Civic Intelligence

Members Plus Credit Union

990 • Fiscal year 2012 • EIN 04-2039851

Jan 01, 2012 to Dec 31, 2012

Organization Profilewww.memberspluscu.org
Medford, MA
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

19th percentile

0.86x

Higher debt load relative to assets than 19% of similar nonprofits.

2012 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2012

Liabilities / Revenue

98th percentile

22.99x

Higher debt load relative to revenue than 98% of similar nonprofits.

2012 filings • $100M-$250M nonprofits • Source year 2012

Net Margin

55th percentile

5.2%

Higher net margin than 55% of similar nonprofits.

2012 filings • $100M-$250M nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

33rd percentile

3.3%

Faster asset growth than 33% of similar nonprofits.

2012 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2011 to 2012

Revenue Growth

32nd percentile

-7.5%

Faster revenue growth than 32% of similar nonprofits.

2012 filings • $100M-$250M nonprofits • Annualized from 2010 to 2012

Balance Sheet
Liabilities / Assets19th percentile

Assets

Up

$225,272,626

Up $7,253,060 (+3.3%) from 2011

Net Assets

Up

$30,852,731

Up $449,561 (+1.5%) from 2011

Liabilities

Up

$194,419,895

Up $6,803,499 (+3.6%) from 2011

Revenue And Expenses
Liabilities / Revenue98th percentileNet Margin55th percentile

Revenue

$8,455,856

No earlier filing loaded for comparison.

Expenses

Down

$8,018,048

Down $662,936 (-7.6%) from 2011

Net Income

$437,808

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth33rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $214,374,521Liabilities 2010: $184,712,448Net Assets 2010: $29,662,0732010Assets 2011: $218,019,566Liabilities 2011: $187,616,396Net Assets 2011: $30,403,1702011Assets 2012: $225,272,626Liabilities 2012: $194,419,895Net Assets 2012: $30,852,7312012Assets 2013: $224,966,561Liabilities 2013: $195,624,629Net Assets 2013: $29,341,9322013Assets 2014: $227,332,007Liabilities 2014: $193,444,054Net Assets 2014: $33,887,9532014Assets 2015: $221,853,225Liabilities 2015: $188,591,292Net Assets 2015: $33,261,9332015Assets 2016: $230,578,600Liabilities 2016: $196,401,493Net Assets 2016: $34,177,1072016Assets 2017: $250,653,498Liabilities 2017: $214,287,610Net Assets 2017: $36,365,8882017Assets 2018: $305,910,962Liabilities 2018: $262,735,961Net Assets 2018: $43,175,0012018Assets 2019: $311,960,704Liabilities 2019: $265,368,861Net Assets 2019: $46,591,8432019Assets 2020: $326,864,624Liabilities 2020: $279,738,849Net Assets 2020: $47,125,7752020Assets 2021: $342,620,781Liabilities 2021: $297,309,416Net Assets 2021: $45,311,3652021Assets 2022: $340,150,584Liabilities 2022: $324,488,517Net Assets 2022: $15,662,0672022Assets 2023: $364,571,667Liabilities 2023: $347,762,431Net Assets 2023: $16,809,2362023Assets 2024: $322,079,822Liabilities 2024: $305,553,430Net Assets 2024: $16,526,3922024

Highlighted filing

2012

Assets$225,272,626
Liabilities$194,419,895
Net Assets$30,852,731
Open 2012 Filing

Operations Trend

Revenue Growth32nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$10M$0-$10MRevenue 2010: $9,885,993Expenses 2010: $9,375,608Net Income 2010: $510,3852010Expenses 2011: $8,680,9842011Revenue 2012: $8,455,856Expenses 2012: $8,018,048Net Income 2012: $437,8082012Revenue 2013: $8,297,178Expenses 2013: $7,658,200Net Income 2013: $638,9782013Revenue 2014: $8,186,676Expenses 2014: $7,127,711Net Income 2014: $1,058,9652014Revenue 2015: $8,208,030Expenses 2015: $7,260,894Net Income 2015: $947,1362015Revenue 2016: $8,127,964Expenses 2016: $7,193,266Net Income 2016: $934,6982016Revenue 2017: $9,081,091Expenses 2017: $7,703,777Net Income 2017: $1,377,3142017Revenue 2018: $10,442,539Expenses 2018: $9,258,315Net Income 2018: $1,184,2242018Revenue 2019: $12,526,111Expenses 2019: $12,339,982Net Income 2019: $186,1292019Revenue 2020: $11,615,640Expenses 2020: $11,389,858Net Income 2020: $225,7822020Revenue 2021: $10,885,310Expenses 2021: $10,417,241Net Income 2021: $468,0692021Revenue 2022: $11,966,084Expenses 2022: $11,203,906Net Income 2022: $762,1782022Revenue 2023: $13,472,577Expenses 2023: $14,716,142Net Income 2023: -$1,243,5652023Revenue 2024: $11,923,332Expenses 2024: $18,040,472Net Income 2024: -$6,117,1402024

Highlighted filing

2012

Revenue$8,455,856
Expenses$8,018,048
Net Income$437,808
Open 2012 Filing
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2024)
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Mission and Program Overview

Mission

Provide quality, innovative, competitive, and secure financial products and services

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$225,272,626
Liabilities
$194,419,895
Net assets
$30,852,731
Revenue
$8,455,856
Expenses
$8,018,048
Net income
$437,808
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$322$306$16.5$11.9$18.0$6.12
2023Detailed filing. Detailed filing data is available for this year.$365$348$16.8$13.5$14.7$1.24
2022Detailed filing. Detailed filing data is available for this year.$340$324$15.7$12.0$11.2$0.76
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$343$297$45.3$10.9$10.4$0.47
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$327$280$47.1$11.6$11.4$0.23
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$312$265$46.6$12.5$12.3$0.19
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$306$263$43.2$10.4$9.26$1.18
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$251$214$36.4$9.08$7.70$1.38
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$231$196$34.2$8.13$7.19$0.93
2015Detailed filing. Detailed filing data is available for this year.$222$189$33.3$8.21$7.26$0.95
2014Detailed filing. Detailed filing data is available for this year.$227$193$33.9$8.19$7.13$1.06
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$225$196$29.3$8.30$7.66$0.64
2012Summary only. Only limited summary data is available for this year.$225$194$30.9$8.46$8.02$0.44
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$218$188$30.4$8.68
2010Summary only. Only limited summary data is available for this year.$214$185$29.7$9.89$9.38$0.51