Civic Intelligence

Junior Achievement of Western Massachusetts Inc

EIN 04-2088304 • 501(c)3 • Springfield, MA

Profile

Junior achievement of western massachusetts is part of the world's largest organization dedicated to giving young people the knowledge and skills they need to own their economic success, plan for the future, and make smart academic and economic choices. Our financial literacy, work readiness and entrepreneurship programs empower students to make a connection between what they learn in school and how it can be applied in the real world. This enhances the relevance of their classroom learning and increases their understanding of the value of staying in school.

1500 Main Street PO Box 15167Springfield, MA 01115

www.jawm.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

71st percentile

0.13x

Higher debt load relative to assets than 71% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

73rd percentile

0.13x

Higher debt load relative to revenue than 73% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Net Margin

16th percentile

-19%

Higher net margin than 16% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

80th percentile

$80,870

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 26.6% of source-year revenue.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Asset Growth

11th percentile

-27%

Faster asset growth than 11% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

10th percentile

-37%

Faster revenue growth than 10% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets71st percentile

Assets

Down

$306,872

Down $111,228 (-27%) from 2023

Liabilities

Down

$40,364

Down $51,692 (-56%) from 2023

Net Assets

Down

$266,508

Down $59,536 (-18%) from 2023

Operations
Liabilities / Revenue73rd percentileNet Margin16th percentile

Revenue

Down

$304,040

Down $180,013 (-37%) from 2023

Expenses

Down

$362,804

Down $57,825 (-14%) from 2023

Net Income

Down

-$58,764

Down $122,188 (-193%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth11th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2011: $167,226Liabilities 2011: $8,315Net Assets 2011: $158,9112011Assets 2012: $133,401Liabilities 2012: $59,631Net Assets 2012: $73,7702012Assets 2013: $157,517Liabilities 2013: $12,866Net Assets 2013: $144,6512013Assets 2014: $158,895Liabilities 2014: $13,644Net Assets 2014: $145,2512014Assets 2015: $185,131Liabilities 2015: $17,381Net Assets 2015: $167,7502015Assets 2016: $719,772Liabilities 2016: $31,509Net Assets 2016: $688,2632016Assets 2017: $642,316Liabilities 2017: $51,022Net Assets 2017: $591,2942017Assets 2018: $674,724Liabilities 2018: $40,020Net Assets 2018: $634,7042018Assets 2019: $508,301Liabilities 2019: $46,265Net Assets 2019: $462,0362019Assets 2020: $303,792Liabilities 2020: $110,570Net Assets 2020: $193,2222020Assets 2021: $290,390Liabilities 2021: $87,052Net Assets 2021: $203,3382021Assets 2022: $260,866Liabilities 2022: $15,795Net Assets 2022: $245,0712022Assets 2023: $418,100Liabilities 2023: $92,056Net Assets 2023: $326,0442023Assets 2024: $306,872Liabilities 2024: $40,364Net Assets 2024: $266,5082024

Highlighted filing

2024

Assets$306,872
Liabilities$40,364
Net Assets$266,508
Open 2024 Filing

Operations Trend

Revenue Growth10th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $312,751Expenses 2011: $326,949Net Income 2011: -$14,1982011Revenue 2012: $240,901Expenses 2012: $320,365Net Income 2012: -$79,4642012Revenue 2013: $356,274Expenses 2013: $285,393Net Income 2013: $70,8812013Revenue 2014: $318,815Expenses 2014: $314,193Net Income 2014: $4,6222014Revenue 2015: $365,143Expenses 2015: $342,644Net Income 2015: $22,4992015Revenue 2016: $830,954Expenses 2016: $310,441Net Income 2016: $520,5132016Revenue 2017: $292,219Expenses 2017: $391,465Net Income 2017: -$99,2462017Revenue 2018: $548,392Expenses 2018: $505,932Net Income 2018: $42,4602018Revenue 2019: $378,635Expenses 2019: $552,187Net Income 2019: -$173,5522019Revenue 2020: $235,751Expenses 2020: $504,375Net Income 2020: -$268,6242020Revenue 2021: $323,509Expenses 2021: $345,281Net Income 2021: -$21,7722021Revenue 2022: $404,989Expenses 2022: $350,128Net Income 2022: $54,8612022Revenue 2023: $484,053Expenses 2023: $420,629Net Income 2023: $63,4242023Revenue 2024: $304,040Expenses 2024: $362,804Net Income 2024: -$58,7642024

Highlighted filing

2024

Revenue$304,040
Expenses$362,804
Net Income-$58,764
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$306,872
Liabilities
$40,364
Net assets
$266,508
Revenue
$304,040
Expenses
$362,804
Net income
-$58,764
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.07$0.40$2.67$3.04$3.63$0.59
2023Detailed filing. Detailed filing data is available for this year.$4.18$0.92$3.26$4.84$4.21$0.63
2022Detailed filing. Detailed filing data is available for this year.$2.61$0.16$2.45$4.05$3.50$0.55
2021Detailed filing. Detailed filing data is available for this year.$2.90$0.87$2.03$3.24$3.45$0.22
2020Detailed filing. Detailed filing data is available for this year.$3.04$1.11$1.93$2.36$5.04$2.69
2019Detailed filing. Detailed filing data is available for this year.$5.08$0.46$4.62$3.79$5.52$1.74
2018Detailed filing. Detailed filing data is available for this year.$6.75$0.40$6.35$5.48$5.06$0.42
2017Summary only. Only limited summary data is available for this year.$6.42$0.51$5.91$2.92$3.91$0.99
2016Detailed filing. Detailed filing data is available for this year.$7.20$0.32$6.88$8.31$3.10$5.21
2015Detailed filing. Detailed filing data is available for this year.$1.85$0.17$1.68$3.65$3.43$0.22
2014Summary only. Only limited summary data is available for this year.$1.59$0.14$1.45$3.19$3.14$0.05
2013Summary only. Only limited summary data is available for this year.$1.58$0.13$1.45$3.56$2.85$0.71
2012Summary only. Only limited summary data is available for this year.$1.33$0.60$0.74$2.41$3.20$0.79
2011Summary only. Only limited summary data is available for this year.$1.67$0.08$1.59$3.13$3.27$0.14
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)3 • $500k-$1M nonprofits