Civic Intelligence

Energy Credit Union

990 • Fiscal year 2019 • EIN 04-2079800

Jan 01, 2019 to Dec 31, 2019 • Filed on Jul 30, 2020

Organization ProfileWWW.ENERGYCREDITUNION.ORG

View Organization Page

156 Spring StreetWest Roxbury, MA 02132

(617) 325-1999

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

18th percentile

0.83x

Higher debt load relative to assets than 18% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Liabilities / Revenue

83rd percentile

20.80x

Higher debt load relative to revenue than 83% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Net Margin

38th percentile

9.5%

Higher net margin than 38% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Top Officer Pay

90th percentile

$234,468

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 6.3% of source-year revenue.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Asset Growth

35th percentile

1.8%

Faster asset growth than 35% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Revenue Growth

77th percentile

11%

Faster revenue growth than 77% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets18th percentile

Assets

Up

$92,552,941

Up $1,603,307 (+1.8%) from 2018

Net Assets

Up

$15,697,119

Up $778,936 (+5.2%) from 2018

Liabilities

Up

$76,855,822

Up $824,371 (+1.1%) from 2018

Revenue And Expenses
Liabilities / Revenue83rd percentileNet Margin38th percentile

Revenue

Up

$3,695,624

Up $358,980 (+11%) from 2018

Expenses

Up

$3,345,594

Up $237,504 (+7.6%) from 2018

Net Income

Up

$350,030

Up $121,476 (+53%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth35th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $96,756,004Liabilities 2010: $80,536,269Net Assets 2010: $16,219,7352010Assets 2011: $91,651,687Liabilities 2011: $75,339,176Net Assets 2011: $16,312,5112011Assets 2012: $91,069,505Liabilities 2012: $74,746,525Net Assets 2012: $16,322,9802012Assets 2013: $87,435,286Liabilities 2013: $72,681,257Net Assets 2013: $14,754,0292013Assets 2014: $85,125,157Liabilities 2014: $69,718,202Net Assets 2014: $15,406,9552014Assets 2015: $80,985,291Liabilities 2015: $65,877,106Net Assets 2015: $15,108,1852015Assets 2016: $81,049,534Liabilities 2016: $66,143,218Net Assets 2016: $14,906,3162016Assets 2017: $83,425,938Liabilities 2017: $68,562,344Net Assets 2017: $14,863,5942017Assets 2018: $90,949,634Liabilities 2018: $76,031,451Net Assets 2018: $14,918,1832018Assets 2019: $92,552,941Liabilities 2019: $76,855,822Net Assets 2019: $15,697,1192019Assets 2020: $103,907,505Liabilities 2020: $87,829,288Net Assets 2020: $16,078,2172020Assets 2021: $110,350,166Liabilities 2021: $94,436,375Net Assets 2021: $15,913,7912021Assets 2022: $133,032,845Liabilities 2022: $115,770,174Net Assets 2022: $17,262,6712022Assets 2023: $129,582,050Liabilities 2023: $111,268,926Net Assets 2023: $18,313,1242023Assets 2024: $131,307,492Liabilities 2024: $112,280,648Net Assets 2024: $19,026,8442024

Highlighted filing

2019

Assets$92,552,941
Liabilities$76,855,822
Net Assets$15,697,119
Open 2019 Filing

Operations Trend

Revenue Growth77th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $4,081,6492010Expenses 2011: $3,494,8882011Expenses 2012: $3,270,7132012Revenue 2013: $2,717,765Expenses 2013: $4,182,649Net Income 2013: -$1,464,8842013Revenue 2014: $3,135,047Expenses 2014: $3,160,390Net Income 2014: -$25,3432014Revenue 2015: $2,925,248Expenses 2015: $3,035,735Net Income 2015: -$110,4872015Revenue 2016: $2,925,017Expenses 2016: $2,868,814Net Income 2016: $56,2032016Revenue 2017: $2,845,732Expenses 2017: $2,760,406Net Income 2017: $85,3262017Revenue 2018: $3,336,644Expenses 2018: $3,108,090Net Income 2018: $228,5542018Revenue 2019: $3,695,624Expenses 2019: $3,345,594Net Income 2019: $350,0302019Revenue 2020: $3,632,839Expenses 2020: $3,432,271Net Income 2020: $200,5682020Revenue 2021: $3,598,268Expenses 2021: $3,417,357Net Income 2021: $180,9112021Revenue 2022: $4,195,171Expenses 2022: $3,517,053Net Income 2022: $678,1182022Revenue 2023: $5,479,399Expenses 2023: $4,868,200Net Income 2023: $611,1992023Revenue 2024: $6,088,465Expenses 2024: $5,536,856Net Income 2024: $551,6092024

Highlighted filing

2019

Revenue$3,695,624
Expenses$3,345,594
Net Income$350,030
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Jul 30, 2020
Return Version
2019v5.0
Gross Receipts
$5,167,663
Mission and Program Overview

Mission

Energy credit union is a state chartered credit union. The credit union provides deposit and loan services to its members. Its primary deposit products are savings, checking and term certificate accounts and its primary lending products are residential mortgage and consumer loans.

