Civic Intelligence

Cotuit Library Association

990 • Fiscal year 2019 • EIN 04-2203831

Jul 01, 2018 to Jun 30, 2019 • Filed on Nov 15, 2019

Organization ProfileWWW.LIBRARY.COTUIT.MA.US
871 Main StreetCotuit, MA 02635

(508) 428-8141

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

26th percentile

0.01x

Higher debt load relative to assets than 26% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Liabilities / Revenue

35th percentile

0.04x

Higher debt load relative to revenue than 35% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Net Margin

73rd percentile

15%

Higher net margin than 73% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Top Officer Pay

36th percentile

$0

Higher top officer pay than 36% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Asset Growth

62nd percentile

7.5%

Faster asset growth than 62% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2018 to 2019

Revenue Growth

18th percentile

-14%

Faster revenue growth than 18% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets26th percentile

Assets

Up

$2,085,909

Up $144,636 (+7.5%) from 2018

Net Assets

Up

$2,068,676

Up $145,203 (+7.5%) from 2018

Liabilities

Down

$17,233

Down $567 (-3.2%) from 2018

Revenue And Expenses
Liabilities / Revenue35th percentileNet Margin73rd percentile

Revenue

Down

$469,447

Down $77,431 (-14%) from 2018

Expenses

Up

$396,857

Up $10,614 (+2.7%) from 2018

Net Income

Down

$72,590

Down $88,045 (-55%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth62nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2011: $1,301,045Liabilities 2011: $9,371Net Assets 2011: $1,291,6742011Assets 2012: $1,339,968Liabilities 2012: $5,722Net Assets 2012: $1,334,2462012Assets 2013: $1,456,404Liabilities 2013: $10,428Net Assets 2013: $1,445,9762013Assets 2014: $1,656,935Liabilities 2014: $6,323Net Assets 2014: $1,650,6122014Assets 2015: $1,619,380Liabilities 2015: $14,467Net Assets 2015: $1,604,9132015Assets 2016: $1,719,320Liabilities 2016: $10,006Net Assets 2016: $1,709,3142016Assets 2017: $1,837,252Liabilities 2017: $88,560Net Assets 2017: $1,748,6922017Assets 2018: $1,941,273Liabilities 2018: $17,800Net Assets 2018: $1,923,4732018Assets 2019: $2,085,909Liabilities 2019: $17,233Net Assets 2019: $2,068,6762019Assets 2020: $2,028,821Liabilities 2020: $9,984Net Assets 2020: $2,018,8372020Assets 2021: $2,517,868Liabilities 2021: $8,938Net Assets 2021: $2,508,9302021Assets 2022: $2,261,994Liabilities 2022: $10,431Net Assets 2022: $2,251,5632022Assets 2023: $2,419,730Liabilities 2023: $9,331Net Assets 2023: $2,410,3992023Assets 2024: $2,675,589Liabilities 2024: $5,078Net Assets 2024: $2,670,5112024Assets 2025: $3,056,690Liabilities 2025: $7,884Net Assets 2025: $3,048,8062025

Highlighted filing

2019

Assets$2,085,909
Liabilities$17,233
Net Assets$2,068,676
Open 2019 Filing

Operations Trend

Revenue Growth18th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0-$200KExpenses 2011: $291,2922011Expenses 2012: $318,3772012Revenue 2013: $370,374Expenses 2013: $311,470Net Income 2013: $58,9042013Revenue 2014: $424,890Expenses 2014: $341,448Net Income 2014: $83,4422014Revenue 2015: $364,170Expenses 2015: $349,510Net Income 2015: $14,6602015Revenue 2016: $396,506Expenses 2016: $393,160Net Income 2016: $3,3462016Revenue 2017: $502,496Expenses 2017: $366,595Net Income 2017: $135,9012017Revenue 2018: $546,878Expenses 2018: $386,243Net Income 2018: $160,6352018Revenue 2019: $469,447Expenses 2019: $396,857Net Income 2019: $72,5902019Revenue 2020: $386,685Expenses 2020: $322,033Net Income 2020: $64,6522020Revenue 2021: $598,979Expenses 2021: $396,614Net Income 2021: $202,3652021Revenue 2022: $389,578Expenses 2022: $417,492Net Income 2022: -$27,9142022Revenue 2023: $435,438Expenses 2023: $463,953Net Income 2023: -$28,5152023Revenue 2024: $579,937Expenses 2024: $496,647Net Income 2024: $83,2902024Revenue 2025: $724,088Expenses 2025: $488,220Net Income 2025: $235,8682025

