Liabilities / Assets
59th percentile
Higher debt load relative to assets than 59% of similar nonprofits.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.91x
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
37th percentile
Faster asset growth than 37% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Balance Sheet
Assets
Up$614,581,509
Up $23,378,783 (+4.0%) from 2010
Net Assets
Up$57,540,616
Up $7,515,543 (+15%) from 2010
Liabilities
Up$557,040,893
Up $15,863,240 (+2.9%) from 2010
Revenue And Expenses
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$25,331,141
Down $608,786 (-2.3%) from 2010
Net Income
-
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Oct 1, 2010 to Sep 30, 2011
- Signed
- Aug 9, 2012
- Return Version
- 2010v3.4
- Gross Receipts
- $28,472,631
Mission and Program Overview
Mission
All one credit union is a community-based financial services provider. We exist to fulfill our members' financial needs through outstanding service and effective technology. As a responsible corporate citizen, we are committed to enriching the communities in which we live and work.
Major Activities
- Activity 2
- Our second-highest expense is interest paid on individual retirement accounts for our members. We have 2786 accounts, totaling $39,965,571. We paid $850,974 in interest on these accounts.
- Activity 3
- Our third-highest expense is interest paid on money market accounts for our members. We have 903 accounts, totaling $70,926,900. We paid $617,408 in interest on these accounts.
Filing and Contact Details
Filer
- EIN
- 04-2348884
Raw XML AppendixShowing 400 of 621 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 0 |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 4378363 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 3199330 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/Activity2/Description | 0 | OUR SECOND-HIGHEST EXPENSE IS INTEREST PAID ON INDIVIDUAL RETIREMENT ACCOUNTS FOR OUR MEMBERS. WE HAVE 2786 ACCOUNTS, TOTALING $39,965,571. WE PAID $850,974 IN INTEREST ON THESE ACCOUNTS. |
| IRS990/Activity3/Description | 0 | OUR THIRD-HIGHEST EXPENSE IS INTEREST PAID ON MONEY MARKET ACCOUNTS FOR OUR MEMBERS. WE HAVE 903 ACCOUNTS, TOTALING $70,926,900. WE PAID $617,408 IN INTEREST ON THESE ACCOUNTS. |
| IRS990/ActivityOrMissionDescription | 0 | STATE CHARTERED CREDIT UNION |
| IRS990/ActivityOther/Description | 0 | WE CONTINUE TO MAKE CREDIT AVAILABLE TO OUR MEMBERS FOR THE PURCHASE OF HOMES, VEHICLES, AND SMALL BUSINESSES. WE RAISE CAPITAL BY RECEIVING MEMBER DEPOSITS AND PAYING INTEREST ON THOSE DEPOSITS. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 20 ADAMS STREET |
| IRS990/AddressPrincipalOfficerUS/City | 0 | LEOMINSTER |
| IRS990/AddressPrincipalOfficerUS/State | 0 | MA |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 01453 |
| IRS990/Advertising/Total | 0 | 594183 |
| IRS990/AllOtherExpenses/Total | 0 | 111337 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | 1 |
| IRS990/AuditCommittee | 0 | 1 |
| IRS990/BenefitsPaidToMembersCY | 0 | 6186534 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 7563342 |
| IRS990/BenefitsToMembers/Total | 0 | 6186534 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/BOY | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/EOY | 0 | 0 |
| IRS990/CashNonInterestBearing/BOY | 0 | 4880907 |
| IRS990/CashNonInterestBearing/EOY | 0 | 5116942 |
| IRS990/ChangesToOrganizingDocs | 0 | 1 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 916435 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 1 |
| IRS990/ComplianceWithBackupWitholding | 0 | 1 |
| IRS990/ConferencesMeetings/Total | 0 | 48603 |
