▲ $2,676,842
Total Liabilities and Net Assets / Fund Balance$1,550,460$4,452,857▲ $2,902,397

Asset Categories

AssetBook ValueDepreciationBasis
Land$316,076-$316,076
Equipment$20,391$13,322$33,713
Leasehold Improvements$28,573$4,254$32,827
Other Assets Org$7,914--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Elton OgdenPresidentFT$142,805$142,805
Lisa WrightVice PresidentFT$100,111$100,111

Board Members and Trustees

NameTitle
Michael FerryChairman
Jay AndersonVice Chairman
Andrew HochbergDirector
Jackie McninchDirector
Jay SacchettiDirector
Paula LewisDirector
Steven OwensDirector
Millie BlumClerk
Arthur MilanoTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$2,746,040
Program Service Revenue
$896,739
Investment Income
$15,167
Other Revenue
$8,466
All Other Contributions
$2,512,284
Change in Net Assets
$2,676,842
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$718,475
Other Expenses$271,095
Total Fundraising Expense$15,104
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$241,608$60,902$2,002$304,512
Current Officers, Directors, Trustees, and Key Employees$48,466$186,588$7,862$242,916
Other Employee Benefits$54,979$36,731$118$91,828
Occupancy$26,308$17,539-$43,847
Payroll Taxes$22,794$19,398$888$43,080
Pension Plan Contributions$28,319$7,228$592$36,139
Fees for Services Accounting-$18,050-$18,050
Office Expenses$3,352$13,258$150$16,760
Insurance$9,879$6,697$167$16,743
Interest-$12,266-$12,266
All Other Expenses-$10,277-$10,277
Other Expenses$5,497$1,374$125$6,871
Depreciation Depletion$4,014$2,676-$6,690
Advertising-$1,169$450$1,619
Payment Travel Entrtnmnt Publicly Ofcl$621$414-$1,035
Conferences and Meetings$454$302-$756
Fees for Services Legal-$750-$750
Total Functional Expenses$469,939$504,527$15,104$989,570
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees-$2,760,098-
Receivables from Disqualified Persons-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued Salaries and Vacation$72,937
Due To/from Bhsi$47,336
AP Reuse funds$12,329
Security Deposits Payable$4,882
Accrued Bond Interest$2,018
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

The board of directors will review in detail the form 990 before the form is to be filed.

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

The CEO salary range was established by the board prior to filling the position. The range was based on a review of salaries of similar regional nonprofit housing organizations in the Mass Regional Housing Network.

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

A salary study was performed by a board subcommittee and the HR administrator to establish salary ranges. The study used available National data adjusted for location and data collected from the other Regional Non Profits.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

They are available upon request.

Filing and Contact Details

Filer

Filer Name
Berkshire Housing Development
EIN
04-2483322
Phone
4134991630
Address
PO BOX 1180, PITTSFIELD, MA 01202

Signing Officer

Name
Elton Ogden
Title
President
Signed
2017-09-20
Discuss with paid preparer
Yes

Organization Details

Formed
1971
Legal Domicile
Ma
Voting Board Members
9
Independent Board Members
9
Employees
12

Preparer

Firm
Lombardi Clairmont & Keegan CPAs
Address
35 Pearl Street, Pittsfield, MA 01201-4718
Preparer
Barry J Clairmont
Phone
4134993733
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 4D: Other Program Services Description

OTHER PROGRAM SERVICES 4: Berkshire Housing administers the Section 8 Housing Choice Voucher and Section 8 Mod Rehab rental assistance programs in Berkshire County under contract with DHCD. Section 8 rental vouchers provide rent subsidies to more than 570 low-income families who reside in privately owned housing throughout the County. The Section 8 Mod Rehab are Project Based rent subsidies attached to specific apartments located in privately owned buildings in Pittsfield, Massachusetts. OTHER PROGRAM SERVICES 5: OTHER PROGRAM SERVICES

