Civic Intelligence

Worcester Fire Dept Credit Union

990 • Fiscal year 2013 • EIN 04-1989205

Jan 01, 2013 to Dec 31, 2013 • Filed on May 13, 2014

Organization Profilewww.wfdcu.org

View Organization Page

34 Glennie StreetWorcester, MA 01605

(508) 752-1122

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

33rd percentile

0.86x

Higher debt load relative to assets than 33% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Liabilities / Revenue

88th percentile

28.30x

Higher debt load relative to revenue than 88% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Net Margin

42nd percentile

4.7%

Higher net margin than 42% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Top Officer Pay

47th percentile

$94,003

Higher top officer pay than 47% of similar nonprofits.

Top officer pay equals 7.9% of source-year revenue.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Asset Growth

56th percentile

2.5%

Faster asset growth than 56% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2012 to 2013

Revenue Growth

22nd percentile

-8.8%

Faster revenue growth than 22% of similar nonprofits.

2013 filings • $25M-$50M nonprofits • Annualized from 2011 to 2013

Balance Sheet
Liabilities / Assets33rd percentile

Assets

Up

$39,317,924

Up $946,204 (+2.5%) from 2012

Net Assets

Up

$5,441,478

Up $56,245 (+1.0%) from 2012

Liabilities

Up

$33,876,446

Up $889,959 (+2.7%) from 2012

Revenue And Expenses
Liabilities / Revenue88th percentileNet Margin42nd percentile

Revenue

$1,197,205

No earlier filing loaded for comparison.

Expenses

Down

$1,140,960

Down $94,333 (-7.6%) from 2012

Net Income

$56,245

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth56th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $32,331,015Liabilities 2010: $27,200,918Net Assets 2010: $5,130,0972010Assets 2011: $35,661,896Liabilities 2011: $30,397,286Net Assets 2011: $5,264,6102011Assets 2012: $38,371,720Liabilities 2012: $32,986,487Net Assets 2012: $5,385,2332012Assets 2013: $39,317,924Liabilities 2013: $33,876,446Net Assets 2013: $5,441,4782013Assets 2014: $38,472,081Liabilities 2014: $32,987,937Net Assets 2014: $5,484,1442014Assets 2015: $38,845,803Liabilities 2015: $33,415,623Net Assets 2015: $5,430,1802015Assets 2016: $38,702,271Liabilities 2016: $33,233,650Net Assets 2016: $5,468,6212016Assets 2017: $39,514,202Liabilities 2017: $33,998,474Net Assets 2017: $5,515,7282017Assets 2018: $39,711,296Liabilities 2018: $34,155,711Net Assets 2018: $5,555,5852018Assets 2019: $40,003,126Liabilities 2019: $34,432,595Net Assets 2019: $5,570,5312019Assets 2020: $46,348,193Liabilities 2020: $40,764,968Net Assets 2020: $5,583,2252020Assets 2021: $50,213,280Liabilities 2021: $44,579,447Net Assets 2021: $5,633,8332021Assets 2022: $51,655,973Liabilities 2022: $45,953,769Net Assets 2022: $5,702,2042022Assets 2023: $45,647,147Liabilities 2023: $39,887,570Net Assets 2023: $5,759,5772023Assets 2024: $44,946,785Liabilities 2024: $39,157,554Net Assets 2024: $5,789,2312024

Highlighted filing

2013

Assets$39,317,924
Liabilities$33,876,446
Net Assets$5,441,478
Open 2013 Filing

Operations Trend

Revenue Growth22nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,234,4392010Revenue 2011: $1,439,021Expenses 2011: $1,304,508Net Income 2011: $134,5132011Expenses 2012: $1,235,2932012Revenue 2013: $1,197,205Expenses 2013: $1,140,960Net Income 2013: $56,2452013Revenue 2014: $1,105,899Expenses 2014: $1,063,233Net Income 2014: $42,6662014Revenue 2015: $996,183Expenses 2015: $1,050,147Net Income 2015: -$53,9642015Revenue 2016: $983,503Expenses 2016: $945,062Net Income 2016: $38,4412016Revenue 2017: $1,004,243Expenses 2017: $956,752Net Income 2017: $47,4912017Revenue 2018: $1,101,927Expenses 2018: $1,062,070Net Income 2018: $39,8572018Revenue 2019: $1,101,461Expenses 2019: $1,086,515Net Income 2019: $14,9462019Revenue 2020: $1,027,164Expenses 2020: $1,014,470Net Income 2020: $12,6942020Revenue 2021: $946,881Expenses 2021: $896,273Net Income 2021: $50,6082021Revenue 2022: $974,928Expenses 2022: $906,557Net Income 2022: $68,3712022Revenue 2023: $1,124,089Expenses 2023: $1,066,716Net Income 2023: $57,3732023Revenue 2024: $1,236,248Expenses 2024: $1,206,594Net Income 2024: $29,6542024

Highlighted filing

2013

Revenue$1,197,205
Expenses$1,140,960
Net Income$56,245
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 13, 2014
Return Version
2013v3.0
Gross Receipts
$1,197,205
Mission and Program Overview

Mission

To encourage thrift among its members by the accumulation of their savings and loaning of such savings to its members for provident purposes.