Energy credit union is a state chartered credit union. The credit union provides deposit and loan services to its members. Its primary deposit products are savings, checking and term certificate accounts and its primary lending products are residential mortgages and consumer loans.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$53,568,054$64,643,163▲ $11,075,109
Investments in Publicly Traded Securities$27,510,774$15,875,685▼ $11,635,089
Rtn Earn Endowment Incm Other Fnds$14,918,183$15,697,119▲ $778,936
Cash and Non-Interest-Bearing Accounts$3,798,584$6,270,641▲ $2,472,057
Land, Buildings, and Equipment, Net$2,821,689$2,774,110▼ $47,579
Savings and Temporary Cash Investments$1,000,000$750,000▼ $250,000
Receivables From Officers Etc$719,996$677,127▼ $42,869
Prepaid Expenses and Deferred Charges$63,843$126,438▲ $62,595
Total Assets$90,949,634$92,552,941▲ $1,603,307
Other Assets Total$1,466,694$1,435,777▼ $30,917
Liabilities
Other Liabilities$67,390,249$68,887,270▲ $1,497,021
Unsecured Notes Loans Payable$8,000,000$6,474,535▼ $1,525,465
Accounts Payable and Accrued Expenses$486,210$1,282,510▲ $796,300
Escrow Account Liability$154,992$211,507▲ $56,515
Total Liabilities$76,031,451$76,855,822▲ $824,371
Net Assets / Fund Balance
Total Net Assets Fund Balance$14,918,183$15,697,119▲ $778,936
Total Liabilities and Net Assets / Fund Balance$90,949,634$92,552,941▲ $1,603,307

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,899,137$600,680$2,499,817
Land$700,000-$700,000
Equipment$134,536$174,514$309,050
Leasehold Improvements$40,437$38,293$78,730
Compensation and Service Providers
Top Officer Pay90th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Paul NocePresident anFT$217,334$17,134$234,468
Paul NocePresident and CEO-$207,731$26,737$234,468
Hooi Sing TanExecutive VPFT$108,625$27,413$136,038
Marie PrevettVP/COOFT$123,706$8,477$132,183
Thomas HessionVP/CFO/treasFT$109,497$18,126$127,623

Board Members and Trustees

NameTitle
Robert FinelliChairman
Barbara KelleherVice Chairpe
DANIEL O'CONNELLDirector
Daniel HernonDirector
Faustina FortesDirector
Franco RomeroDirector
James GoddingDirector
William GoodwinDirector

Highest Paid Contractors

ContractorServicesLocationCompensation
Connecticut Online (cocc)Dataprocessing135 DARLING DRIVE, AVON PARK, Avon, CT 06001$381,024
ElanData Processing1255 CORPORATE DRIVE, Irving, TX 75038$135,727
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,836,183
Investment Income
$564,016
Other Revenue
$295,425
Change in Net Assets
$350,030

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,695,624
Total Revenue per Audited Statements
$3,695,624
Total Revenue per Form 990
$3,695,624
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,105,935
Salaries, Compensation, and Employee Benefits$1,234,659
Grants and Similar Amounts Paid$5,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$729,474
Current Officers, Directors, Trustees, and Key Employees---$629,653
Information Technology---$516,751
Other Salaries and Wages---$453,346
All Other Expenses---$205,498
Occupancy---$111,180
Payroll Taxes---$79,747
Other Expenses---$65,170
Fees for Services Accounting---$60,143
Other Employee Benefits---$54,639
Office Expenses---$35,146
Insurance---$34,335
Advertising---$22,960
Pension Plan Contributions---$17,274
Fees for Services Other---$7,428
Fees for Services Legal---$6,951
Conferences and Meetings---$5,969
Grants to Domestic Individuals---$5,000
Total Functional Expenses$0$0$0$3,345,594

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,345,594
Total Expenses per Audited Statements$3,345,594
Total Expenses per Form 990$3,345,594
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$719,996$677,127▼ $42,869
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares and Deposits Accounts$68,887,270
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 2

“Wyatt's incorporated paul noce it consult ceo brother in law of ceo bromley agency hooi sing tan website cons exec vp husband to exec vp”

Form 990, Page 6, Part VI, Line 6

“Persons who meet the requirements of the organization's field of membership who hold at least one share of the capital.”

Form 990, Page 6, Part VI, Line 7A

“Each member has a vote at the election of the board of directors.”