Highlighted filing

2019

Revenue$469,447
Expenses$396,857
Net Income$72,590
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2018 to Jun 30, 2019
Signed
Nov 15, 2019
Return Version
2018v3.1
Gross Receipts
$568,105
Mission and Program Overview

Mission

FREE LENDING LIBRARY

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$1,391,978$1,461,586▲ $69,608
Land, Buildings, and Equipment, Net$449,487$469,110▲ $19,623
Cash and Non-Interest-Bearing Accounts$99,761$154,156▲ $54,395
Prepaid Expenses and Deferred Charges$47$1,057▲ $1,010
Total Assets$1,941,273$2,085,909▲ $144,636
Liabilities
Accounts Payable and Accrued Expenses$14,800$13,233▼ $1,567
Other Liabilities$3,000$4,000▲ $1,000
Total Liabilities$17,800$17,233▼ $567
Net Assets / Fund Balance
Unrestricted Net Assets$1,756,080$2,068,676▲ $312,596
Temporarily Rstr Net Assets$167,393--
Total Net Assets Fund Balance$1,923,473$2,068,676▲ $145,203
Total Liabilities and Net Assets / Fund Balance$1,941,273$2,085,909▲ $144,636

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$370,209$190,954$561,163
Leasehold Improvements$67,339$5,612$72,951
Equipment$2,332$27,933$30,265
Other Land Buildings$12,680$6,504$19,184
Land$16,550-$16,550
Compensation and Service Providers
Top Officer Pay36th percentile

Board Members and Trustees

NameTitle
Marylee HalpinPresident
Amy GardnerDirector
Charlie DingsDirector
Cynthia Der HagopianDirector
Ed MaddoxDirector
Pattie BerkeyDirector
Pete RoherDirector
Jim CanavanTrustee-publ
Vernon GrabelSecretary
David ReidyTreasurer
Aj BallouVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$367,002
Program Service Revenue
$0
Investment Income
$57,838
Other Revenue
$44,607
All Other Contributions
$122,492
Change in Net Assets
$72,590

Audited Revenue Reconciliation

Revenue per Audited Statements
$469,447
Revenue Not Reported on Form 990
$72,613
Total Revenue per Audited Statements
$542,060
Total Revenue per Form 990
$469,447
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$228,720
Other Expenses$168,137
Total Fundraising Expense$44,529
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$106,195$44,247$26,549$176,991
Other Employee Benefits$22,614$9,423$5,654$37,691
All Other Expenses$25,605--$25,605
Depreciation Depletion$17,442--$17,442
Payroll Taxes$14,038--$14,038
Occupancy$12,923--$12,923
Other Expenses$12,694-$12,092$12,694
Insurance$11,026--$11,026
Fees for Services Other-$9,030-$9,030
Office Expenses$1,868$234$234$2,336
Information Technology$351--$351
Advertising$321--$321
Total Functional Expenses$289,394$62,934$44,529$396,857

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$396,857
Total Expenses per Audited Statements$396,857
Total Expenses per Form 990$396,857
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$42,982
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Tournament$23,169$23,169-$23,169
Ways and Means$19,813$19,813-$19,813
Total Events$42,982$42,982-$42,982
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Other Liabilities$4,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Board of trustees review tax return prior to filing.”

