Civic Intelligence

North Central Massachusetts Association of Realtors Inc

990 • Fiscal year 2020 • EIN 04-2374565

Jan 01, 2020 to Dec 31, 2020 • Filed on Aug 03, 2021

Organization ProfileWWW.NCMAR.COM
40 Summer StreetFitchburg, MA 01420

(978) 345-2531

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

89th percentile

0.46x

Higher debt load relative to assets than 89% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

94th percentile

0.68x

Higher debt load relative to revenue than 94% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Source year 2020

Net Margin

52nd percentile

4.1%

Higher net margin than 52% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Source year 2020

Top Officer Pay

92nd percentile

$76,400

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 39.8% of source-year revenue.

2020 filings • 501(c)6 • <$500k nonprofits • Source year 2020

Asset Growth

67th percentile

14%

Faster asset growth than 67% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

65th percentile

-8.6%

Faster revenue growth than 65% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets89th percentile

Assets

Up

$282,937

Up $33,821 (+14%) from 2019

Net Assets

Up

$152,397

Up $7,899 (+5.5%) from 2019

Liabilities

Up

$130,540

Up $25,922 (+25%) from 2019

Revenue And Expenses
Liabilities / Revenue94th percentileNet Margin52nd percentile

Revenue

Down

$191,799

Down $18,033 (-8.6%) from 2019

Expenses

Down

$183,900

Down $2,722 (-1.5%) from 2019

Net Income

Down

$7,899

Down $15,311 (-66%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth67th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2011: $185,619Liabilities 2011: $82,493Net Assets 2011: $103,1262011Assets 2012: $174,467Liabilities 2012: $87,205Net Assets 2012: $87,2622012Assets 2013: $139,095Liabilities 2013: $70,126Net Assets 2013: $68,9692013Assets 2014: $185,913Liabilities 2014: $98,996Net Assets 2014: $86,9172014Assets 2015: $174,583Liabilities 2015: $88,095Net Assets 2015: $86,4882015Assets 2016: $211,883Liabilities 2016: $120,988Net Assets 2016: $90,8952016Assets 2017: $197,090Liabilities 2017: $93,503Net Assets 2017: $103,5872017Assets 2018: $285,602Liabilities 2018: $164,314Net Assets 2018: $121,2882018Assets 2019: $249,116Liabilities 2019: $104,618Net Assets 2019: $144,4982019Assets 2020: $282,937Liabilities 2020: $130,540Net Assets 2020: $152,3972020Assets 2021: $293,890Liabilities 2021: $134,812Net Assets 2021: $159,0782021Assets 2022: $256,913Liabilities 2022: $122,930Net Assets 2022: $133,9832022Assets 2023: $237,142Liabilities 2023: $130,935Net Assets 2023: $106,2072023Assets 2024: $183,156Liabilities 2024: $99,708Net Assets 2024: $83,4482024

Highlighted filing

2020

Assets$282,937
Liabilities$130,540
Net Assets$152,397
Open 2020 Filing

Operations Trend

Revenue Growth65th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $182,177Expenses 2011: $189,151Net Income 2011: -$6,9742011Revenue 2012: $159,441Expenses 2012: $184,212Net Income 2012: -$24,7712012Revenue 2013: $149,179Expenses 2013: $167,470Net Income 2013: -$18,2912013Revenue 2014: $197,301Expenses 2014: $179,356Net Income 2014: $17,9452014Revenue 2015: $184,366Expenses 2015: $184,795Net Income 2015: -$4292015Revenue 2016: $197,209Expenses 2016: $192,802Net Income 2016: $4,4072016Revenue 2017: $213,218Expenses 2017: $200,526Net Income 2017: $12,6922017Revenue 2018: $195,636Expenses 2018: $177,935Net Income 2018: $17,7012018Revenue 2019: $209,832Expenses 2019: $186,622Net Income 2019: $23,2102019Revenue 2020: $191,799Expenses 2020: $183,900Net Income 2020: $7,8992020Revenue 2021: $205,607Expenses 2021: $198,926Net Income 2021: $6,6812021Revenue 2022: $202,978Expenses 2022: $228,073Net Income 2022: -$25,0952022Revenue 2023: $189,887Expenses 2023: $217,663Net Income 2023: -$27,7762023Revenue 2024: $186,044Expenses 2024: $208,803Net Income 2024: -$22,7592024

Highlighted filing

2020

Revenue$191,799
Expenses$183,900
Net Income$7,899
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Aug 3, 2021
Return Version
2020v4.1
Gross Receipts
$192,224
Mission and Program Overview

Mission

The organization unites those engaged in the recognized branches of the real estate business in the community for the purposes of exerting a beneficial influence upon matters effecting the real estate business and related interests.