To ensure thrift among its members by the accumulation of their savings and loaning of such savings to its members for provident purposes.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$22,222,312$24,199,789▲ $1,977,477
Other Notes and Loans Receivable, Net$12,359,194$12,674,556▲ $315,362
Rtn Earn Endowment Incm Other Fnds$5,385,233$5,441,478▲ $56,245
Savings and Temporary Cash Investments$2,268,248$1,100,866▼ $1,167,382
Land, Buildings, and Equipment, Net$793,918$778,298▼ $15,620
Cash and Non-Interest-Bearing Accounts$286,027$158,535▼ $127,492
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$38,371,720$39,317,924▲ $946,204
Other Assets Total$442,021$405,880▼ $36,141
Liabilities
Other Liabilities$32,966,153$33,866,899▲ $900,746
Accounts Payable and Accrued Expenses$20,334$9,547▼ $10,787
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$32,986,487$33,876,446▲ $889,959
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,385,233$5,441,478▲ $56,245
Total Liabilities and Net Assets / Fund Balance$38,371,720$39,317,924▲ $946,204

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$599,314$195,136$0
Other Land Buildings$0$0$0
Land$155,000-$0
Equipment$23,984$233,196$0
Leasehold Improvements$0$0$0
Closely Held Equity Interests$0--
Financial Derivatives$24,199,789--
Compensation and Service Providers
Top Officer Pay47th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Lisa CarmodyManagerFT$94,003$94,003
Jennifer RocheAssistant ManagerFT$64,695$64,695
Gerard DioTreasurerPT$34,343$34,343
Thomas DwyerDirector-janitorPT$8,730$8,730

Board Members and Trustees

NameTitle
Briean TangneyPresident
Douglas Armeyvice president
Arthur DavisonDirector
Brian FoleyDirector
Eugene CourtneyDirector
Martin DyerDirector
Michael CoakleyDirector
Michael ConleyDirector
Michael LavoieDirector
Paul BrosnihanDirector
Robert JohnsonDirector
Robert McCannDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$763,592
Investment Income
$433,613
Other Revenue
$0
Change in Net Assets
$56,245

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,197,205
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$1,197,205
Total Revenue per Form 990
$1,197,205
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$444,535
Salaries, Compensation, and Employee Benefits$401,307
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$295,118
Current Officers, Directors, Trustees, and Key Employees---$193,041
Information Technology---$156,499
Other Salaries and Wages---$123,964
Office Expenses---$65,192
Occupancy---$45,971
Other Employee Benefits---$33,461
Conferences and Meetings---$28,472
Depreciation Depletion---$27,553
Pension Plan Contributions---$25,993
Payroll Taxes---$24,848
Advertising---$19,736
Insurance---$18,288
Payments to Affiliates---$7,110
Other Expenses---$1,033
Interest---$10
Total Functional Expenses$0$0$0$1,140,960

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,140,960
Total Expenses per Audited Statements$1,140,960
Total Expenses per Form 990$1,140,960
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
certificate of deposits & shares to members$33,866,899
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Credit union membership includes approximately 1900 members who are in related to a firefighter who presently works or did work with the city of worcester.”

Form 990, Part VI, Section A, Line 7A

“5 board members are elected every year by the body to serve 3 years on the board.”

Form 990, Part VI, Section A, Line 7B

“at the annual meeting the membership votes on a number of issues that effects the credit union and are required by state banking laws.”

Form 990, Part VI, Section B, Line 11B

“presented and review at the monthly board meeting”

Form 990, Part VI, Section B, Line 12C

“at monthly board meetings Directors are required to disclose any outside related interests that may conflict with their fudiciary duties.”

Form 990, Part VI, Section C, Line 19

“the monthly balance sheet and income statement are posted in the main lobby. other documents presented upon request.”

