Civic Intelligence

Westfield Chamber of Commerce Inc

990EZ • Fiscal year 2016 • EIN 04-2266528

Jan 01, 2016 to Dec 31, 2016 • Filed on May 09, 2017

16 North Elm StreetWestfield, MA 01085

(413) 568-1618

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

97th percentile

1.03x

Higher debt load relative to assets than 97% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

97th percentile

0.71x

Higher debt load relative to revenue than 97% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Net Margin

29th percentile

-5.3%

Higher net margin than 29% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Asset Growth

84th percentile

31%

Faster asset growth than 84% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

44th percentile

-1.4%

Faster revenue growth than 44% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Assets

Up

$90,132

Up $21,429 (+31%) from 2015

Net Assets

Down

-$3,154

Down $7,057 (-181%) from 2015

Liabilities

Up

$93,286

Up $28,486 (+44%) from 2015

Revenue

Down

$132,251

Down $1,863 (-1.4%) from 2015

Expenses

Up

$139,308

Up $14,957 (+12%) from 2015

Net Income

Down

-$7,057

Down $16,820 (-172%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0-$50KAssets 2010: $34,084Liabilities 2010: $28,194Net Assets 2010: $5,8902010Assets 2011: $47,034Liabilities 2011: $61,516Net Assets 2011: -$14,4822011Assets 2012: $50,556Liabilities 2012: $61,107Net Assets 2012: -$10,5512012Assets 2013: $58,421Liabilities 2013: $66,780Net Assets 2013: -$8,3592013Assets 2014: $79,729Liabilities 2014: $85,589Net Assets 2014: -$5,8602014Assets 2015: $68,703Liabilities 2015: $64,800Net Assets 2015: $3,9032015Assets 2016: $90,132Liabilities 2016: $93,286Net Assets 2016: -$3,1542016Assets 2017: $75,343Liabilities 2017: $79,2942017Assets 2018: $93,145Liabilities 2018: $92,196Net Assets 2018: $9492018Assets 2019: $82,676Liabilities 2019: $82,182Net Assets 2019: $4942019Assets 2020: $104,195Liabilities 2020: $84,226Net Assets 2020: $19,9692020Assets 2021: $119,260Liabilities 2021: $67,588Net Assets 2021: $51,6722021Assets 2022: $90,135Liabilities 2022: $43,431Net Assets 2022: $46,7042022Assets 2023: $77,349Liabilities 2023: $49,688Net Assets 2023: $27,6612023Assets 2024: $102,145Liabilities 2024: $59,556Net Assets 2024: $42,5892024

Highlighted filing

2016

Assets$90,132
Liabilities$93,286
Net Assets-$3,154

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2010: $111,109Expenses 2010: $109,554Net Income 2010: $1,5552010Revenue 2011: $90,662Expenses 2011: $111,034Net Income 2011: -$20,3722011Revenue 2012: $116,950Expenses 2012: $113,019Net Income 2012: $3,9312012Revenue 2013: $119,329Expenses 2013: $117,137Net Income 2013: $2,1922013Revenue 2014: $131,583Expenses 2014: $129,084Net Income 2014: $2,4992014Revenue 2015: $134,114Expenses 2015: $124,351Net Income 2015: $9,7632015Revenue 2016: $132,251Expenses 2016: $139,308Net Income 2016: -$7,0572016Revenue 2017: $145,674Expenses 2017: $146,471Net Income 2017: -$7972017Revenue 2018: $154,762Expenses 2018: $149,862Net Income 2018: $4,9002018Revenue 2019: $160,345Expenses 2019: $160,800Net Income 2019: -$4552019Revenue 2020: $130,146Expenses 2020: $110,671Net Income 2020: $19,4752020Revenue 2021: $139,699Expenses 2021: $107,996Net Income 2021: $31,7032021Revenue 2022: $141,567Expenses 2022: $146,535Net Income 2022: -$4,9682022Revenue 2023: $147,252Expenses 2023: $166,295Net Income 2023: -$19,0432023Revenue 2024: $197,641Expenses 2024: $182,713Net Income 2024: $14,9282024

Highlighted filing

2016

Revenue$132,251
Expenses$139,308
Net Income-$7,057
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 9, 2017
Return Version
2016v3.0
Gross Receipts
$132,251
Mission and Program Overview

Mission

SERVICE TO MEMBERS

SERVICES TO MEMBERS

Program Services

DescriptionGrantsExpenses
SERVICES TO MEMBERS--
SERVICE TO MEMBERS--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
DANIEL BURAKChairman-$0--
DAWN CARIGNAN THOMASTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Westfield Chamber of Commerce Inc
EIN
04-2266528
Phone
4135681618
Address
16 NORTH ELM STREET, WESTFIELD, MA 01085