Form 990, Page 6, Part VI, Line 11B

“The form 990 will be reviewed once completed. Due to timing between completion and filing due date, the review may be subsequent to filing. The boards actions will be noted in the board minutes.”

Form 990, Page 6, Part VI, Line 12C

“Directors sign off that they have read and understand the conflicts of interest policy.”

Form 990, Page 6, Part VI, Line 15A

“Board approves compensation based upon performance and industry.”

Form 990, Page 6, Part VI, Line 15B

“Board approves compensation based upon performance and industry.”

Form 990, Page 6, Part VI, Line 19

“Financials are available on ncua.gov website and posted in the credit union. Other information is available upon request.”

Filing and Contact Details

Filer

Filer Name
Energy Credit Union
EIN
04-2079800
Phone
6173251999
Address
156 SPRING STREET, WEST ROXBURY, MA 02132

Signing Officer

Name
Thomas Hession
Title
VP/CFO/treasurer
Phone
6173251999
Signed
2020-07-30
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Robert Finelli
Formed
1931
Legal Domicile
Ma
Voting Board Members
9
Independent Board Members
8
Employees
12
Volunteers
8

Preparer

Firm
Garvey Steele & Bancroft Llp
Address
PO BOX 397, MYSTIC, CT 06355-0397
Preparer
Michael R Garvey CPA
Phone
8605369831
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“Energy credit union is a state chartered credit union. The credit union provides deposit and loan services to its members. Its primary deposit products are savings, checking and term certificate accounts and its primary lending products are residential mortgages and consumer loans.”

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 2B

“Mortgage escrow accounts held for the payment of real estate taxes for municipalities.”

