Civic Intelligence

New England Joint Board Health &

990EZ • Fiscal year 2019 • EIN 04-2274560

Jun 01, 2018 to May 31, 2019 • Filed on Sep 04, 2019

Organization ProfileN/A

View Organization Page

14 Manning AveLeominster, MA 01453

(978) 840-4701

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

73rd percentile

0.02x

Higher debt load relative to assets than 73% of similar nonprofits.

2019 filings • 501(c)9 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

75th percentile

0.04x

Higher debt load relative to revenue than 75% of similar nonprofits.

2019 filings • 501(c)9 • <$500k nonprofits • Source year 2019

Net Margin

27th percentile

-26%

Higher net margin than 27% of similar nonprofits.

2019 filings • 501(c)9 • <$500k nonprofits • Source year 2019

Top Officer Pay

88th percentile

$9,942

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 7.1% of source-year revenue.

2019 filings • 501(c)9 • <$500k nonprofits • Source year 2019

Asset Growth

33rd percentile

-13%

Faster asset growth than 33% of similar nonprofits.

2019 filings • 501(c)9 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

66th percentile

5.2%

Faster revenue growth than 66% of similar nonprofits.

2019 filings • 501(c)9 • <$500k nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets73rd percentile

Assets

Down

$264,001

Down $39,386 (-13%) from 2018

Net Assets

Down

$258,909

Down $39,589 (-13%) from 2018

Liabilities

Up

$5,092

Up $203 (+4.2%) from 2018

Revenue And Expenses
Liabilities / Revenue75th percentileNet Margin27th percentile

Revenue

Up

$140,096

Up $6,941 (+5.2%) from 2018

Expenses

Up

$176,144

Up $8,037 (+4.8%) from 2018

Net Income

Down

-$36,048

Down $1,096 (-3.1%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth33rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2011: $409,488Liabilities 2011: $7,048Net Assets 2011: $402,4402011Assets 2012: $404,292Liabilities 2012: $9,082Net Assets 2012: $395,2102012Assets 2013: $416,492Liabilities 2013: $9,114Net Assets 2013: $407,3782013Assets 2014: $411,119Liabilities 2014: $7,329Net Assets 2014: $403,7902014Assets 2015: $384,929Liabilities 2015: $5,680Net Assets 2015: $379,2492015Assets 2016: $352,721Liabilities 2016: $5,418Net Assets 2016: $347,3032016Assets 2017: $338,926Liabilities 2017: $4,980Net Assets 2017: $333,9462017Assets 2018: $303,387Liabilities 2018: $4,889Net Assets 2018: $298,4982018Assets 2019: $264,001Liabilities 2019: $5,092Net Assets 2019: $258,9092019Assets 2020: $234,081Liabilities 2020: $4,901Net Assets 2020: $229,1802020Assets 2021: $218,678Liabilities 2021: $4,504Net Assets 2021: $214,1742021Assets 2022: $177,418Liabilities 2022: $4,929Net Assets 2022: $172,4892022Assets 2023: $136,598Liabilities 2023: $4,008Net Assets 2023: $132,5902023Assets 2024: $103,266Liabilities 2024: $4,823Net Assets 2024: $98,4432024Assets 2025: $64,269Liabilities 2025: $4,832Net Assets 2025: $59,4372025