Signing Officer

Name
Dawn Carignan Thomas
Title
Treasurer
Phone
4135681618
Signed
2017-05-09
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

Expenses advertising and promotion 2,459 office 12,577 information technology 5,209 travel 1,752 conferences/meetings 3,879 insurance 1,389 total 27,265

Form 990-ez, Part II, Line 24

Accounts receivable 24,295 45,520 2,803 2,803 less accumulated depreciation 2,803 2,803 total 24,295 45,520

Form 990-ez, Part II, Line 26

Accounts payable and accrued expenses 730 1,641 deferred revenue 62,755 90,026 accrued payroll 1,315 1,619 accrued pension 0 0

Form 990-ez, Part III, Line 31

SERVICE TO MEMBERS

Raw XML Appendix90 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0WILLIAM HARMON
IRS990EZ/BooksInCareOfDetail/PhoneNum04135620805
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt055 COURT STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0WESTFIELD
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd001085
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt044408
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt044612
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0132251
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-7057
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt068703
IRS990EZ/Form990TotalAssetsGrp/EOYAmt090132
IRS990EZ/GrossReceiptsAmt0132251
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt03903
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-3154
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt03903
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-3154
IRS990EZ/OccupancyRentUtltsAndMaintAmt08800
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0DANIEL BURAK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DAWN CARIGNAN THOMAS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0CHAIRMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt024295
IRS990EZ/OtherAssetsTotalDetail/EOYAmt045520
IRS990EZ/OtherExpensesTotalAmt027265
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0SERVICES TO MEMBERS
IRS990EZ/PrintingPublicationsPostageAmt01144
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0SERVICES TO MEMBERS
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1SERVICE TO MEMBERS
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt0102099
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt064800
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt093286
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0139308
IRS990EZ/TotalRevenueAmt0132251
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WESTFIELDBIZ.ORG
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES ADVERTISING AND PROMOTION 2,459 OFFICE 12,577 INFORMATION TECHNOLOGY 5,209 TRAVEL 1,752 CONFERENCES/MEETINGS 3,879 INSURANCE 1,389 TOTAL 27,265
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACCOUNTS RECEIVABLE 24,295 45,520 2,803 2,803 LESS ACCUMULATED DEPRECIATION 2,803 2,803 TOTAL 24,295 45,520
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS PAYABLE AND ACCRUED EXPENSES 730 1,641 DEFERRED REVENUE 62,755 90,026 ACCRUED PAYROLL 1,315 1,619 ACCRUED PENSION 0 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SERVICE TO MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III, LINE 31
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/PersonNm0DAWN CARIGNAN THOMAS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum04135681618
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-05-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WESTFIELD CHAMBER OF COMMERCE INC
ReturnHeader/Filer/BusinessNameControlTxt0WEST
ReturnHeader/Filer/EIN0042266528
ReturnHeader/Filer/PhoneNum04135681618
ReturnHeader/Filer/USAddress/AddressLine1Txt016 NORTH ELM STREET
ReturnHeader/Filer/USAddress/CityNm0WESTFIELD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001085
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0ADC09612DFA72669B0BCAA50263298C342F893CC
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0ADC09612DFA72669B0BCAA50263298C342F893CC
ReturnHeader/ReturnTs02017-05-11T08:36:10-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.02$0.60$0.43$1.98$1.83$0.15
2023Detailed filing. Detailed filing data is available for this year.$0.77$0.50$0.28$1.47$1.66$0.19
2022Detailed filing. Detailed filing data is available for this year.$0.90$0.43$0.47$1.42$1.47$0.05
2021Detailed filing. Detailed filing data is available for this year.$1.19$0.68$0.52$1.40$1.08$0.32
2020Detailed filing. Detailed filing data is available for this year.$1.04$0.84$0.20$1.30$1.11$0.19
2019Detailed filing. Detailed filing data is available for this year.$0.83$0.82$0.00$1.60$1.61$0.00
2018Detailed filing. Detailed filing data is available for this year.$0.93$0.92$0.01$1.55$1.50$0.05
2017Summary only. Only limited summary data is available for this year.$0.75$0.79$1.46$1.46$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.90$0.93$0.03$1.32$1.39$0.07
2015Detailed filing. Detailed filing data is available for this year.$0.69$0.65$0.04$1.34$1.24$0.10
2014Detailed filing. Detailed filing data is available for this year.$0.80$0.86$0.06$1.32$1.29$0.02
2013Detailed filing. Detailed filing data is available for this year.$0.58$0.67$0.08$1.19$1.17$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.51$0.61$0.11$1.17$1.13$0.04
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.47$0.62$0.14$0.91$1.11$0.20
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.34$0.28$0.06$1.11$1.10$0.02