Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
Bradford Area Chamber of Commerce
EIN 25-0368440 • 501(c)6 • Bradford, PA
Profile
The Bradford Area Chamber of Commerce is a voluntary organization of business and professional people whose mission is to strive to build a healthy economy and improve the quality of life in the region.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.71x
Liabilities / Revenue
97th percentile
Higher debt load relative to revenue than 97% of similar nonprofits.
Net Margin
56th percentile
Higher net margin than 56% of similar nonprofits.
Top Officer Pay
77th percentile
Higher top officer pay than 77% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
76th percentile
Faster asset growth than 76% of similar nonprofits.
Revenue Growth
66th percentile
Faster revenue growth than 66% of similar nonprofits.
Balance Sheet
Assets
Up$180,642
Up $23,837 (+15%) from 2023
Liabilities
Up$129,075
Up $19,167 (+17%) from 2023
Net Assets
Up$51,567
Up $4,670 (+10.0%) from 2023
Revenue
Up$132,706
Up $11,203 (+9.2%) from 2023
Expenses
Down$128,036
Down $15,853 (-11%) from 2023
Net Income
Up$4,670
Up $27,056 (+121%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $180,642
- Liabilities
- $129,075
- Net assets
- $51,567
- Revenue
- $132,706
- Expenses
- $128,036
- Net income
- $4,670
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2024 to Dec 31, 2024
- Signed
- May 15, 2025
- Return Version
- 2024v5.1
- Gross Receipts
- $155,821
Mission and Program Overview
Mission
See Part III Statement
Program Services
| Description | Grants | Expenses |
|---|---|---|
| The BACC serves to assist the local business community via marketing efforts including print, electronic communication and social media. | - | $0 |
| We sell BACC gift certificates out of the Chamber office. Those gift certificates have to be used at local member businesses. | - | $0 |
| We provide education and support to our local business community via our programming and workshops. This includes events focused on networking. | - | $0 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| SARAH LONZI | President | PT | $0 | - | - |
| JOHN PANTUSO | Sectreasurer | PT | $0 | - | - |
| REV STACEY FUSSELL | Vice President | PT | $0 | - | - |
| NATHAN LAWYER | Board | PT | $0 | - | - |
| CHRISTY RUFFNER | Board | PT | $0 | - | - |
| HEIDI SCRIVO | Executive Director | FT | $0 | - | - |
| CHRISTINA TYLER | Board | PT | $0 | - | - |
| HEIDI BLATCHLEY | Board | PT | $0 | - | - |
| JENNIFER DOUGLASS | Board | PT | $0 | - | - |
| LISA PECORA | Board | PT | $0 | - | - |
| BEN KIRSCH | Board | PT | $0 | - | - |
| KERRY CHRISTIE | Board | PT | $0 | - | - |
Fundraising, Events, and Gaming
Fundraising Events
| Event | Gross Receipts | Gross Revenue | Direct Expenses | Net Income |
|---|---|---|---|---|
| Auctions | $24,356 | $24,356 | $4,480 | $19,876 |
| Annual Dinne | $17,525 | $17,525 | $8,077 | $9,448 |
| Total Events | $58,480 | $58,480 | $17,670 | $40,810 |
Filing and Contact Details
Filer
- Filer Name
- Bradford Area Chamber of Commerce
- EIN
- 25-0368440
- In Care Of
- % HEIDI SCRIVO
- Phone
- 8143687115
- Address
- 62 MAIN STREET STE 1, Bradford, PA 16701
Signing Officer
- Name
- Heidi Scrivo
- Title
- Executive Director
- Phone
- 8143687115
- Signed
- 2025-05-15
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Stephen A Troisi CPA PLLC
- Address
- 80 East Corydon Street, Bradford, PA 16701
- Preparer
- Stephen a Troisi CPA
- Phone
- 8143687100
Supplemental Narrative
Additional Explanations
Description of other revenue Part I line 8
“Description AmountGift Certificate Program 8,000Miscellaneous Income 4,002CCSC Commission 2,129Newsletter 650Metro Media Visitor Guide 2,930IOM Income 1,725”
Description of other expenses Part I line 16
“Description AmountDepreciation from 4562 440Bank Service Charges 130Dues and Subscriptions 2,476Office Supplies 2,694Credit Card Processing 1,577Licenses and Permits 125Professional Development 1,137Equipment Lease 4,730Miscellaneous 2,608Membership/Director Expense 4,708Marketing Expense 1,589Gift Certificate Expense 460Office Equipment 210Planning Expenses 1,057”
Description of other assets Part II line 24
“Category Beginning of Year End of YearAccounts Receivable 50,975 32,767Undeposited Funds 0 150Equipment - Net 441 0”
Description of total liabilities Part II line 26
“Category Beginning of Year End of YearCredit Card 3 1,320Restricted BGC Liability 107,389 122,129Deferred Revenue 2,500 5,610Sales Tax 16 16”
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 2 | We provide education and support to our local business community via our programming and workshops. This includes events focused on networking. |
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| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Description AmountGift Certificate Program 8,000Miscellaneous Income 4,002CCSC Commission 2,129Newsletter 650Metro Media Visitor Guide 2,930IOM Income 1,725 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Description AmountDepreciation from 4562 440Bank Service Charges 130Dues and Subscriptions 2,476Office Supplies 2,694Credit Card Processing 1,577Licenses and Permits 125Professional Development 1,137Equipment Lease 4,730Miscellaneous 2,608Membership/Director Expense 4,708Marketing Expense 1,589Gift Certificate Expense 460Office Equipment 210Planning Expenses 1,057 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Category Beginning of Year End of YearAccounts Receivable 50,975 32,767Undeposited Funds 0 150Equipment - Net 441 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Category Beginning of Year End of YearCredit Card 3 1,320Restricted BGC Liability 107,389 122,129Deferred Revenue 2,500 5,610Sales Tax 16 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Description of other revenue Part I line 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Description of other expenses Part I line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Description of other assets Part II line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Description of total liabilities Part II line 26 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
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| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-05-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | BRADFORD AREA CHAMBER OF COMMERCE |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | BRAD |
| ReturnHeader/Filer/EIN | 0 | 250368440 |
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| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 80 East Corydon Street |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Bradford |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | PA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 16701 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8143687100 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-05-28 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | STEPHEN A TROISI CPA |
| ReturnHeader/ReturnTs | 0 | 2025-05-28T16:28:15-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
Document Assets
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