Civic Intelligence

Htm Credit Union

990 • Fiscal year 2023 • EIN 04-2011587

Jan 01, 2023 to Dec 31, 2023 • Filed on Oct 08, 2024

PO Box 383Haverhill, MA 01831

(978) 374-7386

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

35th percentile

0.86x

Higher debt load relative to assets than 35% of similar nonprofits.

2023 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2023

Liabilities / Revenue

84th percentile

23.45x

Higher debt load relative to revenue than 84% of similar nonprofits.

2023 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2023

Net Margin

46th percentile

13%

Higher net margin than 46% of similar nonprofits.

2023 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2023

Top Officer Pay

44th percentile

$105,000

Higher top officer pay than 44% of similar nonprofits.

Top officer pay equals 10.8% of source-year revenue.

2023 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2023

Asset Growth

36th percentile

-4.5%

Faster asset growth than 36% of similar nonprofits.

2023 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2022 to 2023

Revenue Growth

73rd percentile

31%

Faster revenue growth than 73% of similar nonprofits.

2023 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2022 to 2023

Assets

Down

$26,536,236

Down $1,260,526 (-4.5%) from 2022

Net Assets

Up

$3,811,252

Up $122,513 (+3.3%) from 2022

Liabilities

Down

$22,724,984

Down $1,383,039 (-5.7%) from 2022

Revenue

Up

$969,240

Up $231,210 (+31%) from 2022

Expenses

Up

$846,728

Up $182,972 (+28%) from 2022

Net Income

Up

$122,512

Up $48,238 (+65%) from 2022

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $16,437,302Liabilities 2010: $13,551,670Net Assets 2010: $2,885,6322010Assets 2011: $16,546,698Liabilities 2011: $13,611,707Net Assets 2011: $2,934,9912011Assets 2012: $17,529,536Liabilities 2012: $14,541,581Net Assets 2012: $2,987,9552012Assets 2013: $17,580,107Liabilities 2013: $14,542,310Net Assets 2013: $3,037,7972013Assets 2014: $17,745,194Liabilities 2014: $14,655,512Net Assets 2014: $3,089,6822014Assets 2015: $17,953,352Liabilities 2015: $14,809,941Net Assets 2015: $3,143,4112015Assets 2016: $19,422,978Liabilities 2016: $16,236,860Net Assets 2016: $3,186,1182016Assets 2017: $19,916,822Liabilities 2017: $16,691,173Net Assets 2017: $3,225,6492017Assets 2018: $20,487,951Liabilities 2018: $17,163,990Net Assets 2018: $3,323,9612018Assets 2019: $20,769,282Liabilities 2019: $17,341,307Net Assets 2019: $3,427,9752019Assets 2020: $22,664,500Liabilities 2020: $19,178,199Net Assets 2020: $3,486,3012020Assets 2021: $25,480,223Liabilities 2021: $21,844,026Net Assets 2021: $3,636,1972021Assets 2022: $27,796,762Liabilities 2022: $24,108,023Net Assets 2022: $3,688,7392022Assets 2023: $26,536,236Liabilities 2023: $22,724,984Net Assets 2023: $3,811,2522023Assets 2024: $26,860,212Liabilities 2024: $22,982,489Net Assets 2024: $3,877,7232024

Highlighted filing

2023

Assets$26,536,236
Liabilities$22,724,984
Net Assets$3,811,252

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0Expenses 2010: $654,8992010Expenses 2011: $595,8172011Expenses 2012: $594,0332012Revenue 2013: $622,184Expenses 2013: $572,342Net Income 2013: $49,8422013Revenue 2014: $596,719Expenses 2014: $544,834Net Income 2014: $51,8852014Revenue 2015: $599,589Expenses 2015: $545,860Net Income 2015: $53,7292015Revenue 2016: $621,222Expenses 2016: $578,515Net Income 2016: $42,7072016Revenue 2017: $669,135Expenses 2017: $629,604Net Income 2017: $39,5312017Revenue 2018: $728,115Expenses 2018: $629,803Net Income 2018: $98,3122018Revenue 2019: $752,297Expenses 2019: $648,283Net Income 2019: $104,0142019Revenue 2020: $700,270Expenses 2020: $641,944Net Income 2020: $58,3262020Revenue 2021: $756,993Expenses 2021: $607,097Net Income 2021: $149,8962021Revenue 2022: $738,030Expenses 2022: $663,756Net Income 2022: $74,2742022Revenue 2023: $969,240Expenses 2023: $846,728Net Income 2023: $122,5122023Revenue 2024: $1,089,013Expenses 2024: $1,022,542Net Income 2024: $66,4712024

Highlighted filing

2023

Revenue$969,240
Expenses$846,728
Net Income$122,512
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Oct 8, 2024
Return Version
2023v5.1
Gross Receipts
$969,240
Mission and Program Overview

Mission

The credit union provides cost effective loans and shares,and a variety of banking services to our members.

