Liabilities / Assets
25th percentile
Higher debt load relative to assets than 25% of similar nonprofits.
990 • Fiscal year 2010 • EIN 04-2079901
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
25th percentile
Higher debt load relative to assets than 25% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
$799,246,251
No earlier filing loaded for comparison.
Net Assets
$101,275,199
No earlier filing loaded for comparison.
Liabilities
$697,971,052
No earlier filing loaded for comparison.
Revenue
-
No earlier filing loaded for comparison.
Expenses
$39,015,293
No earlier filing loaded for comparison.
Net Income
-
No earlier filing loaded for comparison.
The organization is a state chartered credit union that serves members who live or work in massachusetts.
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | false |
| IRS990/ActivitiesConductedPartnership | 0 | false |
| IRS990/ActivityOrMissionDescription | 0 | THE ORGANIZATION IS A STATE CHARTERED CREDIT UNION THAT SERVES members who live or work in Massachusetts. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 815 MAIN STREET |
| IRS990/AddressPrincipalOfficerUS/City | 0 | Fitchburg |
| IRS990/AddressPrincipalOfficerUS/State | 0 | MA |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 014200900 |
| IRS990/Advertising/ManagementAndGeneral | 0 | 1166503 |
| IRS990/Advertising/Total | 0 | 1166503 |
| IRS990/AllOtherExpenses/ManagementAndGeneral | 0 | 35852 |
| IRS990/AllOtherExpenses/Total | 0 | 35852 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | true |
| IRS990/AuditCommittee | 0 | true |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 0 |
| IRS990/BenefitsToMembers/Total | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | false |
| IRS990/BsnssRltnshpWithOrganization | 0 | false |
| IRS990/CashNonInterestBearing/BOY | 0 | 11111126 |
| IRS990/CashNonInterestBearing/EOY | 0 | 12373253 |
| IRS990/ChangesToOrganizingDocs | 0 | false |
| IRS990/CollectionsOfArt | 0 | false |
| IRS990/CompCurrentOfficersDirectors/ManagementAndGeneral | 0 | 906826 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 906826 |
| IRS990/CompDisqualPersons/Total | 0 | 0 |
| IRS990/CompensationFromOtherSources | 0 | false |
| IRS990/CompensationProcessCEO | 0 | true |
| IRS990/CompensationProcessOther | 0 | true |
| IRS990/ComplianceWithBackupWitholding | 0 | true |
| IRS990/ConferencesMeetings/ManagementAndGeneral | 0 | 262894 |
| IRS990/ConferencesMeetings/Total | 0 | 262894 |
| IRS990/ConflictOfInterestPolicy | 0 | true |
| IRS990/ConservationEasements | 0 | false |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | false |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine1 | 0 | PO BOX 515306 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine1 | 1 | 116 SOUTH RIVER ROAD SUITE D6 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine1 | 2 | PO BOX 842734 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City | 0 | LOS ANGELES |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City | 1 | BEDFORD |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City | 2 | BOSTON |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State | 0 | CA |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State | 1 | NH |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State | 2 | MA |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode | 0 | 900516606 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode | 1 | 03110 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode | 2 | 022842734 |
| IRS990/ContractorCompensation/Compensation | 0 | 372423 |
| IRS990/ContractorCompensation/Compensation | 1 | 293967 |
| IRS990/ContractorCompensation/Compensation | 2 | 261721 |
| IRS990/ContractorCompensation/DescriptionOfServices | 0 | Consulting |
| IRS990/ContractorCompensation/DescriptionOfServices | 1 | MARKETING |
| IRS990/ContractorCompensation/DescriptionOfServices | 2 | Consulting |
| IRS990/ContractorCompensation/NameOfContractor/NamePerson | 0 | DIGITAL INSIGHT CORPORATION |
| IRS990/ContractorCompensation/NameOfContractor/NamePerson | 1 | PANNOS WINZELER MARKETING |
| IRS990/ContractorCompensation/NameOfContractor/NamePerson | 2 | NWN CORPORATION |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | false |
| IRS990/DecisionsSubjectToApproval | 0 | true |
| IRS990/DeductibleContributionsOfArt | 0 | false |
| IRS990/DeductibleNonCashContributions | 0 | false |
| IRS990/DelegationOfManagementDuties | 0 | false |
| IRS990/DepreciationDepletion/ManagementAndGeneral | 0 | 1376482 |
| IRS990/DepreciationDepletion/Total | 0 | 1376482 |
| IRS990/DescribedIn501C3 | 0 | false |
| IRS990/Description | 0 | The Credit Union is cooperative owned, directed and dedicated to its members. As of 12/31/2010, the Credit Union's net loans totaled $616 million and share deposits totaled $604 million. |
| IRS990/DisregardedEntity | 0 | true |
| IRS990/DocumentRetentionPolicy | 0 | true |
| IRS990/DonorAdvisedFunds | 0 | false |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | true |
| IRS990/EmploymentTaxReturnsFiled | 0 | true |
| IRS990/FamilyOrBusinessRelationship | 0 | false |
| IRS990/FeesForServicesAccounting/ManagementAndGeneral | 0 | 133302 |
| IRS990/FeesForServicesAccounting/Total | 0 | 133302 |
| IRS990/FeesForServicesInvstMgmntFees/Total | 0 | 0 |
| IRS990/FeesForServicesLegal/ManagementAndGeneral | 0 | 61686 |
| IRS990/FeesForServicesLegal/Total | 0 | 61686 |
| IRS990/FeesForServicesLobbying/Total | 0 | 0 |
| IRS990/FeesForServicesManagement/Total | 0 | 0 |