To strengthen the realtor image and value to the community, maintain the highest standards of ethics and professionalism, provide benefits to assist members in achieving professional goals and advocate for the preservation of private property rights.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$194,974$230,387▲ $35,413
Land, Buildings, and Equipment, Net$44,468$42,842▼ $1,626
Savings and Temporary Cash Investments$9,674$9,708▲ $34
Total Assets$249,116$282,937▲ $33,821
Liabilities
Deferred Revenue$104,551$130,254▲ $25,703
Accounts Payable and Accrued Expenses$67$286▲ $219
Total Liabilities$104,618$130,540▲ $25,922
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$144,498$152,397▲ $7,899
Total Net Assets Fund Balance$144,498$152,397▲ $7,899
Total Liabilities and Net Assets / Fund Balance$249,116$282,937▲ $33,821

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$13,220$131,615$144,835
Other Land Buildings$622$136,953$137,575
Land$29,000-$29,000
Compensation and Service Providers
Top Officer Pay92nd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Kathy LoreExecutive DirectorFT$76,400$76,400

Board Members and Trustees

NameTitle
Susan WrightPast President
Kendra DickinsonPresident
Darlene RossiPresident Elect
Laura ShifrinDirector
Steven KellyDirector
Nicholas PelletierSecretary
Shauna RobertsTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$160,810
Program Service Revenue
$17,750
Investment Income
$129
Other Revenue
$13,110
Change in Net Assets
$7,899
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$120,235
Other Expenses$63,665
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$61,634$15,408-$77,042
Other Salaries and Wages$15,487$3,872-$19,359
Other Employee Benefits$12,885$3,221-$16,106
All Other Expenses-$8,320-$8,320
Payroll Taxes$6,080$1,520-$7,600
Office Expenses-$6,600-$6,600
Other Expenses$8,000$5,670-$5,670
Insurance-$4,177-$4,177
Travel$2,888--$2,888
Fees for Services Accounting-$2,850-$2,850
Depreciation Depletion-$1,626-$1,626
Pension Plan Contributions$103$25-$128
Total Functional Expenses$107,077$76,823$0$183,900
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Justin LoreSon of Executive Director Kathy LoreFull-time Employee of the Organization in the Current YearNo$710
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
Yes
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization has members who pay dues for the services and expertise of the organization.”

Form 990, Part VI, Section A, Line 7A

“Members of the association vote to elect the board of directors.”

Form 990, Part VI, Section A, Line 7B

“The governing body does need member approval if it pertains to a bylaw change only.”

Form 990, Part VI, Section B, Line 11B

“Prior to filing the returns, the executive committee, president, president elect, treasurer and immediate past president review the 990 and financial statements. Changes and comments are forwarded to tax preparer for review and correction then submitted.”

Form 990, Part VI, Section B, Line 12C

“The organization posts the policy on the website and requires annual updates to the president regarding this matter.”

Form 990, Part VI, Section B, Line 15

“The organization has a personnel committee that determines the executive directors salary using performance and comparable data as a measure.”

Form 990, Part VI, Section C, Line 19

“The organization's website includes its governing documents and policy and procedure manual including the conflict of interest policy. Financial statements are not currently on the website but are made available to the public when requested.”

Filing and Contact Details

Filer

Filer Name
North Central Massachusetts Association
EIN
04-2374565
Phone
9783452531
Address
40 SUMMER STREET, FITCHBURG, MA 01420

Signing Officer

Name
Kathy Lore
Title
CEO
Phone
9783452531
Signed
2021-08-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kathy Lore
Formed
1960
Legal Domicile
Ma
Voting Board Members
7
Independent Board Members
7
Employees
3
Volunteers
0

Preparer

Firm
Spinelli CPA Pc
Address
146 WEST BOYLSTON DRIVE, WORCESTER, MA 01606
Preparer
Karen Spinelli
Phone
5083656522
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“The policy had no changes in the current year”

