Civic Intelligence

Htm Credit Union

990 • Fiscal year 2016 • EIN 04-2011587

Jan 01, 2016 to Dec 31, 2016 • Filed on May 15, 2017

Organization ProfileHAVERHILLTCU.COM

View Organization Page

PO Box 383Haverhill, MA 01831

(978) 374-7386

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

32nd percentile

0.84x

Higher debt load relative to assets than 32% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Liabilities / Revenue

76th percentile

26.14x

Higher debt load relative to revenue than 76% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Net Margin

54th percentile

6.9%

Higher net margin than 54% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Top Officer Pay

62nd percentile

$79,805

Higher top officer pay than 62% of similar nonprofits.

Top officer pay equals 12.8% of source-year revenue.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Asset Growth

90th percentile

8.2%

Faster asset growth than 90% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Revenue Growth

58th percentile

3.6%

Faster revenue growth than 58% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets32nd percentile

Assets

Up

$19,422,978

Up $1,469,626 (+8.2%) from 2015

Net Assets

Up

$3,186,118

Up $42,707 (+1.4%) from 2015

Liabilities

Up

$16,236,860

Up $1,426,919 (+9.6%) from 2015

Revenue And Expenses
Liabilities / Revenue76th percentileNet Margin54th percentile

Revenue

Up

$621,222

Up $21,633 (+3.6%) from 2015

Expenses

Up

$578,515

Up $32,655 (+6.0%) from 2015

Net Income

Down

$42,707

Down $11,022 (-21%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth90th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $16,437,302Liabilities 2010: $13,551,670Net Assets 2010: $2,885,6322010Assets 2011: $16,546,698Liabilities 2011: $13,611,707Net Assets 2011: $2,934,9912011Assets 2012: $17,529,536Liabilities 2012: $14,541,581Net Assets 2012: $2,987,9552012Assets 2013: $17,580,107Liabilities 2013: $14,542,310Net Assets 2013: $3,037,7972013Assets 2014: $17,745,194Liabilities 2014: $14,655,512Net Assets 2014: $3,089,6822014Assets 2015: $17,953,352Liabilities 2015: $14,809,941Net Assets 2015: $3,143,4112015Assets 2016: $19,422,978Liabilities 2016: $16,236,860Net Assets 2016: $3,186,1182016Assets 2017: $19,916,822Liabilities 2017: $16,691,173Net Assets 2017: $3,225,6492017Assets 2018: $20,487,951Liabilities 2018: $17,163,990Net Assets 2018: $3,323,9612018Assets 2019: $20,769,282Liabilities 2019: $17,341,307Net Assets 2019: $3,427,9752019Assets 2020: $22,664,500Liabilities 2020: $19,178,199Net Assets 2020: $3,486,3012020Assets 2021: $25,480,223Liabilities 2021: $21,844,026Net Assets 2021: $3,636,1972021Assets 2022: $27,796,762Liabilities 2022: $24,108,023Net Assets 2022: $3,688,7392022Assets 2023: $26,536,236Liabilities 2023: $22,724,984Net Assets 2023: $3,811,2522023Assets 2024: $26,860,212Liabilities 2024: $22,982,489Net Assets 2024: $3,877,7232024