| IRS990/FeesForServicesOther/ManagementAndGeneral | 0 | 658255 |
| IRS990/FeesForServicesOther/Total | 0 | 658255 |
| IRS990/FeesForServicesProfFundraising/Total | 0 | 0 |
| IRS990/FinancialStatementSeparate | 0 | X |
| IRS990/ForeignActivities | 0 | false |
| IRS990/ForeignFinancialAccount | 0 | false |
| IRS990/ForeignGrants/Total | 0 | 0 |
| IRS990/ForeignOffice | 0 | false |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 40.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 40.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 1.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 1.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 1.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 1.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 1.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 1.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 8 | 1.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 9 | 1.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 10 | 1.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 11 | 1.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 12 | 1.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 13 | 1.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 14 | 1.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 15 | 40.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 16 | 40.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 17 | 40.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 18 | 40.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 19 | 40.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 20 | 40.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 21 | 40.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 22 | 40.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 23 | 40.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 24 | 40.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 25 | 40.0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 26 | 40.0 |
| IRS990/Form990PartVIISectionA/HighestCompensatedEmployee | 0 | X |
| IRS990/Form990PartVIISectionA/HighestCompensatedEmployee | 1 | X |
| IRS990/Form990PartVIISectionA/HighestCompensatedEmployee | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 7 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 8 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 9 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 10 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 11 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 12 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 13 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 14 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 0 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 1 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 2 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 3 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 4 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 5 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 6 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 7 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 8 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 9 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 10 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 11 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 12 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | FREDERICK D HEALEY |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | DOUGLAS J PETERSEN |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | JOHN FORD |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | MARINA M RAHER |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | ERIC SHAPIRO |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | JOHN MORSE |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | WILHO MYLLYMAKI |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | JONATHAN N RATILA |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | T FRANCIS WADA |
| IRS990/Form990PartVIISectionA/NamePerson | 9 | REINALDO LOPEZ |
| IRS990/Form990PartVIISectionA/NamePerson | 10 | JAMES E ROUSE |
| IRS990/Form990PartVIISectionA/NamePerson | 11 | J Paul Gauvin |
| IRS990/Form990PartVIISectionA/NamePerson | 12 | PATRICK MULDOON |
| IRS990/Form990PartVIISectionA/NamePerson | 13 | MELISSA MARANDA |
| IRS990/Form990PartVIISectionA/NamePerson | 14 | RAYMOND MARTINEAU |
| IRS990/Form990PartVIISectionA/NamePerson | 15 | CATHERINE GOODALL |
| IRS990/Form990PartVIISectionA/NamePerson | 16 | DAVID ROGERS |
| IRS990/Form990PartVIISectionA/NamePerson | 17 | MARK FANTASIA |
| IRS990/Form990PartVIISectionA/NamePerson | 18 | JOHN DOOLIN |
| IRS990/Form990PartVIISectionA/NamePerson | 19 | CATHERINE BENOIT |
| IRS990/Form990PartVIISectionA/NamePerson | 20 | MICHAEL DEMBOWSKI |
| IRS990/Form990PartVIISectionA/NamePerson | 21 | JOHN DOYLE JR |
| IRS990/Form990PartVIISectionA/NamePerson | 22 | ROBERT GALLO |
| IRS990/Form990PartVIISectionA/NamePerson | 23 | VITALY GARAZ |
| IRS990/Form990PartVIISectionA/NamePerson | 24 | THOMAS GRAY |
| IRS990/Form990PartVIISectionA/NamePerson | 25 | GORDON WETMORE |
| IRS990/Form990PartVIISectionA/NamePerson | 26 | DAVID EARLS |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/Officer | 1 | X |