| IRS990/ConflictOfInterestPolicy | 0 | 1 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 0 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine1 | 0 | PO BOX 970050 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine1 | 1 | PO BOX 22705 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine1 | 2 | 928 WEST CHESTNUT STREET |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine1 | 3 | 446 MAIN ST 7TH FLOOR |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine1 | 4 | PO BOX 1283 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City | 0 | BOSTON |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City | 1 | LINCOLN |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City | 2 | BROCKTON |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City | 3 | WORCESTER |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City | 4 | BUFFALO |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State | 0 | MA |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State | 1 | NE |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State | 2 | MA |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State | 3 | MA |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State | 4 | NY |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode | 0 | 02297 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode | 1 | 68542 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode | 2 | 02301 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode | 3 | 01608 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode | 4 | 14240 |
| IRS990/ContractorCompensation/Compensation | 0 | 997695 |
| IRS990/ContractorCompensation/Compensation | 1 | 451616 |
| IRS990/ContractorCompensation/Compensation | 2 | 278877 |
| IRS990/ContractorCompensation/Compensation | 3 | 264337 |
| IRS990/ContractorCompensation/Compensation | 4 | 229672 |
| IRS990/ContractorCompensation/DescriptionOfServices | 0 | HEALTH CARE INSURANCE |
| IRS990/ContractorCompensation/DescriptionOfServices | 1 | IT |
| IRS990/ContractorCompensation/DescriptionOfServices | 2 | CONTRACTOR |
| IRS990/ContractorCompensation/DescriptionOfServices | 3 | CONTRACTOR |
| IRS990/ContractorCompensation/DescriptionOfServices | 4 | TELEPHONE |
| IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine1 | 0 | HARVARD PILGRIM HEALTH CARE |
| IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine1 | 1 | FISERV |
| IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine1 | 2 | BROPHY & PHILLIPS CO INC |
| IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine1 | 3 | WHIPPLE CONSTRUCTION |
| IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine1 | 4 | PAETEC |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | 1 |
| IRS990/DecisionsSubjectToApproval | 0 | 1 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DepreciationDepletion/Total | 0 | 1073112 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | TO SERVE OUR MEMBERS, OUR HIGHEST EXPENSE IS INTEREST PAID ON CERTIFICATES OF DEPOSIT. WE HAVE 5984 CDS, TOTALING $187,352,817. WE PAID $3,866,023 IN INTEREST ON THESE ACCOUNTS. |
| IRS990/DisregardedEntity | 0 | 1 |
| IRS990/DocumentRetentionPolicy | 0 | 1 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 1 |
| IRS990/EscrowAccountLiability/BOY | 0 | 709737 |
| IRS990/EscrowAccountLiability/EOY | 0 | 829148 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/FeesForServicesAccounting/Total | 0 | 173500 |
| IRS990/FeesForServicesLegal/Total | 0 | 11003 |
| IRS990/FeesForServicesOther/Total | 0 | 406478 |
| IRS990/FinancialStatementSeparate | 0 | X |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 8 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 9 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 10 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 11 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 12 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 13 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 14 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 15 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 16 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 17 | 40.00 |
| IRS990/Form990PartVIISectionA/HighestCompensatedEmployee | 0 | X |
| IRS990/Form990PartVIISectionA/HighestCompensatedEmployee | 1 | X |
| IRS990/Form990PartVIISectionA/HighestCompensatedEmployee | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 7 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 8 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 9 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 10 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 0 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 1 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | AMEDEO BILOTTA |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | ANTHONY GASBARRO |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | MICHAEL SAVAGEAU |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | RICHARD SHEPPARD |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | ROSEMARY BRACANI |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | GIULIO GRECO |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | ANDREW COUSINS |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | NANCY GRAVES |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | JOYCE LAFLEUR |