Highlighted filing

2016

Assets$19,422,978
Liabilities$16,236,860
Net Assets$3,186,118
Open 2016 Filing

Operations Trend

Revenue Growth58th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0Expenses 2010: $654,8992010Expenses 2011: $595,8172011Expenses 2012: $594,0332012Revenue 2013: $622,184Expenses 2013: $572,342Net Income 2013: $49,8422013Revenue 2014: $596,719Expenses 2014: $544,834Net Income 2014: $51,8852014Revenue 2015: $599,589Expenses 2015: $545,860Net Income 2015: $53,7292015Revenue 2016: $621,222Expenses 2016: $578,515Net Income 2016: $42,7072016Revenue 2017: $669,135Expenses 2017: $629,604Net Income 2017: $39,5312017Revenue 2018: $728,115Expenses 2018: $629,803Net Income 2018: $98,3122018Revenue 2019: $752,297Expenses 2019: $648,283Net Income 2019: $104,0142019Revenue 2020: $700,270Expenses 2020: $641,944Net Income 2020: $58,3262020Revenue 2021: $756,993Expenses 2021: $607,097Net Income 2021: $149,8962021Revenue 2022: $738,030Expenses 2022: $663,756Net Income 2022: $74,2742022Revenue 2023: $969,240Expenses 2023: $846,728Net Income 2023: $122,5122023Revenue 2024: $1,089,013Expenses 2024: $1,022,542Net Income 2024: $66,4712024

Highlighted filing

2016

Revenue$621,222
Expenses$578,515
Net Income$42,707
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 15, 2017
Return Version
2016v3.0
Gross Receipts
$621,222
Mission and Program Overview

Mission

The credit union provides cost effective loans and shares,and a variety of banking services to our members.

CREDIT UNION

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$8,560,753$8,783,416▲ $222,663
Investments Program Related$7,048,522$8,303,649▲ $1,255,127
Rtn Earn Endowment Incm Other Fnds$2,597,423$2,640,130▲ $42,707
Savings and Temporary Cash Investments$1,151,709$1,268,155▲ $116,446
Investments in Publicly Traded Securities$849,986$799,413▼ $50,573
Cap Stk Tr Prin Current Funds$545,988$545,988→ $0
Prepaid Expenses and Deferred Charges$146,488$147,945▲ $1,457
Cash and Non-Interest-Bearing Accounts$91,347$25,507▼ $65,840
Land, Buildings, and Equipment, Net$15,626$4,973▼ $10,653
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Total Assets$17,953,352$19,422,978▲ $1,469,626
Other Assets Total$88,921$89,920▲ $999
Liabilities
Accounts Payable and Accrued Expenses$14,794,476$16,222,773▲ $1,428,297
Other Liabilities$15,465$14,087▼ $1,378
Total Liabilities$14,809,941$16,236,860▲ $1,426,919
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,143,411$3,186,118▲ $42,707
Total Liabilities and Net Assets / Fund Balance$17,953,352$19,422,978▲ $1,469,626

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$4,973$57,973$62,946
Investment Program Related Org$8,303,649--
Compensation and Service Providers
Top Officer Pay62nd percentile

Employees

NameTitleFull / Part TimeOtherTotal
Diane L BevilacquaTreasurerFT$79,805$79,805

Board Members and Trustees

NameTitle
Diane JuknavorianPresident
Cameron BoydDirector
Carol MooradianDirector
Clementina DaneseDirector
Enrico SassoDirector
Joan ConcaDirector
John ButlerDirector
Kara KosmesDirector
Kristina HangesDirector
Pam CarrDirector
Ronald SelvaggioDirector
Alan RatteAsst Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$410,644
Investment Income
$132,143
Other Revenue
$78,435
Change in Net Assets
$42,707

Audited Revenue Reconciliation

Revenue per Audited Statements
$621,222
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$621,222
Total Revenue per Form 990
$621,222
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$299,951
Salaries, Compensation, and Employee Benefits$278,564
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$167,549
Current Officers, Directors, Trustees, and Key Employees---$79,805
Interest---$32,186
All Other Expenses---$24,059
Payroll Taxes---$20,028
Office Expenses---$17,017
Other Expenses---$14,259
Depreciation Depletion---$12,509
Occupancy---$9,675
Insurance---$9,366
Conferences and Meetings---$9,132
Pension Plan Contributions---$8,100
Advertising---$6,350
Other Employee Benefits---$3,082
Total Functional Expenses$0$0$0$578,515

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$578,516
Total Expenses per Audited Statements$578,516
Total Expenses per Form 990$578,516
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Other Payables$14,087
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is owned by its members.”