| IRS990/Form990PartVIISectionA/Officer | 2 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 16449 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 26576 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 8 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 9 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 10 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 11 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 12 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 13 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 14 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 15 | 15351 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 16 | 19512 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 17 | 23488 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 18 | 22159 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 19 | 19807 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 20 | 14972 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 21 | 18018 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 22 | 16970 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 23 | 18154 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 24 | 19251 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 25 | 18503 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 26 | 20235 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 476050 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 331135 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 10 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 11 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 12 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 13 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 14 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 15 | 123273 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 16 | 195207 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 17 | 207269 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 18 | 173745 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 19 | 204772 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 20 | 143366 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 21 | 155880 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 22 | 134793 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 23 | 109143 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 24 | 161844 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 25 | 158197 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 26 | 177045 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 828 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 836 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 1070 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 1681 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 10 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 11 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 12 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 13 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 14 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 15 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 16 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 17 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 18 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 19 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 20 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 21 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 22 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 23 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 24 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 25 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 26 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionA/Title | 1 | EVP TREASURER/CFO |
| IRS990/Form990PartVIISectionA/Title | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 3 | CHAIRPERSON |
| IRS990/Form990PartVIISectionA/Title | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 5 | ASSISTANT CLERK |
| IRS990/Form990PartVIISectionA/Title | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 7 | CLERK |
| IRS990/Form990PartVIISectionA/Title | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 11 | Director |
| IRS990/Form990PartVIISectionA/Title | 12 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 13 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 14 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 15 | CONTROLLER/ASSISTANT TREASURER |
| IRS990/Form990PartVIISectionA/Title | 16 | SENIOR VP/ COMM BUS DEVELOPMEN |
| IRS990/Form990PartVIISectionA/Title | 17 | VP INSURANCE & INVESTMENT |
| IRS990/Form990PartVIISectionA/Title | 18 | SENIOR VP / HUMAN RESOURCES |
| IRS990/Form990PartVIISectionA/Title | 19 | AVP |
| IRS990/Form990PartVIISectionA/Title | 20 | AVP |
| IRS990/Form990PartVIISectionA/Title | 21 | AVP |
| IRS990/Form990PartVIISectionA/Title | 22 | AVP |
| IRS990/Form990PartVIISectionA/Title | 23 | AVP |
| IRS990/Form990PartVIISectionA/Title | 24 | AVP |
| IRS990/Form990PartVIISectionA/Title | 25 | REGISTERED INSURANCE & INV REP |
| IRS990/Form990ProvidedToGoverningBody | 0 | false |
| IRS990/Form990-TFiled | 0 | true |
| IRS990/FormersListed | 0 | false |
| IRS990/FSAudited | 0 | true |
| IRS990/FundraisingActivities | 0 | false |
| IRS990/GainOrLoss/Other | 0 | 676668 |
| IRS990/Gaming | 0 | false |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToDomesticIndividuals/Total | 0 | 0 |
| IRS990/GrantsToDomesticOrgs/Total | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | false |
| IRS990/GrantsToOrganizations | 0 | false |
| IRS990/GrantToRelatedPerson | 0 | false |
| IRS990/GrossAmountSalesAssets/Other | 0 | 676668 |
| IRS990/GrossReceipts | 0 | 46169108 |
| IRS990/GrossRents/Real | 0 | 182202 |