| IRS990/Form990PartVIISectionA/NamePerson | 9 | JOSEPH QUINTAL |
| IRS990/Form990PartVIISectionA/NamePerson | 10 | JOHN REEDY |
| IRS990/Form990PartVIISectionA/NamePerson | 11 | GORDON EDMONDS |
| IRS990/Form990PartVIISectionA/NamePerson | 12 | GARY ABRAMS |
| IRS990/Form990PartVIISectionA/NamePerson | 13 | JOHN O'BRIEN |
| IRS990/Form990PartVIISectionA/NamePerson | 14 | CAROL SOUTHWORTH |
| IRS990/Form990PartVIISectionA/NamePerson | 15 | PETER BRYTOWSKI |
| IRS990/Form990PartVIISectionA/NamePerson | 16 | BARBARA MAHONEY |
| IRS990/Form990PartVIISectionA/NamePerson | 17 | SETH WISH |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/Officer | 1 | X |
| IRS990/Form990PartVIISectionA/Officer | 2 | X |
| IRS990/Form990PartVIISectionA/Officer | 3 | X |
| IRS990/Form990PartVIISectionA/Officer | 4 | X |
| IRS990/Form990PartVIISectionA/Officer | 5 | X |
| IRS990/Form990PartVIISectionA/Officer | 6 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 8 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 9 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 10 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 11 | 21565 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 12 | 32265 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 13 | 14411 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 14 | 9951 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 15 | 19044 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 16 | 20983 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 17 | 25169 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 10 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 11 | 296872 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 12 | 220703 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 13 | 163178 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 14 | 153490 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 15 | 123414 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 16 | 136717 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 17 | 143193 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 4000 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 10 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 11 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 12 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 13 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 14 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 15 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 16 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 17 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionA/Title | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionA/Title | 2 | TREASURER |
| IRS990/Form990PartVIISectionA/Title | 3 | ASSISTANT TREASURER |
| IRS990/Form990PartVIISectionA/Title | 4 | ASSISTANT TREASURER |
| IRS990/Form990PartVIISectionA/Title | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 11 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionA/Title | 12 | EVP/COO/CFO |
| IRS990/Form990PartVIISectionA/Title | 13 | SVP |
| IRS990/Form990PartVIISectionA/Title | 14 | SVP |
| IRS990/Form990PartVIISectionA/Title | 15 | VP |
| IRS990/Form990PartVIISectionA/Title | 16 | VP |
| IRS990/Form990PartVIISectionA/Title | 17 | VP |
| IRS990/Form990ProvidedToGoverningBody | 0 | 1 |
| IRS990/Form990-TFiled | 0 | 1 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 1 |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/GainOrLoss/Securities | 0 | 214639 |
| IRS990/Gaming | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 1000 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 1000 |
| IRS990/GrantsToDomesticIndividuals/Total | 0 | 1000 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossAmountSalesAssets/Securities | 0 | 214639 |
| IRS990/GrossReceipts | 0 | 28472631 |