Raw XML AppendixShowing 400 of 593 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt064252
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt071353
IRS990/AccountsReceivableGrp/BOYAmt0370294
IRS990/AccountsReceivableGrp/EOYAmt0555651
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0Development and operation of housing and community development projects and programs that benefit low and moderate income people. Most significant current activities are developing affordable housing, administering the Section 8 HCV Program, administering housing assistance programs including RAFT, HomeBASE and Neighbor to Neighbor and operating the regions Housing Consumer Education Center.
IRS990/AdvertisingGrp/FundraisingAmt0450
IRS990/AdvertisingGrp/ManagementAndGeneralAmt01169
IRS990/AdvertisingGrp/TotalAmt01619
IRS990/AllAffiliatesIncludedInd0false
IRS990/AllOtherContributionsAmt02512284
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt010277
IRS990/AllOtherExpensesGrp/TotalAmt010277
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0CHRISTINE BURKE
IRS990/BooksInCareOfDetail/PhoneNum04134991630
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 1180
IRS990/BooksInCareOfDetail/USAddress/CityNm0PITTSFIELD
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd001202
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0376304
IRS990/CashNonInterestBearingGrp/EOYAmt0144412
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt07862
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt0186588
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt048466
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0242916
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt0302
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt0454
IRS990/ConferencesMeetingsGrp/TotalAmt0756
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0true
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt02746040
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt015167
IRS990/CYOtherExpensesAmt0271095
IRS990/CYOtherRevenueAmt08466
IRS990/CYProgramServiceRevenueAmt0896739
IRS990/CYRevenuesLessExpensesAmt02676842
IRS990/CYSalariesCompEmpBnftPaidAmt0718475
IRS990/CYTotalExpensesAmt0989570
IRS990/CYTotalFundraisingExpenseAmt015104
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03666412
IRS990/DAFExcessBusinessHoldingsInd0false
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt02676
IRS990/DepreciationDepletionGrp/ProgramServicesAmt04014
IRS990/DepreciationDepletionGrp/TotalAmt06690
IRS990/Desc0Berkshire Housing administers the Section 8 Housing Choice Voucher and Section 8 Mod Rehab rental assistance programs in Berkshire County under contract with DHCD. Section 8 rental vouchers provide rent subsidies to more than 570 low-income families who reside in privately owned housing throughout the County. The Section 8 Mod Rehab are Project Based rent subsidies attached to specific apartments located in privately owned buildings in Pittsfield, Massachusetts.
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DistributionToDonorInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt012
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/EscrowAccountInd0false
IRS990/ExpenseAmt0291028
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditPerformedInd0true
IRS990/FederalGrantAuditRequiredInd0true
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt018050
IRS990/FeesForServicesAccountingGrp/TotalAmt018050
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt0750
IRS990/FeesForServicesLegalGrp/TotalAmt0750
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282FiledCnt00
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0JAY ANDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm1MILLIE BLUM
IRS990/Form990PartVIISectionAGrp/PersonNm2ANDREW HOCHBERG
IRS990/Form990PartVIISectionAGrp/PersonNm3MICHAEL FERRY
IRS990/Form990PartVIISectionAGrp/PersonNm4ARTHUR MILANO
IRS990/Form990PartVIISectionAGrp/PersonNm5JAY SACCHETTI
IRS990/Form990PartVIISectionAGrp/PersonNm6JACKIE MCNINCH
IRS990/Form990PartVIISectionAGrp/PersonNm7STEVEN OWENS
IRS990/Form990PartVIISectionAGrp/PersonNm8PAULA LEWIS
IRS990/Form990PartVIISectionAGrp/PersonNm9ELTON OGDEN
IRS990/Form990PartVIISectionAGrp/PersonNm10LISA WRIGHT
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9142805
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10100111
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1CLERK
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt4Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9President
IRS990/Form990PartVIISectionAGrp/TitleTxt10Vice President
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/Form990TFiledInd0false
IRS990/FormationYr01971
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GovernmentGrantsAmt0233756
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt03745009
IRS990/GrossRentsGrp/RealAmt087063
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/FundraisingAmt0167
IRS990/InsuranceGrp/ManagementAndGeneralAmt06697
IRS990/InsuranceGrp/ProgramServicesAmt09879
IRS990/InsuranceGrp/TotalAmt016743
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt012266
IRS990/InterestGrp/TotalAmt012266
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt015167
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt015167
IRS990/InvestmentInJointVentureInd0true
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt05000
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt09
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt017576
IRS990/LandBldgEquipBasisNetGrp/BOYAmt055654
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0365040
IRS990/LandBldgEquipCostOrOtherBssAmt0382616
IRS990/LegalDomicileStateCd0MA
IRS990/LessRentalExpensesGrp/RealAmt078597
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0Development and operation of housing and community development projects and programs that benefit low and moderate income people. Most significant current activities are developing affordable housing, administering the Section 8 HCV Program, administering housing assistance programs including RAFT, HomeBASE and Neighbor to Neighbor and operating the regions Housing Consumer Education Center.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt0300000
