Liabilities / Assets
83rd percentile
Higher debt load relative to assets than 83% of similar nonprofits.
New England Joint Board Health &
EIN 04-2274560 • 501(c)9 • Leominster, MA
Profile
To provide hospitalization, dental, life insurance and other medical benefits and insurance coverage to eligible participants
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.08x
Liabilities / Revenue
86th percentile
Higher debt load relative to revenue than 86% of similar nonprofits.
Net Margin
43rd percentile
Higher net margin than 43% of similar nonprofits.
Top Officer Pay
75th percentile
Higher top officer pay than 75% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
55th percentile
Faster asset growth than 55% of similar nonprofits.
Revenue Growth
69th percentile
Faster revenue growth than 69% of similar nonprofits.
Balance Sheet
Assets
Down$64,269
Down $38,997 (-38%) from 2024
Liabilities
Up$4,832
Up $9 (+0.2%) from 2024
Net Assets
Down$59,437
Down $39,006 (-40%) from 2024
Revenue
Down$137,083
Down $221 (-0.2%) from 2024
Expenses
Up$180,155
Up $6,777 (+3.9%) from 2024
Net Income
Down-$43,072
Down $6,998 (-19%) from 2024
Trend Graphs
Filings
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $64,269
- Liabilities
- $4,832
- Net assets
- $59,437
- Revenue
- $137,083
- Expenses
- $180,155
- Net income
- -$43,072
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jun 1, 2024 to May 31, 2025
- Signed
- Oct 8, 2025
- Return Version
- 2024v5.0
- Gross Receipts
- $137,083
Mission and Program Overview
Mission
To provide hospitalization, dental, life insurance and other medical benefits and insurance coverage to eligible participants.
To provide hospitalization, dental, life insurance and other medical benefits and insurance coverage to eligible participants
Program Services
| Description | Grants | Expenses |
|---|---|---|
| TO PROVIDE HOSPITALIZATION, DENTAL, LIFE INSURANCE AND OTHER MEDICAL BENEFITS AND INSURANCE COVERAGE TO ELIGIBLE PARTICIPANTS | - | - |
| TO PROVIDE HOSPITALIZATION, DENTAL, LIFE INSURANCE AND OTHER MEDICAL BENEFITS AND INSURANCE COVERAGE TO ELIGIBLE PARTICIPANTS | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| MARIA BUONAUGURIO | Chairperson | - | $0 | - | - |
| PHILIP D'ARCANGELO | Trustee/Dire | - | $0 | - | - |
| TAYLA SALTER | Administrato | - | $0 | - | - |
| JENNIFER CORMIER | Trustee/Dire | - | $0 | - | - |
| MARK CAFARELLA | Trustee/Dire | - | $0 | - | - |
| ERIC MULLER | Trustee/Dire | - | $0 | - | - |
| MATT JACOBSON | Trustee/Dire | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- New England Joint Board Health &
- EIN
- 04-2274560
- Phone
- 9788404701
- Address
- 14 MANNING AVE SUITE 302, LEOMINSTER, MA 01453
Signing Officer
- Name
- Maria Buonaugurio
- Title
- Chairperson
- Phone
- 9788404701
- Signed
- 2025-10-08
Preparer
- Firm
- Leominster Consulting & Tax LLC
- Address
- 66 WEST STREET, LEOMINSTER, MA 01453
- Preparer
- Luke Harris
- Phone
- 9788406920
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I
“Publicly traded securities gross sales price 50,000 cost or other basis 43,121 total gain publicly traded securities 6,879”
Form 990-ez, Part I, Line 16
“Expenses insurance 1,622 office expenses 2,232 telephone 1,100 total 4,954”
Form 990-ez, Part I, Line 20
“Net unrealized gains and losses on investments 2,463 other 1,603”
Form 990-ez, Part II, Line 24
“Prepaid expenses and deferred charges 506 232 due from employers 0 0 prepaid expenses and deferred charge 0 0 other assets 0 0 total 506 232”
Form 990-ez, Part II, Line 26
“Accounts payable and accrued expenses 4,823 4,832”
Form 990-ez, Part III
“To provide hospitalization, dental, life insurance and other medical benefits and insurance coverage to eligible participants”
Form 990-ez, Part III, Line 31
“To provide hospitalization, dental, life insurance and other medical benefits and insurance coverage to eligible participants”
Raw XML Appendix129 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BenefitsPaidToOrForMembersAmt | 0 | 145679 |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | TAYLA SALTER |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 9788404701 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 14 MANNING AVE STE 302 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | LEOMINSTER |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MA |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 01453 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 102760 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 64037 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -43072 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 4300 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 103266 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 64269 |