Schedule D, Page 3, Part X

“The credit union recognizes and measures its unrecognized tax positions in accordance with fasb asc 740, income taxes. Under the guidance the credit union assesses the likelihood, based on their technical merit, that tax positions will be sustained upon examination based on the facts, circumstances and information available at the end of each period. The measurement of unrecognized tax positions is adjusted when new information is available, or when an event occurs that requires a change. The credit union's policy is to analyze its positions for all open years. The credit union has not identified any uncertain tax positions requiring accrual disclosure at december 31, 2019. Interest and penalties, if any, associated with uncertain tax positions would be classified as other expense in the statement of income. The credit union's income tax returns are subject to review and examination by federal and state taxing authorities; however, there are currently no examinations for any tax periods in progress. Management of the credit union believes it is no longer subject to examination for tax years prior to 2016.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/LandBldgEquipCostOrOtherBssAmt03587597
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IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
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IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt04457
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt04457
IRS990/MissionDesc0ENERGY CREDIT UNION IS A STATE CHARTERED CREDIT UNION. THE CREDIT UNION PROVIDES DEPOSIT AND LOAN SERVICES TO ITS MEMBERS. ITS PRIMARY DEPOSIT PRODUCTS ARE SAVINGS, CHECKING AND TERM CERTIFICATE ACCOUNTS AND ITS PRIMARY LENDING PRODUCTS ARE RESIDENTIAL MORTGAGES AND CONSUMER LOANS.
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IRS990/NetAssetsOrFundBalancesEOYAmt015697119
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IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt02208
IRS990/NetUnrlzdGainsLossesInvstAmt0428906
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IRS990/OfficeExpensesGrp/TotalAmt035146
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IRS990/OperateHospitalInd0false
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IRS990/OtherExpensesGrp/Desc1DEPRECIATION
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc3ATM EXPENSES
IRS990/OtherExpensesGrp/TotalAmt0119372
IRS990/OtherExpensesGrp/TotalAmt1105473
IRS990/OtherExpensesGrp/TotalAmt280085
IRS990/OtherExpensesGrp/TotalAmt365170
IRS990/OtherLiabilitiesGrp/BOYAmt067390249
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IRS990/OtherRevenueMiscGrp/BusinessCd0524298
IRS990/OtherRevenueMiscGrp/Desc0OTHER INCOME
IRS990/OtherRevenueMiscGrp/Desc1MEMBER SERVICE FEES
IRS990/OtherRevenueMiscGrp/Desc2INSURANCE
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IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt168742
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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt168742
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt212794
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt012794
IRS990/OtherRevenueTotalAmt0295425
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IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0126438
IRS990/PrincipalOfficerNm0ROBERT FINELLI
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IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
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IRS990ScheduleD/BuildingsGrp/DepreciationAmt0600680
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IRS990ScheduleD/EquipmentGrp/BookValueAmt0134536
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0174514
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0309050
IRS990ScheduleD/ExpensesSubtotalAmt03345594
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IRS990ScheduleD/FootnoteTextInd0X
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IRS990ScheduleD/LandGrp/BookValueAmt0700000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0700000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt040437
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt038293
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt078730
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt068887270
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARES AND DEPOSITS ACCOUNTS
IRS990ScheduleD/RevenueSubtotalAmt03695624
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0MORTGAGE ESCROW ACCOUNTS HELD FOR THE PAYMENT OF REAL ESTATE TAXES FOR MUNICIPALITIES.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION RECOGNIZES AND MEASURES ITS UNRECOGNIZED TAX POSITIONS IN ACCORDANCE WITH FASB ASC 740, INCOME TAXES. UNDER THE GUIDANCE THE CREDIT UNION ASSESSES THE LIKELIHOOD, BASED ON THEIR TECHNICAL MERIT, THAT TAX POSITIONS WILL BE SUSTAINED UPON EXAMINATION BASED ON THE FACTS, CIRCUMSTANCES AND INFORMATION AVAILABLE AT THE END OF EACH PERIOD. THE MEASUREMENT OF UNRECOGNIZED TAX POSITIONS IS ADJUSTED WHEN NEW INFORMATION IS AVAILABLE, OR WHEN AN EVENT OCCURS THAT REQUIRES A CHANGE. THE CREDIT UNION'S POLICY IS TO ANALYZE ITS POSITIONS FOR ALL OPEN YEARS. THE CREDIT UNION HAS NOT IDENTIFIED ANY UNCERTAIN TAX POSITIONS REQUIRING ACCRUAL DISCLOSURE AT DECEMBER 31, 2019. INTEREST AND PENALTIES, IF ANY, ASSOCIATED WITH UNCERTAIN TAX POSITIONS WOULD BE CLASSIFIED AS OTHER EXPENSE IN THE STATEMENT OF INCOME. THE CREDIT UNION'S INCOME TAX RETURNS ARE SUBJECT TO REVIEW AND EXAMINATION BY FEDERAL AND STATE TAXING AUTHORITIES; HOWEVER, THERE ARE CURRENTLY NO EXAMINATIONS FOR ANY TAX PERIODS IN PROGRESS. MANAGEMENT OF THE CREDIT UNION BELIEVES IT IS NO LONGER SUBJECT TO EXAMINATION FOR TAX YEARS PRIOR TO 2016.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 2, PART IV, LINE 2B
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE D, PAGE 3, PART X
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02774110
IRS990ScheduleD/TotalExpensesPerForm990Amt03345594
IRS990ScheduleD/TotalLiabilityAmt068887270
IRS990ScheduleD/TotalRevenuePerForm990Amt03695624
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt03695624
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03345594
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IRS990/ScheduleJRequiredInd0true
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount09603
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt09568
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt07566
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0PAUL NOCE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT AND CEO
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IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0305097
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1179970
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt297800
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt327361
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt424940
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt514623
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt69624
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt76308
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt85647
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt93962
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt101795
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd9true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd10true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0306000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1182000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt2150000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt331728
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt460000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt520000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt611500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt715916
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt820000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt94000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1010000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0DANIEL R HERNON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1JAMES D GODDING
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2DANIEL O'CONNELL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3HOOI SING TAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4MARIE PREVETT

Document Assets

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Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$92,552,941
Liabilities
$76,855,822
Net assets
$15,697,119
Revenue
$3,695,624
Expenses
$3,345,594
Net income
$350,030
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$131$112$19.0$6.09$5.54$0.55
2023Detailed filing. Detailed filing data is available for this year.$130$111$18.3$5.48$4.87$0.61
2022Detailed filing. Detailed filing data is available for this year.$133$116$17.3$4.20$3.52$0.68
2021Detailed filing. Detailed filing data is available for this year.$110$94.4$15.9$3.60$3.42$0.18
2020Detailed filing. Detailed filing data is available for this year.$104$87.8$16.1$3.63$3.43$0.20
2019Detailed filing. Detailed filing data is available for this year.$92.6$76.9$15.7$3.70$3.35$0.35
2018Detailed filing. Detailed filing data is available for this year.$90.9$76.0$14.9$3.34$3.11$0.23
2017Detailed filing. Detailed filing data is available for this year.$83.4$68.6$14.9$2.85$2.76$0.09
2016Detailed filing. Detailed filing data is available for this year.$81.0$66.1$14.9$2.93$2.87$0.06
2015Detailed filing. Detailed filing data is available for this year.$81.0$65.9$15.1$2.93$3.04$0.11
2014Detailed filing. Detailed filing data is available for this year.$85.1$69.7$15.4$3.14$3.16$0.03
2013Detailed filing. Detailed filing data is available for this year.$87.4$72.7$14.8$2.72$4.18$1.46
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$91.1$74.7$16.3$3.27
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$91.7$75.3$16.3$3.49
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$96.8$80.5$16.2$4.08
Peer Organizations

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