Form 990, Page 6, Part VI, Line 15A

“Subject to board of trustees approval and vote.”

Form 990, Page 6, Part VI, Line 15B

“Subject to board of trustees approval and vote.”

Form 990, Page 6, Part VI, Line 19

“Governing documents available upon request.”

Filing and Contact Details

Filer

Filer Name
Cotuit Library Association
EIN
04-2203831
Phone
5084288141
Address
871 MAIN STREET, COTUIT, MA 02635

Signing Officer

Name
David Reidy
Title
Treasurer
Phone
5084288141
Signed
2019-11-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Marylee Halpin
Voting Board Members
12
Independent Board Members
12
Employees
5

Preparer

Firm
Sanders Walsh & Eaton Cpas LLC
Address
PO BOX F, OSTERVILLE, MA 02655
Preparer
Joseph F Mcgee CPA
Phone
5084280790
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“FUNDRAISING EXPENSES 0”

Financial Statement Notes

Schedule D, Page 4, Part XII, Line 2D

“FUNDRAISING EXPENSES 0”

Raw XML AppendixShowing 400 of 452 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt014800
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt013233
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0FREE LENDING LIBRARY
IRS990/AdvertisingGrp/ProgramServicesAmt0321
IRS990/AdvertisingGrp/TotalAmt0321
IRS990/AllOtherContributionsAmt0122492
IRS990/AllOtherExpensesGrp/ProgramServicesAmt025605
IRS990/AllOtherExpensesGrp/TotalAmt025605
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0DAVID REIDY
IRS990/BooksInCareOfDetail/PhoneNum05084288141
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0871 MAIN STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0COTUIT
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd002635
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt099761
IRS990/CashNonInterestBearingGrp/EOYAmt0154156
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0367002
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt057838
IRS990/CYOtherExpensesAmt0168137
IRS990/CYOtherRevenueAmt044607
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt072590
IRS990/CYSalariesCompEmpBnftPaidAmt0228720
IRS990/CYTotalExpensesAmt0396857
IRS990/CYTotalFundraisingExpenseAmt044529
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0469447
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ProgramServicesAmt017442
IRS990/DepreciationDepletionGrp/TotalAmt017442
IRS990/Desc0FREE LENDING LIBRARY
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt05
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt0289394
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt09030
IRS990/FeesForServicesOtherGrp/TotalAmt09030
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt05.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt15.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt23.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt35.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt410.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt53.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt63.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt82.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt93.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt102.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0DAVID REIDY
IRS990/Form990PartVIISectionAGrp/PersonNm1CHARLIE DINGS
IRS990/Form990PartVIISectionAGrp/PersonNm2JIM CANAVAN
IRS990/Form990PartVIISectionAGrp/PersonNm3PATTIE BERKEY
IRS990/Form990PartVIISectionAGrp/PersonNm4AJ BALLOU
IRS990/Form990PartVIISectionAGrp/PersonNm5PETE ROHER
IRS990/Form990PartVIISectionAGrp/PersonNm6CYNTHIA DER HAGOPIAN
IRS990/Form990PartVIISectionAGrp/PersonNm7VERNON GRABEL
IRS990/Form990PartVIISectionAGrp/PersonNm8ED MADDOX
IRS990/Form990PartVIISectionAGrp/PersonNm9AMY GARDNER
IRS990/Form990PartVIISectionAGrp/PersonNm10MARYLEE HALPIN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TRUSTEE-PUBL
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4VICE PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0true
IRS990/FundraisingGrossIncomeAmt042982
IRS990/GainOrLossGrp/SecuritiesAmt0-13360
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt012
IRS990/GovernmentGrantsAmt0244510
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt085298
IRS990/GrossReceiptsAmt0568105
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt012
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt0351
IRS990/InformationTechnologyGrp/TotalAmt0351
IRS990/InsuranceGrp/ProgramServicesAmt011026
IRS990/InsuranceGrp/TotalAmt011026
IRS990/InvestmentIncomeGrp/ExclusionAmt071198
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt071198
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt01391978
IRS990/InvestmentsPubTradedSecGrp/EOYAmt01461586
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0231003
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0449487
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0469110
IRS990/LandBldgEquipCostOrOtherBssAmt0700113
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt098658
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0FREE LENDING LIBRARY
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt01923473
IRS990/NetAssetsOrFundBalancesEOYAmt02068676
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-13360
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-13360
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt042982
IRS990/NetUnrlzdGainsLossesInvstAmt072613
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt012923
IRS990/OccupancyGrp/TotalAmt012923
IRS990/OfficeExpensesGrp/FundraisingAmt0234
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0234
IRS990/OfficeExpensesGrp/ProgramServicesAmt01868
IRS990/OfficeExpensesGrp/TotalAmt02336
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt05654
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt09423
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt022614
IRS990/OtherEmployeeBenefitsGrp/TotalAmt037691
IRS990/OtherExpensesGrp/Desc0BOOKS AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/Desc1PROGRAM
IRS990/OtherExpensesGrp/Desc2CLAMS
IRS990/OtherExpensesGrp/Desc3REPAIRS AND MAINTENANCE
IRS990/OtherExpensesGrp/FundraisingAmt012092
IRS990/OtherExpensesGrp/ProgramServicesAmt040024
IRS990/OtherExpensesGrp/ProgramServicesAmt17348
IRS990/OtherExpensesGrp/ProgramServicesAmt216945
IRS990/OtherExpensesGrp/ProgramServicesAmt312694
IRS990/OtherExpensesGrp/TotalAmt040024
IRS990/OtherExpensesGrp/TotalAmt119440
IRS990/OtherExpensesGrp/TotalAmt216945
IRS990/OtherExpensesGrp/TotalAmt312694
IRS990/OtherLiabilitiesGrp/BOYAmt03000
IRS990/OtherLiabilitiesGrp/EOYAmt04000
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0BOOK FINES AND REPLACEMENTS
IRS990/OtherRevenueMiscGrp/ExclusionAmt01625
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt01625