| IRS990EZ/GrossReceiptsAmt | 0 | 137083 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 787 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 98443 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 59437 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 98443 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 59437 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 8478 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | MARIA BUONAUGURIO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | PHILIP D'ARCANGELO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | TAYLA SALTER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | JENNIFER CORMIER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | MARK CAFARELLA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | ERIC MULLER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | MATT JACOBSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | CHAIRPERSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | TRUSTEE/DIRE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | ADMINISTRATO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | TRUSTEE/DIRE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | TRUSTEE/DIRE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | TRUSTEE/DIRE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | TRUSTEE/DIRE |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 506 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 232 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 4066 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 4954 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO PROVIDE HOSPITALIZATION, DENTAL, LIFE INSURANCE AND OTHER MEDICAL BENEFITS AND INSURANCE COVERAGE TO ELIGIBLE PARTICIPANTS |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 760 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 136296 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | TO PROVIDE HOSPITALIZATION, DENTAL, LIFE INSURANCE AND OTHER MEDICAL BENEFITS AND INSURANCE COVERAGE TO ELIGIBLE PARTICIPANTS |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | TO PROVIDE HOSPITALIZATION, DENTAL, LIFE INSURANCE AND OTHER MEDICAL BENEFITS AND INSURANCE COVERAGE TO ELIGIBLE PARTICIPANTS |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 15984 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 4823 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 4832 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 180155 |
| IRS990EZ/TotalRevenueAmt | 0 | 137083 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | PUBLICLY TRADED SECURITIES GROSS SALES PRICE 50,000 COST OR OTHER BASIS 43,121 TOTAL GAIN PUBLICLY TRADED SECURITIES 6,879 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | EXPENSES INSURANCE 1,622 OFFICE EXPENSES 2,232 TELEPHONE 1,100 TOTAL 4,954 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | NET UNREALIZED GAINS AND LOSSES ON INVESTMENTS 2,463 OTHER 1,603 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | PREPAID EXPENSES AND DEFERRED CHARGES 506 232 DUE FROM EMPLOYERS 0 0 PREPAID EXPENSES AND DEFERRED CHARGE 0 0 OTHER ASSETS 0 0 TOTAL 506 232 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ACCOUNTS PAYABLE AND ACCRUED EXPENSES 4,823 4,832 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | TO PROVIDE HOSPITALIZATION, DENTAL, LIFE INSURANCE AND OTHER MEDICAL BENEFITS AND INSURANCE COVERAGE TO ELIGIBLE PARTICIPANTS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | TO PROVIDE HOSPITALIZATION, DENTAL, LIFE INSURANCE AND OTHER MEDICAL BENEFITS AND INSURANCE COVERAGE TO ELIGIBLE PARTICIPANTS |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART I, LINE 20 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990-EZ, PART III |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990-EZ, PART III, LINE 31 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MARIA BUONAUGURIO |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CHAIRPERSON |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9788404701 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-10-08 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | NEW ENGLAND JOINT BOARD HEALTH & |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | WELFARE FUND |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | NEWE |
| ReturnHeader/Filer/EIN | 0 | 042274560 |
| ReturnHeader/Filer/PhoneNum | 0 | 9788404701 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 14 MANNING AVE SUITE 302 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | LEOMINSTER |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 01453 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | false |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 933591392 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | LEOMINSTER CONSULTING & TAX LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 66 WEST STREET |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | LEOMINSTER |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 01453 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9788406920 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-10-15 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | LUKE HARRIS |
| ReturnHeader/ReturnTs | 0 | 2025-10-15T11:34:21-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-06-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-05-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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