Form 990, Part VI, Section A, Line 7A

“Credit union members elect their volunteer board of directors who are also members of the credit union. One member, one vote.”

Form 990, Part VI, Section A, Line 7B

“Any major changes to the credit union by-laws must be approved by the membership”

Form 990, Part VI, Section B, Line 11B

“The president/ceo reviews the form for accuracy. The credit union's outside cpa auditor reviews the form and makes any necessary corrections before electronically filing the report on the credit union's behalf. The 990 is availble for the board and supervisory comittee to review.”

Form 990, Part VI, Section B, Line 15

“Professional credit union compensation surveys are obtained and provided to the board. The board uses this information in conjunction with a review of the performance of the ceo to determine and appropriate compensation amount. The board votes on the ceo's compensation.”

Form 990, Part VI, Section C, Line 19

“The credit union's bylaws are available upon request. Financial statements are posted in the cu main lobby and are avaialble upon request. They can also be viewed on ncua's website.”

Filing and Contact Details

Filer

Filer Name
Htm Credit Union
EIN
04-2011587
Phone
9783747386
Address
PO BOX 383, HAVERHILL, MA 01831

Signing Officer

Name
Diane Bevilacqua
Title
CEO
Phone
9783747386
Signed
2017-05-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Diane Bevilacqua
Formed
1937
Legal Domicile
Ma
Voting Board Members
12
Independent Board Members
12
Employees
5
Volunteers
0