Highlighted filing

2019

Assets$264,001
Liabilities$5,092
Net Assets$258,909
Open 2019 Filing

Operations Trend

Revenue Growth66th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2011: $1,111,286Expenses 2011: $1,096,262Net Income 2011: $15,0242011Revenue 2012: $1,014,388Expenses 2012: $1,021,618Net Income 2012: -$7,2302012Revenue 2013: $954,457Expenses 2013: $942,128Net Income 2013: $12,3292013Revenue 2014: $838,577Expenses 2014: $842,165Net Income 2014: -$3,5882014Revenue 2015: $795,651Expenses 2015: $818,046Net Income 2015: -$22,3952015Revenue 2016: $718,037Expenses 2016: $742,869Net Income 2016: -$24,8322016Revenue 2017: $482,779Expenses 2017: $503,645Net Income 2017: -$20,8662017Revenue 2018: $133,155Expenses 2018: $168,107Net Income 2018: -$34,9522018Revenue 2019: $140,096Expenses 2019: $176,144Net Income 2019: -$36,0482019Revenue 2020: $144,006Expenses 2020: $178,470Net Income 2020: -$34,4642020Revenue 2021: $140,028Expenses 2021: $176,307Net Income 2021: -$36,2792021Revenue 2022: $149,913Expenses 2022: $173,155Net Income 2022: -$23,2422022Revenue 2023: $151,386Expenses 2023: $180,845Net Income 2023: -$29,4592023Revenue 2024: $137,304Expenses 2024: $173,378Net Income 2024: -$36,0742024Revenue 2025: $137,083Expenses 2025: $180,155Net Income 2025: -$43,0722025

Highlighted filing

2019

Revenue$140,096
Expenses$176,144
Net Income-$36,048
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jun 1, 2018 to May 31, 2019
Signed
Sep 4, 2019
Return Version
2018v3.1
Gross Receipts
$140,096
Mission and Program Overview

Mission

To provide hospitalization, dental, life insurance and other medical benefits and insurance coverage to eligible participants.

Program Services

DescriptionGrantsExpenses
TO PROVIDE HOSPITALIZATION, DENTAL, LIFE INSURANCE AND OTHER MEDICAL BENEFITS AND INSURANCE COVERAGE TO ELIGIBLE PARTICIPANTS.$161,702-
Compensation and Service Providers
Top Officer Pay88th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
TAYLA SALTERAdministratorPT$9,942-$9,942
MARIA BUONAUGURIOChairperson-$0--
PHILIP D'ARCANGELOTrustee-$0--
JENNIFER CORMIERTrustee-$0--
MATT JACOBSONTrustee-$0--
MARK CAFARELLATrustee-$0--
ERIC MULLERTrustee-$0--
Filing and Contact Details

Filer

Filer Name
New England Joint Board
EIN
04-2274560
Phone
9788404701
Address
14 MANNING AVE, LEOMINSTER, MA 01453

Signing Officer

Name
Maria Buonaugurio
Title
Chairperson
Signed
2019-09-04
Discuss with paid preparer
Yes

Preparer

Firm
Venning & Jacques Inc
Address
43 Lennon St, Gardner, MA 01440
Preparer
Gerald L Bankowski CPA
Phone
9786324080
Supplemental Narrative

Additional Explanations

Other Expenses.1002

“Office Expenses $3434”

Other Expenses.1012

“Insurance $3385”

Other Expenses.1

“TELEPHONE $3075”

Other Assets.1011

“Prepaid Expenses and Deferred Charges - Beginning $1240 Prepaid Expenses and Deferred Charges - Ending $1013”

Other Assets.1

“DUE FROM EMPLOYERS - Beginning $471 DUE FROM EMPLOYERS - Ending $435”

Total Liabilities.1001

“Accounts Payable and Accrued Expenses - Beginning $4889 Accounts Payable and Accrued Expenses - Ending $5092”