Raw XML AppendixShowing 400 of 423 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivityOrMissionDesc0TO STRENGTHEN THE REALTOR IMAGE AND VALUE TO THE COMMUNITY, MAINTAIN THE HIGHEST STANDARDS OF ETHICS AND PROFESSIONALISM, PROVIDE BENEFITS TO ASSIST MEMBERS IN ACHIEVING PROFESSIONAL GOALS AND ADVOCATE FOR THE PRESERVATION OF PRIVATE PROPERTY RIGHTS.
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IRS990/PYTotalExpensesAmt0186622
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0209832
IRS990/ReconcilationRevenueExpnssAmt07899
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt09674
IRS990/SavingsAndTempCashInvstGrp/EOYAmt09708
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt013220
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0131615
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0144835
IRS990ScheduleD/LandGrp/BookValueAmt029000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt029000
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0622
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0136953
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0137575
IRS990ScheduleD/TotalBookValueLandBuildingsAmt042842
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm0JUSTIN LORE
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0SON OF EXECUTIVE DIRECTOR KATHY LORE
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt0710
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0FULL-TIME EMPLOYEE OF THE ORGANIZATION IN THE CURRENT YEAR
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS WHO PAY DUES FOR THE SERVICES AND EXPERTISE OF THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS OF THE ASSOCIATION VOTE TO ELECT THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE GOVERNING BODY DOES NEED MEMBER APPROVAL IF IT PERTAINS TO A BYLAW CHANGE ONLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3PRIOR TO FILING THE RETURNS, THE EXECUTIVE COMMITTEE, PRESIDENT, PRESIDENT ELECT, TREASURER AND IMMEDIATE PAST PRESIDENT REVIEW THE 990 AND FINANCIAL STATEMENTS. CHANGES AND COMMENTS ARE FORWARDED TO TAX PREPARER FOR REVIEW AND CORRECTION THEN SUBMITTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION POSTS THE POLICY ON THE WEBSITE AND REQUIRES ANNUAL UPDATES TO THE PRESIDENT REGARDING THIS MATTER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION HAS A PERSONNEL COMMITTEE THAT DETERMINES THE EXECUTIVE DIRECTORS SALARY USING PERFORMANCE AND COMPARABLE DATA AS A MEASURE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE ORGANIZATION'S WEBSITE INCLUDES ITS GOVERNING DOCUMENTS AND POLICY AND PROCEDURE MANUAL INCLUDING THE CONFLICT OF INTEREST POLICY. FINANCIAL STATEMENTS ARE NOT CURRENTLY ON THE WEBSITE BUT ARE MADE AVAILABLE TO THE PUBLIC WHEN REQUESTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE POLICY HAD NO CHANGES IN THE CURRENT YEAR
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XII, LINE 2C:
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd0N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0THE CHARITABLE FOUNDATION OF NORTH CENTRAL MASS ASSOCIATION OF REALTORS INC
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0204729687
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501(C)3
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0MA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0ENRICH & ENHANCE HEALTH & WELL BEING OF FAMILIES OF LIMITED ECONOMIC RESOURC
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PublicCharityStatusTxt0ACCEPTED
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt040 SUMMER STREET
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0FITCHBURG
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0MA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd001420
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd01
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd01
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt0NA - 50000
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt1NA - 50000
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt0N
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt1O
IRS990ScheduleR/TransferFromOtherOrgInd00
IRS990ScheduleR/TransferToOtherOrgInd00
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MA
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0249116
IRS990/TotalAssetsEOYAmt0282937
IRS990/TotalAssetsGrp/BOYAmt0249116
IRS990/TotalAssetsGrp/EOYAmt0282937
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0160810
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt076823
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0107077
IRS990/TotalFunctionalExpensesGrp/TotalAmt0183900
IRS990/TotalGrossUBIAmt017750
IRS990/TotalLiabilitiesBOYAmt0104618
IRS990/TotalLiabilitiesEOYAmt0130540
IRS990/TotalLiabilitiesGrp/BOYAmt0104618
IRS990/TotalLiabilitiesGrp/EOYAmt0130540
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0144498
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0152397
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0107077
IRS990/TotalProgramServiceRevenueAmt017750
IRS990/TotalReportableCompFromOrgAmt076400
IRS990/TotalRevenueGrp/ExclusionAmt0129
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt013110
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0191799
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt017750
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0249116
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0282937
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt02888
IRS990/TravelGrp/TotalAmt02888
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt040 SUMMER STREET
IRS990/USAddress/CityNm0FITCHBURG
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd001420
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.NCMAR.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0KATHY LORE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum09783452531
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-08-03
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NORTH CENTRAL MASSACHUSETTS ASSOCIATION
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0OF REALTORS INC

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$282,937
Liabilities
$130,540
Net assets
$152,397
Revenue
$191,799
Expenses
$183,900
Net income
$7,899
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.83$1.00$0.83$1.86$2.09$0.23
2023Detailed filing. Detailed filing data is available for this year.$2.37$1.31$1.06$1.90$2.18$0.28
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.57$1.23$1.34$2.03$2.28$0.25
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.94$1.35$1.59$2.06$1.99$0.07
2020Detailed filing. Detailed filing data is available for this year.$2.83$1.31$1.52$1.92$1.84$0.08
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.49$1.05$1.44$2.10$1.87$0.23
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.86$1.64$1.21$1.96$1.78$0.18
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.97$0.94$1.04$2.13$2.01$0.13
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.12$1.21$0.91$1.97$1.93$0.04
2015Detailed filing. Detailed filing data is available for this year.$1.75$0.88$0.86$1.84$1.85$0.00
2014Detailed filing. Detailed filing data is available for this year.$1.86$0.99$0.87$1.97$1.79$0.18
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$1.39$0.70$0.69$1.49$1.67$0.18
2012Summary only. Only limited summary data is available for this year.$1.74$0.87$0.87$1.59$1.84$0.25
2011Summary only. Only limited summary data is available for this year.$1.86$0.82$1.03$1.82$1.89$0.07
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2020 filings • 501(c)6 • <$500k nonprofits