CREDIT UNION

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$11,184,374$13,349,003▲ $2,164,629
Investments Program Related$8,008,000$6,612,000▼ $1,396,000
Investments in Publicly Traded Securities$4,843,003$4,594,568▼ $248,435
Rtn Earn Endowment Incm Other Fnds$3,142,752$3,265,265▲ $122,513
Savings and Temporary Cash Investments$3,277,907$1,484,952▼ $1,792,955
Cap Stk Tr Prin Current Funds$545,987$545,987→ $0
Accounts Receivable$67,167$89,455▲ $22,288
Cash and Non-Interest-Bearing Accounts$129,334$82,519▼ $46,815
Land, Buildings, and Equipment, Net$42,680$29,926▼ $12,754
Prepaid Expenses and Deferred Charges$19,123$16,103▼ $3,020
Total Assets$27,796,762$26,536,236▼ $1,260,526
Other Assets Total$225,174$277,710▲ $52,536
Liabilities
Accounts Payable and Accrued Expenses$24,076,149$22,713,110▼ $1,363,039
Other Liabilities$31,874$11,874▼ $20,000
Total Liabilities$24,108,023$22,724,984▼ $1,383,039
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,688,739$3,811,252▲ $122,513
Total Liabilities and Net Assets / Fund Balance$27,796,762$26,536,236▼ $1,260,526

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$29,926$114,270$144,196
Leasehold Improvements-$24,946$24,946
Investment Program Related Org$6,612,000--
Other Assets Org$277,710--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Joseph W GrahamCeotreasurerFT$105,000$105,000

Board Members and Trustees

NameTitle
Diane JuknavorianPresident
Cameron BoydDirector
Clementina DaneseDirector
Joan ConcaDirector
Pamela CarrDirector
Peter KitsosDirector
Peter ShanahanDirector
Alan RatteAsst Treasurer
Kara KosmesClerk
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$556,204
Investment Income
$306,657
Other Revenue
$106,379
Change in Net Assets
$122,512

Audited Revenue Reconciliation

Revenue per Audited Statements
$969,241
Total Revenue per Audited Statements
$969,241
Total Revenue per Form 990
$969,241
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$466,079
Salaries, Compensation, and Employee Benefits$380,649
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$208,047
Interest---$126,577
Current Officers, Directors, Trustees, and Key Employees---$105,000
Office Expenses---$48,992
Other Employee Benefits---$43,766
Depreciation Depletion---$15,693
Other Expenses---$15,153
Payroll Taxes---$14,761
Conferences and Meetings---$13,261
Occupancy---$12,049
Advertising---$10,373
Pension Plan Contributions---$9,075
Insurance---$8,379
Travel---$6,000
Fees for Services Accounting---$5,340
Fees for Services Other---$3,000
Fees for Services Management---$2,571
Fees for Services Legal---$920
Total Functional Expenses$0$0$0$846,728

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$846,727
Total Expenses per Audited Statements$846,727
Total Expenses per Form 990$846,727
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Other Liabilities$11,874
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Part VI Line 2

Joseph w. Graham, the credit union ceo, is the nephew of cynthia

Part VI Line 2

Graham, an employee of the credit union.

Part VI Line 6

The credit union is owned by its members.

Part VI Line 7A

Credit union members elect their volunteer board of directors who are

Part VI Line 7A

Also members of the credit union. One member, one vote.

Part VI Line 7B

Any major changes to the credit union by-laws must be approved by the

Part VI Line 7B

MEMBERSHIP.

Part VI Line 11B

The 990 is reviewed by the ceo before filing is completed

Part VI Line 15A or B

Professional credit union compensation surveys are obtained and provided

Part VI Line 15A or B

To the board. The board uses this information in conjunction with a review

Part VI Line 19

The cu by-laws are available upon request. Financial statements are

Part VI Line 19

Posted in the cu lobby, policies are available upon request.

Filing and Contact Details

Filer

Filer Name
Htm Credit Union
EIN
04-2011587
In Care Of
% JOSEPH W GRAHAM
Phone
9783747386
Address
PO BOX 383, HAVERHILL, MA 01831

Signing Officer

Name
Joseph W Graham
Title
CEO Manager
Phone
9783747386
Signed
2024-10-08
Discuss with paid preparer
No

Organization Details

Principal Officer
Joseph W Graham
Formed
1937
Legal Domicile
Ma
Voting Board Members
10
Independent Board Members
9
Employees
5
Volunteers
12