Raw XML Appendix134 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BenefitsPaidToOrForMembersAmt0128106
IRS990EZ/BooksInCareOfDetail/PersonNm0TAYLA BLANCHARD
IRS990EZ/BooksInCareOfDetail/PhoneNum09788404701
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt014 MANNING AVE - SUITE 302
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LEOMINSTER
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd001453
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0301676
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0262553
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-36048
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt04500
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form720FiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0303387
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0264001
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt0140096
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt010769
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0298498
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0258909
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0298498
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0258909
IRS990EZ/OccupancyRentUtltsAndMaintAmt08121
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt210.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt29942
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MARIA BUONAUGURIO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1PHILIP D'ARCANGELO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2TAYLA SALTER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JENNIFER CORMIER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4MATT JACOBSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5MARK CAFARELLA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6ERIC MULLER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0CHAIRPERSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2ADMINISTRATOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Trustee
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt01711
IRS990EZ/OtherAssetsTotalDetail/EOYAmt01448
IRS990EZ/OtherChangesInNetAssetsAmt0-3541
IRS990EZ/OtherExpensesTotalAmt09894
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE HOSPITALIZATION, DENTAL, LIFE INSURANCE AND OTHER MEDICAL BENEFITS AND INSURANCE COVERAGE TO ELIGIBLE PARTICIPANTS.
IRS990EZ/PrintingPublicationsPostageAmt0766
IRS990EZ/ProgramServiceRevenueAmt0129327
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO PROVIDE HOSPITALIZATION, DENTAL, LIFE INSURANCE AND OTHER MEDICAL BENEFITS AND INSURANCE COVERAGE TO ELIGIBLE PARTICIPANTS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt0161702
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt024757
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt04889
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt05092
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0176144
IRS990EZ/TotalProgramServiceExpensesAmt0161702
IRS990EZ/TotalRevenueAmt0140096
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Office Expenses $3434
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Insurance $3385
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TELEPHONE $3075
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Prepaid Expenses and Deferred Charges - Beginning $1240 Prepaid Expenses and Deferred Charges - Ending $1013
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DUE FROM EMPLOYERS - Beginning $471 DUE FROM EMPLOYERS - Ending $435
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Accounts Payable and Accrued Expenses - Beginning $4889 Accounts Payable and Accrued Expenses - Ending $5092
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Assets.1011
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Assets.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Total Liabilities.1001
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MARIA BUONAUGURIO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHAIRPERSON
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-09-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NEW ENGLAND JOINT BOARD
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0HEALTH & WELFARE FUND
ReturnHeader/Filer/BusinessNameControlTxt0NEWE
ReturnHeader/Filer/EIN0042274560
ReturnHeader/Filer/PhoneNum09788404701
ReturnHeader/Filer/USAddress/AddressLine1Txt014 MANNING AVE
ReturnHeader/Filer/USAddress/CityNm0LEOMINSTER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001453
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0042649836
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Venning & Jacques Inc
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt043 Lennon St
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Gardner
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001440
ReturnHeader/PreparerPersonGrp/PhoneNum09786324080
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Gerald L Bankowski CPA
ReturnHeader/ReturnTs02019-09-04T09:35:48-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02018-06-01
ReturnHeader/TaxPeriodEndDt02019-05-31
ReturnHeader/TaxYr02018

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$264,001
Liabilities
$5,092
Net assets
$258,909
Revenue
$140,096
Expenses
$176,144
Net income
-$36,048
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.06$0.00$0.06$0.14$0.18$0.04
2024Detailed filing. Detailed filing data is available for this year.$0.10$0.00$0.10$0.14$0.17$0.04
2023Detailed filing. Detailed filing data is available for this year.$0.14$0.00$0.13$0.15$0.18$0.03
2022Detailed filing. Detailed filing data is available for this year.$0.18$0.00$0.17$0.15$0.17$0.02
2021Detailed filing. Detailed filing data is available for this year.$0.22$0.00$0.21$0.14$0.18$0.04
2020Detailed filing. Detailed filing data is available for this year.$0.23$0.00$0.23$0.14$0.18$0.03
2019Detailed filing. Detailed filing data is available for this year.$0.26$0.01$0.26$0.14$0.18$0.04
2018Detailed filing. Detailed filing data is available for this year.$0.30$0.00$0.30$0.13$0.17$0.03
2017Detailed filing. Detailed filing data is available for this year.$0.34$0.00$0.33$0.48$0.50$0.02
2016Detailed filing. Detailed filing data is available for this year.$0.35$0.01$0.35$0.72$0.74$0.02
2015Detailed filing. Detailed filing data is available for this year.$0.38$0.01$0.38$0.80$0.82$0.02
2014Summary only. Only limited summary data is available for this year.$0.41$0.01$0.40$0.84$0.84$0.00
2013Summary only. Only limited summary data is available for this year.$0.42$0.01$0.41$0.95$0.94$0.01
2012Summary only. Only limited summary data is available for this year.$0.40$0.01$0.40$1.01$1.02$0.01
2011Summary only. Only limited summary data is available for this year.$0.41$0.01$0.40$1.11$1.10$0.02