| IRS990/GrossRents/Real | 0 | 85745 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 1 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartIII | 0 | X |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InfoInScheduleOPartXI | 0 | X |
| IRS990/InfoInScheduleOPartXII | 0 | X |
| IRS990/Insurance/Total | 0 | 1067339 |
| IRS990/Interest/Total | 0 | 2443072 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 7443311 |
| IRS990/InvestmentIncome/ExclusionAmount | 0 | 7228672 |
| IRS990/InvestmentIncomePriorYear | 0 | 6665069 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 7228672 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/InvestmentsOtherSecurities/BOY | 0 | 4976700 |
| IRS990/InvestmentsOtherSecurities/EOY | 0 | 5365500 |
| IRS990/InvestmentsPubTradedSecurities/BOY | 0 | 214206350 |
| IRS990/InvestmentsPubTradedSecurities/EOY | 0 | 245645545 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 9540703 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 22789588 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 12754734 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 13248885 |
| IRS990/LoanToOfficerOrDQP | 0 | 0 |
| IRS990/LocalChapters | 0 | 1 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | LEOMINSTER CREDIT UNION IS A COMMUNITY-BASED FINANCIAL SERVICES PROVIDER. WE EXIST TO FULFILL OUR MEMBERS FINANCIAL NEEDS THROUGH OUTSTANDING SERVICE AND EFFECTIVE TECHNOLOGY. AS A RESPONSIBLE CORPORATE CITIZEN, WE ARE COMMITTED TO ENRICHING THE COMMUNITIES IN WHICH WE LIVE AND WORK. |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | GORDON EDMONDS |
| IRS990/NbrIndependentVotingMembers | 0 | 9 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 9 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 9 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 50025073 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 57540616 |
| IRS990/NetGainOrLossInvestments/ExclusionAmount | 0 | 214639 |
| IRS990/NetGainOrLossInvestments/TotalRevenueColumn | 0 | 214639 |
| IRS990/NetRentalIncomeOrLoss/ExclusionAmount | 0 | 85745 |
| IRS990/NetRentalIncomeOrLoss/TotalRevenueColumn | 0 | 85745 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | -41057 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 14748 |
| IRS990/NumberIndependentVotingMembers | 0 | 9 |
| IRS990/NumberIndividualsGT100K | 0 | 7 |
| IRS990/NumberOfContractorsGT100K | 0 | 17 |
| IRS990/NumberOfEmployees | 0 | 158 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 1353617 |
| IRS990/OfficeExpenses/Total | 0 | 1931136 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 7167057 |
| IRS990/OtherAssetsTotal/EOY | 0 | 6904292 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 842854 |
| IRS990/OtherExpensePriorYear | 0 | 12449708 |
| IRS990/OtherExpensesCurrentYear | 0 | 10472172 |
| IRS990/OtherExpenses/Description | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpenses/Description | 1 | SECURITY |
| IRS990/OtherExpenses/Description | 2 | COLLECTIONS |
| IRS990/OtherExpenses/Description | 3 | HUMAN RESOURCES |
| IRS990/OtherExpenses/Total | 0 | 670082 |
| IRS990/OtherExpenses/Total | 1 | 230801 |
| IRS990/OtherExpenses/Total | 2 | 180016 |
| IRS990/OtherExpenses/Total | 3 | 140415 |
| IRS990/OtherLiabilities/BOY | 0 | 536089553 |
| IRS990/OtherLiabilities/EOY | 0 | 553012415 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 346727601 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 337764331 |
| IRS990/OtherRevenueCurrentYear | 0 | 85745 |
| IRS990/OtherRevenuePriorYear | 0 | 0 |
| IRS990/OtherSalariesAndWages/Total | 0 | 6042487 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 0 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/EOY | 0 | 0 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PayrollTaxes/Total | 0 | 519481 |
| IRS990/PensionPlanContributions/Total | 0 | 350178 |
| IRS990/PoliciesReferenceChapters | 0 | 1 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 489377 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 536014 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522100 |
| IRS990/ProgramServiceRevenueCY | 0 | 20943575 |