Preparer

Firm
Walsh & Co
Address
632A MAIN STREET, WINCHESTER, MA 01890
Preparer
Michael J Walsh CPA
Phone
7817210295
Raw XML Appendix389 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt020028
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt08100
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0146488
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0147945
IRS990/PrincipalOfficerNm0DIANE BEVILACQUA
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0410644
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0410644
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0118346
IRS990/PYOtherExpensesAmt0282783
IRS990/PYOtherRevenueAmt075361
IRS990/PYProgramServiceRevenueAmt0405882
IRS990/PYRevenuesLessExpensesAmt053729
IRS990/PYSalariesCompEmpBnftPaidAmt0263077
IRS990/PYTotalExpensesAmt0545860
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0599589
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt042707
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02597423
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02640130
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01151709
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01268155
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt04973
IRS990ScheduleD/EquipmentGrp/DepreciationAmt057973
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt062946
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0578516
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt08303649
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0INTEREST BEARING DEPOSITS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt014087
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0OTHER PAYABLES
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0621222
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04973
IRS990ScheduleD/TotalBookValueProgramRltdAmt08303649
IRS990ScheduleD/TotalExpensesPerForm990Amt0578516
IRS990ScheduleD/TotalLiabilityAmt014087
IRS990ScheduleD/TotalRevenuePerForm990Amt0621222
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0621222
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0578516
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS OWNED BY ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CREDIT UNION MEMBERS ELECT THEIR VOLUNTEER BOARD OF DIRECTORS WHO ARE ALSO MEMBERS OF THE CREDIT UNION. ONE MEMBER, ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ANY MAJOR CHANGES TO THE CREDIT UNION BY-LAWS MUST BE APPROVED BY THE MEMBERSHIP
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE PRESIDENT/CEO REVIEWS THE FORM FOR ACCURACY. THE CREDIT UNION'S OUTSIDE CPA AUDITOR REVIEWS THE FORM AND MAKES ANY NECESSARY CORRECTIONS BEFORE ELECTRONICALLY FILING THE REPORT ON THE CREDIT UNION'S BEHALF. THE 990 IS AVAILBLE FOR THE BOARD AND SUPERVISORY COMITTEE TO REVIEW.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4PROFESSIONAL CREDIT UNION COMPENSATION SURVEYS ARE OBTAINED AND PROVIDED TO THE BOARD. THE BOARD USES THIS INFORMATION IN CONJUNCTION WITH A REVIEW OF THE PERFORMANCE OF THE CEO TO DETERMINE AND APPROPRIATE COMPENSATION AMOUNT. THE BOARD VOTES ON THE CEO'S COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CREDIT UNION'S BYLAWS ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED IN THE CU MAIN LOBBY AND ARE AVAIALBLE UPON REQUEST. THEY CAN ALSO BE VIEWED ON NCUA'S WEBSITE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MA
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt017953352
IRS990/TotalAssetsEOYAmt019422978
IRS990/TotalAssetsGrp/BOYAmt017953352
IRS990/TotalAssetsGrp/EOYAmt019422978
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/TotalAmt0578515
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt014809941
IRS990/TotalLiabilitiesEOYAmt016236860
IRS990/TotalLiabilitiesGrp/BOYAmt014809941
IRS990/TotalLiabilitiesGrp/EOYAmt016236860
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03143411
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03186118
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0410644
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0621222
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0621222
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt017953352
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt019422978
IRS990/TotReportableCompRltdOrgAmt079805
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0HAVERHILL
IRS990/USAddress/CityNm0HAVERHILL
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd002148
IRS990/VotingMembersGoverningBodyCnt012
IRS990/VotingMembersIndependentCnt012
IRS990/WebsiteAddressTxt0HAVERHILLTCU.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0DIANE BEVILACQUA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum09783747386
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-05-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HTM CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0HTMC
ReturnHeader/Filer/EIN0042011587
ReturnHeader/Filer/PhoneNum09783747386
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 383
ReturnHeader/Filer/USAddress/CityNm0HAVERHILL
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001831
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId03AFB6F024FCA300E13C64FD927FB3456DDEBEB36
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId03069DA5835C96C96273DA6921E0FEF3C8D92E293
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt076.127.203.213
ReturnHeader/FilingSecurityInformation/IPDt02017-05-15
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0ED
ReturnHeader/FilingSecurityInformation/IPTm017:02:12
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0043209238
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WALSH & CO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0632A MAIN STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WINCHESTER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001890
ReturnHeader/PreparerPersonGrp/PhoneNum07817210295
ReturnHeader/PreparerPersonGrp/PreparationDt02017-05-09
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL J WALSH CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02017-05-15T16:41:45-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$19,422,978
Liabilities
$16,236,860
Net assets
$3,186,118
Revenue
$621,222
Expenses
$578,515
Net income
$42,707
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$26.9$23.0$3.88$1.09$1.02$0.07
2023Detailed filing. Detailed filing data is available for this year.$26.5$22.7$3.81$0.97$0.85$0.12
2022Detailed filing. Detailed filing data is available for this year.$27.8$24.1$3.69$0.74$0.66$0.07
2021Detailed filing. Detailed filing data is available for this year.$25.5$21.8$3.64$0.76$0.61$0.15
2020Detailed filing. Detailed filing data is available for this year.$22.7$19.2$3.49$0.70$0.64$0.06
2019Detailed filing. Detailed filing data is available for this year.$20.8$17.3$3.43$0.75$0.65$0.10
2018Detailed filing. Detailed filing data is available for this year.$20.5$17.2$3.32$0.73$0.63$0.10
2017Detailed filing. Detailed filing data is available for this year.$19.9$16.7$3.23$0.67$0.63$0.04
2016Detailed filing. Detailed filing data is available for this year.$19.4$16.2$3.19$0.62$0.58$0.04
2015Detailed filing. Detailed filing data is available for this year.$18.0$14.8$3.14$0.60$0.55$0.05
2014Detailed filing. Detailed filing data is available for this year.$17.7$14.7$3.09$0.60$0.54$0.05
2013Detailed filing. Detailed filing data is available for this year.$17.6$14.5$3.04$0.62$0.57$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.5$14.5$2.99$0.59
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.5$13.6$2.93$0.60
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.4$13.6$2.89$0.65