| IRS990/GroupReturnForAffiliates | 0 | false |
| IRS990/Hospital | 0 | false |
| IRS990/IncomeFromInvestBondProceeds/TotalRevenueColumn | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | true |
| IRS990/IndoorTanningServices | 0 | false |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InfoInScheduleOPartXI | 0 | X |
| IRS990/InformationTechnology/ManagementAndGeneral | 0 | 2431261 |
| IRS990/InformationTechnology/Total | 0 | 2431261 |
| IRS990/Insurance/Total | 0 | 0 |
| IRS990/Interest/ManagementAndGeneral | 0 | 8822573 |
| IRS990/Interest/Total | 0 | 8822573 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 5239539 |
| IRS990/InvestmentIncome/ExclusionAmount | 0 | 4562871 |
| IRS990/InvestmentIncomePriorYear | 0 | 4033579 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 4562871 |
| IRS990/InvestmentInJointVenture | 0 | true |
| IRS990/InvestmentsPubTradedSecurities/BOY | 0 | 133145117 |
| IRS990/InvestmentsPubTradedSecurities/EOY | 0 | 144379401 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 12776736 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 21504734 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 8912601 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 8727998 |
| IRS990/LessRentalExpenses/Real | 0 | 111218 |
| IRS990/LoanToOfficerOrDQP | 0 | false |
| IRS990/LocalChapters | 0 | false |
| IRS990/MaterialDiversionOrMisuse | 0 | false |
| IRS990/MembersOrStockholders | 0 | true |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | true |
| IRS990/MinutesOfGoverningBody | 0 | true |
| IRS990/MissionDescription | 0 | THE ORGANIZATION IS A STATE CHARTERED CREDIT UNION THAT SERVES MEMBERS WHO LIVE OR WORK IN MASSACHUSETTS. |
| IRS990/MoreThan5000KToIndividuals | 0 | false |
| IRS990/MoreThan5000KToOrganizations | 0 | false |
| IRS990/NameOfPrincipalOfficerPerson | 0 | Frederick D Healey |
| IRS990/NbrIndependentVotingMembers | 0 | 9 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 9 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 9 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 92785844 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 101275199 |
| IRS990/NetGainOrLossInvestments/ExclusionAmount | 0 | 676668 |
| IRS990/NetGainOrLossInvestments/TotalRevenueColumn | 0 | 676668 |
| IRS990/NetIncomeFromFundraisingEvents/TotalRevenueColumn | 0 | 0 |
| IRS990/NetIncomeFromGaming/TotalRevenueColumn | 0 | 0 |
| IRS990/NetIncomeOrLoss/TotalRevenueColumn | 0 | 0 |
| IRS990/NetRentalIncomeOrLoss/RelatedOrExemptFunctionIncome | 0 | 70984 |
| IRS990/NetRentalIncomeOrLoss/TotalRevenueColumn | 0 | 70984 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | -274147 |
| IRS990/NonDeductibleContributions | 0 | false |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 45 |
| IRS990/NumberIndependentVotingMembers | 0 | 9 |
| IRS990/NumberIndividualsGT100K | 0 | 14 |
| IRS990/NumberOfContractorsGT100K | 0 | 3 |
| IRS990/NumberOfEmployees | 0 | 200 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/ManagementAndGeneral | 0 | 1002679 |
| IRS990/Occupancy/Total | 0 | 1002679 |
| IRS990/OfficeExpenses/ManagementAndGeneral | 0 | 1739115 |
| IRS990/OfficeExpenses/Total | 0 | 1739115 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | false |
| IRS990/OfficerMailingAddress | 0 | false |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 8451226 |
| IRS990/OtherAssetsTotal/EOY | 0 | 10135105 |
| IRS990/OtherEmployeeBenefits/ManagementAndGeneral | 0 | 1969773 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 1969773 |
| IRS990/OtherExpensePriorYear | 0 | 24123742 |
| IRS990/OtherExpensesCurrentYear | 0 | 24091267 |
| IRS990/OtherExpenses/Description | 0 | LOAN LOSS PROVISION |
| IRS990/OtherExpenses/Description | 1 | NCUSIF INSURANCE ASSESSMENT |
| IRS990/OtherExpenses/Description | 2 | LOAN SERVICING EXPENSE |
| IRS990/OtherExpenses/Description | 3 | DUES, MEMBERSHIPS, SUBSCIPTS |
| IRS990/OtherExpenses/Description | 4 | EDUCATION EXPENSE |
| IRS990/OtherExpenses/ManagementAndGeneral | 0 | 3840870 |
| IRS990/OtherExpenses/ManagementAndGeneral | 1 | 1244857 |
| IRS990/OtherExpenses/ManagementAndGeneral | 2 | 1042582 |
| IRS990/OtherExpenses/ManagementAndGeneral | 3 | 131994 |
| IRS990/OtherExpenses/ManagementAndGeneral | 4 | 70180 |
| IRS990/OtherExpenses/Total | 0 | 3840870 |
| IRS990/OtherExpenses/Total | 1 | 1244857 |
| IRS990/OtherExpenses/Total | 2 | 1042582 |
| IRS990/OtherExpenses/Total | 3 | 131994 |
| IRS990/OtherExpenses/Total | 4 | 70180 |
| IRS990/OtherLiabilities/BOY | 0 | 630465781 |
| IRS990/OtherLiabilities/EOY | 0 | 697971052 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 555189897 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 616400183 |
| IRS990/OtherRevenueCurrentYear | 0 | 70984 |
| IRS990/OtherRevenuePriorYear | 0 | 17519 |
| IRS990/OtherSalariesAndWages/ManagementAndGeneral | 0 | 10399657 |
| IRS990/OtherSalariesAndWages/Total | 0 | 10399657 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 8301403 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/EOY | 0 | 8301403 |
| IRS990/PartialLiquidation | 0 | false |
| IRS990/PaymentsToAffiliates/Total | 0 | 0 |
| IRS990/PayrollTaxes/ManagementAndGeneral | 0 | 835214 |
| IRS990/PayrollTaxes/Total | 0 | 835214 |
| IRS990/PensionPlanContributions/ManagementAndGeneral | 0 | 812556 |
| IRS990/PensionPlanContributions/Total | 0 | 812556 |
| IRS990/PoliticalActivities | 0 | false |
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Displayed year
2010 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.