| IRS990/ProgramServiceRevenue/Description | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenue/Description | 1 | SERVICE CHARGES AND FE |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 22706064 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 17782877 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 3034640 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 17782877 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 3160698 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 0 | 126058 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/ReconcilationOtherChanges | 0 | 4374053 |
| IRS990/ReconcilationRevenueExpenses | 0 | 3141490 |
| IRS990/RegularMonitoringEnforcement | 0 | 1 |
| IRS990/RelatedEntity | 0 | 0 |
| IRS990/RelatedOrgControlledEntity | 0 | 0 |
| IRS990/RentalIncomeOrLoss/Real | 0 | 85745 |
| IRS990/ReportFin48Footnote | 0 | 1 |
| IRS990/ReportInvestOthSecurities | 0 | 0 |
| IRS990/ReportLandBldgEquip | 0 | 1 |
| IRS990/ReportOtherAssets | 0 | 0 |
| IRS990/ReportOtherLiabilities | 0 | 1 |
| IRS990/ReportProgRelInvest | 0 | 0 |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 50025073 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 57540616 |
| IRS990/RevenuesLessExpensesCY | 0 | 3141490 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 3730206 |
| IRS990/SalariesEtcCurrentYear | 0 | 8671435 |
| IRS990/SalariesEtcPriorYear | 0 | 5626877 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleD/AgentTrusteeEtc | 0 | 0 |
| IRS990ScheduleD/Buildings/BookValue | 0 | 8820044 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 2900396 |
| IRS990ScheduleD/Buildings/OtherCostOrOtherBasis | 0 | 11720440 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 2534661 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 6399009 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 8933670 |
| IRS990ScheduleD/ExcessOrDeficitForYear | 0 | 3141490 |
| IRS990ScheduleD/ExcessOrDeficitPerFS | 0 | 7515543 |
| IRS990ScheduleD/ExpensesNotRptdF990 | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptdOnFinStmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotal | 0 | 25331141 |
| IRS990ScheduleD/Form990ScheduleDPartXIV/Explanation | 0 | THE CREDIT UNION HOLDS FUNDS IN ESCROW TO PAY INSURANCE AND TAXES ON BEHALF OF ITS MORTGAGE LOAN ACCOUNTS. |
| IRS990ScheduleD/Form990ScheduleDPartXIV/Explanation | 1 | MANAGEMENT EVALUATED THE CREDIT UNION'S TAX POSITIONS AND CONCLUDED THAT THE CREDIT UNION HAD TAKEN NO UNCERTAIN TAX POSITIONS THAT REQUIRE ADJUSTMENT TO THE FINANCIAL STATEMENTS. |
| IRS990ScheduleD/Form990ScheduleDPartXIV/Explanation | 2 | UNREALIZED HOLDING GAIN ON AVAILABLE FOR SALE SECURITIES 4,374,053. |
| IRS990ScheduleD/Form990ScheduleDPartXIV/Identifier | 0 | DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48: |
| IRS990ScheduleD/Form990ScheduleDPartXIV/Identifier | 1 | PART XI, LINE 8 - OTHER ADJUSTMENTS: |
| IRS990ScheduleD/Form990ScheduleDPartXIV/ReturnReference | 0 | PART IV, LINE 2B: |
| IRS990ScheduleD/Form990ScheduleDPartXIV/ReturnReference | 1 | PART X: |
| IRS990ScheduleD/IncludedOnFS | 0 | 1 |
| IRS990ScheduleD/Land/BookValue | 0 | 1378459 |
| IRS990ScheduleD/Land/OtherCostOrOtherBasis | 0 | 1378459 |
| IRS990ScheduleD/LeaseholdImprovements/BookValue | 0 | 488574 |
| IRS990ScheduleD/LeaseholdImprovements/Depreciation | 0 | 170360 |
| IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis | 0 | 658934 |
| IRS990ScheduleD/OtherAmount | 0 | 4374053 |
| IRS990ScheduleD/OtherLandBuildings/BookValue | 0 | 27147 |
| IRS990ScheduleD/OtherLandBuildings/Depreciation | 0 | 70938 |
| IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis | 0 | 98085 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 464972415 |
| IRS990ScheduleD/OtherLiabilities/Amount | 1 | 88040000 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | MEMBERS' SHARES |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | BORROWED FUNDS |
| IRS990ScheduleD/RevenueNotRptdF990 | 0 | 0 |
| IRS990ScheduleD/RevenueNotRptdOnFinStmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotal | 0 | 28472631 |
| IRS990ScheduleD/TotalAdjustments | 0 | 4374053 |
| IRS990ScheduleD/TotalExpenses | 0 | 25331141 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $614,581,509
- Liabilities
- $557,040,893
- Net assets
- $57,540,616
- Revenue
- -
- Expenses
- $25,331,141
- Net income
- -