IRS990/NetAssetsOrFundBalancesBOYAmt01021235
IRS990/NetAssetsOrFundBalancesEOYAmt03698077
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt08466
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt08466
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt017539
IRS990/OccupancyGrp/ProgramServicesAmt026308
IRS990/OccupancyGrp/TotalAmt043847
IRS990/OfficeExpensesGrp/FundraisingAmt0150
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt013258
IRS990/OfficeExpensesGrp/ProgramServicesAmt03352
IRS990/OfficeExpensesGrp/TotalAmt016760
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt0579758
IRS990/OtherAssetsTotalGrp/EOYAmt0447513
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt0118
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt036731
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt054979
IRS990/OtherEmployeeBenefitsGrp/TotalAmt091828
IRS990/OtherExpensesGrp/Desc0CONSULTING EXPENSE
IRS990/OtherExpensesGrp/Desc1DATA PROCESSING
IRS990/OtherExpensesGrp/Desc2Postage and Shipping
IRS990/OtherExpensesGrp/Desc3OFFICE MAINTENANCE
IRS990/OtherExpensesGrp/FundraisingAmt02750
IRS990/OtherExpensesGrp/FundraisingAmt1125
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0102587
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt14580
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt21741
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt31374
IRS990/OtherExpensesGrp/ProgramServicesAmt09940
IRS990/OtherExpensesGrp/ProgramServicesAmt16871
IRS990/OtherExpensesGrp/ProgramServicesAmt26837
IRS990/OtherExpensesGrp/ProgramServicesAmt35497
IRS990/OtherExpensesGrp/TotalAmt0115277
IRS990/OtherExpensesGrp/TotalAmt111451
IRS990/OtherExpensesGrp/TotalAmt28703
IRS990/OtherExpensesGrp/TotalAmt36871
IRS990/OtherLiabilitiesGrp/BOYAmt0221048
IRS990/OtherLiabilitiesGrp/EOYAmt0139502
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt02002
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt060902
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0241608
IRS990/OtherSalariesAndWagesGrp/TotalAmt0304512
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt0888
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt019398
IRS990/PayrollTaxesGrp/ProgramServicesAmt022794
IRS990/PayrollTaxesGrp/TotalAmt043080
IRS990/PensionPlanContributionsGrp/FundraisingAmt0592
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt07228
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt028319
IRS990/PensionPlanContributionsGrp/TotalAmt036139
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt018711
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt04653
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgSrvcAccomActy2Grp/Desc0HCEC - The Housing Consumer Education Center serves as a single source of information, referrals and services for anyone with a housing related issue. Tenants, landlords, prospective buyers, and homeowners can access information designed to maximize housing stability, strengthen investments, and minimize disputes. Through our programs and supports, we strive to prevent homelessness, foster economic self-sufficiency, and ensure housing stability for everyone in the Berkshire County area.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0110346
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0200231
IRS990/ProgSrvcAccomActy3Grp/Desc0OTHER PROGRAM SERVICES
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt042095
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt089283
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0246193
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt014016
IRS990/PymtTravelEntrtnmntPubOfclGrp/ManagementAndGeneralAmt0414
IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt0621
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt01035
IRS990/PYOtherExpensesAmt0234191
IRS990/PYOtherRevenueAmt010135
IRS990/PYProgramServiceRevenueAmt0981229
IRS990/PYRevenuesLessExpensesAmt0254770
IRS990/PYSalariesCompEmpBnftPaidAmt0762612
IRS990/PYTotalExpensesAmt0996803
IRS990/PYTotalRevenueAmt01251573
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt02760098
IRS990/ReconcilationRevenueExpnssAmt02676842
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0true
IRS990/RentalIncomeOrLossGrp/RealAmt08466
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0442608
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0149739
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0170490
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/First5Years509Ind0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt02746040
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0246193
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt040340
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt03032573
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt015167
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt014016
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt012742
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt041925
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0896739
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0981228
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0486160
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt02364127
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt015167
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt014016
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt012742
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt041925
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearAmt08466
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus1YearAmt010135
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus2YearsAmt010990
IRS990ScheduleA/OtherIncome509Grp/TotalAmt029591
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.00000
IRS990ScheduleA/PublicSupportTotal509Amt05396700
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt03642779
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt01227421
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0526500
IRS990ScheduleA/Total509Grp/TotalAmt05396700
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt03666412

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings