Civic Intelligence

North Central Massachusetts Association of Realtors Inc

990 • Fiscal year 2015 • EIN 04-2374565

Jan 01, 2015 to Dec 31, 2015 • Filed on May 05, 2016

Organization Profilewww.ncmar.com
40 Summer StreetFitchburg, MA 01420

(978) 345-2531

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

91st percentile

0.50x

Higher debt load relative to assets than 91% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Liabilities / Revenue

94th percentile

0.48x

Higher debt load relative to revenue than 94% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Net Margin

40th percentile

-0.2%

Higher net margin than 40% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Asset Growth

31st percentile

-6.1%

Faster asset growth than 31% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

33rd percentile

-6.6%

Faster revenue growth than 33% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets91st percentile

Assets

Down

$174,583

Down $11,330 (-6.1%) from 2014

Net Assets

Down

$86,488

Down $429 (-0.5%) from 2014

Liabilities

Down

$88,095

Down $10,901 (-11%) from 2014

Revenue And Expenses
Liabilities / Revenue94th percentileNet Margin40th percentile

Revenue

Down

$184,366

Down $12,935 (-6.6%) from 2014

Expenses

Up

$184,795

Up $5,439 (+3.0%) from 2014

Net Income

Down

-$429

Down $18,374 (-102%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth31st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2011: $185,619Liabilities 2011: $82,493Net Assets 2011: $103,1262011Assets 2012: $174,467Liabilities 2012: $87,205Net Assets 2012: $87,2622012Assets 2013: $139,095Liabilities 2013: $70,126Net Assets 2013: $68,9692013Assets 2014: $185,913Liabilities 2014: $98,996Net Assets 2014: $86,9172014Assets 2015: $174,583Liabilities 2015: $88,095Net Assets 2015: $86,4882015Assets 2016: $211,883Liabilities 2016: $120,988Net Assets 2016: $90,8952016Assets 2017: $197,090Liabilities 2017: $93,503Net Assets 2017: $103,5872017Assets 2018: $285,602Liabilities 2018: $164,314Net Assets 2018: $121,2882018Assets 2019: $249,116Liabilities 2019: $104,618Net Assets 2019: $144,4982019Assets 2020: $282,937Liabilities 2020: $130,540Net Assets 2020: $152,3972020Assets 2021: $293,890Liabilities 2021: $134,812Net Assets 2021: $159,0782021Assets 2022: $256,913Liabilities 2022: $122,930Net Assets 2022: $133,9832022Assets 2023: $237,142Liabilities 2023: $130,935Net Assets 2023: $106,2072023Assets 2024: $183,156Liabilities 2024: $99,708Net Assets 2024: $83,4482024

Highlighted filing

2015

Assets$174,583
Liabilities$88,095
Net Assets$86,488
Open 2015 Filing

Operations Trend

Revenue Growth33rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $182,177Expenses 2011: $189,151Net Income 2011: -$6,9742011Revenue 2012: $159,441Expenses 2012: $184,212Net Income 2012: -$24,7712012Revenue 2013: $149,179Expenses 2013: $167,470Net Income 2013: -$18,2912013Revenue 2014: $197,301Expenses 2014: $179,356Net Income 2014: $17,9452014Revenue 2015: $184,366Expenses 2015: $184,795Net Income 2015: -$4292015Revenue 2016: $197,209Expenses 2016: $192,802Net Income 2016: $4,4072016Revenue 2017: $213,218Expenses 2017: $200,526Net Income 2017: $12,6922017Revenue 2018: $195,636Expenses 2018: $177,935Net Income 2018: $17,7012018Revenue 2019: $209,832Expenses 2019: $186,622Net Income 2019: $23,2102019Revenue 2020: $191,799Expenses 2020: $183,900Net Income 2020: $7,8992020Revenue 2021: $205,607Expenses 2021: $198,926Net Income 2021: $6,6812021Revenue 2022: $202,978Expenses 2022: $228,073Net Income 2022: -$25,0952022Revenue 2023: $189,887Expenses 2023: $217,663Net Income 2023: -$27,7762023Revenue 2024: $186,044Expenses 2024: $208,803Net Income 2024: -$22,7592024

Highlighted filing

2015

Revenue$184,366
Expenses$184,795
Net Income-$429
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 5, 2016
Return Version
2015v2.1
Gross Receipts
$184,366
Mission and Program Overview

Mission

The organization unites those engaged in the recognized branches of the real estate business in the community for the purposes of exerting a beneficial influence upon matters effecting the real estate business and related interests.

To strengthen the realtor image and value to the community, maintain the highest standards of ethics and professionalism, provide benefits to assist members in achieving professional goals and advocate for the preservation of private property rights.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$125,423$120,260▼ $5,163
Land, Buildings, and Equipment, Net$48,874$44,784▼ $4,090
Savings and Temporary Cash Investments$9,506$9,539▲ $33
Other Notes and Loans Receivable, Net$2,110--
Total Assets$185,913$174,583▼ $11,330
Liabilities
Deferred Revenue$94,356$86,992▼ $7,364
Accounts Payable and Accrued Expenses$4,640$1,103▼ $3,537
Total Liabilities$98,996$88,095▼ $10,901
Net Assets / Fund Balance
Unrestricted Net Assets$86,917$86,488▼ $429
Total Net Assets Fund Balance$86,917$86,488▼ $429
Total Liabilities and Net Assets / Fund Balance$185,913$174,583▼ $11,330

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$3,428$134,148$137,576
Buildings$12,356$125,079$137,435
Land$29,000-$29,000
Compensation and Service Providers
Top Officer Pay69th percentile

Board Members and Trustees

NameTitle
Tom RublePast President
William FossPresident
Michelle HaggstromPresident - Elect
Judith MurphyDirector
Rick ValleeDirector
Locke HamanTreasurer/secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$20,500
Investment Income
$143
Other Revenue
$163,723
Change in Net Assets
$-429
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$95,275
Other Expenses$89,520
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$59,360
Other Salaries and Wages---$18,594
Travel---$12,750
All Other Expenses---$11,408
Other Employee Benefits---$11,038
Occupancy---$9,235
Payroll Taxes---$6,283
Other Expenses---$4,279
Depreciation Depletion---$4,090
Office Expenses---$3,731
Fees for Services Accounting---$2,275
Insurance---$2,247
Conferences and Meetings---$2,166
Fees for Services Management---$1,156
Total Functional Expenses$0$0$0$184,795
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Justin LoreSon of Executive Director Kathy LoreFull-time Employee of the Organization in the Current YearNo$18,594
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
Yes
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“The organization has members who pay dues for the services and expertise of the organization.”

Form 990, Part VI, Section A, line 7A

“Members of the association vote to elect the board of directors.”

Form 990, Part VI, Section A, line 7B

“The governing body does need member approval if it pertains to a bylaw change only.”

Form 990, Part VI, Section B, line 11

“Prior to filing the returns, the executive committee, president, president elect, treasurer and immediate past president review the 990 and financial statements. Changes and comments are forwarded to tax preparer for review and correction then submitted.”

Form 990, Part VI, Section B, line 12C

“The organization posts the policy on the website and requires annual updates to the president regarding this matter.”

Form 990, Part VI, Section B, line 15

“The organization has a personnel committee that determines the executive directors salary using performance and comparable data as a measure.”

Form 990, Part VI, Section C, line 19

“The organization's website includes its governing documents and policy and procedure manual including the conflict of interest policy. Financial statements are not currently on the website but are made available to the public when requested.”

Filing and Contact Details

Filer

Filer Name
North Central Massachusetts Association
EIN
04-2374565
Phone
9783452531
Address
40 SUMMER STREET, FITCHBURG, MA 01420

Signing Officer

Name
Thomas Ruble
Title
President
Phone
9783452531
Signed
2016-05-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kathy Lore
Formed
1960
Legal Domicile
Ma
Voting Board Members
6
Independent Board Members
6
Employees
2
Volunteers
0

Preparer

Firm
Robert C Alario CPA Pc
Address
75 NORTH MAIN STREET, LEOMINSTER, MA 01453
Phone
9785341999
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C:

“The policy had no changes in the current year”

Raw XML Appendix370 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt04640
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01103
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO STRENGTHEN THE REALTOR IMAGE AND VALUE TO THE COMMUNITY, MAINTAIN THE HIGHEST STANDARDS OF ETHICS AND PROFESSIONALISM, PROVIDE BENEFITS TO ASSIST MEMBERS IN ACHIEVING PROFESSIONAL GOALS AND ADVOCATE FOR THE PRESERVATION OF PRIVATE PROPERTY RIGHTS.
IRS990/AllOtherExpensesGrp/TotalAmt011408
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0KATHY LORE
IRS990/BooksInCareOfDetail/PhoneNum09783452531
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt040 SUMMER STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0FITCHBURG
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd001420
IRS990/BusinessRlnWithFamMemInd01
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0125423
IRS990/CashNonInterestBearingGrp/EOYAmt0120260
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt059360
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt02166
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0143
IRS990/CYOtherExpensesAmt089520
IRS990/CYOtherRevenueAmt0163723
IRS990/CYProgramServiceRevenueAmt020500
IRS990/CYRevenuesLessExpensesAmt0-429
IRS990/CYSalariesCompEmpBnftPaidAmt095275
IRS990/CYTotalExpensesAmt0184795
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0184366
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt094356
IRS990/DeferredRevenueGrp/EOYAmt086992
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt04090
IRS990/Desc0THE ORGANIZATION UNITES THOSE ENGAGED IN THE RECOGNIZED BRANCHES OF THE REAL ESTATE BUSINESS IN THE COMMUNITY FOR THE PURPOSES OF EXERTING A BENEFICIAL INFLUENCE UPON MATTERS EFFECTING THE REAL ESTATE BUSINESS AND RELATED INTERESTS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/ExpenseAmt0184795
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt02275
IRS990/FeesForServicesManagementGrp/TotalAmt01156
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/PersonNm0Michelle Haggstrom
IRS990/Form990PartVIISectionAGrp/PersonNm1Tom Ruble
IRS990/Form990PartVIISectionAGrp/PersonNm2RICK VALLEE
IRS990/Form990PartVIISectionAGrp/PersonNm3LOCKE HAMAN
IRS990/Form990PartVIISectionAGrp/PersonNm4William Foss
IRS990/Form990PartVIISectionAGrp/PersonNm5JUDITH MURPHY
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT - ELECT
IRS990/Form990PartVIISectionAGrp/TitleTxt1PAST PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER/SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01960
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt06
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0184366
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/TotalAmt02247
IRS990/InvestmentIncomeGrp/ExclusionAmt0143
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0143
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt02
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0259227
IRS990/LandBldgEquipBasisNetGrp/BOYAmt048874
IRS990/LandBldgEquipBasisNetGrp/EOYAmt044784
IRS990/LandBldgEquipCostOrOtherBssAmt0304011
IRS990/LegalDomicileStateCd0MA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE ORGANIZATION UNITES THOSE ENGAGED IN THE RECOGNIZED BRANCHES OF THE REAL ESTATE BUSINESS IN THE COMMUNITY FOR THE PURPOSES OF EXERTING A BENEFICIAL INFLUENCE UPON MATTERS EFFECTING THE REAL ESTATE BUSINESS AND RELATED INTERESTS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt086917
IRS990/NetAssetsOrFundBalancesEOYAmt086488
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt09235
IRS990/OfficeExpensesGrp/TotalAmt03731
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt011038
IRS990/OtherExpensesGrp/Desc0MEMBERSHIP MEETINGS
IRS990/OtherExpensesGrp/Desc1MAINTENANCE
IRS990/OtherExpensesGrp/Desc2Taxes - Other
IRS990/OtherExpensesGrp/Desc3REAL ESTATE/RESALE
IRS990/OtherExpensesGrp/TotalAmt018835
IRS990/OtherExpensesGrp/TotalAmt111041
IRS990/OtherExpensesGrp/TotalAmt26307
IRS990/OtherExpensesGrp/TotalAmt34279
IRS990/OtherRevenueMiscGrp/BusinessCd0561499
IRS990/OtherRevenueMiscGrp/BusinessCd1561499
IRS990/OtherRevenueMiscGrp/Desc0MEMBER DUES INCOME
IRS990/OtherRevenueMiscGrp/Desc1SEMINARS & RELATED SAL
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0126008
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt137715
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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt137715
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IRS990/OthNotesLoansReceivableNetGrp/BOYAmt02110
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt06283
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0KATHY LORE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0531120
IRS990/ProgramServiceRevenueGrp/BusinessCd1561499
IRS990/ProgramServiceRevenueGrp/Desc0RENTAL INCOME
IRS990/ProgramServiceRevenueGrp/Desc1ADVERTISING - SPONSORS
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt011050
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt19450
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt011050
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt19450
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
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IRS990/PYOtherExpensesAmt088018
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IRS990/PYProgramServiceRevenueAmt018250
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IRS990/PYTotalProfFndrsngExpnsAmt00
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IRS990/ReconcilationRevenueExpnssAmt0-429
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
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IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0163723
IRS990/SavingsAndTempCashInvstGrp/BOYAmt09506
IRS990/SavingsAndTempCashInvstGrp/EOYAmt09539
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt012356
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0125079
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0137435
IRS990ScheduleD/LandGrp/BookValueAmt029000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt029000
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt03428
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0134148
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0137576
IRS990ScheduleD/TotalBookValueLandBuildingsAmt044784
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm0JUSTIN LORE
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0SON OF EXECUTIVE DIRECTOR KATHY LORE
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt018594
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0FULL-TIME EMPLOYEE OF THE ORGANIZATION IN THE CURRENT YEAR
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS WHO PAY DUES FOR THE SERVICES AND EXPERTISE OF THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS OF THE ASSOCIATION VOTE TO ELECT THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE GOVERNING BODY DOES NEED MEMBER APPROVAL IF IT PERTAINS TO A BYLAW CHANGE ONLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3PRIOR TO FILING THE RETURNS, THE EXECUTIVE COMMITTEE, PRESIDENT, PRESIDENT ELECT, TREASURER AND IMMEDIATE PAST PRESIDENT REVIEW THE 990 AND FINANCIAL STATEMENTS. CHANGES AND COMMENTS ARE FORWARDED TO TAX PREPARER FOR REVIEW AND CORRECTION THEN SUBMITTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION POSTS THE POLICY ON THE WEBSITE AND REQUIRES ANNUAL UPDATES TO THE PRESIDENT REGARDING THIS MATTER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION HAS A PERSONNEL COMMITTEE THAT DETERMINES THE EXECUTIVE DIRECTORS SALARY USING PERFORMANCE AND COMPARABLE DATA AS A MEASURE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE ORGANIZATION'S WEBSITE INCLUDES ITS GOVERNING DOCUMENTS AND POLICY AND PROCEDURE MANUAL INCLUDING THE CONFLICT OF INTEREST POLICY. FINANCIAL STATEMENTS ARE NOT CURRENTLY ON THE WEBSITE BUT ARE MADE AVAILABLE TO THE PUBLIC WHEN REQUESTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE POLICY HAD NO CHANGES IN THE CURRENT YEAR
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part XII, Line 2c:
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd0N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0THE CHARITABLE FOUNDATION OF NORTH CENTRAL MASS ASSOCIATION OF REALTORS INC
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0204729687
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501(C)3
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0MA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0ENRICH & ENHANCE HEALTH & WELL BEING OF FAMILIES OF LIMITED ECONOMIC RESOURC
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PublicCharityStatusTxt0ACCEPTED
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt040 SUMMER STREET
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0FITCHBURG