IRS990/OtherRevenueTotalAmt01625
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt026549
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt044247
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0106195
IRS990/OtherSalariesAndWagesGrp/TotalAmt0176991
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt014038
IRS990/PayrollTaxesGrp/TotalAmt014038
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt047
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01057
IRS990/PrincipalOfficerNm0MARYLEE HALPIN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0446569
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt065285
IRS990/PYOtherExpensesAmt0160003
IRS990/PYOtherRevenueAmt035024
IRS990/PYRevenuesLessExpensesAmt0160635
IRS990/PYSalariesCompEmpBnftPaidAmt0226240
IRS990/PYTotalExpensesAmt0386243
IRS990/PYTotalRevenueAmt0546878
IRS990/ReconcilationRevenueExpnssAmt072590
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0MISCELLANEOUS 5,489
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0367002
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0446569
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0330061
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0303823
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0117252
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01564707
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt071198
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt065071
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt051227
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt055150
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt044745
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0287391
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt092115
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt01625
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt01631
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt01341
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt01842
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt0675
IRS990ScheduleA/OtherIncome170Grp/TotalAmt07114
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.90700
IRS990ScheduleA/PublicSupportPY170Pct00.90210
IRS990ScheduleA/PublicSupportTotal170Amt02871438
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearAmt0244510
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus1YearAmt0368300
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus2YearsAmt0276920
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus3YearsAmt0235538
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus4YearsAmt0181463
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt01306731
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0611512
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0814869
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0606981
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0539361
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0298715
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02871438
IRS990ScheduleA/TotalSupportAmt03165943
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/BuildingsGrp/BookValueAmt0370209
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0190954
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0561163
IRS990ScheduleD/EquipmentGrp/BookValueAmt02332
IRS990ScheduleD/EquipmentGrp/DepreciationAmt027933
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt030265
IRS990ScheduleD/ExpensesSubtotalAmt0396857
IRS990ScheduleD/LandGrp/BookValueAmt016550
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt016550
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt067339
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt05612
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt072951
IRS990ScheduleD/NetUnrealizedGainsInvstAmt072613
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt012680
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt06504
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt019184
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt04000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0OTHER LIABILITIES
IRS990ScheduleD/RevenueNotReportedAmt072613
IRS990ScheduleD/RevenueSubtotalAmt0469447
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0FUNDRAISING EXPENSES 0
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 4, PART XII, LINE 2D
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0469110
IRS990ScheduleD/TotalExpensesPerForm990Amt0396857
IRS990ScheduleD/TotalLiabilityAmt04000
IRS990ScheduleD/TotalRevenuePerForm990Amt0469447
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0542060
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0396857
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0GOLF TOURNAMENT
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0WAYS AND MEANS
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt023169
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt019813
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt042982
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt023169
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt019813
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt042982
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt042982
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BOARD OF TRUSTEES REVIEW TAX RETURN PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1SUBJECT TO BOARD OF TRUSTEES APPROVAL AND VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2SUBJECT TO BOARD OF TRUSTEES APPROVAL AND VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3GOVERNING DOCUMENTS AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4FUNDRAISING EXPENSES 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0MA
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TemporarilyRstrNetAssetsGrp/BOYAmt0167393
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt01941273
IRS990/TotalAssetsEOYAmt02085909
IRS990/TotalAssetsGrp/BOYAmt01941273
IRS990/TotalAssetsGrp/EOYAmt02085909
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0367002
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt044529
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt062934
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0289394
IRS990/TotalFunctionalExpensesGrp/TotalAmt0396857
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt017800
IRS990/TotalLiabilitiesEOYAmt017233
IRS990/TotalLiabilitiesGrp/BOYAmt017800
IRS990/TotalLiabilitiesGrp/EOYAmt017233
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01923473
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02068676
IRS990/TotalProgramServiceExpensesAmt0289394
IRS990/TotalRevenueGrp/ExclusionAmt072823
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0-13360