Filing and Contact Details

Filer

EIN
04-1989205
Phone
5087521122

Signing Officer

Name
Gerard Dio
Title
Treasurer
Phone
5087521122
Signed
2014-05-13

Organization Details

Principal Officer
Gerard Dio
Formed
1937
Legal Domicile
Ma
Voting Board Members
15
Independent Board Members
15
Employees
0
Volunteers
14
Raw XML AppendixShowing 400 of 503 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0Director-janitor
IRS990/Form990PartVIISectionAGrp/TitleTxt1Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt2President
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5vice president
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11Director
IRS990/Form990PartVIISectionAGrp/TitleTxt12Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director
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IRS990/Form990PartVIISectionAGrp/TitleTxt15Manager
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IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt015
IRS990/GrantAmt00
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt01197205
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt015
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0156499
IRS990/InitialReturnInd0X
IRS990/InsuranceGrp/TotalAmt018288
IRS990/InterestGrp/TotalAmt010
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0433613
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0433613
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt022222312
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt024199789
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0428332
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0793918
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0778298
IRS990/LandBldgEquipCostOrOtherBssAmt01206630
IRS990/LegalDomicileStateCd0MA
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0To encourage thrift among its members by the accumulation of their savings and loaning of such savings to its members for provident purposes.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt05385233
IRS990/NetAssetsOrFundBalancesEOYAmt05441478
IRS990/NetUnrelatedBusTxblIncmAmt01890
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt045971
IRS990/OfficeExpensesGrp/TotalAmt065192
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0442021
IRS990/OtherAssetsTotalGrp/EOYAmt0405880
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt033461
IRS990/OtherExpensesGrp/Desc0loan services
IRS990/OtherExpensesGrp/Desc1members insurance
IRS990/OtherExpensesGrp/Desc2loan loss
IRS990/OtherExpensesGrp/Desc3misc.
IRS990/OtherExpensesGrp/TotalAmt010013
IRS990/OtherExpensesGrp/TotalAmt131333
IRS990/OtherExpensesGrp/TotalAmt233325
IRS990/OtherExpensesGrp/TotalAmt31033
IRS990/OtherLiabilitiesGrp/BOYAmt032966153
IRS990/OtherLiabilitiesGrp/EOYAmt033866899
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0123964
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt012359194
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt012674556
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt07110
IRS990/PayrollTaxesGrp/TotalAmt024848
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt025993
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0Gerard Dio
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0interest on loans
IRS990/ProgramServiceRevenueGrp/Desc1fees for services
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0679536
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt182166
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0681426
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt182166
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt01890
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgSrvcAccomActy2Grp/Desc0the credit union provides a .50% dividend to our members savings accounts and competititve rates to our members for their certificates of deposits.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0295118
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0433613
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0344702
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0500356
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0461973
IRS990/PYOtherRevenueAmt090188
IRS990/PYProgramServiceRevenueAmt0765372
IRS990/PYRevenuesLessExpensesAmt0120623
IRS990/PYSalariesCompEmpBnftPaidAmt0428618
IRS990/PYTotalExpensesAmt01235293
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01355916
IRS990/ReconcilationRevenueExpnssAmt056245
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0761702
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05385233
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05441478
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02268248
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01100866
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0599314
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0195136
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0794450
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt00
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt023984
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0233196
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0257180
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt01140960
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/FinancialDerivativesGrp/BookValueAmt024199789
IRS990ScheduleD/FinancialDerivativesGrp/MethodValuationCd0C
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt0155000
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0155000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt033866899
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0certificate of deposits & shares to members
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$39,317,924
Liabilities
$33,876,446
Net assets
$5,441,478
Revenue
$1,197,205
Expenses
$1,140,960
Net income
$56,245
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$44.9$39.2$5.79$1.24$1.21$0.03
2023Detailed filing. Detailed filing data is available for this year.$45.6$39.9$5.76$1.12$1.07$0.06
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$51.7$46.0$5.70$0.97$0.91$0.07
2021Detailed filing. Detailed filing data is available for this year.$50.2$44.6$5.63$0.95$0.90$0.05
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.3$40.8$5.58$1.03$1.01$0.01
2019Detailed filing. Detailed filing data is available for this year.$40.0$34.4$5.57$1.10$1.09$0.01
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$39.7$34.2$5.56$1.10$1.06$0.04
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$39.5$34.0$5.52$1.00$0.96$0.05
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$38.7$33.2$5.47$0.98$0.95$0.04
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$38.8$33.4$5.43$1.00$1.05$0.05
2014Detailed filing. Detailed filing data is available for this year.$38.5$33.0$5.48$1.11$1.06$0.04
2013Detailed filing. Detailed filing data is available for this year.$39.3$33.9$5.44$1.20$1.14$0.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$38.4$33.0$5.39$1.24
2011Summary only. Only limited summary data is available for this year.$35.7$30.4$5.26$1.44$1.30$0.13
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.3$27.2$5.13$1.23