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0MA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd001420
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd01
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd01
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt0NA - 50000
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt1nA - 50000
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt0N
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt1O
IRS990ScheduleR/TransferFromOtherOrgInd00
IRS990ScheduleR/TransferToOtherOrgInd00
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MA
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0185913
IRS990/TotalAssetsEOYAmt0174583
IRS990/TotalAssetsGrp/BOYAmt0185913
IRS990/TotalAssetsGrp/EOYAmt0174583
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/TotalAmt0184795
IRS990/TotalGrossUBIAmt020500
IRS990/TotalLiabilitiesBOYAmt098996
IRS990/TotalLiabilitiesEOYAmt088095
IRS990/TotalLiabilitiesGrp/BOYAmt098996
IRS990/TotalLiabilitiesGrp/EOYAmt088095
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt086917
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt086488
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0184795
IRS990/TotalProgramServiceRevenueAmt020500
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt0143
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0163723
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0184366
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt020500
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0185913
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0174583
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt012750
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UnrestrictedNetAssetsGrp/BOYAmt086917
IRS990/UnrestrictedNetAssetsGrp/EOYAmt086488
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt040 SUMMER STREET
IRS990/USAddress/CityNm0fitchburg
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd001420
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0www.ncmar.com
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0THOMAS RUBLE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09783452531
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-05-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NORTH CENTRAL MASSACHUSETTS ASSOCIATION
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0OF REALTORS INC
ReturnHeader/Filer/BusinessNameControlTxt0NORT
ReturnHeader/Filer/EIN0042374565
ReturnHeader/Filer/PhoneNum09783452531
ReturnHeader/Filer/USAddress/AddressLine1Txt040 SUMMER STREET
ReturnHeader/Filer/USAddress/CityNm0FITCHBURG
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001420
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0043344305
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ROBERT C ALARIO CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt075 NORTH MAIN STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LEOMINSTER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001453
ReturnHeader/PreparerPersonGrp/PhoneNum09785341999
ReturnHeader/PreparerPersonGrp/PreparationDt02016-05-05
ReturnHeader/ReturnTs02016-05-05T14:38:40-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$174,583
Liabilities
$88,095
Net assets
$86,488
Revenue
$184,366
Expenses
$184,795
Net income
-$429
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.83$1.00$0.83$1.86$2.09$0.23
2023Detailed filing. Detailed filing data is available for this year.$2.37$1.31$1.06$1.90$2.18$0.28
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.57$1.23$1.34$2.03$2.28$0.25
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.94$1.35$1.59$2.06$1.99$0.07
2020Detailed filing. Detailed filing data is available for this year.$2.83$1.31$1.52$1.92$1.84$0.08
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.49$1.05$1.44$2.10$1.87$0.23
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.86$1.64$1.21$1.96$1.78$0.18
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.97$0.94$1.04$2.13$2.01$0.13
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.12$1.21$0.91$1.97$1.93$0.04
2015Detailed filing. Detailed filing data is available for this year.$1.75$0.88$0.86$1.84$1.85$0.00
2014Detailed filing. Detailed filing data is available for this year.$1.86$0.99$0.87$1.97$1.79$0.18
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$1.39$0.70$0.69$1.49$1.67$0.18
2012Summary only. Only limited summary data is available for this year.$1.74$0.87$0.87$1.59$1.84$0.25
2011Summary only. Only limited summary data is available for this year.$1.86$0.82$1.03$1.82$1.89$0.07
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2015 filings • 501(c)6 • <$500k nonprofits