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,085,909
Liabilities
$17,233
Net assets
$2,068,676
Revenue
$469,447
Expenses
$396,857
Net income
$72,590
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.06$0.01$3.05$0.72$0.49$0.24
2024Detailed filing. Detailed filing data is available for this year.$2.68$0.01$2.67$0.58$0.50$0.08
2023Detailed filing. Detailed filing data is available for this year.$2.42$0.01$2.41$0.44$0.46$0.03
2022Detailed filing. Detailed filing data is available for this year.$2.26$0.01$2.25$0.39$0.42$0.03
2021Detailed filing. Detailed filing data is available for this year.$2.52$0.01$2.51$0.60$0.40$0.20
2020Summary only. Only limited summary data is available for this year.$2.03$0.01$2.02$0.39$0.32$0.06
2019Detailed filing. Detailed filing data is available for this year.$2.09$0.02$2.07$0.47$0.40$0.07
2018Summary only. Only limited summary data is available for this year.$1.94$0.02$1.92$0.55$0.39$0.16
2017Detailed filing. Detailed filing data is available for this year.$1.84$0.09$1.75$0.50$0.37$0.14
2016Detailed filing. Detailed filing data is available for this year.$1.72$0.01$1.71$0.40$0.39$0.00
2015Detailed filing. Detailed filing data is available for this year.$1.62$0.01$1.60$0.36$0.35$0.01
2014Detailed filing. Detailed filing data is available for this year.$1.66$0.01$1.65$0.42$0.34$0.08
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.46$0.01$1.45$0.37$0.31$0.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.34$0.01$1.33$0.32
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.30$0.01$1.29$0.29