Preparer

Preparer
Charles R Conant Iv
Phone
7815561821
Raw XML Appendix386 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PYRevenuesLessExpensesAmt074274
IRS990/PYSalariesCompEmpBnftPaidAmt0355707
IRS990/PYTotalExpensesAmt0663756
IRS990/PYTotalRevenueAmt0738030
IRS990/ReconcilationRevenueExpnssAmt0122512
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RevenueAmt0969241
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03142752
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03265265
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03277907
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01484952
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt029926
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0114270
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0144196
IRS990ScheduleD/DisclosedForCharitablePrpsInd0false
IRS990ScheduleD/DisclosedOrgLegCtrlInd0false
IRS990ScheduleD/ExpensesSubtotalAmt0846727
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt06612000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CDS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt024946
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt024946
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0277710
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0OTHER ASSETS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt011874
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0OTHER LIABILITIES
IRS990ScheduleD/RevenueSubtotalAmt0969241
IRS990ScheduleD/Section170hRqrStsfdInd0false
IRS990ScheduleD/SolicitedAssetsSaleInd0false
IRS990ScheduleD/TotalBookValueLandBuildingsAmt029926
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0277710
IRS990ScheduleD/TotalBookValueProgramRltdAmt06612000
IRS990ScheduleD/TotalExpensesPerForm990Amt0846727
IRS990ScheduleD/TotalLiabilityAmt011874
IRS990ScheduleD/TotalRevenuePerForm990Amt0969241
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0969241
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0846727
IRS990ScheduleD/WrittenPolicyMonitoringInd0false
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0JOSEPH W. GRAHAM, THE CREDIT UNION CEO, IS THE NEPHEW OF CYNTHIA
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1GRAHAM, AN EMPLOYEE OF THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION IS OWNED BY ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CREDIT UNION MEMBERS ELECT THEIR VOLUNTEER BOARD OF DIRECTORS WHO ARE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ALSO MEMBERS OF THE CREDIT UNION. ONE MEMBER, ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ANY MAJOR CHANGES TO THE CREDIT UNION BY-LAWS MUST BE APPROVED BY THE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE 990 IS REVIEWED BY THE CEO BEFORE FILING IS COMPLETED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8PROFESSIONAL CREDIT UNION COMPENSATION SURVEYS ARE OBTAINED AND PROVIDED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9TO THE BOARD. THE BOARD USES THIS INFORMATION IN CONJUNCTION WITH A REVIEW
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10THE CU BY-LAWS ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11POSTED IN THE CU LOBBY, POLICIES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part VI Line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part VI Line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part VI Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Part VI Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Part VI Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Part VI Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Part VI Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Part VI Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Part VI Line 15a or b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Part VI Line 15a or b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Part VI Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Part VI Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0MA
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt027796762
IRS990/TotalAssetsEOYAmt026536236
IRS990/TotalAssetsGrp/BOYAmt027796762
IRS990/TotalAssetsGrp/EOYAmt026536236
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0846728
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt024108023
IRS990/TotalLiabilitiesEOYAmt022724984
IRS990/TotalLiabilitiesGrp/BOYAmt024108023
IRS990/TotalLiabilitiesGrp/EOYAmt022724984
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03688739
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03811252
IRS990/TotalProgramServiceExpensesAmt0846727
IRS990/TotalProgramServiceRevenueAmt0556204
IRS990/TotalReportableCompFromOrgAmt0105000
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0969240
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0969240
IRS990/TotalVolunteersCnt012
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt027796762
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt026536236
IRS990/TravelGrp/TotalAmt06000
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 383
IRS990/USAddress/CityNm0HAVERHILL
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd001831
IRS990/VotingMembersGoverningBodyCnt010
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0HTMCREDITUNION.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02024-10-15 13:58:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0JOSEPH W GRAHAM
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum09783747386
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-10-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HTM CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0HTMC
ReturnHeader/Filer/EIN0042011587
ReturnHeader/Filer/InCareOfNm0% JOSEPH W GRAHAM
ReturnHeader/Filer/PhoneNum09783747386
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 383
ReturnHeader/Filer/USAddress/CityNm0HAVERHILL
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001831
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerPersonGrp/PhoneNum07815561821
ReturnHeader/PreparerPersonGrp/PreparationDt02024-10-08
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CHARLES R CONANT IV
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02024-10-08T12:53:44-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02023-01-01
ReturnHeader/TaxPeriodEndDt02023-12-31
ReturnHeader/TaxYr02023

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$26.9$23.0$3.88$1.09$1.02$0.07
2023Detailed filing. Detailed filing data is available for this year.$26.5$22.7$3.81$0.97$0.85$0.12
2022Detailed filing. Detailed filing data is available for this year.$27.8$24.1$3.69$0.74$0.66$0.07
2021Detailed filing. Detailed filing data is available for this year.$25.5$21.8$3.64$0.76$0.61$0.15
2020Detailed filing. Detailed filing data is available for this year.$22.7$19.2$3.49$0.70$0.64$0.06
2019Detailed filing. Detailed filing data is available for this year.$20.8$17.3$3.43$0.75$0.65$0.10
2018Detailed filing. Detailed filing data is available for this year.$20.5$17.2$3.32$0.73$0.63$0.10
2017Detailed filing. Detailed filing data is available for this year.$19.9$16.7$3.23$0.67$0.63$0.04
2016Detailed filing. Detailed filing data is available for this year.$19.4$16.2$3.19$0.62$0.58$0.04
2015Detailed filing. Detailed filing data is available for this year.$18.0$14.8$3.14$0.60$0.55$0.05
2014Detailed filing. Detailed filing data is available for this year.$17.7$14.7$3.09$0.60$0.54$0.05
2013Detailed filing. Detailed filing data is available for this year.$17.6$14.5$3.04$0.62$0.57$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.5$14.5$2.99$0.59
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.5$13.6$2.93$0.60
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.4$13.6$2.89$0.65